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Secret Cash Card

Secret Cash Card review: Fake electronic check for $49.95 182

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12:00 am EST
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This company made out a fake electronic check for $49.95 and are sending me a "secret credit card". I got a copy of the check from my bank and it is definitely a good fraud, however you can't read the phone number to call them and yell and scream and etc . The bank is going to refund my money but still the hassle of having to get the whole thing straightened out, get the money back, deal with the people who think you're a liar and nutty as well. I for one and sick of it. I have lost a lot of money to these scammers, if they get any more then they might as well take the rags I'm wearing too cause I won't be able to buy anything to replace what's gone.

Cynthia L. Haltom

Update by Cynthia L. Haltom
Feb 16, 2007 11:23 pm EST

Usually the bank will file a fraud complaint for you and refund your money and then go after the people, along with the proper authorities, who put this whole thing together. My bank has helped me quite a lot. Most banks follow the same procedures because of the amount of identity theft going on in our society today.

Cynthia L. Haltom

182 comments
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anon
Feb 02, 2007 6:20 am EST

I woke up this morning and checked my acct balance, heard about the unauthorized debit. This company is an obvious scam; no real phone numbers, only internet based service. I contacted my Payday Loan provider and was assured that they do not share any of my personal information.
I reported this to the check fraud unit at my bank, I encourage you all to do the same. dont just request the refund, report this company as fraudulent and lets bring them down. I emailed them asking them to provide the name of the company that shared my information as I intend to pursue a class acti0n suit against both companies.

I really think we should look into a class action suit against these companies.For those interested, please contact me williams_sa@excite.com

If you just want your refund, go to http://www.secretcashcardservice.com/cgi-bin/refund.cgi

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Rosalee Mandeville
Feb 02, 2007 3:46 pm EST

I also had money taken from my bank account, without my consent. Thank you for letting me know the company's ceo. josh finer and his number. I also am going to file a complaint with this company. With the help of my bank they are letting me know the minute this stupid company tries to access my account again. Fight for your rights!

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Shelly
Feb 05, 2007 5:18 am EST

I have been ripped off as well and charged a overdraft fee as well. I have received an email from a "Joshua" who stated a refund was being overnighted this was only AFTER I emailed bizdev@secretcashcard.com regarding fraud, attorney generals and police reports.

EVERYONE who has fallen victim to this needs to PURSUE IT! I have written , emailed and phoned 18 different AG's thus far. I filed an affidavit with my bank and local law enforcement. I plan on contacting the media and preventing this from happening to anyone else!

You must use your voice and take action! This company has been doing this for over a year! Check out the victims...google it! There are hundreds that have stated they have been ripped off how many more are unreported!

Joshua stated he received my information from www.121cashadvance.com Here are a couple of his email addresses , joshua@finertechnologies.com, josh@virtualworksllc.com email him and let him know you are TAKING ACTION TODAY!

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Rosalee Mandeville
Feb 05, 2007 7:46 am EST

This company was able to withdraw 98 dollars from my bank account, they tried to withdraw another 49.99 this morning and my bank called me, luckily i know the ladies that work at my bank, but it still caused me 20.00 to stop there transaction, so far this damn company has gotten 143.00 from my bank, theres a site on here where u can go to turn them in on fraud, and also my bank manager is looking into this for me, i will not stop until i have my money back, now they owe me another refund..will see the first 98.00 went thew Friday January 2nd and caused my bank account to overdraw so there was another 25.00 for that, and another 20.00 to stop them from withdrawing today.

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Rosalee Mandeville
Feb 05, 2007 8:27 am EST

Thanks for the number for the interfraud watch, calling them now... Anybody knows anything else i can do please let me know. Will not stop until i have my money back, called the # that was posted on here to get ahold of MR JOSH, all i got was a recording saying i authorized then to take my money what a crock of ... i never signed anything for them to take money, hell i was trying to get money that got me in this mess, also thank u for letting me know witch loaning company is helping this company, they owe me 98.00 and i want it back.

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Rosalee Mandeville
Feb 06, 2007 8:36 am EST

This is my 3rd letter posted, yesterday SecretCashCard.com managed to get 98,00 from my checking account, i received an e-mail stating i was getting a refund, but that was for one unauthorized withdraw, SecretCashCard have taken 2, i am waiting for my bank, local police department, and the fraud watch to contact me back, also i called my local paper, and am trying to get in touch with my news channel, i will not stop until i have my money back, A TOTAL OF 143.00 THAT IM OUT OF AS OF TODAY, JANUARY 6, 2007.

