J.G. Wentworth
Reviews and Complaints

I HAVE BEEN RIPPED OFF BY J G WENTWORTH I F YOU HAVE TOO OR HAVE A CLASS ACTION SUIT AGAINST THEM OR WOULD LIKE TO START ONE E MAIL ME AT MICOU12@AOL.COM AND MAYBE WE CAN PUT THEM OUT OF BUSINESS.

THANK YOU
MIKE FIELD

Agreeed, my mom had a structured settlement that she sold to if . My mom always came to me for advice about finance, she would like to fill independent, unfortunately she wasn't . She was heavily Medicated with pain pills . Also a recovering drug user . That's why we put her settlement in a structured settlement so she couldn't get it all at once. Jg called me on three way with my mom and I told them no she can't sell it . It's no benifit to her to sell. I also asked how they could get it if it's structured . They told me to have her lie and say she wa son he streets and needed it now. I also told the please stop contacting my mom . I have a power of attorney so she can't sign for things like that. Due to her being sick and over medicating her self . But they continued and she signed against the advice . But they took advantage of a lady that is bipolar, and overly medicated with pain opills like OxyContin and dalodid. Any advice for me ? Please contact me at jecy73553@yahoo.com

I am completely
disabled andnon very strong medications. I don't call these places so I don't get screwed. You have a choice to call them, and you made a poor judgement call. they didntll call you. My suggestion would be to not do anything financiallu unless your completely clear headed. I know I wouldn't do something like this while I'm on medication that affects my judgement.

I'm on many medications, and disabled but I'm not calling jg
Wentworth. Ennd result, not losing any money.

literally in a homeless shelter with my young son. I was 19 back in 1998.. 10, 000 felt like a million so I agreed and they took the rest...$90, 000. Really! This is/ was legal? I can't believe it ;(

These are just people looking to blame anyone but themselves.

america nothing there are rip offffffff

i agree wirh you jg wentworth rip me off to and my family i regret doing busness with them

Once you make an inquiry you will never be rid of them. Even long after you have collected all of the money from your contract. I checked with them one time, said no thank you and these PEOPLE are sending checks through the mail, now 3 years after I emailed, and called to tell them I do not want you junk mail, no annuity and they never stop, , just Bullies

That was really dumb to think you won $2 million in the first place. A fool is born every minute

I did some more checking and this gets more complicated. It seems there is a J g Wentworth in the pre-funding business (see facebook) but I do not think this is a legitimate business. So, you may be the victim of some type of fraud. The real JG Wentworth is the market leader in purchasing structured settlements, they have a reputation for very good customer service - but they are not in the pre-funding business. JG Wentworth acts like a broker and uses a network of companies to fund pre-settlement transactions. Apparently they are good at getting deals funded but slow. Good Luck and make sure you are dealing with a legitimate business. Like I said you should call Peachtree or maybe Oasis.

Dummy - JG Wentworth isn't in the litigation pre-funding business - read their webiste. All they do is send your information to another funding company since they get lots of calls from al their TV ads. Do your homework and call Oasis or Peachtree directly.

I'm using them to get money right now. Call the 1800 # ASAP and ask for a lady named Francine. Ask for her or Aaron. They're really good & they'll help you with whatever you need.

Legal? Unfortunately, yes - for now. Immoral and unethical? Absolutely. This company is ###.Do a search to see what they are all about.

Still sucks!

There was nothing for them to get away with. What they did was perfectly legal.

This whole complaint is ridiculous I completely agree with nicooler88

Don't we all learn the hard way. What do our elder's know? In the animal kingdom, the off-spring stay with the parent, and learn how to survive, in our world, teen's think they know it all! When they get burnt, they want to hit the re-set button.One common rule I use is: IF A COMPANY SPENDS HOURS, AND HOURS, POUNDING YOU ON TV. (CALL THE LAW OFFICE, CALL SO, AND SO DENTAL, CALL THIS CAR COMPANY, IF YOU HAVE BAD CREDIT) ECT. you know who they are, research the crap out of them, and more than likely, they are one law short of a scam.Did this person learn a valuble lesson? Only time will tell.

