200Cash.com review: Fraud fraud fraud! 265

I WANT TO CANCLE MY ACCOUNT YEA IS A GET OVER AND IF YAU HAVE ANY QUESTION CALL [protected]

cancle my account

I rently apply for a loan with 200cash.com on 11/24/08 for a 200.00 loan and they took19.00 for what I dont know and want credit for the 19.00

They took $19 out of my account and $31.85 for Theft Protection Services whickh I did not authorize.

-I would ilke my money back on this loan you people owne me 44.oo. I WOULD ilke it back

I, too, applied with 200Cash.com and was charged a $19.00 fee. I am now really afraid to see future unauthorized debits and withdrawals from my account. I called my bank (B of A) and placed a "stop payment" request on any future withdrawals or debits from 200Cash.com. Unfortunately, they will charge me a $20 fee if they attempt to take money from me again, but I feel it is worth it in the long run.

Not only have I tried to call them, but I've sent numerous emails and they keep getting returned to my server. I plan to join whatever class action lawsuit that gets filed, as well as posting complaints with the Better Business Bureau, Federal Trade Commission and U.S. Attorney General's office. I am completely DISGUSTED.

I also applied for a 200.00 loan. They took the 19.00 fee and then took 44.00 from my bank account. I have been waiting two weeks and still have not received the 200.00 loan. When I called the number given, all I get is an answering machine. This is crazy. This company is a rip-off!

In trying to apply for a Payday advance Loan which already charges you a $19.95 fee to apply and $60 per $200 it was an utter shock that this company 200 Cash.com had the audacity to charge me an application fee when they didn't even attempt to lend me $200 dollars at a ridiculous Rate of Return!

We should gather up all of our complaints retain an attorney and let him/her go to town and slap these guys with a lawsuit they'll never forget.

If you have an interest let me know as I am totally equipped to put this Company 200Cash.com under the bus...

i was charged 19.00 for the app fee and my loan is not into my account. the 19.00s was taken out on the 17th of dec.2008. now i want to know where its at or put the 19.00s back into my account.thank you.

they took money out of my account on 12/22/2008 and i didn't receive anything. i did not know anything about a charge until after all the info is submitted. this is a scam. stay away. no one gets approved but they will take money out of your account. they will send you documents and have you fax it back just to make it seem as if they are a legit company. think about it, if 5 people applies for a loan, they make almost $100. If at least 5 people apply every hour, they can make up to $2400 a day. This is a scam. They should be shut down, and sued! I want my money back !

This company took out 6 withdrawals of $19.00 in a 14 day span. I have emailed and faxed this company several times and have had NO luck in getting back my money. I never received any loan from this company.

WARNING: I recently went on line an applied for a payday loan, it took me to 200cash.com who said i was approved for a $200.00 loan and for me just to complete the rest of my information so the money could be deposited into my account needless to say i never received the money just them trying to withdrawl $19.00 which at that time i didn't have and it cost me over $96.00 in banks fee BE WARNED DO NOT TO DO BUSINESS WITH THIS COMPANY.

i applied for a loan with 200cash.com but I did not recieve the loan when i became suspicious because they were asking for things that was not usually asked for when getting a loan but I have noticed that they are taking money out of my bank account three times and i dont know how to stop them or reach them

was approved for $200.00 but they didn't put the money on my card. yet took 19.00

Yes, these guys are some total ###s, they got me for $19 then $44 and not to mention a O.D fee both times. And the killer part is that is that there is no way to speak to a real person. Because of them I had to close my account. Also be careful because they have friends that will sneak into your account with bogus checks and hit you for $49.95 then $39.95 and you will never see your money again.

I applied for a $200 cash-'til-payday loan. Never received the loan, but $19.00 + $44.00 have so far been debited from my account by 200cash.com. So far I have seen no suggestions on how to stop this company. I will be attempting to get a refund through my bank.

