Low Pay Card reviews and complaints

I applied for this card maybe 2years ago only to my surprize I can't do no shopping and I paid $45.00 processing fee I am not pleased with this company I would like for my money to be reinbursed to me immediately! I also have called the customer service number more than 5 times and I always get a voice mail so I am begging to think they are scamming me

This is to complaint about card protection services that when i applied it says only one time payment for 1 year and it debiting my account monthly. Since i haven't yet activating my account/card, it's a frustration for me to get a card like lowpay card. I'm not accepting this and i would just like to cancel or terminate my account to you.Thank you.

JACQUILINE LIMOS.

I HAVE NOT RECEIVED MY WELCOME PACKAGE,
I WOULD LIKE TO USE MY CARD,
I HAVE GONE ON LINE TO ACTIVATE THE CARD, AND
THE 79.00 HAS BEEN DEDUCTTED FROM MY ACCT.
I WOULD LIKE TO KNOW WHAT IS GOING ON.

THANK YOU MYRTLE

This ### company has dipped into my checking account to the tune of 200.00 and i have received nothing from them. The bank cant help me. I closed my account, but i am out 200 bucks... bummer.

thanks you people might have helped us figure out what was wrong with him as a lawer why he didnt do so much for us

I believe that my sister has the same lawer I'm wondering if we are talking about the same person Chris Lane email is Lanelawoffice@gmail.com if this is the same person contact me at JenniferUpdegraff@gmail.com he charged my mom 1500 up front after the paperwork was done and he did not do much for us and now were willing to cancel the hearing he always wanted us to make any investigation calls or any other activities he just returned our call and always said to have my sister write down everything that happens he never wanted to follow up with the other parties attorney he told her to contact them and when we did we weren't allowed to ask questions Chris was suppose to associate with the other parties attorney and he did not. please contact me if this is the same person his office looks like a brick house in 409 bank st albany Indiania

the same exact thing happend to my husband and i we called about the card and when asked for card number we gave but we said we just wanted to find out information that was it then the lady said that there was a 79.00 activation fee and a one time charge of 120.00 and that it was a merchant card to buy stuff from them and i told her was not interrested and to cancel any more mail from them and to cancel anything in mine or my husbands name and the lady hung up. the next time we got online and checked our account they had pulled 99.00 from our account that just happend to be our bill money and then they pulled a 120.00 from our account and that made our account go overdraawn and our bank said that because it was 2 different amounts that they couldn't put the stop payment on those checks and altert fraud on our account until they did again and it would have to be for the same amount. But the funny thing is that we have to pay the bank back even though we have reported this action was not authorized by either of us. now just the other day they have puled another 120.00 so maybe now the bank will put a fraud alert. But this time it made our account neg and we now have to pay the bank again and thats money we don't have. They even used the same ck number for the 2nd time. This company has got to be stopped! They are total scammers! If you try and email them you just get another email telling you to call customer service and then when you call customer service it hangs up or it states you have reached them after hours and to try back later. so if you get a card in the mail from low pay company run as fast as you can rip that puppy up don't even call cuse you will be next.

exact same thing happened to my husband. What do we do about getting these people in trouble? He never even activated the card. Or entered in his bank information.

I never applied to this card i called them and told them no and they still took $80 from my account. I will now cut up anything i don't know...

i needto know if yall got my money yet because i have mail it off last friday i reallly need to know...

THIS COMPANY IS A COMPLETE RIP OFF/SCAM. I NEVER SENT OFF FOR THIS CARD. IT ARRIVED IN THE MAIL WITH MY NAME ON IT.. SO I CALL THE PLACE TO SEE WHAT WAS GOING ON. AND TO CANCEL IT JUST IN CASE IT HAD BE SET UP IN MY NAME... THESE PPL ASK FOR THE CARD NUMBER AND NEXT THING I KNOW. I LOOK AT MY BANK STATEMENT ON LINE AND THEY TAKEN OUT 79 DOLLARS. AND THEN THEY TOOK OUT ANOTHER 130.00 DOLLARS WITHOUT MY CONSENTING. I TRIED CALLING THE COMPANY SEVERAL TIMES AND ONLY GET A MACHINE THAT HANGS UP. I EMAILED THE SITE AND ASK FOR CANCELLATION AND I ONLY GET AN EMAIL THAT STATES THEY CANT DO CANCELLATIONS AND REFUNDS REQUEST ON LINE.
THIS IS A COMPLETE RIP OFF/SCAM. I HAVE NEVER USED THE SITE. GO TO YOUR BANKS AND REPORT THIS CRIME HAVE THEM INVESTIGATE... LET STOP THESE CRIMINALS BEFORE THEY GET OTHER HARD WORKING PPL FOR THERE MONEY..

