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The good, the bad, and the ugly - discover what customers are saying about Dynamic solutions

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6:31 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

Dynamic solutions fraud

Dynamic solutions called and left a message on my mothers machine saying they had a summons for me and so I called them and they said I owed money for a payday loan from EZ corp back in 2005, well I couldnt remember that far back and they told me they would report it to my credit report if I didnt pay it and right now I am working on my report to buy a house so I thought if I dont they will report it so I gave them my debit card and they took 150 all together until a couple of months later my mother gets another call on her phone from a different place saying they are Lachner Gates and Associates claiming I owe them 1000 for a payday loan at check n go in norman. Well I investigated and I didnt have any loans out any where. So I knew I had been scammed and I had to get a different debit card so I hope they cant still take money because they dont have my checking account number. This is very frustrating when you are trying to hard to pay off debt and get your credit fixed to buy a house and for these people to put in that situation is horrible. I hope they are caught. These people are con artist and they know where you have taken out loans in the past and they have personal infomation and thats how they are getting people to fall for their scams. I am worried about this because what else are they going to try and how much can they do when they know your social security number?

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Update by Arnett
Nov 28, 2012 6:16 pm EST

Dynamic solutions had called my mother and left a message that there was a summons for me over a debt that I owed to EZ Corp back in 2005 and they said if I didn't pay it back they would report it to my credit report. Of course since it was so far back I couldn't trace that so I thought maybe I did owe it and gave them my debit card information. They ended up getting 150.00 out of my checking account. Well, about a couple months later after this one, I had another place that called and left a message on my moms answer machine saying they were going to serve me papers at my work or my home and that scared me so I called and they said I owed them 1000 from a payday loan from check n go in Norman. Well I called check n go and they said I don't have any loans out and I also called the state numbers to check to see if I had any loans out anywhere else and they also told me no. However I did take out loans at pay day places in the past and I payed those back. So after this, I realized I was scammed from dynamic solutions and the other place claims that their name is Lachner and gates associates and a girl named Lisa Miller called. I remember applying for loans on line over a year ago and somehow these people are using my personal information to scam me. How do I know what else they can do since they probably have my social and everything else?

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rosie.homes
PH
Oct 29, 2010 10:34 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

The same thing happened to me! I was surfing online for a loan, then suddenly, a debit of $49.98 was posted on my account. I called the number that my bank gave me and the person I spoke with explained that it was a membership that I agreed upon when applying for a loan. Maybe I forgot to read the terms & conditions properly. So I asked the person to cancel whatever this is and refund my money. They cancelled it for and they explained to me that the money will be returned within 3-5 business days.

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gordschwart
PH
Oct 29, 2010 10:36 am EDT

My wife suddenly had an urge to apply for a loan. She filled up something online and bad enough, she used my bank information for the application. 2 days after, I saw a debit on my account. I asked my wife what she did and she can’t remember anything. Luckily, our bank has a record of that debit and they even have the number of the company. We called them up and they resolved the issue for us. The money that was taken was given back within 3-5 business days.

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10:32 pm EST
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Dynamic solutions Money was taken out omy checking acct.

I know I cant give you much info, because I don't know who these people are. In Nov. 2010 when I got my bank statement, I saw a 19.98 payment to a co. called Dynamic Solution, I had no idea who they were, i called the # [protected] that listed on my bank statement, they said it was a subscription for protection for my credit cards.After i argued with them they said they would canceled my subscription. I then ask for my refund, they said they would put the money back into my acct. by Dec. 6th. nothing happened I call again they said they are sending me a paper check I even got a Ck#7842 also aRef#[protected]
they said the check was mailed.I called after Dec. 22nd I was info. that
there was glich in the system and my check was not issued. Icalled today Jan 6th, I was told that someone would call me within 48 hrs.
WHAT DO I DO NOW

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allysamcbeal
Denver, US
Jan 07, 2011 8:59 pm EST

I was wondering who dynamic online solutions was and why they charged me $49.98 so I called them up using the number my bank had given me. they told me I applied for a loan and got this as a bonus offer.

