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This guy is the biggest fraud you could meet. He tells you he could renew your mortgage for you and then before you know it he does title fraud on your property and evacuates you. He has lawyers as investors who support him and have connections in the new market courts. He even bribes your lawyers so that he doesn't get caught.in the "tamil" and other communities he's well known as a business man but a lot of people have been effected by him. 2 officers at the 43 police division won't even take your complaints serious and support him. The financial commission has confirmed he has no licence to run a business. He lends money with his wife's name sutharvali thirukumar. Norman silver a lawyer for him has been suspended from the bar, kesavan another lawyer's licence has been revoked. If this guy comes near you stay away from him or you'll loose everything and would be battling in courts for years. The properties that he steals he then rents out cause he can't re-sell them. His team arranges a group of judges from the new market courts to make decisions in there favour. This guy used to be the president of the durham tamil association which he got kicked out from. He has a history off fraud but the legal system just lets him do what he feels. His partner anthony simms has connections in the police since he volunteers with youths. These people put a front for the community and fraud people in the background. Please stay away from this guy and his partners! I hope soon he will be counting bars for a very long time.
I am in absolute agreement with the above complaint. Fraudsters like Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial can certainly get away because they manipulate the law and have 'connections' with authorities. Unfortunately our 'laws' are not crystal clear on what you can do with your business and what you cannot do. This fact is being taken advantage of by such people without any morals, integrity and good conscience. I myself have had dealing with Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial and I was made quite aware that he has powerful and shady 'connections' to deal with people who file a complaint against him or his company. I will shortly post my unfortunate experiences with Tom Thiru aka Thirukumar Thirunavakarasu of VKT Financial but suffice to say for now in respect of all those who have suffered at the hands of this fraudster I have gone against my better judgement and decided to add my views to the Complaints Board. In the interim I must add that I was recently swindled for $28, 500 by Tom Thiru's cousin Rohini Sivalingham and her brother Mahalingham Thangeswaran. I have already filed in Small Claims against these two Defendants for which matter I am presently proceeding to High Court after not being successful in two Small Claims pre-settlement conferences, although both Defendants were advised by the Mediator that they should make a settlement and avoid further costs of a higher court. I will follow up to inform the Complaints Board with the results of this matter in the pursuit of 'saving people' from the likes of such fraudsters.
Frank Fernadades is a Scam Artist, and has defrauded CIBC, Canadian Tire, RBC and many other small private lenders. Yamunakumari Nithiyananthan and Nimalan Gunarajan were failed to pay their mortgage payment to the private lenders. If they have paid their mortgage payments, they will be rich people today, considering property pricehas gone up by over 50% since last 3 years. Because they were trying to defraud the private lenders, God punish them for their sin and mis deed. Tom Thiru is a good man and God is always on his side.
Niru Kanthan, I don't know you but how do you know that I didn't pay the Mortgage and blame me without knowing anything about this Mortgage fraud which I am fighting to get JUSTICE . Do you know that I don't have any mortgage with your boss... Tom Thiru. He doesn't have any mortgage lending licence from Financial Service Commision. Do you know that if we don't have any licence from Government of Canada, we can't even run a Shoe Mending Store.(In Tamil Sapparththu repair shop) We can't cheat or fraud Our Government. It's a fraud and also its a Crime. Please Niru Kanthan, don't encourage this person to cheat/fraud our community. If you want arrange for a Press/Media. Meeting and invite the Toronto Police/RCMP/OPP and all the VIP/Politicians who ever Your Boss is hanging on...we all willl bring all our Legal Documents/Evidence to show/prove about his Honesty. YES GOD IS ON HIS SIDE...! O.k. Can I tell you ... Please don't help him to fraud his own community Come to Durham Police, we can come and give all the evidence to them to Investigate/and take action immediately please. Your Boss and Wife declared Bankruptcy/Proposal, My lawyer gave the documents as proof to me. Please stop Blaming the innocents who lost everything and crying for Justice.
My property 22 Gaitwin Place Scarborough, which was illegally transferred by the previous Lawyer Kumar S.Sriskanda aka Kumar Sriskandakumar aka Kumar Sriskanda Sithamparapillai aka Sriskanada Kumar Sithamaparapillai, who used his " Black Money " and opened bank accounts in various banks in the Woodside Square Mall, Mccowan Branch, in the name of his brother Mr.Srisivaskanda Sithamparapillai, who was a non-resident of Canada, and living in Srilanka until now, and used fake Canadian IDs such as Faka Canada Driver's License/fake Canada Citizenship Card /fake Canadian SiN Card and also used fake documents and registered a fraudulent mortgage on my property. Previous Lawyers Kumar S.Sriskanda only signed the legal documents in the name of his brother Mr.Srisivaskanda, who is living in Batticaloa, Srilanka in the Tamil Language and defrauded me and family and put us on the road to cry for justice in Canada. There is no mortgage default or Power of Sale proceeding on my property, 22 Gaitwin Place, Scarborough, where we lived for more than 15 years. When I gave a complaint in 2009, in 43 Division, without informing me they closed the file. Again I gave a complaint in 2011, samething they did again. Again, I went to 40 College Street in 2019 March, and the officer, asked me to go back to 43 Division and ask them to re-open the file again, me and my husband went and did till today, we never received anything about our complaint and crying for justice in Canada. Even, the Lawyer Kumar Sriskanda's Partner Tom Thiru aka Thirukkumar Thirunavukarasu aka Tom Thirukkumar Thirunavukarasu aka Tom Thirukkumar aka Sutharvilli Thirukumar also known as Tom Thiru, used a deceased person Mr.Vigneswaran Ponnampalam, who died in Srilanka and used fake Canadian ID's and fake documents and registered a 2nd mortgage and Tom Thiru only signed the legal documents, and Kumar Sirskanda only signed the legal documents in Tamil Language in his brother's name Mr.Srisivaskanda Sithamparapillai and discharged the mortgage and did the title fraud/mortgage scam and put us on the road to cry for justice in Canada. These fraudsters/scammers/criminals in a team as partners and with the help of their lawyer team defrauded so many innocent home-owners/ banks/private lenders and keeping so many properties under their custody. Kumar Sriskanda and his son Varun Sriskanda, who challenged me that we can't get any justice in Canada, and also laughed at us that Police won't help us to get justice in Canada. We all affected people have more than 100 pieces of evidence to prove their fraudulent/criminal activities by title fraud/mortgage scams. Tom Thiru is a king of kings who can easily create fake Canadian IDs such as Fake Canada Driver's License/fake Canadian Citizenship Card/fake Canadian SIN Card and also he created fake legal documents/altered the Sheriff Orders/Judgments and also bailiff orders. Where is Justice for us ? Why the RCMP/OPP/SIU or the Regional Police of Toronto/Peel and Durham never take any serious action against Mr.Tom Thiru aka Thirukkumar Thirunavukarasu and his wife Sutharvilli Thirukkumar and another Partner Pannershelvan Kannuthurai/previous Lawyer Kumar Sriskanda/Varun Sriskanda/Kesavan Thangavel/Doshi Sanjaykumar/Terry M.Walman/Norman Silver and their team, and help the innocent people to get justice in Canada. Please, investigate, take action against them and arrest and help the innocent Public and also secure the Canadian Economy. I heard, that Tom Thiru is not a Canadian Citizen, and holding 2 different Norweigian Passports and defrauding the innocent home-owners in Billion Dollar Projects, by title fraud/mortgage scam with the help of his lawyer team with the fake Canadian IDs and fake documents and registering the ownership of the innocent's property in the names of deceased person/strangers/strawman and his family member's and his friend's name. See, where is Justice for the innocents who have all the legal evidence to prove their fraudulent/criminal activities and crying justice in Canada.
I am totally disagreed with all the alligation and their untruthful comments.
Rohini...how a Professional can sign legal documents by his nick name ? Do you know he is signing the deed/title by his nick name "Tom Thiru " and his lawyers are supporting him to cheat the Police and the Govt. Of Canada. Oh... You also one of his partner in his fraudulent activities. You are living with him and enjoying the benefits. Yes, Tom Thiru also known as Thirukumar Thirunavukarasu is a big Fraud. He cheated so many public/innocents, stolen their properties and money and declared proposal/Bankruptcy . He even sign so many legal documents for others like lenders. He can easily create Fake documents/ID's . He never filed any proper informations about him in CRA. See, he is cheating Canada Revenue Agency. Very Soon... He is going to answer for all these frauds.
My name is Rohini Sivalingam, and I am not a relative of Tom Thiru. I have known Tom Thiru for over 12 years. Tom Thiru is a Financial Planner, very good person and a excellent community leader. Both Nithiyanathan Yamunakumari and Frank Fernandes have frauded many lenders, banks and their own relatives. These people have failed to pay their creditors and credit cards debts, now they blame others for their failure. All of the allegations and bad comments about Tom Thiru are not true. These people have made themselves a very bad Karma and all mighty god will punish them. I would hereby kindly urge them to remove their allegations and comments immediately.
Rohini/Tom Thiru, . Do you have any proof of documents to prove ? Please arrange for a Press Conference with the Toronto Police, OPP, RCMP, and all the VIP''s/Politicians who ever you are hanging on, then we all can come and give/show all the evidence, then let them decide about your character and they will tell you who you are ? Oh...you are a big man ? Who told you ? You are big fraud... You signed the legal documents by your nick name. Can you remember you transferred so many innocents properties by your nick name " Tom Thiru " and made money with the help of your team lawyers Terry Walman/Norman Silver/Sanjaykumar Dosh/James Morton / Melvyn Solomon / Kesavan Thanga Mudali / Kumar Sriskanda / Suvendu Goswami and Sidaltaf Patel . (Even more lawyers on list )You fraudulent transferrs on title by the Nick name is on Deed/Title. Any body can easily verify from Toronto Land Registry. Yes, . Every one is wondering how you and lawyer team is cheating the Courts, Police and even the Government of Canada and making money and damaging the Canadian Economy by Real Estate/Mortgage Scam. Tom, how. You manage to run a Talk show on BMD Radio show and passing comments on the " Tom on the Run Talk Show " after you and your wife Sutharvilli Thirukumar declared Bankruptcy/Proposal through the Trustees Kunjar Sharma Associates. Don't fool the innocents/Public by your jeopardy.. Very Soon... Get. Ready to Answer it. You are King of King preparing/creating fake I.D's, documents and cheating the Courts/Police/Sheriff/Land Registry /Bank and all Government Authorities including Canada Revenue Agency and Immigration Authorities. Tom, remember how you gave fake documents to the courts on behalf your friend Georgia Quash and cheated the Honble Justices and Ministry of Health to prove her a 4th stage Cancer Patient and getting medicine from USA. Ohip coverages are there for Cancer treatment. Breast Cancer Society is helping through their Charity Organizations. Oh, You and Georgia Quash and the lawyers from First Canadian Title are so smart to create the bills for $14, 900 US dollars monthly treatment expenses and tricked the Justice Sachs nicely. Well Done...! Very Soon everything is going to come out. So, You created all documents and gave it to the lawyers to Trick the Hon'ble Justice and the Court. Stupid, she wrote...that means any of the Cancer Patient can steal innocents property with your help for the US medical Treatment expenses...! Even the First Canadian Title Insurance Lawyers are so smart, and helping the fraudesters to escape from Justice. How can the Canadians Trust First Canadian Title Insurance to get Insurance for their properties ? Tom Thiru, stop your fraudulent activities and think to escape from your KARMA please. You can't take $100 Million Assets with you, when you are going to say Good Bye to All...! Realize and stop stealing others properties, hard earned money and put them on Road...! Karma will continue with your loving wife and your children. Please don't post on others name like Rohini, Mano, Bahee, Kannan ... Yes, Tom ...Life is Wonderful Live and Enjoy with the God's Blessings ...not stealing /cheating/frauding from your own Tamil Community. Yes...this month is Tamil Heritage Month...You will act like a Tamil World famous Man...! Never...and Ever Tom Thiru, You are Tamil Thuroki, ...!You and your partner Panneer Shelvan Kannuthurai cheated so many Tamil Innocents . Very Soon everything is to come out through the media.