I wanted to get a credit card and one of those sites came up that was $19.95 processing fee for a credit card so I got approved. The lady called me to confirm everything and got my bank account information. I can't remember the lady's name but she told me at the end of the conversation it would be a $79.00 processing fee and $120.00 toward the card from my account. I told her I didn't have that kind of money and that the website said $19.95 for the processing fee and that was it. She said no and argued with me so I told her I had wanted to cancel the order then because I didn't have that kind of money in my account. She said thanks and hung up on me. I had e-mailed the company, called the company, and so on and had gotten charged for the $79.00 and the $120.00. I called for the 9th time and spoke to a guy named Ryan and told him that the lady hung up on me and that I had wanted it canceled and the whole story of what happened. He told me 'well, we've already sent the membership kit to you so there's nothing we can do.' I told him I had canceled in the first place but got hung up on because I didn't have the money and still got charged which caused my bank account to get closed. I talked to my bank and they told me to call the company and talk to one of them to get my money and I told them I have already e-mailed then, called 9 times, and then when I received the kit I had wrote a letter saying I wanted my money refunded to me. I was checking my online bank account to see how much money I had because my rent is due and notice I had $99.00 taken out of my account. I looked to see who took it out and it said the Low Pay Card Inc. I have e-mailed then several times, and called and they will not refund my money for something I didn't want to order. So totaling everything they pretty much stole $298.00 from me causing me to not be able to pay my rent and messing up my whole bank account. So I would really like to have that money refunded back to me like I had asked in the first place. I have a son to take care of and having low life companies stealing hundreds of dollars from me. Thanks.

You'll think your applying for a credit card of sorts... They took $120.00 cancellation fee out of my checking account... I immediately called to cancel - and they said I couldn't cancel until I got my welcome packet in the mail w/ the refund request... I finally got the welcome packet 2 weeks later... immediately filled out the refund form and sent it all back... The paperwork said it can take up to 21 days... so after 21 days I called and asked where is my refund? They said you don't get a refund or you can pay another $190.00 and then we'll reimburse/refund you!

ARE YOU F****** KIDDING ME! SO I'M OUT $120.00 BUCKS! DO NOT USE LOW PAY CARD! ITS A COMPLETE SCAM!

Karen/Rochester, NY

July 23, 2017
ATTENTION!

THIS COMPANY MUST BE STOPPED
THEY ARE LITERALLY ROBBING CITIZENS

I am one of thousands! My financial institution informed me of crediting thousands of customers daily. YOU MUST READ!

LOW PAY CARD – is pretending to be a loan company offering to advance cash to citizens needing a loan, ultimately denying the loan once they’ve gathered all bank information.

Once they’ve acquired all bank information, a follow up email advising that your account will be deducted processing fees which total over $300 knowing that the customer will decline or cancel the process. Once the process is declined, they will give a cancellation notice and advise that there will be no refunds.

The company is extremely misleading, provides absolutely no services what so ever for the customer and will continue deducting funds from the customers account even if the customer cancels.

I am not the only one this has happened to, my financial institution Bank of America advised that this is happening to thousands of innocent people daily and the company refuses to give important information regarding their organization.

My bank contact for verification is Beck Coste: at [protected] to verify this information. This company needs to be shut down!

My name is Marcee Valentini 3266 Morningdale Drive, Mount Pleasant, SC 29466
And my contact number is [protected]

I am acquiring a list currently of all customers that this has happened to and will follow up with that information in the next six weeks!

Please look into their process of acquiring these accounts and their practice of misleading customers to get into their bank accounts.

THIS IS CRUTIAL INFORMATION AND SHOULD BE LOOKED INTO IMMEDIATELY!

They operate under the name Low Pay Card and their addresses are as follows:

P.O. Box 21804 Los Angeles, CA 90021 as well as
7853 SW Cirrus Drive Beaverton, OR 97008
And their website is: https://www.mylpcard.com/

When a customer calls once the funds have been removed, they are very rude, offer no information and refuse to return the funds. Not only that will continue removing funds from the account even if cancelled! PLEASE ASSIST!
if you want to discontinue the membership.

Response to several customers like this one:

I received a catalog on the 13th of the month and the 14th was the cut-off date for canceling. One of the rules of cancellation is that all the 'stuff' that is sent with the catalog has to be received back within 30 days. I believe they plan that so you can't get out without being tied up in their contract.

The fraud department of my bank is working on getting part of it back, but I'll probably be stuck for $120.00.

I totally agree with this, me and my boyfriend had got this card because I really wanted the marine saber for my dad. I ordered the saber about a mth before christmas and never got it until 2 months later. They have been taking and incredible amount of money out of our bank account ever since, leaving us overdrawn on our checking account, and with no money to pay other bills. This place is a complete crock of ### they need to be shut down and made to reimburse all money taken.