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reginald owens
Feb 07, 2007 2:11 pm EST

I want my 49.95 back in my account.

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Robert Heater
Feb 08, 2007 10:22 am EST

This company is more than a scam. I had actually told them I would not activate the card because it was a false advertisement and told them not to debit my account again, therefore they did the very next day...$149.95. They already had taken $49.95, which I paid $15.00 for a second time to stop it and then it overdrew my account the first time for $27.00. So now the total that they have STOLE from me without authorization is about $242.00! This could be a misdemeanor if I filed charges against them. I declare that they be stopped at this moment from doing this to anyone else. I will be turning them in to Better Business Bureau and whomever else I can.

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Mathew Scott
Feb 12, 2007 10:34 am EST

Jerry M. Klein
Nothing but Net Results
2935 Hierro
San Clemente, CA 92673
Phone: 949.388.5530
Fax: 949.388.4421
Email: jerryklein@cox.net

I just got off the phone with the CEO. This is really the guy. I think I scared the living piss out of him. I was scammed for $49.95 twice by them. He was stammering and stuttering through the entire conversation... Go get him!

I found him through Google... http://www.nothingbutnetresults.com/contact.htm

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Rosalee Mandeville
Feb 13, 2007 6:41 pm EST

If any of you have been taken for 159.95 from a company called edp card,let me know, secretcashcard services is a small complaint, compared to them, they are the worst, trying to charge you 159.95 for a stupid debit card you can buy at wal-mart, they got me, at least with secretcashcard, they realized there was a mistake and are sending me a refund, i applied for a payday loan on line and it has cost me a total of 322.95 to be withdrawn from my account, money i didnt have, please lets get together to stop this from happening email me to stop these companies from ripping us off.

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Jerronne Fortune
Feb 15, 2007 8:39 am EST

Took the money out of my account no card no conformation number everyone that you contact do not know a thing but they know how to withdraw your money!

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michael bullington
Feb 17, 2007 10:54 am EST

They have done the same thing to me.

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Howard Frank Gurney
Feb 19, 2007 5:37 am EST

This company wrote itself a check on my account for $49.95 without my authorization, and by doing so put my account overdrawn. this happened while I was filling out an application for a payday loan, online. I stated to them that I never applied for their card, to which they replied that I checked a box allowing them to obtain the funds for said card, which, by the way, I would never do because at the time my account did not have enough funds to cover such an amount, I and I no such use for that kind of card.

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Ace
Feb 22, 2007 1:23 pm EST

I put in a payday loan app to B & l marking- and the same day the money appeared in my bank account Secret cash card. Services took $49.95 from my account. This was not authorized, I don't even know what it is. The phone number the bank gave me can not be reached. Sound familiar?

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Kristin Jasperse
Feb 22, 2007 9:49 pm EST

I had secret cash card hit my account today also i have tried to call them and they hang up im fighting my bank right know to put the money back in my account. I feel violated and im really mad does anyone have the solution to this problem if you do email me. Thank you, Kristin.

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Patrick Ward
Feb 23, 2007 2:09 am EST

What a scam this company is putting on people. I didn't authorized this transactions.

I have filed fraud charges with my bank and also have filed a complaint with the Missouri Attorney General.

Don't let them get away with this. Let's see their ### in jail.

Don't give in, you will be helping others.

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Morgan Hanneman
Feb 23, 2007 12:17 pm EST

This happened to me today as well my bank was generous enough to refund the money and close my account and open a new secure account. When I tried to get ahold of these people I just got a run around. But I did find out with some research that the payday loan company that you all filled out your information with...(and got denied) sold all of the info that you give them INCLUDING all of your account information.

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Crystal Belle
Feb 23, 2007 1:31 pm EST

I'm sick with this company I don't know who they are all I know is my checking account has been debited $49.95 with an additional $30.00 overdraft fee from my bank who told me this company submitted a check from me with the numbers of the check that I still have in my possession which means they couldn't possibly have had a check from me if I have that number check in my checkbook STILL. I don't write checks ever I don't like them and they take too damn long to take the money out so I never write checks. Please if someone is reading this please help me get my money back and close these people down who are a bunch of CROOKS!

I don't even know what the hell a secret cash card is what the hell is the secret that they'll take your money without you knowing oh yeah that must be it!

