Hargrave And Associates review: Credit Repair Scam 88

I was referred to Hargrave & Associates by a former co-worker who swore that Hargrave & Assoicates helped her with her credit. I signed up for the program in June 2008. When I saw a few things removed from my credit report I thought the program worked. I even referred a few of my own friends. This was definitely a scam. I signed a contract and mailed it back as they requested. I contacted "James" in August because there had been no further progress. He informed me that it hadn't been 6 months yet and assured me that they were working on my case. I could have taken that $250 and actually paid some of the crap on my credit report. This is my first time being caught up in this type of scam. I am shocked and horrified that people could be so cruel during these economic times...especially targeting those of us who are already struggling. I hope that they find these people, lock them up, and throw away the key. If anyone knows of a class action law suit or anything that is being done, please contact me. My e-mail is lucasangelam@hotmail.com and my name is Angela Lucas.

UNFORTUNATELY THIS HAPPENED MS LUCAS HAS NOT CONTACTED ME KEVIN HARGRAVE AS SHE STATED THE PEOPLE SHE KNEW GOT HELP AND THINGS WERE REMOVED FROM HER OWN CREDIT BUT BECAUSE OF THE TRAGEDY IS NOW READY TO SUE FOR $250 WHEN I AM SURE WHAT WAS REMOVED FROM HER CREDIT WAS MORE THAN $250 ... MANY PEOPLE ARE ACTING VICTIMIZED HERE AS IF TO SAY I WENT TO HARGRAVE AND ASSOCIATES AND I HAVE BAD CREDIT NOW BECAUSE OF IT ..COME ON PEOPLE YOU CAME TO HARGRAVE AND ASSOCIATES TO HAVE THINGS REMOVED FROM YOUR CREDIT YOU RIGHTFULLY OWE.. YOU PAID $250 AND HAVE SEEN MANY OF THESE THINGS TAKEN OFF AND HAVE BEEN ABLE TO START REBUILDING WHY NOT FOCUS ON SAYING HARGRAVE REMOVED SOME THINGS AND NOW I AM GOING TO FIGHT WITH EVERYTHING I GOT TO START WORKING ON MY CREDIT INSTEAD OF I WANT TO SUE HARGRAVE FOR TRYING TO HELP ME! ONCE AGAIN I CAN BE REACHED AT [protected]

I also signed up in August, I paid $300 dollars and I just got some minimal work done, like the deletion of 2 credit inquirities and the rest was updated info on my credit report which lower my credit even more. I've been trying to contact them but the phone is not in service. I'll try contacting them on 12/1/08 to see what they say at [protected]. Anyways, It wasn't even worth pay that much money for something that could have dome myself. Check this website out http://www.creditinfocenter.com/

Well whenever u guys get together and due a law suit let me now please!ASAP

Ms Williams who posted the only comment in reference to agreement of this companies progress with credit repair is latrece's mother. Latrece's maiden name is Williams

wow the hatred that goes on the company gets crucified look at that last comment that is ludacris the hatefulness of people its amazing how many people hide behind these emails stand up and say who you are please why drag my family into this ... I am trying to help everyone i can and this is what i get ...wow

This is the day that the Lord has made and we shall rejoice and be glad. I am writing once again to let everyone know I am getting responses from many customers I appreciate every one of you. The words of encouragement have truly blessed my soul and helped me to press on...the words of evil have truly been a motivation to know that the God I serve is able to deliver me and he will...but if God allows me to stay in this position for however long I will trust and believe in him and keep fighting! If I can help anyone who has signed up with Hargrave and Associates you can contact me directly at [protected] if you dont feel comfortable with verbal communication simply email me at hargraveandassociates@comcast.net PLEASE provide your name contact number and last 4 digits of your social so I can identify who you are and give you help. People be encouraged I know we are in a recession but if you put your faith in God he will see us through HE HAS NOT FAILED US YET---SO WHY NOT TRUST HIM!

Hargrave just literally disappeared! I signed up in October and have not been able to contact, call, e-mail, view their website or anything... I finally got in contact with Kevin Hargrave at [protected] (with the help of BFS Credit Services) and he is promising to straighten this out 9representing the Hargrave customers)... If you need help or answers, please call him.