I agree.I got my card about 2 weeks back and activated it and they didn't say anything about an avtivation fee or any money being required from my bank.All they said was it would take a while to get confirmation from my bank.So I look and it says a 25 dollar check return fee because I didn't have the available funds.Funds for what?Does anybody know a site or place where you can report these people as frauds?If so email me at wdbusiness@gmail.com

Yes! This LPC company has taken money from my acct without Authorization, my bank won't do anything, please be careful they are ripp offs!

This person is totally correct. These people are total scammers they lie and steal. Dont trust them people they are rip offs i asked to cancel me once i found out they might be scammers and they me they were going to charge my account 79 dollars. these people you cant get in contact with them until their good and ready and they act like they dont know anything about PLEASE PEOPLE CONTACT THE BBB AND REPORT THEM THEY ARE RIPPING OFF OUR HARD EARN MONEY AND ITS PITFUL FOR PEOPLE TO STEAL FROM ONE ANOTHER.

they have done me the same way. I never applied for this card. I didn't even know what it was. I called to see what it was and they just put me on hold?

they funnel money they scam to terrorist organizations!

I recieved the letter also. Unlike all of the above comments, I read my letter completely. Which tells me about the fees and what the membership is all about. I can also see how it would be easy to mistake it for what it is not. All of you could have avoided this by simply reading your letter and listening to what the person was saying on the phone. I intentionally called several times to see how many diferent stories I could hear. I was surprized to get the same answers every time! Its like they were reading from a script. I ended up signing up with them. I have now filled my house with beautiful stuff directly from the catalog you guys are calling a scam. You guys are crazy or illiterate. Take your pick.

Perhaps these people should read before they buy. They offer a service that is good for the right person. Also, there is no interest. It's a no interest loan!

I just got this letter in the mail too. People need to read stuff before just signing... and activating. It looks like you curious people just saw the $7, 500 and went completely dumb. It's a lot of money... yeah, but it states it very clearly that you can only by from their catalogue. It also states in the back that upon your approval, they'll apply a $75 non-refundable fee. People, please READ before signing... and those of you whose spouse gave the bank account number away... please, get mad at your spouse (first of all). He/She shouldn't be giving out your information (even if it's some kind of combined account) away without your approval.

One thing I don't approve of is the deliberate withdrawal from a bank account without prior approval of the account holder. If you truly did not sign anything declaring you agree to the withdrawal of a certain amount from your bank account at a certain date, then you should talk to people at your bank so that it can be cleared up... and you will most likely have to cancel that account and open a new one. Pretty troublesome, but that's the way things go.

The whole company r ###in ###s

People, LPC has taken me for all I am worth. The charged me for a 79.95, 139.95, and only god knows what comes next. I am trying to get my bank to help me but no luck. Friday is the day after thanksgiving sales and I am looking forward in buying gifts for my son and wife, but this company has milked me dry. They always hang up on you, they are rude as all hell, and they will not refund my money. I did make the mistake in being curious, but when finding out that they are not a credit card, but actully a cateloug company, it made me sick. I am lost and scard that I can lose my car, my family. I need some ones help to get these peopla off my back and get my money back. If any one knows what I can do please help...

yes i know that in the last 3 weeks they have hit our account 4 times for 3 different amounts.99.00 139.95 79.95 & again for 99.00. i would just like to know how they get our banking info. i am trying to reach them but to no success.they keep saying it is in my husbsnds name and they cannot talk to me but he told them it was ok and they still wouldn't.we need to stop this crap somehow money is to tight now a days.

They try to corner you and make you agree to an investigation status that will prevent them or anyone from talking about your case including YOU!

They state that they can only then talk to local police etc. etc.. All BS since this would not be your local police investigation.

Don't agree to anything involving "placing your account on..." when you complain directly to them simple get as many facts as you can and then contact you State's Attorney General's office.

http://dir.yahoo.com/Society_and_Culture/Crime/Law_Enforcement/Attorneys_General/U_S__States/

All
Its truly sad to hear the stories of people who have fallen to this Scam. I got this card in my mail today and I tried calling up the customer service to y cancel the card, however, it said that before I even speak to the customer service, I need to activate the card, which I didnt. Having read the scams on this site and few others, I called up my bank and notified them to keep a watch on any suspicious activities. What I am unsure about is that even without applying or giving away any of the bank information, how can these guys pull out money from your account..this still surprises me.

Anyways, the best thing is to have the bank notified about this so that they can keep a watch.

In case they try stealing money from them, i am gonna have them sued.