Jg wentworth is just doing their job. They have no control over what anyone does with the money, your neice was of legal age to sign this contract which spelled out all the details of the transaction. if she chose to be a junkie thats her problem not theirs

i never heard of a company that will lend you money on a pending lawsuit. Anyone can sue anyone for anything...not saying your case isnt legit but there is no promises you will get money. I have never used one of these services but I do remember when I initially filed suit against multiple insurance companies my attorney offered to lend me money without me even asking and I declined. I believe JGW and others will only lend you money on structured settlements/annuities (AKA guaranteed money!)

Hey guys, I have a structured settlement but I need cash now... any ideas?

how do you know they are scamming people out of their money? personal experience? and its a commercial if you dont like it then change the channel

Came here lookinG for this conversation. Had a friend with a structured settlement related to severe lead poisoning and developmental delay. Not the brightest needless to say. Took out lump sums until it all was gone and then rent-a-center came and took their stuff back he couldn't afford his apt and the old broken Mercedes tanked. Then the girlfriend and friends disappeared and he was broke bouncing between gas stations and fast food restaurants sleeping on his using mother's couch. Every bad decision rolled into one.

Sorry, in my previous post I wrote "graphical" errors, which was auto-corrected. I meant to type or grammatical errors...

To stopbeinganidiot,
Your post contained errors in proper grammar, punctuation, and spellIng . If you are going to ridicule another based on their poor writting skills, please write a post without these errors yourself. You are in no place to call another an idiot if you lack the same basic knowledge to complete a paragraph that is free of any punctuation or graphical errors.

I can make a recommendation for you. Most of your post was written with run on sentences. Please take a refresher course in English to learn how to write a complete sentence properly. Spell check ( other than suggesting to rephrase) can't help you there.

Why don't any of you people speak proper English or write using proper grammar or punctuation or even spelling? I mean, there is a spell check at the bottom of the text box! No wonder you idiots are getting scammed out of your structured settlements, if you can't even speak the language properly, how can you possible understand the legalese of the financial contracts you sign? If I may make one recommendation to everyone on here, GO TO SCHOOL AND GET AN EDUCATION BEFORE WORRYING ABOUT YOUR CASH PROBLEMS! You can go to a community college or state institution on federally guaranteed student loans if you don't what little cash would be needed to pay in-state tuition up front. Once you've completed some basic English reading and writing courses as well as some intro to finance and perhaps math courses, then go back and look at your structured settlement/cash issues and stop looking like ignorant fools ranting and crying about how some corporation took advantage of you, when you let them.

I 'M a FL State Certifed Victims services Provider. The many ripp off and lawyer and Business Victimizations is why I get the education, so I know what to look out for. I can advise those who are about to get ripped of and save them the pain and suffering of loss. And offer other possiable wasy to slove issues that bring people in contact with ripp off like Went Worth. I can be reached toll free at [protected]

I agree with this complaint. I had a structured settlement and sold it to 1 of the top companies and now I because I was mentally Unstable and heavily medicated because of a tratic brain injury. That was 6 years ago and I am not able to pay bills I am disabled and they did the same thing to me call me constantly every day. I was never in court they said I did not have to be there I only sign 1 paper and I don't remember even doing that. I believe that I should get my money back.

I sort of have to agree, with happy mama, Most transactions financial or not can be overwhelming or misunderstood, It would have been in her best interest to hire an attorney to ensure a fair process, Most people fail to realize that you can contact several companies to get a feel of what you would be dealing with, Personally i have found JG Wentworth to be very patient and not uncommonly good at they're marketing and sales tactics. I have learned a lot about the process because of patience on my end on on they're end. Clearly it is your interest to get the most out of your transaction, it is also clear that any lump some company will try to get the most out of the transaction. My suggestion is... Decide what amount best suits your needs. And do your home work. Most people who are unhappy with the after math, were unhappy with the process from the beginning. It is in your best interest to come up with a realistic needed amount and also determine what would be a realistic interest rate. Keep in mind, you can negotiate! Sometimes sitting on your decision could mean receiving a higher net with a lower interest rate. If you are unsure or not happy with the terms, do not continue. Chance are if your unhappy in the end, you were not happy with the decision from the start. No one said, business was fair, so do your homework, Not just on any company but the entire process including expected rates and terms of agreement. Most people who take to these transactions are often in immediate need of some sort of financial aid. Companies like JG Wentworth will provide you with respectable business which some find unfavorable, yet it is no different than the way other businesses conduct business. Chances are, you do not need the amount you are requesting so, question YOUR intent throughout the process, remember each yr contracted means consistent interest rate payback. DO YOUR HOME WORK, i do not mean on the company, most companies practice and trade in the same manner. They only become devils when you realize that you are equally unhappy at the end as when you started. try to understand the balance of rates and what your money is actually worth down the road. NEGOTIATE, BUT BE REALISTIC.