I recieved the "contract" from Hargraves signed it, paid my money and have never heard a word from them... i even fell for the stupid credit card crap and am now in worse shap then before... they even offered me a $100 gift card if I refer 5 friends... thankGOD I didnt ... they pretend to be so godly and they talk to you about what a 'BLESSING' they are ...HA! MORE LIKE THE DEVIL IN DISGUISE...

Kevin, please stop humiliating yourself, with your responses. It is so upsetting. You sound like a sick puppy. You nor your company had this much affection towards your clients while in the process of signing up for your service. I really hate that I gave your company my $250 thinking that I would begin living such a wonderful life. Did you or your scamming wife Latrese ever come to think how your negatively affecting peoples lives. I have three kids and I'm a single mother at that. That $250 is alot of money to people like myself. I have received my legal documents in the mail and I plan to sue you for everthing that it's worth. I also strongly encourge everyone else to sue. If you need any info on how to get started, go to the FTC website. Latrese & Kevin, do you two really think your new company will prosper BFS. I will do everything in my power to make sure everyone out there know about you scammers! Now pull that out of your Bible and blog it!

Me and my father both signed up with Hargrave and Asso. I was also told that we would be in the program for 4-6 months. We paid $280.00 each and signed up in Sept. 2008. We were told that we would hear from them in a few weeks and it never happened. I tried to contact the company at the same number that I used to make the initial contact and kept getting a busy signal. I am furious and want my money back. I feel really bad because my father also lost his money-and I was the one to encourage him to sign up.

i knew when i saw all those ### pictures on that website this was a scam! and the nerve of the ### driving fancy cars ###s shouldnt have none of this the only way they can get it is selling drug thats probably why there out of business shows ###s cant have anything i cant stand them we all need to sue these ###s! IF YOU WANT IT DONE WRITE DO IT WHITE!

I spoke with Kevin Hargrave after calling the number that he listed in one of his posts. I spoke with him and was able to resolve the questions that I had in reference to my credit. I was pleasantly suprised to find out that the number that I called was his personal cell number. I feel that if Mr. Hargrave was as dishonest as many people- (and I have admit that I thought the same when I could not make contact with his company and finding out that it had shut down) are making him out to be- he would not have posted his personal number. Needless to say- he is making himself an easy target for all of the negative feedback he is bound to receive. I am sure he thought about this before listing his personal number -but righting any misunderstandings was far more important to him. Mr. Hargrave should be given a chance to rectify the things that have gone wrong and he cannot do it without our cooperation.

@ Likenoother

Ik went to their website www.bfscredit.com, the name that you said Hargrave is now business under. Well you are right, I looked at their contract and this is what they put at the end (copy).

FLORIDA DISCLOSURES: Pursuant to Florida law, HARGRAVE is required to provide the following information
BFS credit services Principal Business Address s:
BFS Credit Services
1038-5 Dunn Ave #136
Jacksonville, Fl 32218
The terms and conditions of payment, amount of each payment, and total payment are disclosed in the Contract Agreement.

As you can see they forgot to remove HARGRAVE out of there. Maybe this is a way to do something about this company as well, since they seem to be the company that was charged by the FTC.

I agree with everyone that feels they had been scammed.. I to earlier this year signed up with Hargrave and ### right after i received my
stimulus check, I figured since it was some unsuspected money that i would do something positive with the money. I actually heard Russ Parr from
radio money saying, "come on people lets do something positive with your money instead of buying your kids jordans.. The radio show as well as others sang Hargraves praises.. At first i was ify about it but the sales rep was so positive and actully let me break up my $280 dollar payment in 2 installments I recieved plentyof correspondence the first i would say 2months my equifax report came back with 12items removed from it but
afterwards things went dowmn hill my other 2 never came and when i called in to get an update it seemed like i got the same as old black lady that
was so rude and continued to tell me to keep calling back. Around labor day the phones had a due to hi call volume ### prompt i from there
felt something wasnt right.. now like the others the phones kept disconnected i even called my cell phone provider thinking it was a problem with my phone. There is a new number ([protected]) that is now no good it think they felt us catching on.

