e payday loans review: payday loan

This loan company keep pulling out money an over drawing my account until my back closed my account they also were taking 75.00 per month for 8 months for a 300.00 payday loan now they want me to pay abot 1, 000.00 to close the account I am total disabled and they call from 9:00am to 9:00pm now they have cooection agency acting they are lawyers to take me to jail and the person calling me is from india not even a american company