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Joe Alverson
Feb 23, 2007 2:58 pm EST

They hit my account too. But after some research I was able to find out the CEO's information. His personal email is bizdev@secretcashcard.com. I talk to him about an hour ago and he assured me he will give me a full refund immediately. We shall see. Let me know if this info was helpful.

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Brian Fontenot
Feb 23, 2007 6:41 pm EST

I was scammed by this company also, they took 49.95 out of my bank account and i did not authorize. How can i get my money back?

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Blas Acevedo
Feb 24, 2007 4:09 am EST

Yes, they withdraw 49.95 out of my account and made it overdrawn an nsf is on my account. How to put my refunds back in my account?

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Armetria
Feb 24, 2007 10:03 am EST

I never thought this would happen to me i applied for a payday loan an got so many pop ups and i was denied a loan and then redirected to several other loan companies. I called the number for secret cash and the lady said she is the answering service and i have to complain on line. I sent an email to the company and i never received back a confirmation. The company took $49.95 and used a check # 9999. This happen on 2-23-07. Is there any help for this matter? I am waiting to contact my bank on Monday.

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Susan Kent
Feb 24, 2007 10:18 am EST

These people just hit my account for $49.95 and I bank with Bank of America ... I was informed by my bank that the check fraud department is closed until Monday. So, Here I am Saturday afternoon unable to purchase anything until I can call Monday at 8:30 a.m. to get the situation under wraps. The BOA fraud department did inform me that they have received many unauthorized drafts from this company ... Hmmm? That is nice to know, but it certainly does not help my situation!

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Armetria
Feb 24, 2007 10:30 am EST

I just contacted Jerry Klein. I was told to go back to the link and stated Jerry said get a refund. I find it funny its that simple but will see. His email address bizdev@secretcashcard.com. I know this company is ripping us off. If we had money to buy a card why in the hell would we need a payday advance? I say lets bug him unto he gets his number change. If you what his mailing address call the local phone service and give this number (home) you should be able to get an address. I am not saying torment him but lets flood his mailbox.

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Howard Frank Gurney
Feb 25, 2007 3:13 am EST

To all those who were ripped off by secret cash card, lets get together and put these ### and the sites the lurk on out of business. I am planning on bringing a lawsuit against them and the sites they piggyback on, I have already contacted an attorney and he is interested in this case, if you are interested contact me at spagyrian1@verizon.net and lets pool all of our information on Jerry Klein and the sites that he piggybacks on, because these sites are just as culpable as he is. Here's an aside to those that have accounts with Bank of America, this bank refuses to do anything about this, I have contacted the local office and have called their corporate office at [protected] and all they did was to tell me to call the FTC at [protected]

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Steven H
Feb 25, 2007 3:51 am EST

I was writing in to complain because I was applying for a pay day loan and now this company has deducted $49.95 from my account. I am very angry at this company for taking my money without even having permission. And, most of all I never signed up for no membership.

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Jason Paul
Feb 25, 2007 7:03 am EST

Who gave secretcashcard access to my f***ing account. I am going to do all I can to sue secretcashcard for more than the 49.99 secretcashcard got me overdrawn for. I don't have time for secretcashcard scams and ### I have a son to take care of I don't have time to f*** with low life scums like you.. f*** secretcashcard and it's sl**ty mother.

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C Cameron
Feb 26, 2007 10:07 am EST

I was so afraid something like this would happen, and lo and behold it did. I am warning EVERYBODY about doing these advance pay programs, because I don't think anyone gets through ANYWAY.

I have Washington Mutual as a bank, and I was lucky enough to have opened 2 different accounts on the same day, so what I did was transfer all my funds from the account I posted online to the unknown account, just in case anyone got sneaky about withdrawing anything without my approval, and--I repeat, lo and behold, these ###ers decide to take money that I cannot afford to give--which wasn't there...which resulted in a negative balance.

Well, I just called WAMU, and what the operator did for me was put a stop payment into process, which lasts for about 6 months (after which, she assured me, this company will not try to collect payment again). Since it was my first overdraft of the year, I wasn't charged the 49.95, but just the 28 dollar stop payment fee (which, yes, I would rather pay).

I'm so sorry we all had to go through this, but I agree, it's time to take this company down, and I'm one of the main people who wants to be a part of it, because NO ONE does this ### to me and walks away unharmed.

