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I received a letter that they are going to garnish my wages & I am not even sure what the original debt was. When i tried to work out a payment arrangement; they insist on PERSONAL information that I am not comfortable giving.
Unprofessional & threatening people.
The complaint has been investigated and resolved to the customer’s satisfaction.
Yes They like to operate right within the what I would say is a margin of the guidelines of the Law.
What They did to you to get a wage garnishment is probably the same thing they tried to do to me.
They get a default judgment but never served you or sent it intentionally to the wrong address.
They have a judgment so here is what I would do. File a Motion to DISMISS.
Contracts supporting the allegations of the complaint which also includes the terms and conditions specifically applicable to defendants alleged account are not attached to the affidavit of proof.
The 16 U.S.C. 1637(b) / 12 C.F.R. 226.7 statement is not attached to the affidavit of proof.
The required contract of assignment is not to be found.
failed to produce any evidence of its claim that the undersigned is indebted to the plaintiff. See Rule 6:6-3(a).
To support its application for the entry of default judgment, plaintiff was required by Rule 6:6-3(a) to summit the documents enumerated in said Rule.
They will loose or have to produce the Evidence. Not a Sheet of paper that list an account with a balance, they need the original contract and proof.