National Union Fire Insurance Co. review: Accident insurance

National Union Fire Insurance signed me up for a accidental insurance policy on 3/15/2011 thru US Bank without my consent. When I called to find out what the charge was for I was told US Bank requested it for a Home Equity Loan I had applied for. For years they continued to bill me, I recently closed the Home Equity loan but kept getting billed to my checking account. When I call US Bank they said that they didn't have anything to do with it, but gave the information to call Insurance company.

I've requested a full refund and the cancelation of the policy, but was told they couldn't authorize that.