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CB Insurance Services Review of National Summit Insurance Company
National Summit Insurance Company

National Summit Insurance Company review: Bad business practices, bad faith (underwriting policy's) 1

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3:00 am EDT
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Complaint: National Summit Insurance Company (home Owners Insurance)

Date 10/13/2022

Issue:

Bad Business Practices:

Wrong date for Loss: 01/21/22

Actual Loss Date: 05/05/2022

Letter of cancellation of Insurance policy while in the processes of home owners claim number

N58XXX - for hail damage on 05/05/2022.

Trying to force me to sign a "Roof Exclusion" after annual renewal on 03/03/2022 of policy with "Endorsement"

Deprecated residential Home including roof by 60%

Delaying Home repairs for home, roof, siding and windows

Assigned Residential/Desk adjuster Brain Welsh does not have a licenses to operate in the State of Georgia, Texas, and has criminal conviction record for “Bad Practices"in the City: Augusta, State of Georgia

The first home adjuster visit was"not" Brain Welsh-it was someone else

National Summit Insurance Company has been convicted of many code violations, bad business practices in the state of Texas.

Requested a manager claims agent keep getting the assigned manager Mr. William (Bill) Wimp.

Bad Faith Insurance (underwriting)

State laws that specifically address bad faith practices, also called unfair claims practices acts, are meant to protect consumers against malicious behaviors by insurance companies. California law is a model for many other states’ bad faith laws.

Also, National Summit Insurance Company has 17 BBB (Better Business Bearu) complaints consumer complaints with the same issues I am having

Desired outcome: Stop staling tactics of pending claim for repairs, replacement of roof ,window screens and full siding of home from Hail Damage on 05/05/2022

Update by Benita Woods
Oct 14, 2022 3:57 am EDT

It is incredibly diabolical what National Summit Insurance Company will do trying get out of their contractual obligation to pay on Home Owner Insurance Claims, Mine (major hail damage to home, windows screens, front entrance door and all siding) on 05/05/2022 , The fist (imposter) adjuster depreciated my home by 60% which is so insane the deprecation rates are actually 5,10,15,25 , 50.

I'm a cancer patient going through aggressive chemotopy. It is required by law that I must a safe dwelling to live , function in. Here down south we are in hurricane season. It has been over a month now going on two. comminutions with this company is confusing, stressful and horrible they never do what they say they are going to do ,they just tell you what you hear. This will get rectified one way or another for sure.

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Delove2009
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Mar 13, 2024 2:55 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

They did me the same thing. They won’t renew my contract and keep saying I did not repair my roof. It was for replacement not for repairs. They completely undervalued my roof due to hail damage with no shingles missing. Now I have a claim due to wind and missing shingles, denied and non- renew requested. I call and leave messages but never a call back. They are the worst.