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CB Loans Think Cash Deceptive business practices!
Think Cash

Think Cash review: Deceptive business practices! 85

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Author of the review
12:00 am EDT
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This review was chosen algorithmically as the most valued customer feedback.

I took out a $2,000 loan from "Think Cash" - an on-line loan business. Part of their agreement is that they send you e-mail reminders of when payments are due. For the first two months they did. I have reimbursed them ON TIME.

They recently STOPPED sending reminders... as they agreed... and money is taken from the account. They are not reliable and it has cost me more money than I ever expected. DO NOT utilize THINK CASH.

85 comments
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larry smi
mpls, US
Feb 23, 2011 11:31 pm EST

its your responibility to know when your payments will be deducted from your account write it on a calendar or your hand do yyou do the same with other bills larry s

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larry smi
mpls, US
Feb 23, 2011 11:34 pm EST

whats

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larry smi
mpls, US
Feb 23, 2011 11:41 pm EST

its your responsibilty to know whenyour payment is due mark it on a calendar or your hand bills that are due thats not hard

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Luv Chicago
Norfolk, US
Mar 01, 2011 12:31 pm EST

I have had 2 loans with thinkcash. Not only can you print out your payment dates when you receive the loan, but you can print them out anytime there after. 24/7 you can view your information online. If you forgot your password, it is very easy to obtain. If you have a problem making a payment, they will help you. You can make extra payments anytime you want or pay off. You can choose anyday you want for the payoff . If you go in to set up payoff for today, you stop paying interest today. There is no penalty for paying off early. They actually recomment it with every email. They have never missed one email. Each email tells you what they are taking out, when they are taking it out, and what the payoff balance is. They report to major credit bureaus and they give loans to people who normally would not be able to obtain any type of loan other than a payday loan. Unlike a payday loan, you have options as to how much time you want to pay the loan off. As far as the prices, they are by far cheaper than any payday loan. They aren't unreasonable at all. Of course, I'm sure if you have excellent credit you can find a better rate, but if the case is that you have excellent credit, why aren't you applying to your local bank or comparing loan rates online? Think cash is the best thing I have ever come across and they really helped me when I needed it. It seems very odd to me that two people could have completely opposite experiences. The system automatically sends the email, so why would it send it consistently to mine, but not someone else. The rates are all listed when you accept the loan and after and they show what is being applied to the balance and what is being used towards interest. I never ever had them take out a payment on an inaccurate date or for an inaccurate amount. I'm thinking this complaint may be missing some details, such as possibly not making a payment on time and not taking the time to make arrangements beforehand, therefore causing a fee. The site gives advice for credit solutions and without even having to apply, it states the consequences involved with not making payments on time. It explains the fees that would be charged from thinkcash, but also from the applicants bank, noting how much could be lost for not making payments on time. Think Cash is the best! The complaint posted is without a doubt a misrepresentation of the company and in my opinion based on the service I received completely fraudulent. Freedom of speech allowed this warped complaint to be posted and freedom of speech allows me to say the individual who posted the complaint is FULL OF...

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n3cole1984
US
Mar 12, 2011 5:32 am EST

I absolutely LOVE thinkcash specially when you need money and cant get a line of credit or personal loan due to bankruptcy. They are the most honest company I know. It takes approximately 2 to 4 days for payments to come out of my account and they dont keep charging you interest when paying off the loan during those waiting days. They are honest when it comes to letting you pay off your loan when you want. I had a loan with cashcall and I HATE THEM they claimed they never recieved my check to payoff all the while charging me interest I had to actually call my bank and have them put on an unauthorized withdraw list causing more money to be spent. It was a hassle paying them calling them EVERYTHING. Thinkcash is quick easy you can make payments when ever you want online.

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