I didn't know that getting a loan would also mean getting charged of $49.98 off my bank account! I called customer service and they explained the whole process to me. Even the audio recording that was captured during this application was showed to me for the proof.

I wasn't aware that that is for the third party membership. They all cancel everything that is under my name. And they requested for a refund. It took a while before the money was sent back, telling me that it was a banking procedure. I respected their process and I was patient enough to wait for my refund. Luckily, I got it back.

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8:04 am EST
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Dynamic solutions money was taken out of my checking

I just happened to go on my banks site, and there was a transaction for $49.98, that was not authorized.
The check was not even a legitimate check of mine
I notified my bank, and I am hoping with my statement and seeing these complaints, that I would be able to get my money back

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dean.t
Los angels, US
Dec 20, 2010 10:23 pm EST

I went to my bank to withdraw some bucks and found out that I had a charged of $49.98. I spoke to a lady from customer service dept and she explained how this transaction was processed it has something to do with my loan application. I told her that I declined the bonus offer so this company does not have the right to take my money without permission. The lady was very understandable she canceled my membership and processed a refund. I was promised that I will have my money back after 5 days. Customer service number is 1-[protected].

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12:11 am EST
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Dynamic solutions unauthorized transaction

i looked at my statement from the bank and had 3 unauthorized transactions done in the past week and have never heard of any of them and one of them said it was online. i am not happy about this at all and want my money deposited back into my account immediately . a total of 174.88 thankyou

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Tatty
Nas, US
Dec 07, 2010 3:18 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

Maggie, while you are tearing this student apart for her grammar and spelling, please be reminded, your own sentence should have begun with:
Most importantly, instead of "most important"

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antmi
Columbia, US
Dec 06, 2010 9:14 pm EST

Yup, my suggestion is to call customer service. I had the same experience about this merchant, but I received my refund after 5 days. this is their number 1-[protected]

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Tatty
Nas, US
Dec 05, 2010 12:43 am EST
Verified customer This complaint was posted by a verified customer. Learn more

I have experienced the same thing. Contact your bank or credit card company and they will refund your money. This is an international problem. I have no idea how companies get your private information. Once you put numbers into the computer for any reason (such as shopping online or paying your bills and inserting your bank account numbers) there are people who are able to retrieving that info. Such as they do in getting our email address to bombard us with junk emails.

I changed all of my cards and have new numbers and no longer put that info into the computer. Good luck!

C. S.

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12:22 pm EDT
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Dynamic solutions Fraud, unauthorized withdrawel

This company took $49.98 out of my bank account without my permission, causing overdrats of $74.00 to my account, they said they would refund my money within fifteen days. HA...who is going to pay for the overdrafts? I am on a fixed income, and won't be able to make that total charges of $123.98, plus the charges they will give me for the checks I wrote out...what can I do about overdraft charges?

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marcus smith
New York, US
Nov 25, 2010 7:01 pm EST

We are in the same page csrgina, me too had a problem with the overdraft from this merchant. When I called customer service 1-[protected], they informed me to call my bank and see if I can get a refund. They also suggested to show any documents showing that a charge has been refund. So I did. I showed the confirmation they send me on my email. The bank honored the document I showed them and they immediately gave me a courtesy adjustment. So I would suggest to call your bank about this.

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10:42 am EDT
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Dynamic solutions Unauthorised debit

My account was deducted $49.98 by this company that I haven’t even heard of. I tried calling their customer service number to see if they can do something and explain to me what this is. The rep I spoke with was very helpful and cancelled this membership and returned my money. Unfortunately, it was not returned the next day but at least it was given back to me.

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Deon8372
dallas, US
Nov 26, 2010 3:49 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I have no idea who Dynamic solution is, but they charged my account $49.99, using a check that I don't even have, and have never had.

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court'nae
port allen, US
Mar 10, 2013 2:35 pm EDT

Please tell me how do I get the number to this dynamic solutions

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rowanda
Los Angeles, US
Dec 01, 2010 10:21 pm EST

Similar to what happened to me. But I immediately called customer service. They immediately processed my refund and they cancelled my subsription. I received it after 5 days. You can call their hotline 1-[protected]

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