Tom Thiru is a good Man and if you are complain about him, that means you are admitting that you didn't follow the protocol and your own responsibility. It is very easy to blame others for your own failure. Like Tom Thiru, work hard and come up in life.
Do you know he doesn't have licence for Morgage lending from Govt/Financial Services Commission, and signing the Title on behalf of his Corporation 1769656 Ontario Inc, VKT Financial by his nick name Tom Thiru. His legal name is Thirukumar Thirunavukarasu. Please stay away from him, he is a big fraud. Now his wife declared Bankruptcy and Tom Thiru declared Consumer Proposal/Bankruptcy recently through the Trustees Kunjar Sarma . His Manager, declared that his Assets is $100 Million. He is a big Scammer. He will give 2nd/3rd mortgages for high interest, and without knowledge he will steal your property using fake ID's/Documents/address and easily got default judgements without your knowledge and with the help of sheriff easily he will evict your from your valuable home., and over a night he will transfer the property to his friend for market value to get mortgage from Home Trust, and escape from Justice. He is having Judges and Lawyers in his pockets. No Justice in Canada...?
MY name is Terriminy, I have been a client of Tom Thiru for the past 15 years. I am a very long time investor of Tom Thiru. I hereby give him 10 out of 10 on his performance and his honesty. My question to you all that if you believe these people alligation, which indicates that Tom Thiru has a such an influance over Newmarket Court and 43 division police, that means Tom Thiru Must be King of England. Please do not believe these people stories. They are nothing but bunch of losesers.
Tom Thiru...Why you are cheating the public... You only creating so many accounts and posting comments...What a Shame...! These judgements are nothing Tom Thiru/Thirukumar Thirunavukarasu... You think you are so smart...! God's Judgement...is nearing for you to answer...! Everyone's tears... Sure you willl answer it very soon...! God is So Great...! These are no Stories... Tom Thiru...! With legal documents proof ...They wrote everything by their blood and tears...!
Oh Tom Thiru created in fake ID/name and writing in the name of Terriminy, OMG he used this name Terriminy Frand a nd Manickavasagar Veluppilai and registered a fraud 3rd mortgage on my property and cheated my lawyers and Hon'ble Judges and escaped from the Justice and put the innocent home owners to cry for Justice in Canada. Why the RCMP / OPP/SIU or the Regional Police of Toronto/Peel and Durham never take any actions against him and allowing him to defraud the innocents by title fraud / mortgage scam. He is stealing the Canadian economy by his fraudulent / criminal activities and escaping from the Justice with the help of both side lawyers. Please stay away from him and bring a public awareness and help them to secure their valuable properties from this man Tom Thiru aka Tom Thirukkumar Thirunavukarasu aka Thirunavukarasu and his wife Sutharvilli Thirukumar and all other partners please.
This guy is a fraud. He ruined my family's life as well as many others. We must get this individual behind bars!
Hi SBK10, If you think he so bad, why can't you come out and contact the Police. Why are you hinding behind your mother Yamunakumari Nithianathan. I know you, I have met you and your mother at Tom's Office, when you received Tom's help, your bank power of sale your house. Be a MAN, come out and face the music.
Hi 09876,
I agree what your statement. I have known TOM THIRU for a long time, He was a Scotiabank Manager and a very high educational standing. He has been as a financial expert in many TV's and Radio talk shows. Always, the bad people wants to bring done the good people, For example Mahatma Gandhi was killed by a bad guy, who doesn't like his ideology. Tom Thiru is no different. As I know, 90 % of the people love him and call him 24/7 to receive his financial advice. Lately, I have seen many politicians contact him for financial strategy for their flatform for their party. These Bad guys who talks bad about TOM THIRU, will pay the price when the time comes. All these people have very limited knowledge, including people like Raveena, Franances, Nimalan Gunarajan and Nithiyanathan.
Oh...you don't know he doesn't have Any mortgage lending licences and cheating the innocents, even he was fired from Scotia Bank because of his fraudulent Activities...! He signed all the transfers /legal documents even the deed(Ttile) by his nick name... Tom Thiru...! He is throwing Public mney to the Media people and doing the TV/Radio Show/Talk to show the public that he is a VIP. What a shame...takaing photos with the M.P's...and other V.I.P, Politicians and showing the innocent public to believe him a Gentleman. Recently he and his Wife declared Proposal/Bankruptcy after cheated so many innocents. He is big fraud used dead peoples ID's information to steal innocents property. He is having lawyers to transfer the property easily without their knowledge over a night when the original owners living in the property using fake documents to get default judgements to evict them from the property. Tom Thiru... Please stop cheating your own community to steal their hard earned money and properties. God's Judgement day is nearing to you and your family. Be prepared to Answer it. You know what happened to 22 Gaitwin Place, property, you signed the deed to transfer the property to Georgia Quash...on Oct 23rd 2013, using your nick name Tom Thiru for legal documents to sign Nov. 23rd 2013 she diagnosed for 4th stage of Cancer... Everything is in Court file... ! You and yournlawyer team is drinking innocents blood and tears...! Again and Again you are cheating your own community ...and acting like a VIP... To escape from Justice...! Very Soon everything is coming though the Media to the Public with the proof of all legal documents...to prevent the innocents...! You can easily get judgements in court hiding the truth and using the lawyers to cheat the innocents...! But one day ... You will realiaze...Justice is Justice...!
Hi 09876(Tom Thiru/Thirukumar Thirunavukarasu/Sutharvilli Thirukumar) Do you know that now he is using THE BOND GROUP... to cheat the innocent public to make money/steal their valuable properties/assets. Please don't support him to cheat the Government of Canada. Canada is a nice country. Please inform the Police/OPP/RCMP to investigate his fraudulent activities/mortgage scams/forgery/Identity theft/stealing innocents properties/assets/money. I think/suspect, that you also a partner of his activities . Good Luck 09876...very soon you will realize...!
Without a qualification, with the fake certificates and he cheated the Scotia Bank Authority and others worked in the Bank. during the examinations time when my lawyer asked, on Feb, 7th 2018, he told he got the BA, graduated from the Norway High school, not from the University. When she asked for the certificates to produce for the discovery he and his Lawyer mentioned he lost everything. Even my lawyer asked to get a copy from the educational institute, he refused to submit. Without a proper qualification, without a licence from Financial services commission only he cheated/defrauded so many innocents and took their valuable properties/assets/money by title fraud /mortgage scam. Again he used his fake educational certificates in the name of Tom Thirukkumar Thirunavukarasu and got the Real Estate Agent Licence, and still he is defrauding the innocent public in so many nick names and signing the legal documents/ titles, also with the nick names to make money by fraud. Please Stay Away from him, otherwise, you will loose everything.
Absolutely disagreed with these bad people, who wants to bring done a World class Tamil Leader. Tom Thiru is a Financial Guru, People can NOT bring him done. All mighty Gud protect him for all the good things that he does. Tom keep up the good work, forget about these nonsense people who doesn't have a back bone.
Who told you, you are a World Class Tamil Man. You are a Tamil Thooroki... You are damaging/cheating/stealing your OWN TAMIL COMMUNITY's property, money, assets and putting them on the road. Remember, what you and Shelvan Kannuthurai did to Baskaran Sivapirakasam... Stolen his hard earned money more than $700, 000/ the only solid evidencenis the video to prove that you all are big cheaters/fraudsters and how you all cheated Judges to get favourable Judgements to dismissed the case and put him and his family on road. You all lied to the Hon.ble court used fake documents to prove that you both and your lawyer team is Perfect. .For Kannan Karnkesu's brother case Domus Financial... You got a draft for $55, 000/ and cashed in your son's name and gave documents at time he is only 12 years and mentioned in court that he is a Investor...They won the case, immediately your wife did the bankruptcy... For Nimalan Gunarajan, your best friend ... Your cheated him after he paid you $65, 000/- you didn't retur that cheque back, after you received the money thro' a lawyer went to court...Poor man... He spent more than $150, 00/ on lawyers won the case but... You wife did the Bankruptcy...! What shame...!Why can't you tell all these on your TV/Radio Show's Tom.Thiru...(Nice comments on Tom on the Run BMD Talk Show...yes... After you declared bankruptcy and commenting the public...Shame of You...! How can you mention that you are a World famous Tamil Man...! For Jude Anyonypillai's case... You and Bakeerathan Balasubramaniam stole his property using 2nd mortgage ...oh My God... Sold for Market value...took all the money...put his family on Road...! He spent more than $140, 000 legal fees on lawyers...but you and you lawyer team...Cheating the Hon ble Court/Judges and getting favourable Judgements...! Remember... Your Team Lawyers Kumar Sriskana, Norman Silver, Kesavan Thangamudali...already.their licence revoked.by the Law Society...! More.to come on the list Tom Thiru...! ! How damn cheater/fraudester you are ? Then...you post, used some body else name and mentioned that You are a World famous Tamil man like Ghandi...! Oh... What a shame... ! He never steal others property/money/assets Tom Thiru...! For my case...you used a dead person Vigneswaran Ponnambalam, to steal my property... Your lawyer Terry Walman, gave his personal cheque to Home Trust to get my mortgage without my knowledge or consent registered on title, used fake documents ...ID's ...addresss(mail Box UPS) and transferred went to Newmarket court got easily judgement ...with the help sheriff evict me from my property... Still I am fighting...but the Judges are (?) spent almost $220, 000/ on legal fees ...you know how you are cheating/lied to the court...no mortgage with [protected] for the property...in my name... You created fake.documents ...set up the court...O Lord...! You are a big fraud...Used Leslie Philpotts to sreal my property...gave him. Money...ticket send him to Jaimaica...Used UPS box...Brimley for his.residence...got default judgement easily in Newmarket...altered the sheriff order...how smart you did all these criminal activites... O.k. Tom Thiru... Bring all the Media People...Your Lawyers, Polticians... Toronto Police, OPO. RCMP, Your friends well wishers ...special...Durham Tamil Association, Durham Tamiil Cultural Academic Association ...members.(...because you are the President for this) We all who affected by you will come and show/prove with all legal documents... ...who you are...to the public to decide ...whether you are a Famous Tamil Leader or a Cheater...Media/Public/Police can decide...Tom Thiru...! ...! You are frauding/cheating your own community for money...! Please arrange the Press/Police Conference to prove who you are to the Public Very Soon...!
Ha...Ha...Who is the world Class Tamil Leader in Canada ? OMG...Is he a Financial Guru ? Yes, people can't bring him down, the reason he is having the public/innocent's defrauded/scammed money to through every where to get support to escape from justice in Canada. But God's punishment is nearing and he can't escape from there. Oh... Almighty God is going to help him ? 09876 who told you that God is going to help him? Every innocent people who lost everything and crying for justice, their tears will punish him and his family very soon. Yes, he doesn't have any backbone, because of that only he is doing all these frauds/scams and escaping from justice in Canada. Get ready to answer the RCMP/OPP/SIU and also to the Regional Police of Toronto/Peel and Durham Region. Get ready to face it please.
Tom Thiru Financial Guru... hahahahaha, Rohini aka Terriminiy aka Tom's mistress whoever you are tell Tom Thiru he's going behind bars soon. How smart are you and your great "god" tom... to use the exact same account to comment, Mr. Thiru lets see how long you continue hurting innocent people for, your end is coming near. All the people you listed are the people who is fighting against this fraudster koodos to them... Soon everyone else will be saying "chow" to him...