there is no way they can do that, has she been to court because this whole process cant be completed without a court order and being seen before a judge so there has to be more to this, the judge for one is there for your protection and he would not have aprove dit if it was not good for your benefit now for her to be able to afford a studio what the hell is she complaining about someo ppl out there like her in her condition dont have that so that makes me feel like you are in it for the cash greed and that is a sin my friend I have seen plenty people like you that only hang around because of the cash I recieve a settlement like your friend but in my case my father was the one who died and suffered I lived and I am fine and I know for a fact there are going to be people around you just because of the money so I say what does she have to say about this and not you. But she cant know can she because she is damaged.

Hey Amber! My name is Brandon, and I work with a group of private investors in Los Angeles. We recently scraped public records and noticed that you were getting a significantly lower amount than what you were owed by JG Wentworth. Our research team has indicated that we can get you at least 30-40% more than what you are currently being offered. Unlike them, we do not have any hidden fees, we will not harrass you and blow up your phone, and you would be dealing with me directly. We deal with our clients on a one-on one basis to meet all of thier finacial needs and goals If this is of any interest to you, please give me a call at [protected]. Have a blessed day

Call jg wentworth 877 cash now... they screwed thousands, they'll screw you too, one small payment they will send to you... let the vikings sing

Their television adds are the most annoying of all television adds! I have stopped watching certain television networks all together because of their annoying repetition in advertisement!

non of these complaints that i am reading dont have anything to do Jg Wentworth.. almost all of them seem to be that people just don't know how it works...do yourselves a favor and leave your money where it is and take your monthly payments no matter how long it takes to get it all ...its better to get something every month for 10 or 20 years than trying to get a lump sum like the rest of the people and then you're broke in a few weeks or months with the same problems...trust me its not worth it when a little patience you can get 100% of your money over time

i have sold an annuity payment to Jg Wentworth and had no such problem. Perhaps your problem is due to your own personal error with the banking account. good luck with that
Nice try JGWENTWORTH-LESS Common practice to rebut without rebutting, but if they where so good, they could rely on word of mouth, instead of mass advertising.

I am still dealing with this company...unfortunately. I am trying to sell part of an annuity to them, and have gotten nothing but lies. First, I was told things would be done by the end of May...now almost end of July, and nothing. Since the court approved me selling the payments to them, I have gotten nothing but lies and run around. Was told that funds will be cleared 48 hours after the judge rules...that was 10 days ago. Then I was told there was a paper missing from my files, and within 2 hours of them receiving that paper, funding would clear. They have had the paper for 36 hours now, and still waiting for the funding to clear. This is in violation of something known as the good faith law. Funding hasn't been approved, and no money from them has been paid to me so far. This company is no better than Peachtree Settlement Funding. I STRONGLY recommend finding a different company to deal with. I am about to cancel the contract with them, and find another company to deal with myself.

I owned a John Hancock policy and although I agree JG Wentworth is the equivalent of a huge payday loan, I think you're wrong to slam John Hancock.

Before I bought a Genworth policy from YourLifeSolution.com, I had a John Hancock UL policy that was quite simple and competitive.

Personally, I wouldn't have ANYTHING to do with a company that airs the stupidest, most annoying adverstisement that J.G. Wentworth has. Just like that idiot from "Binder & Binder" wearing that stupid hat saying "We'll deal with the government - you have enough to worry about!" They too are a TOTAL ripoff.

J G Wentworth is a scam and a bunch of liars. They say one thing and do another. They told us they were buying our annuity payments but then we found out that they bought the annuity. Probably nothing can be done but a word to the wise DON'T sell your money to them.