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Katie Morlatt
Feb 26, 2007 12:55 pm EST

I was just in shock reading all of the comments. The exact same thing just happened to me. We need help stopping these people!

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Jerome Gilbert
Feb 26, 2007 6:22 pm EST

They took money from me and here is the dudes number to call we should all call this number and talk to him we need our money we work hard for it and then this guy thinks he can get rich off of us F*** that
Jerry M. Klein
Nothing but Net Results
2935 Hierro
San Clemente, CA 92673
Phone: 949.388.5530
Fax: 949.388.4421
Email: jerryklein@cox.net

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Armetria
Feb 27, 2007 4:39 am EST

I haven't received a reply form my email. I have sent a total of 7 and receive no confirmation nor does my access key work. So how do i get in touch with this people?

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Bethchandler
Feb 27, 2007 6:51 pm EST

Yes they did the same thing to me. Does my bank have to give the money back?

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Patty Olson
Feb 28, 2007 10:52 am EST

I never contacted secret cash and they took 49.95 out of my account as well. I have called their phone # and they told me i should be receiving an email in 24 hours. Haven't heard a thing. They money was electronically taken from my account on 2/23. I will call the ftc, the state attorney's office and anyone else i can. Any suggestions please let me know.

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Latoya Adams
Mar 01, 2007 10:35 pm EST

They took money from my account too. I did not give them permission. Let's file a class action law suit and get these people. How could they do this to so meant people and get away with it? I don't even see how to try and get my money back. Has anyone received their money back from them?

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Latasha D. Javis
Mar 02, 2007 12:00 am EST

This company charged my account $49.95 without my authorization. I was told that I would receive a refund of my money but It has not happened. When I tried to go to the web site today, I learned that it has been either moved or closed. If anyone knows how to get my money back, please e-mail me.

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Kimberly J Armstead
Mar 02, 2007 12:00 am EST

This company debit my account for $49.95 without my authorization and then they gave me the run around regarding applying credit back to my account.

But, I am going to my bank and refuse charge in which I am going to get my money back one way or the other "but" it is a shame that I have to through pain and suffering to get it back!

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Katheryn Carr
Mar 03, 2007 2:40 pm EST

This sweet cash card has hit my account 3 times of 49.95 plus my bank charge me 35.00 each i do no what this company is but i have to live on social security so that mean i will have to do with out food an med this month until something is done. So if any of you all finds any things out please email me.

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Bryan Denehy
Mar 03, 2007 5:58 pm EST

I am the newest victim of this company, they have only taken one withdrawal from my account so far but i will do everything i can to prevent them from doing so again. Can my bank prevent them from doing this again? I've read that they will hit your account for more next time. Also I have an overdraft fee now cause i didn't have the money in the bank at the time. Can I get this fee removed by the bank or make this company pay for it? My bank is BB&T.

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Thomas Clements
Mar 04, 2007 11:23 pm EST

All I was trying to do was get some money to pay some bills so I went to Secretcashcard.com. It seem like a good deal so I agreeed to the terms which I did read and does not claim to charge you a 49.95 dollar charge . Terms do say there is a membership fee, but it does not state the amount. At first I thought it was a charge for checking my credit. Yet again I looked at the terms, and they do not even mention checking your credit.

26 days later Im looking at my account online and notice another 9999 check for 25.00. Thats when the red flag went off. So here I am. I have wrote them a friendly but seriously threatening letter. The check didn't bounce but all my other withdrawals did.

All I want is my money back and for Secretcashcard.com to pay for more then the 69.95 that they owe me and lots of other innocent people try to make a honest living

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Sakeenah Barber
Mar 05, 2007 10:31 am EST

I'm extremely pissed off with this bootleg company. I just called my bank to be refunded $49.95 from these people that stole from my checking account. I asked my bank for their phone number and I was given a toll-free number [protected] which I dont really know if that's the correct number or not. Because the person at the bank could not tell me that last digit. **deep sighs** I'm so scared that, whenever they feel like they need an extra $50.00 bucks, that they will just debit my account. The website is bogus. The numbers dont work. My bank said it could take about 8 weeks to get my money back. After I send them my signature signed with blood.. all these hoops, they're taking me through. I just feel victimized.. I do a lot of internet banking. Just the thought of my personal information being available to whomever and whatever, doesnt really settle too tough with me. I will be contacting the Attorney General for the State of California.. I'm also willing to participate in any class action lawsuits..