My name is Mano, and I have known Tom for a long time. I disagree with all your bad Commons of Tom Thiru. As many of us know, Tom is a good man with an excellent character. As per my personal investigation you three are mentally ill people, namely, Yamunakumari Nithiyanathan, Nimalan Gunarajan, and Frank Fanades. You have no proper work, maybe taking welfare and complains about others. As I know you all have very limited knowledge, maybe high school is the maximum. Find a job or if you need work call me at [protected]. Please don't hide behind the computer and write your nonsense messages, if you want to say something bad about a person that I know very well, call me. If you want come out and let's meet you at the police station, i will ask Tom to come as well. As I know, you're a cheater and owing money to many people, including you owe money to Tom.
Mano I talked to you, and said that We all are prepared to come and meet you and Tom Thiru in any Police Station with the Media People. But you are hiding behind Tom Thiru and not answering the phone. Oh, I know you will support him because Tom Thiru invest on you. So, you are helping him for his fraudulent activities. Don't blame innocents for your own benefits. How do you know we all are mental illness people? Do you have any medical report to prove ? We can ask the Police to investigate and get the reports from you and show us. Stop your unwanted blaming messages about the innocents who were lost everything and crying for Justice. Please. Go to a nearest Police division tell the truth to them about Tom Thiru and help them for their investions, atleast you can get any reward for the valuable information which you know about him and help /save the community from the fradulent activities of TOM THIRU/THIRUKUMAR THIRUNAVUKARASU. Its a Public Awareness.
Ha...Ha...Mr.Mano, Now are you ok...? What happened to you...? All the people who prayed and you got the punishment from God. What your friend Fraudster/Scammer/Criminal TomThiru aka Thirukumar Thirunavukarasu aka Tom Thirukkumar Thirunavukarasu did to you ...? Ha...Ha...Ha... you were with him and cheated so many innocents. Now, he cheated you...! come out and tell the truth to the Police /RCMP/OPP or the Medias to publish to bring a Public Awareness. Who is next ...he is going to defraud ...?
Please come forward and give all the fraudulent/criminal information about this famous fraudster/scammer/criminal Mr.Tom Thiru aka Thirukkumar Thirunavukarasu aka Tom Thirukkumar Thirunavukarasu to the Detective Officer, Dana Clerk, from 40 College Street, Toronto Police, Financial Crime Unit, and help the innocent, to get justice in Canada. You already well known about his fraudulent/criminal activities and, please come forward and give all the evidence to the Toronto Police to investigate and take action against him about the title fraud/mortgage scam which he did to the innocent people. Please bring a public awareness and help the innocents public to stay away from him and secure their valuable properties from him.
I disagree with the complaint and her supporters. This is Sacytharan, I just read this complain. This what I have to say; I know most of these people named here, and just last week I heard another lady Raveena Rajasingham speaking support of the Complaint. I think, most of these people do not have much to do with their time. My suggestion would be do not complain, speak to the people directly or as the previous disagreed person said go to the police. If you don't, we all know you are the person who is the cheater. You must be lucky, you are dealing with Tom, if it is someonelse; they will not be taking this lightly. Be a good person or try to learn to be one.
IF Tom Thiru was such a great person, we wouldn't need so many fake accounts and Rohini trying very hard to back him up. If you guys were true professionals, you wouldn't be exposing the clients situation in the first place. It just proves that your trying very hard to make him seem like a great person (or a "God" for you slaves that will lick him). Rohini and Mano, you guys are Tom's dogs. And Mano, so you claim that those clients are on welfare, and lack knowledge. Very professional of you... makes me wonder if you passed elementary school? As a professional, you shouldn't really try to get revenge on clients, and expose confidential information. I don't know who Tom is, and I have never done business with him. But as a bystander, I am almost positive that he is not the best person because Rohini and the others (could be all Rohini) have almost proved it. PS. These people cant really go to the police with no evidence, and you guys know they have nothing, so stop suggesting it cause you know you can get away with it. :)
Yes...On 7th Feb.2017, . Tom Thiru/Thirukumar.Thirunavukarasu, sent the Durham/Pickering Police to arrest me...the complaint is that I told him in Court on Dec.22nd 2016, that I will break his Legs in Our TAMIL LANGUAGE, ...so he is scared and put and entry to arrest me. See...one of .his professional Qualification is giving false complaint to the Police. The first complaint he wrote to Toronto Police is in 2009 and filed the copy in Court. (I have copy of that ...OMG, he lied to the Police and to the Court and mislead the Hon. Judges. (2) 2010, he gave a complaint and send the. Under Cover Officers to my house to arrest me, they came on Sept.26th tried to park front of my house but they saw me and my sister were outside the house, they went parked their vehicle opposite to my house (12, Gaitwin Place 's driveway) . At that time my sisters' family and mh youngest son was with me. Nobody got down from the house. We both have some suspicious came in and watched through the windows. 15/20 mts later one person got down from the vehicle straight from there came to my driveway . When entered middle of the driveway, immediately I called the 43 Division Police, at meantime opened the door and went out with my sister, he ran away from the driveway and walked fast to the top of the road near to the school Churchill heights and talked to somebody on the phone. When I called Police, the officer asked me to stay in house not to stay outside its not safety for us and Police officers are comng. So we both came in because we know something is going to happen badly for us. But we continued watching on that vehicle a few minutes later the person who came to my driveway, jumped over the fence of 12 Gaitwin Place, and came near his car watched my house opened his car talked to somebody inside and got in. 1 hr later the owner of the house came, he shocked parked his vehicle on the road went near to that car, immediately went to his car took his family and returned back to his house. I thought something wrong and opened the door and called his name and ran towards to him to ask about the vehicle also to tell about that somebody entered my driveway ... He stopped but asked the family to go in. When I reached near to the car, I noticed no body was inside, he came near to me and I asked whose car also started to tell that...Immediately 2 officers in undercover got down from the Vehicle pulled their Revolvers and pointed out both side came near to me and asked, Madam, why are you making a big scene... And told that they are came from Toronto Police, we are undercover officers, at that time my son, niece my brother-in-law all came behind me so my niece asked for the ID's to show and told we are suspecting that you all are Tom Thiru's friends/team... Then one officer only flipped very fast and showed his ID but the other one refused. The senior officer(?) asked me, who is living the basement...(I don't why he asked about the basement only) so I told me and my family is living in the property and asked Why ? And asked is Tom Thiru sent you ? Then he didn't reply but asked shall I see the place... I told him why not officer, why you didn't came straight to my driveway and you only making scene to the neighbourhood and treating us like a criminal. He came with me and my family, came in I show all the legal documents my councils information...all evidence, he checked and agreed its a Title fraud, later he appologized and asked me to inform my council to proceed my case immediately and wish for us to get the property back and went. See, how Mr.Tom Thiru tried with his team to trick and arrest me to get into my house. Later only I heard one of his team member that he tried to put something /illegal thngs and put me to be arrested and to take over the property to hand over Leslie Philpots. See...Is he a Professional ? What shame of him ? For other people's house/money/assets he will do what ever he wants. Please stay away from him. These are everything in record. I never blamed the Police or Government Authority, Tom Thiru is making fake documents and giving false information to the Police and other Authorities including Courts/Land Registry to steal innocents house and make money. You know now the days Civil Litigation legal fees are so high. So we middle class people can't afford to pay the Councils...and other thing he is misleading our councils also giving fake/false informations. I will give you more 15/20 court case file Nos to you about /against Tom Thiru aka Thirukumar Thirunavukarasu /wife-Sutharvilli Thirukumar and his unlicenced Corporations - VKT Financial Concept Inc and 1769656 Ontario Inc(Even so many other No. Inc he is having without licence) I will give a list of people who affected by him and crying for Justice. (3) 3rd incident in 2010 Dec.1st of my car accident...to stop me not to go to Court on Jan4th 2011, to proceed the Trial I did the Act-in-Person in New Market Court. The property is in Scarborough, but he and his team went to Newmarket Courts. Why ? All these days non of the Judges look into this matter... And dismissed his case. One of my. Council told There is a Rule... Only Criminal case can filed in anywhere., and for civil matter it has to be filed convenient of all parties and there is a Rule to proceed. But Tom Thiru had so many cases in New Market Court House. . WHY ? He planned to stop me because he signed and gave an Affidavit to Court tha it mentioned " My full name is Sutharvilli Thirukumar known as Tom Thiru " it was signed by Tom Thiru on the name of his wife, and also his lawyer Normon Silver certifiied the signature.(Normon Silver Licence was revoked by the Law Society) because Tom Thiru lied to Court. Its still in Court file. I have all evidence. (he tried to did the break enter to steal my documents in 2011 but he couldn't get it) Its a forgery, mislead/lied to court. (4) April 14th 2011 he planned/set up the Sheriff alteted the Sheriff order did the break and enter my house he tricked with my Lawyer Normon Epestein to get into my house to take over/steal/and harass me to leave the property and go. At that time my husband was in the house while sleeping in the basement his Partner /friend Aton Simms brought the Sheriff from down town/Newmarket(?) they did the break and enter went to basement asked my husband to leave the place when refused they called the police 2 officers came harrassed/ assaulted my husband (still he is having pain and bump on his back) handcupped him brought him out of the house. The officers believed its a original Sherriff Documents. But Tom Thiru alterred and put me and my family on the Road from 14th April 20th. 2011. The Police officers brought my husband out of the house put him in the Pollice Cruise, 1 hr later gave the keys infront my son who rushed from work to worried about his father, because he is a heart patient, but the Police officers never allowed him to go into the basement but heard his father's crying when both officers harassed/assault him and he called the police another officers also came to the scene. Before that they brought my husband out of the house. See...Tom Thiru's set up... Actually Sheriff officers has to take the House key till the investigation over... But front of my son Sheriff Officer gave the key to Aton Simms. And relased my husband from their cruise and forced my son and husband to leave the police . My son noticed my husband struggled to talk and breath he took him to Centenery hospital by his friends Vehicle. (Every day I went and parked my car near to my house and cried and prayed...God to punish him and his team because Tom Thiru and his Team including Lawyers did this to so many innocents ) the next day court date in Appeal I forced my lawyer to give a Affidavit of the incident he did The Hon Justice Epestein from Appeal Court got mad and told Tom Thiru and his lawyer to give the Key immediately to the family and Tom Thiru's lawyer mentioned that I didn't pay the mortgage to him, but my lawyer never defend for me (The reason he never defend ...he got the fees from me and supported. Tom Thiru for...which he gave more and stopped) But the Hon.Justice doesn't want to put us on road and wrote me to pay 24, 420$ which they asked to and mention in her order. Its for.cost or the mortgage arrears. She doubted about Tom Thiru's fraud. I don't have any mortgage with this Famous Fraud... I have all the proof...Everything is a legal documents. Still he is keeping my money in his Trust Account. Tom Thiru has to come forward to the Media/Police to prove that he is a Professional. His fraud money is speaking every where. But one day... Truth is going to come outn ...to prove about Tom Thiru /Thirukumar Thirunavukarasu and his Wife's fradulent Activities very soon. (5) Incident he and his friend Georgia who is holding the property title for Tom Thiru went to. 43 division Police in 2012 June/July complained that me and my husband came to 22 Gaitwin Place, while my husband driving the Van(My husband doesn't have licence, he never learn to drive) in the night even in the mid night and threaten to leave the property more than.20 times. Witnesses Tom Thiru and his Friend Sivaraja and Georgia's friends and relatives. And filed for a Peace Bond in June/July. In November 2012, one of the Durham Police Officer came to my son's place where we both living now, served the Summons to both of uson 25th and to appear for the 1st court in Warden/Eglinton. We both went Presecutor gave the Disclosure got and.Retained a.Criminal Lawyer . You don't believe we went for 11 court days. Every Court date Tom Thiru and Georgia together came to Court in Tom Thiru's Vehicle . After 7th/8th Judge ordered for mediation. We both told no we want proceed. 1st day when we signed the retainer the lawyer of us was so confident and he advised us and agreed to proceed for a lawsuit against both. After 7th/8th court date, our lawyer adivised us to sign the Peace Bond or go for a Settlement...We both. Shocked... We are so upset...You don't beleive Tom Thiru 's advise/request(?) only my lawyer turned and asked us to do...we refused... But the Crown...couldn't proceed...(?) Everything is a set up of Tom Thiru. My husband saw in the court Tom Thiru is begging my lawyer to sign the Peace Bond, and my husband scold our lawyer infront of Tom Thiru on the 9th Court date. After that he never came to court to proceed my case but sent a Articling student for the last 3 Court dates. Comparing with is Criminal...Court...matter TOM THIRU CAN EASILY GET FAVOURABLE ORDERS/JUDGEMENTS & POST HERE OR GIVE /SHOW IT TO ANYONE THAT I AM A PROFESSIONAL AND HAVING $100 Million Assets but Me and My wife can easily do Bankruptcy. No body can't ask/stop us. You don't believe he is having 10/11 professional Qualification. See after his name he will never forget to mention it. Tom Thiru... Please stop posting in other peoples name Rohini/Mahalingam/Terriminy/Mano/Kannan/Sacey/Niru K/Niru Kanthan... You frauded/cheated so many people and mentioning that You are a Professional...! What shame of you and Your Wife Sutharvilli Thirukumar. Give my property back immediately and clear other peoples matter also. We all are crying for Justice. This is a Public Alert...Still You and Your friend Panneershelvan Kannuthurai cheating so many people with the help of your Lawyer team.