JG wentworth was running a contest and they have been scamming people and they force people to pay them for the contest i think the best bet to have them shut down becuase they are a very huge fraud

I ASKED JG WENTWORTH NOT TO CASH MY DAUGHTERS STRUCTURED SETTLEMENT IN, SHE IS A HEROIN AND CRACK ADDICT. THEY DONT CARE I TOLD THEM I LOST MY OTHER DAUGHTER LAST YEAR ON MOTHERS DAY TO THE SAME THING. I PLEEDED WITH THEM PLEASE DONT DO IT. THEY DONT CARE. IT IS ALL ABOUT MONEY TO THEM. SO WHEN MY DAUGHTER OVERDOSES AND DIES BECAUSE NOW SHE WILL HAVE ALL THIS MONEY I WILL SUE THEM AND LET EVERYONE KNOW ABOUT HOW HEARTLESS OF A COMPANY THEY ARE.

Wow how do you ###s get these settlements. I mean both of you have the worst grammar I've ever seen. I don't blame the deaf commenter because there are obviously things that don't translate well but the other dude that responded with an essay of uselessness and grammatical errors. Who are you to give advice to anyone. Always consult a lawyer or trusted financial planner when dealing with your funds, it sounds like you needed to make that 100k last awhile and this company ripped you off. Seek council with an accountant and find what's left of your money. A good one should be able to trace all the funds and if there was sketchy business practice withJD Wentworth you may look into suing them and BAM another settlement.

okay, JG unlocks your money (whatever sum you are requesting) - there are tons of fees (underwriting, court fees, lawyers fees, paperwork, hours billed to your account, etc...) they Cover those fees so you don't have to come out of pocket, and they recoup that money! and guess what they charge interest on those expenses and they charge you on doing what your do not know how do to. Which is unlocking your money through a Court and add on the convenience of time (instead of waiting YEARS for that money). In other words, you are paying for a Service. Like re-roofing your house, I'm not a licensed professional roofer, I pay someone who is qualified to roof and I would be charged more for a company that is Insured and Bonded. Same thing here, there are a lot of Settlement companies that do what JG, Peachtree, Singer Asset, Law Capital, Oasis Legal.- my Structure company, gave me a list of Settlement Funding companies they do business with on a regular bases - they did not recommend any company, I just asked for names and I did the research of calling each one (5). JG gave me the best offer (meaning terms and conditioning that worked FOR Me) - I hope this helps. Don't be lazy, do your research and ask LOTS of Questions and if the company doesn't want take the time to explain, then call a different Company that will take the time to explain, everything to you line by line.

thank u for ur comment i was thinking of selling a mortgage to jg i hold for 300, 000.00 i don't understand how everyone blames the victim there has to be someone to complain to i have been screwed so many times but i fight for what is right. when we drive past a car pulled over by the police we always think the person in the car is wrong not always true we have to protect each other i was also involved with a drug addict they can convince you that the earth is flat its ok to make mistakes that how we learn think positive and keep fighting its great you advised us of a problem thank u its so sad we cant trust anyone good luck sue them they have self help in supreme court inquire even in federal court

Your boyfriend talked you into taking 38K out of an annuity and then he spent it (probably on drugs) and then left you. YOU are the only one to blame.

It is unfortunate, but if you think about it; Human Beings are the nastiest animals on this planet. That being said, trust no-one. The people that screw you worst is family, I've been done in by Pastors, Brothers, Sisters, Doctors, ect... and all with the best intentions. I've lost a son, lost a fortune, and lost faith, but I still help people, for them, not for me, or any ( What a Great Person) akolades. This is just the way I am. The past is the past, chalk it up, trust no one, reaserch everything before you make a choice, and don't be pressured into anything. I know this happened along time ago, but I was just doing some research on JG Wentworth, and read this story, I don't know you, or your situation, so I hope this will help some other 20 something, that thinks they know all about life, and please use spell checker.

Hi, we are U.S. Settlement Funding. Here at U.S. Settlement Funding we pride ourselves in giving our clients THE BEST rates possible, as a smaller company we are able to give 2 to 3 times the amount to our clients compared to our competitors. We can also purchase life contingent payments or payments that are decades in the future. Give us a call today for a hassle-free quote! [protected]

I called many of them . And there rates are real to high. 33% . I want to buy my own house ...not paid of there house. Really ask what there rates are before jumping in the cold water. Do your resherch on google. That's what it s there. INFORMATION... Is your best defense ...