I thnk we should bombard these radio stations that were promoting them and ask them "what now" that would be (www.radio-one.com)
Dont get me wrong they did like $75 worth of work but a deal is deal .
I should of just brought my 7 and 9yr old girls fur coats instead but oh well you live and you learn all I can say is research-research-research

Unathorized charge for debt owed to this company

I also signed up for their services the only difference is everything they said they were going to do they did but now that i'm reading you alls compliant i'm worried about wahts going to happen to my credit information...?

They took my money and never did what they were suppose to and now i want my money back

Hargrave and associates is nothing but a rip off and I want my money back and more. I never received the information as promised but they was so easy to take my money, now I can't even get in contact with the office and I am very disappointed. If I can file a complaint to get my money back I will be more than happy to do that, or I would like to get all my personal information back.

I just got off the phone with Kevin Hargrave, whom by the way is a very obnoxious and rude person to begin with and does not maintain a professional demeanor at all. Who then claimed that he had made my score increase by 100 points since I began the program, but unfortunately that's untrue, I am not a fool and have been tracking it long before Hargrave and Associates came along. He also now claims that there is no guarantee and no promises and that he cannot make my credit perfect, and that it is wrong for people to even think that's possible. Too bad tho, I do remember the ad and gimmick being that "Hargrave & Associates can help you repair your damaged credit in the next four to six months, guaranteed!" or "WILL THE $250 PAY EVERYTHING FOR ALL 3 CREDIT BUREAUS? Yes. We, at Hargrave & Associates Financial Solutions, Inc. will work to get your beacon score over 620 and 80% of the negative items removed for only $250; no other hidden charges or fees." He then proceeded by insulting me and calling me names, as if to point the finger at me...rather than maintain the focus on the bs he's been claiming and now denies. This guy is a joke and this is definitely a rip-off, if isn't a complete scam altogether. What's worse is that he is definitely running BFS Credit Services now, and now there's a monthly fee, instead of a flat fee. I know this for sure because I asked him to call me direct, and BFS CREDIT SERV popped up on my caller-ID. By the way Mr. Hargrave can be reached at [protected]. But, I am calling the FTC and my lawyer for guidance on this one, you should too.

this is kevin hargrave and i did speak with ms longino and alot of what you see is true i cannot promise perfect credit and yes the new company has to charge a monthly which she or any other hargrave client is not required to pay but if i choose to stay in this business of helping customers thats what i have to do by law... hargrave was closed down for how we took the money charging $250 upfront is what we got in trouble for i think that is a shame i am continuing to help hargrave customers you can contact me at [protected] anytime and i will talk to you please do not call me just to be direspectful and demeaning i am trying to help if you dont want my help contact the FTC they closed us down and have no intents or ability to refund the customers so i am doing everything i can to provide the great services we provided in the past i dont know where ms longino is saying her credit score went up from because we actually showed less than what she thought we try to help clean up some of the questionable items on your credit you still have to build your credit I am here to help if you let me!

i signed up with hargrave and associates in july of 2008 and paid $300.00 for them to help repair my credit. It only really cost me $250.00 for them to repair my credit but i signed up for the credit card too thinking it was the right thing for me but unfortunatley it was not. It took them about 3 months for me to recieve my credit card and every time i would call they will tell me that it has already been sent out to me but it really didn't. I reallly got frustrated and kept calling. Hargrave and associates let me signed a contract stating that they will be helping me get my credit back straight in at least 6 months and that did not go through faithfully. I know everybody makes mistakes but all i ask is they refund me my 250.00 back asap. everything taht was on my credit when i started is still now on there nothing was improved.

Do not give these people your money. They have stolen $349.00 from me and now they are out of business. I believe they are now called BFS.