I also recieved a $19 charge on one of my accounts, I actually did some more digging and read some 'small print'. This fee is a non-refundable application fee...meaning they charge your account whether or not you are approved for the loan. It says this: "I authorize 200Cash.com, Inc. to immediately deposit $200 into my checking or savings account and to withdraw from the same account $200 plus the $60 fee on the date specified above. I understand that there is a $19.00, one-time only, non-refundable application fee, payable on the submission of this application and I also understand that I will be charged a $25 fee if the check or fee is returned for Non-Sufficient Funds. "

money was taken out of checking account causing numerous nsf fees please return the amount taken

I should have googled 200cash.com prior to submitting an application. Their webstie states "NO FAXING"; however once I was approved they sent me an email requesting that I fax documention prior to receiving my loan. And yes, they "stole" my $19. I will report to the BBB and Texas AG office for fals advertising.

I am getting tired of these withdrawals from my account. Its happened 3 times for 19 dollars. And this morning I woke upto find $44 taken out. I never applied for a loan from them and never got one. I WANT MY MONEY BACK NOW AND I WANT THIS TO STOP>>

200cash.com took money out of my account without my authorization. Now I have to pay a over draft of 35.00. 200cash.com took 44 dollars out of an account that has no money.

i applied for a loan with this bogus company and they took my 19 dollars and then told me i didnt meet the criteria for a loan i would like to know how many loans they have acctually have given . they said they woudld contcat my job and noone even called my work to verify anything . i am going to work my ### off to take this company down.

I was denied for a loan through this company. They still took 19.95 out of my account without my permission. I am trying to get money for a family emergency and they tale money out instead. I am reporting this company to the better business bureau along with another company that did the same thing to me. These companies like this should be ashamed of themselves and be taken down. I want to sue this company along with the other company that did this to me and everyone else they did this to. Anyone with me?

It's a pity you cannot read the terms and conditions listed on the VERY FIRST page of the site which explains the charge:

Q - What does it cost to get a payday advance loan?
A - For each $100 borrowed, our charges are a low $30 every 2 weeks or part thereof. There is also a $19.00, one-time only, non-refundable application fee, payable upon submission of this application.

Next time, fully read the company's policies BEFORE you try to coax any money out of them.

I too had $19.00 taken and have not heard one way or the other. When I email them about my status, I get a email back saying the samething. This is what it says " :
status@200cash.com On: Apr 04/15/09 12:06 PM
Dear Applicant,

Thank you for applying with 200CASH.COM, INC.

We endeavor to review all applications within 24 hours, it is impossible to respond to status requests directly given the quick turn-around time of our process.

All applicants will recieve by email either an approval notice which will include direct contact information for your assigned Account Manager, or a declined notice detailing the reason(s) for denial.

Thank you in advance for your patience and for giving us at 200CASH.COMN the opprtunity to assist you with your short-term financial needs.

Regards,

The Account Management Team
200CASH.COM, INC.

If you read the first page of the site, you would know the $19 is for the processing fee.

$19 is the processing fee, smarties. They have to check your credit & crap to make sure you deadbeats can pay them back. Says it all on their FRONT PAGE. Read the site next time, genius.

they did the same thing to me told me i would be getting 200 directly deposited into my account on 4/16/09 at midnite and there was no show. Now my account has been debited 19.00 and i did not authoize it because i had pulled out knowing i would be charged and that i had no money in my account to cover the 19.00 so now they are ripping me off and im going to my bank to make sure they dont take another debit of 19.00 out of my account they are a fraud and scammers

thats all fine and gooe but the paper work we sign and fax back guys was a wage garnishment agreement how many of us will be working for free before this will all get resolved luckily i never gave them 19.00 bt should i expect them to start taking my paycheck too

I was ripped off from cash 200.com this company is rotten to the core charge 19.00 i never signed a loan application beware beware Jonesjimmy536@aol.com

i got the loan and never received the money loan they just started to take money out of my account and charged it over 500 dollars. i dont know how this would happen when they never gave me anything.

i canceled the loan application and the company keeps taking application fees, from my account...over drawing my account.