U.S. Settlement funding your information is completely misleading and inaccurate. JG wentworth only provides NET offers to their clients and any deductions from the final price would have been from a cash advance or a check they have already received from their insurance company. Before you decide to slander a company with an A+ rating on the better business bureau you should get your facts straight.

Hi, we are U.S. Settlement Funding. And we have discovered that MANY people have been ripped off by J.G. Wentworth. The reason is, they charge you for the court costs, attorney fees, overhead, and more costs that you don't find out until after you recieve your check and are disappointed. Here at U.S. Settlement Funding we pride ourselves in giving our clients THE BEST rates possible, as a smaller company we are able to give 2 to 3 times the amount to our clients compared to our competitors. We can also purchase life contingent payments or payments that are decades in the future. Give us a call today for a hassle-free quote! [protected]

i think someone need to start this lawsuit we are people too. we are getting our annuity checks on the 7th and late paying bills but everytime its they fault we suffer i wish i never dealt with these people

I agree with Dan Cooper, people should really read and not be lazy, unfortunate people don't do that, I think if they where that bad that the BBB would have closed them down, I thought for a second about using them, but, NO way...

READ...the fine PRINT... people

Your complaint makes absolutely no sense. You have no details, no explanation of what your problem actually is. Despite this you are making a post to this website to vent. Based on your refusal to give any real information about your problem, I am left to assume that you made a bad decision. In my experience, people who do a lot of complaining are victims only to their own greed and stupidity. You didn't read the fine print, to didn't pay attention to details, and let both your greed and laziness make all your decisions for you.

The worst part is that you cannot even come up with a decent lie to cover up your mistake. Now you've let your frustration at your personal failure get the better of you. The result is that you just had to come on here and tell the entire world about how you screwed yourself over. Congratulations.

They have horrible customer service. I have been trying to get my monthly check and they talk over top of me and they finally told me to quit calling and hung up on me.

Ever get a song stuck in your head at night when you want to sleep, and you just cant shake it... well, the new commercial with the 877-cash now song, all the tenors sopranos and baratones singing If you have an annuity and you need cash, now, call J G Wentworth 877 CASH NOW, 877 CASH NOW ! a r g h ... wish I knew who to call to get the explative deleted commercial pulled, and then there is " It's My Money, and I want it NOW ! over and frakin over again.. obnoxious...

Falling for a cheesy commercial when it is presented on the phone over and over to a woman with diminished thought processes is understandable. In 1980 Kate survived a head on car accident with a drunk driver, Kates head injuries were severe. her suit was won because she would have a lifetime of struggle from her head injuries. After a lot of thought and planning, a structured settlement was set up for Kathryn to have a lifetime income starting in May 1987. Kate has been receiving payments monthly for income. We wondered why she never had enough money to do anything extra. We were relieved that it wasn't a drug habit as we had suspected when we recently discovered that JG Wentworth convinced Kate in August 1996 to take part of her settlement out of Liberty Mutual. This decision has reduced her income substantially leaving her only able to afford a studio apartment, no transportation and with very little spending money. JG Wentworth with its exorbitant interest rates. has received $416, 000.00 from her repayments.for the $152, 300.00 which Kate took out of her life income. Due to her physical and mental diminishment caused by a head injury in the car accident in 1980( in which her mother was killed, ) Kate is not competent to reorganize the carefully thought out dispensation from Liberty Mutual. She is in no way competent to make major decisions regarding the dispensation of that money. She was a victim and led astray. Kate does not have employment and she may never be employed because of her deficiencies. We want her to feel capable and responsible. That is the way we want her to feel, but she is not able to be responsible for making any life changing decisions such as the contract that JG Wentworth made with her. She told us that JG Wentworth called her once or twice a day to entice her to withdraw in lump sums, her lifetime income. She was coerced give in and agree to take the money. All to late, we now have heard that those repeated phone calls began each time that a contract with JG Wentworth was completed. They convinced her to take out another loan, at least three or more times. There should be a law that prohibits companies like JG Wentworth from preying on people with diminished mental development. How could a person with limited judgment and reasoning be allowed to make such a monumental decision?

She will not be out from under JG Wentworth until 2013. Is there any recourse?