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The good, the bad, and the ugly - discover what customers are saying about TD Visa

Welcome to our customer reviews and complaints page for TD Visa. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with TD Visa.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used TD Visa's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with TD Visa, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

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8:49 pm EST
Featured review
This review was chosen algorithmically as the most valued customer feedback.

Last Thursday, my Mom got a call saying that there was a problem with her Visa. The caller never identified himself, but said he was calling from Toronto Dominion Bank (first red flag, since the standard tag is TD Canada Trust). When my Mom asked which Visa he was calling about (she has 3 she rarely uses, don’t ask), he asked her to give him the numbers so...

Read full review of TD Visa and 2 comments
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1:19 pm EDT

TD Visa TD bank Fraud

TD Visa feeding on hapless Canadian newcomers

TD Visa seems to be one of the worst companies in terms of ripping people, especially newcomers to this country.

They cheated me. When I brought secure VISA card from them, they blocked my $500 and told that, this money will be released at the first anniversary of card purchase. Then when I called during first anniversary, they told it is not first anniversary, but after 18 months. But on completion of 18 months they are saying it is 24 months, not 18.

My credit rating is very good (after an year of arrival here, many companies offered their credit cards and I have a couple with high credit limit). I have never defaulted a single payment with any at all. Still TD is doing this way... Isn't this outright cheating?

All new comers to Canada... please beware of TD. They are frauds

Read full review of TD Visa and 4 comments
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typeav
Homestead, US
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Oct 06, 2010 5:16 pm EDT

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

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DrLight
Edmonton, CA
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Jul 23, 2010 1:28 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I used to Live in Toronto, there i applied for Visa Card . When i moved to edmonton i have asked TD several times to send the Visa card on my new address. I have been with TD bank for quite a time . Never knewing how miserable thier service here, everytime they are like now we have your new address hopefully we will send your card on this new one .
Now after coming here i have realized TD service is Hopeless !

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K W
Manahawkin, US
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Dec 29, 2009 10:23 am EST

You are not alone. check your bank statements regularly. I have had overdraft funds taken out of my account before bills have been paid even after the money was deposited in cash. They also mislead you on many of their line items. I believe TD bank has created a program to deliberately mislead clients when they perform on line banking . It seems odd that overdraft fees are taken out on the same line items twice? I was charged an overdraft fee on $1.06!Since the merge with Commerce, this bank has put into place some of the most deceiving practices I have ever seen. DO NOT become a client of this bank!

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djaioda dkdkdk
Vancouver, CA
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Jul 16, 2009 9:47 pm EDT

First of all learn how to speak fluent english. second of all. Policies change...deal with it. If you wanted your money back so badly then close the card. your not that important of a cardholder.

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