I joined in June 2008 and was told that my credit would be clear in 02/09 can't get in touch with them at all. I got the information from the radio station so I thought it was real. I would like to be apart of a class action suit against them. Can't you just amagin how many $300.00 payments that they have recieved from honest people. It is just not fare, all personal information is just out there only god knows where. Can someboby PLEASE do something.
If anybody heres anything on a refund or a law suit please contact me:
Linda_cage83@yahoo.com Thanks in advance

I signed up with them also in Feb. 2008. At first I saw results but as time begin to go on I never heard anything from them. I called them about two months later and asked how come I haven't heard anything from them. I was told that it is my job to contact them and foward my results from the credit bereau. I asked after this is complete what was the next step. I waas told that after the investigations are complete (six months) then they would foward my file to another part of the agency that would help me to get finaced. Called them back in September no answer. I called them back for about a month. Never heard from them.

Talk about being PISSED off! I signed up with Hargrave and Associates on April 29, 2008. They claimed that they would be able to remove the negative info from my credit reports w/the 3 major bureaus. But I never got anything in the mail from the bureaus. I constantly called to find out what was going on and continued to get the run around (including frequent hang-ups in my face, promises that the manager would call back within 72hrs, and a whole bunch of other crap). I paid them $270. And they did nothing. So I tried to call them again sometime in September only to find out they their phones were turned off. I tried the website and it was no longer available. I was angry! So today on my way to work a commercial comes on for credit repair and the company name was BFS Credit Solutions. The website they gave was www.helpmycreditnow.com, which sounded familiar. then i realized that was hargraves website. I immeditately googled it only to find they they are the same freaking people. WTF! they are even listed at the same address in FL on Dunn St. I hope that a class action lawsuit gets filed against them because I will definitely be in line for money back. i contacted the Florida but they didn't help they sent a letter saying that the company would not cooperate and that they couldn't help me any further. HARGRAVE AND BFS CREDIT SOLUTIONS ARE TOTAL RIPOFFS, SCAMMERS, LOSERS. SCUMBUCKETS AND EVERYTHING ELSE THAT FITS IN THE CATEGORY!

This company also took my $250 and I got 1 paper in the mail to sign and send back and have not heard from them since then and this has been since Jan 08 - I called today only to learn they went out of business and the new company has their website and phone numbers and is doing the same type of business (I believe they just changed their name b/c of the bad publicity) - HOW DO WE GET OUR MONEY BACK?

Latrese Hargrave can be found at:

LATRESE HARGRAVE
95079 STARLING COURT
FERNANDINA BEACH FL 32034

Might be lucky enough to get a glimpse of the bright orange Lamborghini Murcielago and/or black Bentley that he bought with YOUR MONEY!

A nice link to his NASSAU County tax records:

http://fl-nassau-taxcollector.governmax.com/collectmax/collect30.asp

Do a "tax search" on his last name "Hargrave"

Nice satellite image of his house (The + sign marks the house, 2nd on the left):

http://maps.yahoo.com/;_ylc=X3oDMTExNmIycG51BF9TAzI3MTYxNDkEc2VjA2ZwLWJ1dHRvbgRzbGsDbGluaw--#mvt=s&lat=30.597023&lon=-81.535078&zoom=19

Imagine this shocker:

Hi. This is the qmail-send program at yahoo.com.

I'm afraid I wasn't able to deliver your message to the following addresses.

:

This is a permanent error; I've given up. Sorry it didn't work out.
----------------------------------------------------------------------
To repeat my earlier post:

Sorry for your loss, he is a thief.

Latrese Hargrave can be found at:

LATRESE HARGRAVE
95079 STARLING COURT
FERNANDINA BEACH FL 32034

Might be lucky enough to get a glimpse of the bright orange Lamborghini Murcielago and/or black Bentley that he bought with YOUR MONEY!

A nice link to his NASSAU County tax records:

http://fl-nassau-taxcollector.governmax.com/collectmax/collect30.asp

Do a "tax search" on his last name "Hargrave"

Nice satellite image of his house (The + sign marks the house, 2nd on the left): Copy all the link below and it will show you his house on Yahoo Maps.

http://maps.yahoo.com/;_ylc=X3oDMTExNmIycG51BF9TAzI3MTYxNDkEc2VjA2ZwLWJ1dHRvbgRzbGsDbGluaw--#mvt=s&lat=30.597023&lon=-81.535078&zoom=19