LPC it a freaking scam! we were so stupid to believe them!
they took over 300 dollars out of our account!
DON'T TRUST THEM!

I received a offer to good to be true. When i activated my card i was ask if i had a checking account i replied yes. They said i received an additional $1000 dollars asked for my account information they say its only to verify. My sister told me something didnt sound right but i said he just wanted to verify. After he told me he wasnt sending information to my email and sending my membership catalog in the mail. I didnt receive anything after 2 weeks. I looked that same day on there website and it had all this fancy merchanise and i was excited to view when i went to sign in it said i didnt activate no account and i know i had just talk to them. so when i decided to contact i couldnt reach the people so it says call between 9-5 and i called at 6 and guess what she picked up i told her i wanted to cancel my account and she said you know its a 79.95 chasrge going to be on your account Friday i said NO! she said yes we told you the day you activated and they didnt. She says it comes in the letter we sent you I said No it didnt you guys are scammers and i dotn agree with anything you say IM TELLING EVERYONE DO NOT I MEAN DO NOT TRUST LPC THIER SCAMMERS THEY ARE AFTER YOU MONEY IN YOUR ACCOUNT I CONTACTED THE BBB AND I HOPE YOU ALL DO THE SAME SO YOU CAN GET YOUR MONEY BACK THEY ARE FAKE PEOPLE AND IM TELLING YOU FROM HEART YOUR HARD EARNING MONEY ITS NOT MEANT FOR PEOPLE THAT STEALS FROM PEOPLE THAT WORK HARD IN THIS ECONOMIC HELP EACH STOP THESE PEOPLE TODAY...

This company took money from my checking account once they said was a debit and the other was a check. My checking account has been closed and thanks to them I owe my bank which has now sent it to collections $400.00. That's not including what I had to pay to stop them two other times. The rest was done after I had taken everything out of my account so that they would not be able to get my money. And then I find out that they had charged again. I want my money back and all the charges I have been charged from my bank back from these thieves.

You charge over $100 to my checking acount and told me my card was ready to use. Well I haven't even recieved a catalog in the mail and when I went online to see if I could get it that way and where it says credit card, there isn't a lpc in the catagory at all. So I would like for you to please put the money back into my account or send me a catalog and let me shop online.

Dan Afrasabi is the Owner he is some rip off Arab that has mini me (adam Johnson) who has stated in meetings he would die for LPC..He is a true life boner throat i hope everyone gets their money back. They are starting a new scam soon so beware. If you want the location these Sand donkeys are working let me know i'd be more than glad to drive you there.

Yes I agree they should read their letter's Because all the Informaiton is There for you with a thick catalog of goods to choose from! Responsible People or for the few ppl who are employed and pay their bill's On time there should be no Problem.

HOWEVER DO NOT WORK FOR THEM! WORKING FOR THEM IS ANOTHER STORY FOLKS!

To all who havent read your freakin letter your not the the brightest bunch. Reading is fundamental... First off its the best way to understand how actual credit works before you truly dig your self in a deep whole in credit... Also there is quality goods um, scam dont think so... A scam is company gets your money no benefits at all and ahh gee what is next no one to contact so think.. Reading again is truly fundamental... You get exactly what is said in the letter. I am a valued customer and like what is available to me...

I usto Work for LPC Last Year And I HATED WORKING FOR THEM! I got Laid Off Because I took off sometime because of my Grandmother's Death and even brought in her Ceremonial Newspaper Clip To show proof of her death which was HARD enough to do...He looked at me and fired me! DONT WORK FOR LPC!

This is the most unethical and rude comany that I have ever dealt with. I was taken in by their scam and ended up paying over $400 in fees and never even received the card or a catalogue. I left messages over 7 times for someone to call me back and then when I finally reached someone, their "system" was down- how convenient! I finally got a hold of someone yesterday who was the most rude and condescending idiot that I have ever had to deal with. I am so sorry that I did not look into them before signing up- but I have too trusting of a nature however, I will never ever fall scam again. When I tried to cancel, I got quite the runaround and when I reminded the young man on the line that they have been reported to BBB on numerous occassions and I had yet to find one nice thing on the internet about their company, he told me that I was crazy and that they have hundreds of thousands of satisfied customers. Well, being called crazy did not sit well with me and I proceeded to give him a piece of my CRAZY mind. I got a cancellation confirmation number so we will see. My bank was not able to do anything (Citibank) but I did report them to fraud department and was told that the best thing is to cancel my checking account and open a new one. I would love to be part of class action suit or at least be part of a legal action to shut these idiots down.

The number to the actual location is [protected], dan is the first extension, he is the ceo/owner

the customer service number is [protected]. ask for DAN the owner