Hi Tom,
your friend Sriskanda just lost his lawyer license:
Summary:
SRISKANDA – Professional Misconduct – Findings – Mortgage Fraud – The Law Society alleged that the Lawyer engaged in professional misconduct arising out of his role as solicitor in real estate transactions between the years 2004 to 2009 – The Lawyer denied the allegations and maintained that he had no substantive involvement in most of the transactions, and minimal involvement in others – The panel rejected the Lawyer’s characterization of his misconduct as no more than sporadic lapses in the supervision of his wife’s work, and his failure to heed the warning signs of fraud as attributable to his ignorance of the degree of fraud that could occur in a real estate practice – The panel found that the Lawyer knowingly participating in, or assisted, 12 fraudulent mortgage transactions – The Lawyer disregarded the red flags of fraud that he knew were present in the transactions, thereby facilitating fraud on his lender clients – He repeatedly failed to be honest and candid when advising his clients and failed to serve his lender clients to the standard of a competent lawyer – He acted while in a conflict of interest without adequate disclosure or consent and failed to share material information with his clients – He misapplied trust funds in relation to two transactions, in that he failed to demonstrate that he had acted on informed client instructions – Furthermore, various client files were altered after the fact with his knowledge and participation to add notes suggesting that his wife had advised his lender clients about unusual features of the transactions when no such communications had occurred – This was done in an attempt to mislead the Law Society in the course of its investigation.
https://www.canlii.org/en/on/onlst/doc/2015/2015onlsth188/2015onlsth188.html?searchUrlHash=AAAAAQAJc3Jpc2thbmRhAAAAAAE&resultIndex=1
Your other friends Mr. Shelvan Kannuthurai and Mr. Sanjaykumar Doshi will also get into trouble once this get's dug into further. You three worked with Sriskanda to help with your wrongdoings and one by one the truth is being revealed.
Lawyer Kumar S.Sriskanda and Tom Thiru aka Thirukkumar Thirunavukarasi easily defraud the innocent public and the Canadian Government and they easily used fake Canadian ID's /fake Canadian Citizenship Card /fake Canadian SIN Card which they both together created and used and registered innocent's valuable properties in their family members who are still living in Sri Lanka. Even they registered the ownership in the name of strangers/deceased person's name and also used his brother's name who is a non-resident of Canada. Please stay away from these people. Even Lawyer Kumar S.Sriskanda's license was revoked by the Law Society of Upper Canada/Law Society of Ontario, but the Lawyer Kumar Sriskanda still put public advertisement and its mentioned the same his previous address and also mentioned he is an Indian Lawyer and still cheating the innocent public with their Black money by their title fraud /mortgage scams. Please, stay away from them and bring public awareness to the public to save their hard-earned money/assets/valuable properties from them. Even, his partner Tom Thiru aka Thirukkumar Thirunavukarasu also running a financial institution in the name " The Bond Group " and opened an office in the Markham/Sheppard area and using Indian /Pakistan Lawyers to defraud the innocent home-owners by his title fraud/mortgage scams. I don't know why the RCMP/OPP/SIU /and the Regional Police of Toronto/Peel/Durham Region never take any action against these fraudsters/scammers/criminals and allowing them to defraud the innocent public again and again. Please stay away from them. Thanks.
I am currently dealing with Mr.Tom Thiru, and .some people speaks negative comment about him before . I went to speak to him about my financial situation. I was bottom of the financial status in 2013, when I have been kick out of my Condo by Home Trust, and I had three execution on my name. Plus Revenue Canada has a liens on my house, no one would give me any kind of mortgage. No one could stand up and protect me from my financial situation, but Mr. Thiru was our Angel, he helped us back in our house, if you miss a payment, please speak to him, he will help you and give you some more time. He's doing a good service by giving you a world- class financial advice. Today, I have made over $100, 000.00 return on my investment because I have listened to Tom's advice. Please pay your mortgage on time and if you miss a payment contact Mr.Thiru immediately, so that he can give you some time to pay, but Bank will not give you any time. I thank for Tom Thiru's service and his knowledge. I am richer today because of Mr. Tom Thiru. Therefore, I DO NOT agree with complainant. He or She must have missed the mortgage payments and very much ignorance people. Further, wants everything for free and live in the house free of charge. We Canadian work hard and pay our mortgage payments. Mr.Tom Thiru keep up the good work and God is on your side. You will be alright.
This was written by Tom Thiru / Thirukkumar Thirunavukarasu to show the innocent public and others specially to the Police/RCMP/OPP/SIU and others to believe him as an honest person in Canada. I heard even about the person Baheerathan, he lied to the court and did the forgery and cheated the innocent home-owners, Mr.Jude Mariyanayagam, who lost his valuable property and spend on lawyers as legal fees more than 150, 000$ and still proceeding his case to get justice in Canada. Poor man, all the lawyers who ever he ratined got the legal fees and dragged his case and put him on the road to cry for justice. Ok... come to the point Mr.Bagee/Tom Thiru aka Thirukkumar Thirunavukarasu, who are you to keep my property 22 Gaitwin Place, and transferring to your real estate friends and to their family members and gave mortgages and getting the rental income from my property and defraudeing the others and the banks/private lenders with the help of your famous frausters lawyer team. Show me the valuable/legal mortgage agreement me and my had with you ? Come to the Financial crime Unit, 40 College Street, the Detective Officer Dana Clark and prove it please. Who are you and what is the relationship you or your wife had legally or illegally with me or with my husband to give our family home to you ? You are famous fraudster/scammer/criminal did lot of title fraud/mortgage scams in Canada and escaping from justice with the help of both side lawyers and the same Hon'ble Judges and Masters. There is day for everything to come out through the Police/RCMP/OPP and the SIU. Get ready to answer it. Please stay away from the Famous fraudster/scammer/criminal Tom Thiru aka Thirukkumar Thirunavukarasu and his wife Sutharvilli Thirukkumar and his lawyer Team and his other partners and secure your hard earned money and your valuable properties from them and bring a Public Awareness please. Thanks.
Who is Bagee aka Bheerathan Balasubramaniam ? Is he related the Real Estate Broker Sam Kumarasamy ? or somebody else ...? Toronto Police must investigate this forgery and take action against them and help the victims to get justice in Canada.
What about Bhakeerathan Balasubramaniam from the Bright Wood Kitchen ? Why you, Canadian Famous fraudster/scammer/Criminal Tom Thiru aka Thirukkumar Thirunavukarasu, still defrauding/cheating the Canadian Government/Government Authorities/Innocent Canadian Public/All Major Banks and using fake IDs/fake documents which he and his team is creating and doing this fraud/scams and making money by fraud/scams. Why the Canadian Region Police of Toronto/Peel and Durham Region/RCMP/OPP/ and SIu never investigatigate and take a serious action to arrest him to deport from Canada? Why the Politicians, all who with him and also the Tamil Politicians all well know about his fraudulent/criminal activities keeping silent and allowing him to defraud the innocent publi/all banks and also allowing him to steal the Canadian economy. Please all the affected people must together come forward to inform the media to bring every truth with the legal evidence to save the innocent public and the Canadian economy from this famous fraudster/scammer/criminal Tom Thiru aka Thirukkumar Thirunavukarasu and his wife/son and other partners/lawyer team. Please don't trust him and bring a public alert to the innocent public to secure their hard earned money/house and all their assets from him. Thanks.
In support of 'Saving People' complaint Posted: Apr 10, 2013 (see top of this page). Both Defendants Rohini Sivalingham (Tom Thiru's cousin) and her brother Mahalingham Thangeswaran brought in Tom Thiru aka Thirukumar Thirunavakarasu as their representative at the pre-trial conferences (see comment posted June 19 2015). When Thirukumar Thirunavakarasu tried to insinuate that he was a law representative in order to justify his presence at these hearings, he was confronted by the Plaintiff's lawyer who then asked the Judge to remove Thirunavakarasu from the conference hearing. This was certainly not the first time this man tried to impersonate a paralegal and represent people at hearings (see 'Saving People' complaint Posted: Apr 10, 2013: "This guy is the biggest fraud you could meet"). The Judge had to request Thirunavakarasu several times to leave but he still persisted in attempting to destroy the Plaintiff's character. with false information. The Judge requested that he stop making these accusations and finally the Judge demanded that he leave the room immediately!
Re: Small Claims Court Trial June 20 2016 held by Deputy Judge Shapiro: Although the Defendants Rohini Sivalingham (Tom Thiru aka Thirukumar Thirunavakarasu's cousin) and her brother Mahalingham Thangeswaran committed perjury at the hearing by making numerous false statements. It was also noted that the Defendants' Paralegal fully supported the false statements from Rohini and Mahalingham. At one point during Rohini's cross-examination, the Plaintiff's lawyer asked her if she had a dog. When Rohini answered that she did, the lawyer then said to her: "Even your dog would not believe you!" Both Defendants were ultimately held liable for $24, 000 and ordered to pay in 30 days as per Judge's endorsement.
This is Kanan, and I am a customer of Tom Thiru. He is a good man and very helpful to everyone. As I know, Mr.Frank Fernandes, Yamunakumari, Nimalan, and Raveena. All have received so many help from Tom Thiru in the past, now they can't receive any benefit from him, they are speaking and making false information of him. First of all, Rohini and Mahalingham are Tom's clients, Not their Cousin, where Tom has been their Financial Planner,
Tom represented as a Financial Planner, Not anything else. Do not lie about Tom Thiru. I am sure you all have received all kind of sickness already by rule of Karma. You will be suffering more in coming days for your negative writings in the internet and bad mouthing. For the public, please do not believe any of the messages from Mr.Frank Fernandes, Yamunakumari, Nimalan, and Raveena, rather meet with Tom Thiru and inquire him. He will give you the clear picture.
This is Rohini. Tom Thiru is a very good professional adviser in Financial matters and he is a very good leader of the community. Now, Mr. Frank Fernandes is a liar and a fraud. Mr.Fernandes is able to make up a story to the Court about me and told a false story with supporting details. The true story is Mr.Fernandes borrowed the money of $25, 000.00 from his CanadianTire Master Card and then filed bankruptcy last year. Mr.Fernandes has always been a bad guy, further he has stolen many things from the flea market in Toronto. God has punished Mr.Fernandes with many diseases and illnesses, he is paying it now...