I was taken advantage of by them also and now I'm just finding out that they are now doing business as BFS Credit or soemthing. They are horrible people...I was in such a bad credit situation and didn't have anywhere to turn. I was told by a friend about Credit Source Solutions and they have helped me! I told them about my Hargrave and Associates situation and they did my service for a fraction of the original cost! That was 8 months ago and to date none of the items have reappeared on my credit...www.creditsourcesolutions.com

I was going to let them help fi X my credit. THANK GOD I DIDNT. I HATE THAT PEOPLE ARE JUST NOT HONEST ANYMORE. I THINK THE BEST THING THAT WE CAN DO IS REMEMBER THAT WE WAS ALL BORN OWING SO WE WILL DIE OWING. WE CAN STILL GET ### WE JUST HAVE TO PAY MORE! BUT SERIOUSLY I THINK THE BEST THING WE CAN DO IS TALK TO FINANCIAL ADVISORS TO GET A BETTER UNDERSTANDING ON HOW TO FIX OUR CREDIT. THE SAME THING THAT THE COMPANIES OFFER TO DO WE CAN DO OURSELVES ITS NOT ROCKET SCIENCE IT JUST TAKES ALOT OF TIME.

Hello Everyone,

I was also scammed by Hargrave the took my $500 from me because I signed up for the fake credit card. Those ### only removed two out of 11 negative accounts. They even removed a car I had paid off and that was a positive tradeline. I contacted the credit bureaus and they once it has been removed, they can't put it back. I did go to a credit consulting agency and they are much better than a regular credit repair company. They actually gave me a run down of my credit report and even informed me on how to etablish credit. My scores have increase drastically and I have only been enrolled for 2 months. On top of that, they are only charge $179.99. A one time charge! I'm really impressed and glad I did not give up after being scammed by horrible Hargrave. If you guys want to see my results just email me at spoiledvirgo@live.com. The place is called AMB Credit Consultants and their website is www.AMBcredit.com (972) 375.2950 -Alexa

wow this is funny now we have companies trying to get plugs from these complaint boards please dont be foolish enough to believe this trash if you need help call me for yourself Kevin Hargrave [protected]

I also tried to Contact them using that email address, and "Suprisingly' LOL IT DONT WORK!

im so sorry that this happen to all of u guys but my husband signed up for this company and within 4 mth his score went from a 450 to a 620 its unbeleivable but he finished the program brfore they got shut down but they did clear every thing off his report sorry guys

I agree with everything that has been said here, i signed up with this company back in June of 2008, not really sure about the month it has been so long, I contacted them before they closed down six months after to be exact because I was not seing any results, i myself was doing more to restore my credit than they had done. I called then and they were still in business, they said they were still working on it and that I needed to send them copies of my credit report which I did, that was the last thing I heard from them, I tried going on the website and I would get redirected to another bogus website. Today I tried doing some research to follow up and I found this, WOW is right we should all do something about this, this is redicilous. I thought it would be safe to invest my money because they were a law firm and they were even advertising on the local radio stations. What a scam! Thanks for the information. I would need to do some research and find out what can be done about this. We should start a class action law suit against them!

At Kevin, you are a total loser! I keep calling your so called cell phone and I keep contacting your company but no one knows anything! I want my $500! I will always refer good people to good and reputable companies. Those who are willing to step where your sorry company has left off! For those who are interested, please contact me at spoiledvirgo@live.com, I am actually trying to put togethr a class action law suit. My aunt is an attorney and she stated with enought people, we may have something here. We may not be able to sue the credit bureaus, but we must teach this guy here a lesson! Answer you phone Kevin!

my name is crystal johnson and i was also scam by hargrave and associates i paid them 250 and they was supposed to clear my credit and they rip me off and i been trying to reach them the only reason i had to deal with them is because i was trying to get in my house and the company and the loan officers referred me to the company and they just took my money i could not get the money back from my house nor the money from the hargrave and associates because they didnt do nothing for my credit

once again as i have posted several times before this is Kevin Hargrave I can be reached at [protected] to discuss however you feel you were mistreated...you can also email khargrave@comcast.net for all those that like to throw daggers and hide... Hargrave & Assoc did alot of good for alot of people certainly a whole lot more than these complaints...