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CB Credit Cards Review of Diamond Preferred Citi Credit Card
Diamond Preferred Citi Credit Card

Diamond Preferred Citi Credit Card review: 29.9% Citi Card has charged me 2

M
Author of the review
10:12 am EST
Verified customer This complaint was posted by a verified customer. Learn more

I have been in a sales job and I have been on very crazy schedule for years. So
I did not check its interest. Last September I lost salary job since then I am on unstable commission job. I have used the Citi Credit Card for 5 years and since 2010 I began install payment of $300 every month so that I can keep up with its payment. This month I made $200 payment manually and call Citi to stop automatic $300/m payment . There is no bill payments are behind.My credit score is around 680 and not bad credit score.
I asked the customer service what interest rate they have charged me on the card. They told me 29.9 %, I was shocked and very angry.
For 2 yrs in order to pay off the credit card, I have paid $300 every month and I seldom used the card. Today I realized CITI has charged me 29.9% interest almost 30% and learned that is why it seems I am not able to pay down any principle.
I asked Citi to lower interest but they are not willing to do it and only Citi offered me is giving me 7.99 % for new purchase. They would still charge me almost 30% on existing balance. I also asked whether they can lower the amount of balance I owe because I having a financial hardship and 30% interest is not justifiable but they refused to do it. Citi Credit company has been taking advantages on me. I need strong supports to stop Citi credit company taking advantage on me further.

Update by Makiko Chereil delaRiviere
Jan 11, 2013 10:28 pm EST

Johnny St. Thank you Very much for the tip, I Do!

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Johnny St
Dallas, US
Jan 11, 2013 3:44 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

NEVER TRUST CITI BANK ! RIP OFF ALERT...Citi bank is a crooked business!
Citi over charges $$$$$$ American customers HIGH interest rates with out just cause. Big scam needs to be stopped.
Send your complaint to : Sen. Elizabeth Warren: http://www.warren.senate.gov/contact.cfm
She is is an active consumer protection advocate. & the real solution to this criminal bank.

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jenina rentas
norwalk, US
Jan 22, 2014 3:28 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

There is no one to speak to they just keep passing me from person to person and no help my payments are so high as well as my rate with Citi card and I have been a customer since 1991 and I am just trying to pay it off.
Help I would like to put in a complaint about the whole company and their employees that do not understand what you are asking help for.