Mr.Mahalingam, Who are you and why you are wagging your tail to your Guru Mr.Tom Thiru, he is a Canada famous fraudster/scammer/criminal, he defrauded so many innocent public/home-owners especially his own community the Srilankan Tamil Community and put them on the road to cry for justice in Canada. Yes, he is a famous fraudster creating fake Canadian IDs - fake Canadian driver's Licence/fake Canadian Citizenship Card/fake SIN Card and did the title fraud/mortgage scams to lot of innocent home owners and put them on the road with the help of both side lawyers and the same Hon'ble Judges and the Masters to get justice in his favour with the fake documents. We all affected people will produce our legal documents to prove his fraudulent/criminal activities. OMG now in 2021 he is defrauding the Canadian Banks/CRA/All Major Banks and getting commission in getting the Government Emergency funds and other grants with fake documents and the fake business registrations and getting the commissions and the fees from them. See, how he cheating the innocents and Canadian Govt. and making money by his fraudulent/criminal activities. he opened office in so many places and with the help of his wife /son and doing all these fraud/scams and making money illegally. Oh... this was also We all know... Idiot you Tom Thiru only wrote in the name of Mr. Mahalingam and showing as he is an honest person and also this is the trick he is doing to bring the people to believe him as an innocent honest person in ou community. Please stay away from him and bring public awareness to the public please. Thanks.
What a shame of him, see how Tom Thiru aka Thirukkumar created fake ID in the name of Kannan/Mahalingam/Rohini/Sacey/Hennyking/Bagee and writing about him as a honest person and cheating/defrauding the innocent public by his fraudulent/criminal activities. See, now he got the Paralegal Licence from the Law Society of Ontario. We all affected people are wondering how he got the licence, see his honesty. He is using fake IDs and writing about him false information to believe the public that he is an honest gentleman. Please, don't trust him, and also bring public awareness to the public to stay away from him. Thanks.
Tom thiru is a big fraud. he used faked documents/id' and mail box address as residential address and transferred the innocents properties over a night when they are sleeping in their dream house. be ware of him... he is having agents in all community to cheat the innocents. he will give 2nd/3rd mortgages for lesser amount, and will get signature and leave some space, then he will automatically increase the interest rates without your knowledge or consent and put you on road. he is having lawyers who were famous in fradulent activities to get default judgement. he is so smart in preparing fake documents and filling in court, and easily getting judgement and with the help of sheriff and police he will do the break and enter when you all were out of you house and change the locks and eviict you from your valuable home and immediately transfer the property to his friend /family member or strangers even in the dead peoples name. after such a period he will transfer the property for market value for his friends and make money from bank specially from home trust. tom thiru is having people in court office, land registry, city, sheriff office to help him to fraud these innocent people. he is having lawyers to fraud the innocents and help him transfer the property illegally and make money and share. his lawyers some of their licence were revoked by law society of upper canada. (norman silver/kumar sriskanda/kesavan thanga mudali are some of them) one of his manager declared, that his assets is $ 100 million. but his corporation/companies (1) v.k. t financial concept inc (2) v.. k. t wealth management. [protected] ontario inc (4) and also so many no. corporations. he doesn't have any licence for mortgage lending with fysco. his wife declared bankruptcy after cheating so many people. even tom thiru/thirukumar thirunavukarasu (he is using/going as so many names and cheating the public/government) is also trying to file bankruptcy to escape from law and justice. he is having more than 15 court cases against him. so many affected people couldn't get justice... because of the lawyers and they couldn't afford to pay them. please don't trust him. don't go near to him to get mortgage or loans...! beware of tom thiru. his legal name is thirukumar thirunavukarasu. but he is signing legal documents as tom thiru and transferring innocents properties over a night. his lawyers are terry walman/norman silver/james morton/normon solomon/doshi sanjay kumar/ patel /kumar sriskanda/blaney macmurty/gardiner roberts /suvendu goswami/hannah aina mayukun and kesavan thanga mudali (even more lawyers he is having to fraud the innocents. every thing is in legal documents to prove. please don't trust him, he will take photos with v.i. p's and politicians/specially with the m.p.'s. and show you to believe that he is a v.i. p. financial planner/adviser... don't trust him or his wife sutharvilli thirukumar.
http://www.canlii.org/en/on/onlst/doc/2016/2016onlsth33/2016onlsth33.html
Please read the Court Oder then you will know about this lady, Yamunakumari Nithiyanathan, who was defrauding the banks and private lenders, but finaly, she couldn't cheate any more. Here are some of the Court Order against Yamunakumari Nithiyanathan. We have more Court orders and she has not yet paid any of the cost orders that has been ordered by the Court. She has never paid any of her creditors, including her own sister. When the sister's Son went to her house to collect their loan payment, Yamunakumari Nithiyanathan called the Police on her own sister.
Niru Kanthan/Tom Thiru, please stop this nonsence immediately. Don't damage my family. My family is a respectful family. My fathers brother is lawyer Walter Veerasingam, who was acted as Judge in USA and his wife is Malinee Mendis Veerasingam. We came from Respectful family. We never cheat or fraud any people. My father is a strong supporter of Liberal. We are Christians, we grew up with God's faith and still all my family members are living with honest. Yes, I know what happened on that day you advised/forced my nephew to call the police, at that time you were on phone and gave instructions to him, . And my sister couldn't stop him, because you mislead him and at that age he couldn't realize he obeyed your order/instructions came to my driveway and you were on the phone and gave instructions to call the police, he did (behind this your money played a big role Tom Thiru) the police came, my sister also came with him because after 7 years he was born we know the pain and we all our whole family prayed ...and prayed My other sisters, specially my parents did the fasting and prayer atlast God answered he born in 1990, everyone loves him specially he loves me more than other Aunty's but for your selfishness and fradulent activities, own benefits, your targetted him and used/mislead him and my family relationship with that sister was destroyed/stopped because of this incident in 2008, Tom Thiru/Niru Kanthan, everything in 42/43 Police division record... You/Me can't lie to the Police. Please stop these unwanted activities and go and surrender in Police give my property back to me please. You know I don't have any mortgage with you. Only your lawyers are supporting you to fraud the innocents and sharing the money with you mentioning its a Power of Sale. There is no court order for Power of Sale. (1) Power of Sale was mentioned in Title by Srisivaskanda Siththamparapillai, who is living in Srilanka. He is the brother of the lawyer Kumar Sriskanda, who acted for me and Kumar Sriskanda, only signed all legal documents in Tamil and also he certified the signatures on the sametime. (What a Mortgage Scam, you partner/friend did) 2nd Power of Sale mentioned in Title by Vigneswaran Ponnambalam, who is desceased person you used fake Docu.ents/ID's, 15 Westney Ajax mail box address as his residence and you signed all leagal documents on his name.(What a Mortgage Fraud you did) 3rd Power of Sale mentioned in Title by your Unlicenced Mortgage Corporation 1769656 Ontario Inc, you and your wife (and so many others involved) owned frauded so many people and took mortgages from Home Trust and mentioning private lenders on Title, but the funds who took is ...(You fill it please ) you /me can't cheat or lie in Canada...everything is in Record Niru Kanthan. These orders are...? Its still Courts. Justice is Justice. Please stop destroy my family Unity. I can ask my sister put an entry in Police., and clear this matter imeediately. Don't cheat your own community and give my property back. We are respectable Christian Family.
OMG... See, how Tom Thiru and his wife Sutharvilli Thirukumar, both together used so many different names, and also created and used so many fake Canadian ID's/fake documents and declared bankruptcy and with the help of his partner lawyers, they all together mislead the Court system/lied to the Hon'ble Court and the Hon'ble Judges and took so many orders from the Hon'ble Judges and got the those orders in their favours and put the innocent victims of fraud on the road to cry for justice in Canada. Their Bankruptcy Trustees are Kunjar Mani Sharma Associates and their current lawyer on record is Lawyer Ben Elizer. Where is justice for the innocent public in Canada?
I have reviewed all the write up, and I have found out this website was created in 2009 by this complaint family members. It's very clear that the complaint has well planned & well executed to damage Mr.Tom Thiru's character and his personality via this site. As I see by reading of it, this family is very much mentally sick and bitter that they are very much vendetta against an innocent people. All the people here-named are very professional, including the Court, RCMP, Police and so on. I was speaking to some people, they confirmed that this complaint family is the biggest fraud and dishonest, including their own relatives told me that they owe them money and other things. I have put out some of the Court Orders, hopefully; the complaint board will allow it. If their family member is the Owners, then they may not. let's see.
I am sending the original/proper documents/evidence to the appropriate authority to see, how the Judges trust your fake documents and gave judgements. You and your lawyer team lied to Court and Land Registry. Very Soon, you are going to realize. One of the Judges already shocked...when he saw the original documents...! O.k. Everything is for GOOD... GOD IS GREAT. After 21 years only Indian Public got the Justice...! . See...Justice is Justice Tom Thiru, you can't buy the Law & Justice with your fradulent money. Stop. Cheating your own community. Innocent people.
Tom Thiru is a great guy. He helps many people and I have received many help from him. He is the most loyal person that I have ever known. God bless you, Tom.
Mr.Siva Subramaniam/Tom Thiru, so what about the CTV news of 4th April, 2018 and the Brampton Police Investigation regarding Mr.Patrick and wife Gananamalar's property Title fraud./Mortgage Scam and criminal activities of 29, Eden Park Street, Brampton. it took 1 year to prove him a great guy or about his loyality to the Tamil Community /Public. Who is going to bless him now ? Mr.Siva Subramaniam... where is his most loyality gone now ?
Mr.Siva Subramaniam/Niru.K/Rohini R/Kanthan/Mano Subramaniam/Kannan/D.Siva./Baheer/Baheerathan/Holynda/halinda/Uthayan/Karan/Mahamath Ghandi(OMG in so many fake IDs he using to write and show him as a honest person to the Public - What a shameful thing you are doing?)Tom Thiru aka Thirukkumar Thirunavukarasu, there is day for you to get the God's Judgement. At that time you can't bribe or throw money everywhere to escape from his judgement. Yes, sure your family members also will gain it soon. Don't think, that you are a smart person, you put so many people on the road to cry for justice in Canada, by your cruelty/sinns. There is day for everything. Sinners will get everything and enjoy their life, but the end is so sad. It won't end with you, sure it will continue with the sinner's family. You can easily buy the Canadian Justice system with your fraudulent/scammed money, which you defrauded the innocent homeowners/Banks/Private Lenders (Terriminy Fraank/Ivan Belsowic/Manickavasagar Veluppilai/Chad Wilson/and so many Investors including Tamil Community people/Lenders who lost their hard-earned money from you ) and stole the Canadian Economy and put the innocent public to cry for justice in Canada. Yes, Please stay awa from him and his family, we all victims have all the evidence to prove his fraudulent/criminal activities. He is a king of king creating fake Canadian IDs such as fake Canadian Driver's License/fake Canadian Citizenship Card/fake Canadian SIN Card and also he is so smart to create fake Canadian Legal documents with false information to defrauded the innocent public/banks and the Government Authorities. Please, don't trust him and bring a Public Awareness to the Public to help them pl. Thanks.
I have been reading this just now, and I believe; this is a real personal attack on Tom Thiru. I had contacted many people, they all have confirmed that he has helped many people. I have known Tom for a long time from Chamber of commerce, he is a good person and I will refer to anyone in need of financial advice. God bless Tom Thiru.
Please STOP bullying people via internet. I also found out you have created this site by yourself to target people.
Go to work, you fools.
Mr.Dsiva/Tom Thiru... Why the Chamber of Commerce throw him away from their Association ? Why Tom Thiru fried from Scotia Bank ? Hi... Why You are supporting a Big/Famous Fraud ? He is big thief... who cheating the innocents /Government Authorities. Do You know how much income statement he is showing the Revenu Canada ? His wife declared Bankruptcy after she frauded so many people. Even he filed proposal documents in Courts...! Oh...Mr.D.Siva are you the partner with Tom Thiru/Thirukumar Thirunavukarasu. wife Sutharvilli Thirukumar and his partner Shelvan Kannuthurai for all mortgage scams. Ok...Mr.DSiva. arrange for Press Conference with Media/Toronto Police/RCMP/OPP and all the VIPs specially with the Politicians who ever he is hanging on and taking photos to show and cheat them easily. Who are you to ask me to go to work ? We are not fools Sir...! You only a big fool, doesn't know about this VIP and his criminal/fraudulent activities. We have everything in a legal document proof. Tom Thiru can easily create fake documents/ID's to cheat the Government Authorities. He is using so many illegal names to sign legal documents to transfer a night. Oh... You mentioned he is a Loyal person...Ha...Ha...Ha...! He is Tamil Thuroki... for money... he is cheating his own community... What a shame...! Oh good... Lick his legs and stay with him...!
