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Debt Settlement

Debt Settlement review: STOLE MY MONEY 6

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4:22 pm EST
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I STARTED PAYING THIS COMPANY LIFEGUARD FINANCIAL WHO CHANGED THEIR NAME TO SAFE TRUST FINANCIAL. THEY STOLE OVER $5000 FROM ME. THEY TOLD ME THAT THEY WOULD TAKE CARE OF ALL OF MY CREDIT CARD DEBT, AND DEAL WITH ALL MY PHONE CALLS. NOW EACH CARD IS TRYING TO SUE ME AND SAFE TRUST SAID THEY WILL NOT REFUND ME THE $5000 AND THAT THE MONEY WENT TO THEM FOR THEIR FEES. I SPOKE TO A MAN NAMED ANTHONY Z. WHO SAID THAT MY CREDIT WOULD GET BETTER AND THAT HE WOULD HANDLE EVERYTHING. THIS GUY DID NOTHING BUT TELL ME WHAT I WANTED TO HEAR UNTIL I PAID HIM. THEN HE HAD THE NERVE TO CALL ME UP AND OFFER ME MONEY TO TELL MY FREINDS ABOUT THIS PROGRAM. I AM TELLING EVERYONE OUT THEIR THAT NEEDS HELP WITH THEIR CREDIT CARDS THAT LIFEGUARD FINANCIAL, AND SAFE TRUST FINANCIAL IS A COMPANY THAT PREYS ON THE WEEK, TO MAKE A LIVING...

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ALEX-VILK-New York-Con-Artist-from-PA
US
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Nov 04, 2009 8:20 pm EST

I'm so sorry to hear of your experience with this CORRUPT Company - SafeTrust Financial aka Safe Trust Financial - Previously known as Lifeguard Financial.

- BEWARE - New York Attorney General has shut them down as Lifeguard Financial and so has a dozen other States, so they changed their name from Lifeguard Financial to Safe Trust Financial aka SafeTrust Financial.

Wake up Federal Bureau of Investigation - FBI: Alex Vilk is personally responsible for most of this Virus in the debt settlement Industry, as he is apparently the national sales director of then Lifeguard Financial and now SafeTrust Financial whose sales forces at various locations around the Country seemingly find it appropriate to flat out LIE to consumers over the phone from "LEADS" deriving from the Credit Bureaus!

# 9 # 1 # 1 =FRAUD: Safe Trust Financial aka SafeTrust Financial - Previously, "Lifeguard Financial", Cold Call (Phone Terrorists) those who are down on their luck - over their head in credit card debt and along comes Alex Vilk who closes "debt settlement deals" himself and now primarily teaches the affiliate offices he has recruited to also deceive their Clients into thinking that they have their entire social security number by stating, "that they have the last 4 digits of the consumers social security number and would they please confirm the first 5 digits ... FRAUD - IDENTITY THEFT - Debt Settlement ?

FYI: I was hired to work at Lifeguard Financial in Manhattan, NY 5 months ago (Resigned) and what you just read is what I experienced - FACT!

Consumers and Former Employees - Unite and take the time to write out your personal experience(s).

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The Nice Guy
Blackwood, US
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Nov 30, 2009 4:55 pm EST

It's funny you say that safetrust has stole money from you because as an ex-employee of safetrust i turned in a modification right before i left for a client of mine that lives out west. In doing so i was under the impression that he was in good hands, well come to find out i contacted the manager that i turned it into last week and he
(CHRISTOPHER ROESLY) told me that he does not have time to work on the file because the guy only paid him $500.00 so far. Chris did not state this information to me when i handed him the file along with the guys $500 deposit. So now i have to deal with the guy that may lose his house right before the holidays because of safetrust and CHRISTOPHER ROESLY's negligence. In addition i've tried repeatedly to contact Safetrust and Chris with no success to try to get the file back along with the deposit of $500.00. I would advise nobody to work with this company as i have heard this from many people. Don't really know how the rest of the company works but as far as the Mt laurel NJ offfice goes them guys are a bunch of scammers just trying to make a quick buck and one day its all going to come back to them!

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Lynn Pattinson
Buffalo, US
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Jul 23, 2010 6:57 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I was a victim of debt ssettlement scam myself, it was terrible and at age 49 i am still digging my way out of the mess they got me into. They promised within a month they would send letters to all my creditors letting them know that i was with them now and they would be handling my accounts. In the meantime they were taking 300.00 a month from my checking accout towards paying the reduced fees of my credit cards they promised. 7 months went by and with numerous phone calls to the company (DRO Debt Relif Options out of Texas) they still did not send any letters and by this time all my credit cards were late because DRO was taking the money i used to pay them. I received sometimes 15 calls per day from the credit card companies and DRO said oh they will contact them. They never did and they never gave me my money back. It has been over two years and I am just now paying off the last of my credit cards. After all the penalties and interest charges one of my cards went from 1000.00 owing to over 2000.00. I sure wish I could get some of my money back from DRO it would sure help in my financial state they put me in as before I joined them I had such good credit. Thanks DRO wish I could help you all some day.

Wishing to get out of this mess

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Ed B.
Ballwin, US
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Sep 01, 2010 10:52 pm EDT

STAY AWAY FROM UP-FRONT FEE SETTLEMENT COMPANIES: When searching a debt relief company to work with always look at their fee structure. If they charge anything up-front or charge monthly dues, it's better to stay away. Settlement companies should only charge a fee once a settlement has been finalized by the debt agency and the client's creditor. They should also charge minimal fees based on what they save their clients. www.personalcreditsolution.com operates with this fair fee structure and offers a full satisfaction guarantee to each of their clients. Remember, there are honest settlement companies out there...you just have to do your homework and see what you're really paying for their service. Contact Personal Credit Solution as they offer a free unbiased consultation to all their clients. They also inform clients of all the debt relief options out there, so that their clients are fully informed of their options. www.personalcreditsolution.com [protected]

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george67
Coon Rapids, US
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Jan 03, 2011 6:31 pm EST

Is there anyone out there that can help with these type of situations? I too am a victum of Lifegaurd financial we are now $42, 000 in debt which Life gaurd has half of it and we have creditors calling our home to collect, our credit is shot we can't get another loan we already took out a loan to pay lifegaurd up front and we can't find a phone number for lifegaurd or safe trust that will put us in contact with them so we can get our money back and start building our credit again I would call a lawyer but don't even know how they would help. Does anyone have any advice?

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AnttiU
Marietta, US
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Nov 04, 2014 8:47 am EST

Anthony Zorzi ended up working for me a construction laborer. We red handed caught him stealing metal and stripping all the plumbing out of our investment houses. After due diligence we confronted Anthony to tell the truth he didn't as a result he was prosecuted in three different towns and now sits in the Camden County Jail...

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