Definitely an SCAM! Read all the reviews before sign any document. I'm trying to cancel the policy, and they continue to charge it to my account. When you reach somebody by phone after more than 30 minutes after the automatized answering machine answered your call, and a natural person take the call to try and start the cancellation process, they pass the call to different departments, they play hot potato with you, after more than one hour in their game then they tell you that you will be receiving an email in 24 to 48 hours with the cancellation instructions, which arrive more than a week after your call, it reads that you will be receiving a written cancellation application by mail at the address in the policy, which never set foot in your mail. All this while they continue to charge their super expensive policies in a monthly basis. The only thing they are good and very aggressive is in selling expensive policies. Do not fell in their SCAM, I really don't know how BBB rated A+ this company when it has 1 STAR of 5 in their reviews, I believe it is time that BBB make a re-evaluation to this company, otherwise it will lose credibility.
Recommendation: STAY AWAY from American Income Life Insurance Company. Make a good research before obtain an insurance or life insurance policy.