Dsiva, Who are you ? Can you please come forward to the Police 42/43 Division/Brampton Police/40 College Street, Financial Crime Unit, Police officer Dana Clark, who is also investigating about this Canada famous fraudster/scammer/criminal and prove that your Guru/friend Tom Thiru is an honest person? How do you know he is an honest person? Do you have any pieces of legal evidence to prove his honesty? Do you know he altered another person cheque and cheated the Baliff of Oshawa, City of Scarborough and also the Ontario Superior Court of Justice, Toronto. He is a king of king creating fake Canadian IDs such as fake Canada Driver's licence/fake Canada Citizenship Card/fake SIN Cand and also he created fake legal documents and filed in the Court of Justice, Toronto/Newmarket and also in Brampton Courts. He signed and filed a affidavit in the name of his wife Sutharvilli Thirukkumar and cheated the Hon'ble Court of Justice and the Hon'ble Judges and with the help both side Lawyers he escaped from justice. OMG, I am wasting my time to write a reply for this, because, "Tom Thiru aka Thirukkumar Thirunavukarasu aka Tom Thirunavukarasu aka Thiru Thirukkumar aka Sutharvilli Thirukkumar also known as Tom Thiru, ( he is using so many different names and defrauding the innocent public by his fraudulent/criminal activities. ) only using so many fake IDs and writing in this complaints Board, to bring him as a honest person to the public and also to the Regional Police/RCMP/OPP/SIU to escape from justice. He used and write in the names of Kanna/Bagee/Rohini/Mahalingam/Mano/holingda/ Siva Subramaniam?Niru K/Niru Kanthan/Sacy/rohinir/Manao/09876/hilingda/Magalingam/Terrimny Frank and also in so many names Tom Thiru aka Thirukkumar Thirunavukarasu, only writing and trying to bring him as an honest person in our community to de the frauds/scams. Please, stay away from him and bring apublic awareness to the public. I don't know why the Toronto Police/Durham Police/RCMP/OPP/SIU never take any serious action against him and allowing him to defraud the innocent public and put them on the road to cry for justice in Canada. He is famous fraudster/scammer/criminal. We all affected people have all the legal evidence to prove his fraudulent/ criminal activities he did to them.
**ATTENTION***
Looks like Tom Thiru's buddy can't do business no more:
Next it will probably be Tom.
https://www.fsco.gov.on.ca/en/about/enforcement/cdo/Pages/cdo-2017-11-27.aspx
IT IS ORDERED that Pannirshelvan Kannuthurai is required to:
Immediately cease soliciting persons or entities to borrow or lend money on the security of real property in Ontario, or holding himself out as doing so, including the soliciting of investors in any syndicated mortgage investments or soliciting investors to lend money to be secured against property owned or previously owned by Mr. Kannuthurai or a company related to Mr. Kannuthurai including the property at 189-195 Milner Avenue, Toronto and 4570 Sheppard Avenue East, Toronto; and
Immediately cease otherwise dealing in mortgages as defined in section 2(1) of the Act.
TAKE NOTICE THAT pursuant to subsections 48(4) and 49(1) and (2) of the Act, every person who fails to comply with an order made under this Act is guilty of an offence and every individual convicted of an offence under the Act is liable to a fine of not more than $100, 000.00 or imprisonment for a term of not more than a year or both a fine and imprisonment. Every corporation convicted of an offence under the Act is liable to a fine of not more than $200, 000.00.
This lady, Yamunakumari Nithiyanthan and her husband Nithyanathan Milton Hunt have defrauded RBC, TD, Scotiabank, Private Lenders Lawyer Kumar Sriskantha and Tom Thiru’s Lenders and her own sister. Don’t give her any loan or money, you will never get it back. These people have taken money from many people as a loan and donation to the church, but they never given the money to the church.
Thanks Mr.Tom Thiru, again you started to hide your self and posting about me and my husband and my brother-in-law Milton Hunt, [censor] you mentioned about my sister her husband is Milton Hunt. You are a fraud/scammer/ even a criminal created fake documents and got the Judgement from the Hon'ble Judges. Without any qualifications and without any Fysco Mortgage lending licence you cheated the innocents. Chamber of Commerce President Mrs.Dilani Gunarajah, must answer for this photo which you posted here. You seated beside her on that day and took this photo and used it. Do you know if other people, who were in this Photo can ask her about this, she will know about your Professional misconduct. We 3 came from a respectable family Mr.Fraud Tom Thiru. Stupid, you are blaming my brother-in-law and supporting my sister. Every one know about your back ground now. Can you prove a single person that they gave a donation through me to my Church. [censor], uneducated cheater. That lady Gnanamalar is a poor lady, she is a disable person. Stupid, you created a Driver's licence and fraud her and her husband and put them on the road. You have some ladies to support to run a Association Tamil Cultural and Academic Association of Durham to cheat the innocents and hide behind those ladies and showing the Tamil Community that you are a VIP in our community. Stupid, everyone know about your fraudulent /criminal activities and waiting for your arrest by the Police. Even the Politicians, who ever hanging on you all also waiting to see you and your wife's arrest by the Police. Yes, who is going to tie the bell on your neck ? We'll wait and see...! Truth is Truth...! Justice is Justice...! I want to ask my Rev. to talk to Mrs.Dilani Gunarajah, President Canada Tamil Chamber of Commerce, regarding this Photo, which she invited us to participate in her Carol Service, and allowed you to post and damage others in between your mortgage scam /title fraud and criminal activities. I am going to make an appointment with her and show all your fraudulent /criminal activities and ask her why she is supporting/allowing you to do these mortgage scam to the innocents specially to the Tamil Community. Ha...Ha... now you using another fake ID to prove your self as a Pakka Gentleman. All these days came on so many peoples name such as Kanna/Mano/Kanthan/Rohinir/Mahalingam/Balasubramaniam... now you changed as Rage_over_social...You are a Pakka Killardy...! Good Luck...You have so many ladies in your Association to support you. Enjoy...!
Are you One Of them………..
Some of the Tamils are known for comparing themselves to others and feel good about other’s pain. They are happy of having gossip even others are in deep painful stage. You will find this kind of people in every communities, sometimes; you wonder if the Tamils has the highest. After all, they know it is all based on a lie by some Bullies in the Tamil community. Now, they want to show themselves to the world, how bad they are. One of the Tamil Media has got some of the information mixed up with fraud mortgage loan. Rather, they borrow mortgage money, need to inform the public to make the mortgage payment, NOT to default on it, and blame the lenders.
What is interesting is that these people who are engaged in negative social media, their life got shorten and they become mentally ill people in a long run based on negativity throughout their life. Why do we care about what others have failed, such as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay their mortgage payment or their debt obligation. No, but we like to support them with their default with our time. Why are we spending time on useless emotions that only make us feel worse about ourselves, our situation and possibly even our own problems are worst. As I see this Lady Yamunakumari Nithiyanathan has damaged many people life and still trying everyday to add more Karma into her life. People who believe in Gospel will never do such a thing, but we see the opposite from these people. I hope this message may change “Those Tamil People Thinking Process” towards a positive direction. I am a White person and who knows Mr.Thiru and all his Investors very well. They all follow the law and their own lending terms & conditions when the invest/lend their own money similar to a bank. They are very sad by resent messages that have affected Mr.Thiru’s family. Lender’s Lawyer and Mr. Thiru, Financial Planner is always acting for his Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, this people Patrick and his wife trying to run away without paying the mortgage. Mr. Thiru is handing a very decision manking job for his investors, where he is the fore-front of the action for the Investors, such as, collection letters, Court proceeding if the borrowers didn’t make the mortgage payment, Eviction proceeding and property sale proceeding to recover the investment money. All these STEP’s are taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you took this mortgage? How many payments did you pay? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers don’t have this kind of payment problem. That will answer all your question. Firstly, you’re in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will proceed with legal action to recover their funds. It's easy to look at others and point finger. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the victim, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to the constant pangs of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask the Social Media, are you promoting the bad people and their bad behaviours.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lends out the money, normally; full appraisal is taken and property owner has to meet with appraisers and Lender’s inspectors prior to the Lender send the money to his Lawyer’s to do their legal work to complete the transaction. The borrower and his spouse have their own lawyers act to advise them. Once all matter has been satisfied by the lawyers ONLY the mortgage funds will be advanced. Then some cases, the borrowers default on their mortgage payments, Lenders and Mr.Thiru are in the front to proceed with the legal action against the borrowers. Following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari, Nimalan Gunarajah did in the past to many banks and did the same to the investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal proceeding to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the mortgage money; the lender proceed with legal action and foreclosure their property to protected and recover the investment money.
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph, NOT OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower’s received the 2nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), the borrowers only paid 4months payment. After several collection calls and meetings with Mr.Patrick. After 6months of Non-payment of mortgage, Lender’s lawyer proceeded with a legal action. These people haven’t followed the Canadian mortgage contract law and pay their mortgage loan as per the loan agreement and charge; Lender has followed the Canadian legal system & the law and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action, both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2years. The Owner has not paid property taxes, condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, they have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender’s money. Already, many people have seen it and putting an offer. The borrowers appeal to the Superior Court and lost the case on March 05/2018. As per lender’s lawyers investigation, on April 18th/2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders of the subject property. It is very clear these borrower had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal act. It took us over 2 year of Non-payment. See the attached documents, you must encourage everyone to Not to miss a mortgage payment.
hallo hallo first of all i am not your borrower. fake id with fraud paper work you steel our house. prove me when i did bankruptcy. when my husband did bankruptcy. if you prove you all going criminal court. first proof me then i answer to your question. you gave the money Mr Nechlos Ramesh and his income not my husband income. you and your team mis use my husband thats it. 2015 my husband donot have job. he is a unemployed. how come you give the money to him. you purpose to give the money Nechlos Ramesh . you and your team look like give the money to my husband but not, you and your team a put it back your pocket and steel our house. thats it. you and your team hide my part on the paper work with fake id with fraud paper work to my husband. he is very innocent that why you and your team did this play, mis use his situation did this transaction with fake id with fraud paper work. i have all prove.
Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel good looking at other people’s pain. They thrive off of gossiping when others are suffering. You will find these kinds of people in almost every community, however; at times you wonder if Tamils have the most. After all, they know it is all based upon lies made by some bullies in the Tamil community. Now, they play the victim’s card to manipulate others into thinking that they are the victims in this situation, yet they are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has to do with title insurances and fraud mortgages. Rather than proceeding with an investigation to find out what really happened and to inform the public. The mislead the Tamil community into thinking that this second mortgage was a fraud mortgage. Nevertheless, this was a legitimate second mortgage loan that they borrowed as a mortgage loan, and the borrowers failed to pay. This media needs to make the Tamil community aware that a mortgage loan needs monthly payments and NOT to default on it, nor blame the lenders for the borrowers failure to do so. It seems like this particular Media is promoting the Tamil community not to pay mortgages.
