LVNV Funding reviews and complaints

Rip-Off artists - take over an account, add PHONY charges, fees, then pass it on to Ambulance chasers to try and collect -

Notified State Attorney General who is bring Fraud & Embezzlement charges against them.

LVNV Funding, LLC is a bottom feeding debt buyer. In 2011, they settled a pending lawsuit out of court for $12.5 Million. Some of the alleged violations included: Collecting without a license, filing false, bogus affidavits in attempts to get a summary judgement against debtors, Intentionally misrepresenting the amount the debtor owes, and, filing cases where they didn't even have the proof needed to show they had a right to sue the debtor. Of course they never admitted to any wrongdoing. Twelve and a half million dollars sure seems like a lot of money to cough up if they didn't do anything wrong...You sending them a validation request may very well get ignored by this company...Ask your attorney to send the request on the attorney's letterhead. This is usually enough to get them to back off and look for easier prey...You see, a letter from the 'debtor's' attorney tells them you mean business, and they will have to spend a lot more $$ to pursue you. In most cases, debt buyers don't have valid proof to back up their claims, that is, if the debt is even legit in the first place. So, instead of throwing money at a 'debt' they know they can't prove, they simply move on...

They should be in JAIL !

Lvnv showed up on my credit report for an account they said I opened up on 06-1-12. That is such a lie! *columbia house*! I never orderedanything from them! Lvnvllc took my credit score down 90 points! I'm working with the National Credit Federation. See I pay them. And its run by lawyers, so them lowdown mother@#$#%! ain't gone get away with this! I reported this to my rep yesterday and she is on it now. They dont know who they messin with!

One of your credit accounts must have been charged off and sold to a debt collector. Don't worry, they will find you, eventually.

I had a similar experience with LV N V funding. they bullied me repeatedly and declined to give me any information. I was never sent an initial summons. I was never sent complete documentation.

I paid under duress because of the pressure not find any resources such as this, where one I could pursue complaint.

If there has already been a judgment and a default, and the individual has tried to pay back the debt( which I tried to numerous times, and the company would not accept the money), how does a person pursue a company to pay a debt which has been discharged and then purchased by LVV funding, who then pursue a lawsuit against the individual.?

if a debt is discharged, it means it is discharged. I was in the hospital for life-saving surgery and recovering for more than nine months. during the time that this alleged debt was discharged and purchased.

The method they use is to bundle a large number of all of these small debts (very small debts, actually), and then pursue all these individuals as a group.

I paid what was asked for which included a tremendous amount of interest and fees. And the original amount was only $310 but LV N V funding that more than $1200 and pursued me with a lawsuit in small claims in my city. And bullied me into paying it saying that it would all be off my record. Yet it is not off my record.

This is something that can destroy people. It is absolutely ridiculous that in our country, a small, dead easily discharged with a judgment against somebody which goes on their credit report, then a lawsuit, which goes on their credit report for an extraordinary overcharge, then pay salaries in a “funding company“ to continue to oppress and bully more people for more money than they should be paying this is clearly usury.

It may be technically legal, but it is an immortal assault against citizens.

This system needs some serious reforms in order to protect consumers from this company, LVNV funding.