On 5/18/09 200cashadvance debited my account for the 19.00 fee and sent me a confirmation number; as of this date, 05/23/09 no 200.00 deposit has been made.. their phone number is [protected] and their mailing address is: 110 W. Ninth Street s-581.' Wilmington, DE. 19801. Another email address is qcl@impulsemg.com, and they're referred by Cashtree Advances. Hope others have better luck at contacting these people.. be sure to contact your bank and place an immediate "stop Payment" on their ACH debits. Respectfuly David ... davidwtimmons@yahoo.com

I applied for a payday loan with this company and never received it, however they told me that I was approved. They withdrew 44.00 out of my savings and to date I have yret to receive a loan from them when I called them to report this I got the run around. I would like to know if there is anything that I can do to get the 44.00 back along with this complaint

this company has been taking money out of my checking account for 3 mounths. i do not have a laon with this company. i have had trouble getting someone to take care of this problem. i whet to my bank and they told me to get in touch with 200cash.com to get them to take care of this but i can't get anyone at this company! how do i get my account taking care of because i don't have the money to pay for this.

I have had the same problem, plus another company is doing the same thing, they made fraudulent check and sent it to the bank. They thought they were smart, and used another companies name to take more money out. But on both fraudulent checks it had the same account number on them through the same bank.

I was charged $19.00 by 200cash.com for an application fee that I do not recall seeing because had I s=noticed it I would have terminated completing it and moved on. This has to be a fraudulant business practice and hope the proper authorities shut them down anr force them to refund that money to whom it rightfully belongs.

me and my husband had the same problem we never recieved our money and the next week they took 56.00 out of our account then two weeks later they took 45.00 out i want to put a stop to them we all need to do something

I applied for a payday loan with 200cash.com. I never received the money into my account. They have all my personal & financial information. About a week after application, they began taking fees out of my checking acct. My bank was not able to stop the drafts. My account ended up being extreely overdrawn because they constantly were taking money. My bank kept charges overdraft fees too...and eventually closed the account. I attemped by email on several occassions to contact 200cash. I never received any response, even though my emails were marked as urgent. Months have gone by & I just received a call from a collection agency working with 200cash. They have turned my info into the courts & police. The representative told me they issued a warrant for my arrest becuse I frauded them! They say I took money from them and had no intention in paying it back. They say I gave them info for a bank account that had no money & my drafts were returned for insufficient funds. The gentleman was rude to me and threatened me that I would sit in jail and he hoped that I had someone with money to bail me out! I got upset & started to cry a little. He told me it was my own fault & I stole. I attempted to explain to him that I didn't know anything about a loan from 200cash and that is why I didn't put money in the bank to clear the drafts. I also told him that I had, on a number of occassions tried to contact 200cash and got no replies. He called me a liar and told me that they made many calls to me and emails that I ignored...becuase I knew I was guilty.

I don't know what to do. I lost my job 2 months ago due to the economy. I have no money to even attempt paying this when I go to court. And I definately don't feel I should pay a debt that I did not incur. They are totally scamming. I am scared to death that I will be picked up by the police & thrown in jail. PLEASE...what should I do?

Susannah

You're not alone:

http://www.consumeraffairs.com/finance/200cash.html
200Cash.com — Fraud fraud fraud!
/URL removed/?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search!&q5=200cash

And those are just from the first 5 results when doing a Google search on them. I would suggest gathering as much information as you can about them (name, address, phone number they called from, person's name that called you, etc.) and about the so-called loan they never gave you and submit it to both your local Better Business Bureau and your local State Attorney. You can also direct them to the multitude of similar complaints like I listed above to further back your claim.

Let them threaten you with warrants and jail time - in the end, if you nip this in the bud, it will be THEM that find themselves in an 8x10 cell and not you.

Best of luck.

Dave