What is interesting is that these people who engaged in this negative and misleading social media messages, have gotten their life shortened and they have become mentally ill, due to this. Why do we care about what others have failed, such, as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay off their mortgage payments or their debt’s. NO, but we like to support them with their comments and empty hands (Nobody coming up with money to make payments for them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has damaged many people’s lives and reputation. This includes a big lost for many financial institutions that are till this day, have not received any payments from her. People who believe in the Gospel will never do such a thing, but we see the opposite from these people, including these Priests, in the picture. I hope this message may change These Tamil People’s Thought Process towards a positive direction. STOP cyber bullying and try to be a good human being. My name is Carolyn and a White person, who knows Mr.Thiru and all his Investors very well. They all follow the law with their own lending terms & conditions when they invest/lend their own money, similar to a bank or trust company would do. Many people are very saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner. They always act on behalf of the Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, there are people like Patrick and his wife who tried to run away without paying the mortgage. As per my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00 and given to one of their Tamil friends, as a loan for a higher interest return, when their friend stop making the payment, the family problem started between the couple. They stop making payment to Scotiabank mortgage, second mortgage, property taxes, condo fees, and both filed bankruptcy. They planned beforehand then made a different story to Tamil community via social media.
But the truth has been prevailed through the Superior Court and the Appeal Court. Mr. Thiru makes articulate and precise decisions for his investors, where he is the forefront of the team for the Investors, such as, collection letters, Court proceeding when/if the borrowers didn’t make the mortgage payment, Eviction proceedings and property sale proceedings to recover the investor’s money. All these STEP’s are taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you take this mortgage? How many payments are you behind? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers, why don’t they have this kind of payment problem. That will answer your entire question. Firstly, you’re in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will proceed with a legal action to recover their funds. It's easy to look at others and point fingers. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the real victims, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to this kind of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask people using Social Media, are you promoting the bad people and their bad behaviours or promote the good peoples and their success.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lending out money, normally full appraisals are taken and property owners have to meet with appraisers, as well as Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to their Lawyer’s to do their legal work to complete the final transaction. The borrower and his spouse have their own lawyers to act and advise them. Once all matter has been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In some cases, the borrowers default on their mortgage payments, Lenders and Mr.Thiru are in the front to proceed with the legal action against the borrowers. This includes following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari Nithiyanathan & sister’s daughter Suthanthy Aravinthan have done in the past to many banks and did the same to the private investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal action to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the mortgage money; the lender proceeded with legal action and further with the foreclosure of their property to protect and recover the investor’s money. Now, all of these people can NOT borrower any money from any banks and Trust companies.
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph, NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower’s received the 2nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via text messages, phone calls and made some of the NSF payments in total only paid 4months payment in the period of 2 years and 5 months, plus mist property taxes and condo fees. After several collection calls and meetings with Mr.Patrick. On or about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with legal action. These people haven’t followed the Canadian mortgage contract law and failed to pay their mortgage loan, as per the loan agreement and charge; Lender has followed the Canadian legal system and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2 years now. The Owner has not paid property taxes, condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, Investors have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender’s money. Already, many people have seen it and are putting in offers. As per lender’s lawyers investigation, on April 18th/2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders from the subject property. It is very clear these borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal. It took us over 2 years and all the Court costs, property taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property management cost, clean up cost, property renovation and second mortgage payment are paid by the lenders. See the attached documents, you must encourage everyone to Not miss a mortgage payment and if they can’t make it, the borrowers/owners have the option to sell the property and settle all the mortgage debts. In the mortgage lending industry, we only see 3% to 4% end up in power of sale or foreclosure situation. There is a very positive outcome from all this; many people contacted me and Mr.Thiru for private mortgage investments, where they can make 12% return on their investment, they all understood our unique underwritings and due-diligence systems, which has protected our investors. After all, God still protects and rewards the good people.
Please donot blame others for your title fraud and mortgage scam. Police investigation still one going. you and Ivan lendar will answer it very soon
who did this appraisal. you and Nechlos Ramesh mis use our family lawyers make it this one. why you hide lender name Promod Bhatta. because many mortgage paper work you add first Promod Bhatta then you change Ivan Blazevic. everything steeling with fake id with fraud paper work your team steel our house.
did you know this appraisal family law lawyers did but you and Nechlos Ramesh did some fraud and took it your purpose.
Endorsement from Ontario Court of Appeal:
OMG...What a set up this Man Mr.Tom Thiru and his lawyer team is cheating the innocent Tamil Community /Public and getting favourable Judgements with fake ID's /fake documents and also with the false informations. I/We all are surprised and crying for JUSTICE in CANADA. Even we all have all the legal documents to prove, but both side lawyers together cheating the innocents and putting them on the road to make money and supporting this Fruad Mr.Tom Thiru and his wife Sutharvilli Thirukumar and also to another partner Mr.Shelvan Kannuthurai. They don't have fysco licence to lend mortgages and they are using so many names to do the title fraud/mortgage scam. These people filed false informations in court and easily getting favourable Judgements and sharing the money in between them. Yes, We all are wondering, Why the Hon'ble Judges are giving favourable judgements to his side to fraud the innocents and put them on road with the fake ID's/fake documents/fake Affidavit of Service and also with the false information of Affidavits. See, the order which he posted here... ! Why he is hiding the informations on the order and the signature of the Judge. He is a King of King creating fake documents. Only, we innocents have to Pray God to give a Good Judgement to Mr.Tom Thiru/Thirukumar (Thirukkumar)Thirunavukarasu and his wife Sutharvilli Thirukumar aka Sutha Thirukumar and the another partner Mr.Panneershelvan Kannuthurai. Yes, the Judgement day is nearing ...Good Luck to you all...! Enjoy...!
this judgement was given with fake ids and fake documents and also falls information of yours .i have all the evidence to prove. I already gave police and CTV media and Tamil media thedipar.
Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel
good looking at other people’s pain. They thrive off of gossiping when others are
suffering. You will find these kinds of people in almost every community, however;
at times you wonder if Tamils have the most. After all, they know it is all based upon
lies made by some bullies in the Tamil community. Now, they play the victim’s card
to manipulate others into thinking that they are the victims in this situation, yet they
are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has
to do with title insurances and fraud mortgages. Rather than proceeding with an
investigation to find out what really happened and to inform the public. The mislead
the Tamil community into thinking that this second mortgage was a fraud mortgage.
Nevertheless, this was a legitimate second mortgage loan that they borrowed as a
mortgage loan, and the borrowers failed to pay. This media needs to make the
Tamil community aware that a mortgage loan needs monthly payments and NOT to
default on it, nor blame the lenders for the borrowers failure to do so. It seems like
this particular Media is promoting the Tamil community not to pay mortgages.
What is interesting is that these people who engaged in this negative and misleading
social media messages, have gotten their life shortened and they have become
mentally ill, due to this. Why do we care about what others have failed, such, as
people didn’t pay their mortgage payment or their personal debt. When there is no
way, we can or should control their life's outcome? Again, are we willing to pay off
their mortgage payments or their debt’s. NO, but we like to support them with their
comments and empty hands (Nobody coming up with money to make payments for
them). A prime example of this is, Lady Yamunakumari Nithiyanathan and her sister's daughter Suthanthy Ararvinthan(Nimalan Gunarajah's sister), who has
damaged many people’s lives and reputation. This includes a big lost for many
financial institutions that are till this day, have not received any payments from her.
People who believe in the Gospel will never do such a thing, but we see the opposite
from these people, including these Priests, in the picture. I hope this message may
change These Tamil People’s Thought Process towards a positive direction.
STOP cyber bullying and try to be a good human being. My name is Carolyn and
a White person, who knows Mr.Thiru and all his Investors very well. They all follow
the law with their own lending terms & conditions when they invest/lend their own
money, similar to a bank or trust company would do. Many people are very
saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s
family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
They always act on behalf of the Investors & Lenders and make sure the
underwriting & due-diligence is very sound so that bad people and fraudster can’t
run away with the mortgage money. This has happened about 3 times in the past,
somehow; the Lenders have recovered most of the money. Now, there are people
like Patrick and his wife who tried to run away without paying the mortgage. As per
my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00
and given to one of their Tamil friends, as a loan for a higher interest return, when
their friend stop making the payment, the family problem started between the
couple. They stop making payment to Scotiabank mortgage, second mortgage,
property taxes, condo fees, and both filed bankruptcy. They planned beforehand
then made a different story to Tamil community via social media.
But the truth has been prevailed through the Superior Court and the Appeal Court.
Mr. Thiru makes articulate and precise decisions for his investors, where he is the
forefront of the team for the Investors, such as, collection letters, Court proceeding
when/if the borrowers didn’t make the mortgage payment, Eviction proceedings
and property sale proceedings to recover the investor’s money. All these STEP’s are
taken to protect and recover the Investors money (Mortgage Money). It's easy to
play the victim, looking at what others have done to us, rather; ask yourself some
question, Why do you take this mortgage? How many payments are you behind?
Why is it ONLY happening to you? While the Lenders has many other mortgages and
borrowers, why don’t they have this kind of payment problem. That will answer
your entire question. Firstly, you’re in default of mortgage payment and you have
failed from your financial obligation to the Creditors. Even if a bank, they will
proceed with a legal action to recover their funds. It's easy to look at others and
point fingers. I envy Mr. Thiru and his position where he has to run with a time line
to recover his Investors money. Mr. Thiru and his Lenders are the real victims,
because they gave the mortgage money to some bad Tamil borrowers. So, what's the
antidote to this kind of envy and jealousy? How can we move this external focus
inward and turn frustration and disappointment into a motivating good people like
Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we
have here in this website page. I would ask people using Social Media, are you
promoting the bad people and their bad behaviours or promote the good peoples
and their success.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lending out money, normally full
appraisals are taken and property owners have to meet with appraisers, as well as
Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to
their Lawyer’s to do their legal work to complete the final transaction. The borrower
and his spouse have their own lawyers to act and advise them. Once all matter has
been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In
some cases, the borrowers default on their mortgage payments, Lenders and
Mr.Thiru are in the front to proceed with the legal action against the borrowers.
This includes following up with lawyers, attending the Courts, dealing with police or
sheriff, they follow the law & order, evict the owners and sell the property & recover
the investment. These dishonest borrowers can't run away with the Lenders money,
like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in
the past to many banks and did the same to the private investors. It is very simple if
you borrow money make the mortgage payment, if not, the Lenders have to follow
the law and take legal action to recover the investment money. Patrick Paskaran
Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
mortgage money; the lender proceeded with legal action and further with the
foreclosure of their property to protect and recover the investor’s money. Now, all
of these people can NOT borrower any money from any banks and Trust companies.
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph,
NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second
mortgage, the borrower’s received the 2 nd mortgage advance money through the
borrowers lawyers, with one-year open term at 12% was advance on October
02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him
via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for
the mortgage payment, most of them returned as NSF (No sufficient funds in the
account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via
text messages, phone calls and made some of the NSF payments in total only paid
4months payment in the period of 2 years and 5 months, plus mist property taxes
and condo fees. After several collection calls and meetings with Mr.Patrick. On or
about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with
legal action. These people haven’t followed the Canadian mortgage contract law and
failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
followed the Canadian legal system and obtained a Judgment on March 07/2017.
The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph
and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed
to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru
have been very patient over 2 years now. The Owner has not paid property taxes,
condo fees and kept the property full of garbage. It took 4 people to clean up for the
whole day. Now, Investors have possession of the property jointly with Scotiabank
and the subject property will be sold to recover lender’s money. Already, many
people have seen it and are putting in offers. As per lender’s lawyers investigation,
on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to
intentionally fraud the lenders from the subject property. It is very clear these
borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders
lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property
management cost, clean up cost, property renovation and second mortgage payment
are paid by the lenders. See the attached documents, you must encourage everyone
to Not miss a mortgage payment and if they can’t make it, the borrowers/owners
have the option to sell the property and settle all the mortgage debts. In the
mortgage lending industry, we only see 3% to 4% end up in power of sale or
foreclosure situation. There is a very positive outcome from all this; many people
contacted me and Mr.Thiru for private mortgage investments, where they can make
12% return on their investment, they all understood our unique underwriting and
due-diligence systems, which has protected our investors. After all, God still protects
and rewards the good people.
with fake id with fraud documents you took this judgement . police investigation is not end.
