Savings Club Now review: They took over 200 dollars from my account in October

I have been in the hospital and was just released in January and am just catching up on my bills. I see where Savings club now took out 99.95 twice out of my checking account. Once on 10/17/2022 and once on 10/24/2022. I have tried to get my money back but they said it's been to long and that the charges were correct. I really need help. I had 7 companies take 700 dollars out all in October. I never authorized these charges. All of them are third parties and they all have the same story.