Rasiah Nithiyanathan (Yamunakumari Nithiyanatahn's husband) has stolen a bank draft from BMO in the amount of $5, 000.00 on July 13, 2011 and made a payment to the Lender. It has been returned, then BMO terminated an employee who helped him to get this bank draft, these people all ways trying to steal something .
I already filed all the evidence in court Mr.Fruad Tom Thiru aka Thirukumar (Thirukkumar) Thirunavukarasu, again your started to prove your self as Gentleman/Propessional to the Public. Oh another name " Carolynhonda " lovely name Mr.Fraud Tom Thiru, can you remember that the Chief Security Officer came from BMO head office and had the investigations/inquiry with us we gave every single documents to them and proved your fraudulent /criminal activity. Yes, still today bank never asked us, because we proved with all the legal evidence. Stupid, who is that Lender ? Oh My God, you are the fraud lender went to Oshawa court with some BMO, Mccowan Branch staffs and filed fake documents and got the registrar to sign a order to get some money from BMO. Poor, one of the staff was terminated from BMO because support you to file the fake documents in court. Any body can go inquire from the BMO, Mccowan /Ellesmere Branch. You, cheated the BMO in another way in Dec.2017 also, still the investigation is going on.. Stupid Mr.Fraud Tom Thiru, how can my husband steal a Bank Draft from BMO in the amount of $5, 000. He is not an BMO employee. Oh, nice story you created. What a shame of you ... you are trying to hide your criminal activities, why you are blaming the innocents. ? How you twisted the story, in my husbands name. Poor employee from BMO lost his job because of you. Money is speaking every where . Good Luck...! We, never pay you or Fraud Lender even a penny and still fighting for the Justice. This is too much, if I with all the proof/evidence released a documentary to save the public, your story is over. You know everything is filed in court. Don't worry, very soon everything is going to come out to the light and we all innocents who are crying for Justice is going to get an answer from the God soon. Even in December, again you cheated the BMO, wait very soon you will get the answer . You have people in all banks and they also cheating Canadian Banks and supporting you to fraud the banks and sharing with you. Yes, you already have 107 fraud cases/files against you with Nova Scotia Bank. The Bank Authorities, fired you from the Bank. After that only you started fraud the innocent in your own Tamil Community. Then you are blaming that my husband Rasiah Nithiananthan, stolen a bank draft from BMO, Stupid, he is not an employee and BMO is not a fraud Financial institution like yours VKT Financial concept Inc, which doesn't have any fysco licence. Do you know the punishment for that, without a licence if you run a business ? Go and google and see and get ready to face it. Even tell your wife also to get ready. BMO, terminated the employee because of you. Poor employee, why he so greedy for money and helped you ? Mr.Fraud Tom Thiru, time is nearing... " Truth is Truth " ...Justice is Justice. How do you know that we both always trying to steal others properties/assets/money ? Yes, Mr.Fruad Tom Thiru, you only doing all these fraud and blaming us. You and wife Sutharvilli Thirukumar are Mortgage Scammers. If any body ask ...Murungan Book Depot/Mr.Kannan Kankesu/Mr.Nimal Gunaranjan/Mr.Baskaran Sivapiragasam/Mccowan -Denison Bakery Owners/Aiyaappan Temple Priest/Manikandan Catering/Mr.Jude Mariyanayagam/Ms. Lydia Eetanal/Mr, Leslie Philpotts/ Mr.Mc Bean Eldris/Ms.Mc Bean Nathan/S.Aravinthan/Watson/S.Barbara/Michael.R/and some more people(12) I don't want to mention here for some reasons. You are famous fraud/Mortgage Scammer/ and a Criminal. You altered the cheques and cheated the Oshawa Baliffs. Your cheated the city staffs/court staffs even the Land Registry officers with the fake ID's/fake documents. You lie to court and got all these Judgements. Ok...Good Luck, very soon you and your wife is going to realize the Canadian Law & Orders. There is a time for everything. Enjoy...
Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel
good looking at other people’s pain. They thrive off of gossiping when others are
suffering. You will find these kinds of people in almost every community, however;
at times you wonder if Tamils have the most. After all, they know it is all based upon
lies made by some bullies in the Tamil community. Now, they play the victim’s card
to manipulate others into thinking that they are the victims in this situation, yet they
are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has
to do with title insurances and fraud mortgages. Rather than proceeding with an
investigation to find out what really happened and to inform the public. The mislead
the Tamil community into thinking that this second mortgage was a fraud mortgage.
Nevertheless, this was a legitimate second mortgage loan that they borrowed as a
mortgage loan, and the borrowers failed to pay. This media needs to make the
Tamil community aware that a mortgage loan needs monthly payments and NOT to
default on it, nor blame the lenders for the borrowers failure to do so. It seems like
this particular Media is promoting the Tamil community not to pay mortgages.
What is interesting is that these people who engaged in this negative and misleading
social media messages, have gotten their life shortened and they have become
mentally ill, due to this. Why do we care about what others have failed, such, as
people didn’t pay their mortgage payment or their personal debt. When there is no
way, we can or should control their life's outcome? Again, are we willing to pay off
their mortgage payments or their debt’s. NO, but we like to support them with their
comments and empty hands (Nobody coming up with money to make payments for
them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has
damaged many people’s lives and reputation. This includes a big lost for many
financial institutions that are till this day, have not received any payments from her.
People who believe in the Gospel will never do such a thing, but we see the opposite
from these people, including these Priests, in the picture. I hope this message may
change These Tamil People’s Thought Process towards a positive direction.
STOP cyber bullying and try to be a good human being. My name is Carolyn and
a White person, who knows Mr.Thiru and all his Investors very well. They all follow
the law with their own lending terms & conditions when they invest/lend their own
money, similar to a bank or trust company would do. Many people are very
saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s
family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
They always act on behalf of the Investors & Lenders and make sure the
underwriting & due-diligence is very sound so that bad people and fraudster can’t
run away with the mortgage money. This has happened about 3 times in the past,
somehow; the Lenders have recovered most of the money. Now, there are people
like Patrick and his wife who tried to run away without paying the mortgage. As per
my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00
and given to one of their Tamil friends, as a loan for a higher interest return, when
their friend stop making the payment, the family problem started between the
couple. They stop making payment to Scotiabank mortgage, second mortgage,
property taxes, condo fees, and both filed bankruptcy. They planned beforehand
then made a different story to Tamil community via social media.
But the truth has been prevailed through the Superior Court and the Appeal Court.
Mr. Thiru makes articulate and precise decisions for his investors, where he is the
forefront of the team for the Investors, such as, collection letters, Court proceeding
when/if the borrowers didn’t make the mortgage payment, Eviction proceedings
and property sale proceedings to recover the investor’s money. All these STEP’s are
taken to protect and recover the Investors money (Mortgage Money). It's easy to
play the victim, looking at what others have done to us, rather; ask yourself some
question, Why do you take this mortgage? How many payments are you behind?
Why is it ONLY happening to you? While the Lenders has many other mortgages and
borrowers, why don’t they have this kind of payment problem. That will answer
your entire question. Firstly, you’re in default of mortgage payment and you have
failed from your financial obligation to the Creditors. Even if a bank, they will
proceed with a legal action to recover their funds. It's easy to look at others and
point fingers. I envy Mr. Thiru and his position where he has to run with a time line
to recover his Investors money. Mr. Thiru and his Lenders are the real victims,
because they gave the mortgage money to some bad Tamil borrowers. So, what's the
antidote to this kind of envy and jealousy? How can we move this external focus
inward and turn frustration and disappointment into a motivating good people like
Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we
have here in this website page. I would ask people using Social Media, are you
promoting the bad people and their bad behaviours or promote the good peoples
and their success.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lending out money, normally full
appraisals are taken and property owners have to meet with appraisers, as well as
Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to
their Lawyer’s to do their legal work to complete the final transaction. The borrower
and his spouse have their own lawyers to act and advise them. Once all matter has
been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In
some cases, the borrowers default on their mortgage payments, Lenders and
Mr.Thiru are in the front to proceed with the legal action against the borrowers.
This includes following up with lawyers, attending the Courts, dealing with police or
sheriff, they follow the law & order, evict the owners and sell the property & recover
the investment. These dishonest borrowers can't run away with the Lenders money,
like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in
the past to many banks and did the same to the private investors. It is very simple if
you borrow money make the mortgage payment, if not, the Lenders have to follow
the law and take legal action to recover the investment money. Patrick Paskaran
Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
mortgage money; the lender proceeded with legal action and further with the
foreclosure of their property to protect and recover the investor’s money. Now, all
of these people can NOT borrower any money from any banks and Trust companies.
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph,
NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second
mortgage, the borrower’s received the 2 nd mortgage advance money through the
borrowers lawyers, with one-year open term at 12% was advance on October
02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him
via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for
the mortgage payment, most of them returned as NSF (No sufficient funds in the
account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via
text messages, phone calls and made some of the NSF payments in total only paid
4months payment in the period of 2 years and 5 months, plus mist property taxes
and condo fees. After several collection calls and meetings with Mr.Patrick. On or
about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with
legal action. These people haven’t followed the Canadian mortgage contract law and
failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
followed the Canadian legal system and obtained a Judgment on March 07/2017.
The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph
and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed
to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru
have been very patient over 2 years now. The Owner has not paid property taxes,
condo fees and kept the property full of garbage. It took 4 people to clean up for the
whole day. Now, Investors have possession of the property jointly with Scotiabank
and the subject property will be sold to recover lender’s money. Already, many
people have seen it and are putting in offers. As per lender’s lawyers investigation,
on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to
intentionally fraud the lenders from the subject property. It is very clear these
borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders
lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property
management cost, clean up cost, property renovation and second mortgage payment
are paid by the lenders. See the attached documents, you must encourage everyone
to Not miss a mortgage payment and if they can’t make it, the borrowers/owners
have the option to sell the property and settle all the mortgage debts. In the
mortgage lending industry, we only see 3% to 4% end up in power of sale or
foreclosure situation. There is a very positive outcome from all this; many people
contacted me and Mr.Thiru for private mortgage investments, where they can make
12% return on their investment, they all understood our unique underwritings and
due-diligence systems, which has protected our investors. After all, God still protects
and rewards the good people.
Judgment from Superior Court of Ontario:
Mr.Fraud Tom Thiru, why you not showing the Judges endorsement/signature. Oh my God, why you brought Mr.Nimal Gunaranjan, /Suhanthy Aravinthan's order here with these people's case. See, here also you are trying to cheat the innocent Tamil communit/public to believe you as a pakka gentle man. Stupid, both are different cases, . Yes, Mr.Nimal Gunaranjan won the case and still he couldn't get a penny from you, your wife immediately transferred all the assets to his father/mother and also to his brother Sutharshan Sangaralingam, and declared Bankruptcy through Kunjar Sarma Trusties. Poor man Mr.Nimalan Gunaranjan, spent more than $150, 000 on lawyers won the case but he / and his lawyer Mr.Todd Robinson, from Cassels Brock Law Firm, tried to get the money from you, you declared to the CRA... ? (50$ income... everything filed in court Mr.Tom Thiru) you are so smart you also cheated the Canada Revenue Agency and hide your assets with...? Mr.Nimalan Gunarajan, tried ...tried and still waiting to collect the money from you & your wife. Your wife is also so smart she immediately transferred the 1.5 Million worth of property to her 18 years daughter/who is living and studying in Dubai, and declared bankruptcy and escaped from Justice. Good, time is nearing. why you are hiding the Judges name & endorsement/signatures. Please stop everything and go and surrender in Police and help the innocent Tamil Community to live happy and peacefully. Your sins won't allow you to sleep peacefully. Please stay away from the Community Associations. You are frauding the Tamil community and running a community association with some friends to show the innocents to believe as a VIP in the Public. What a shame, even the politicians also believing you and supporting you. I am so surprised that MP.Jennifer, trust you and your wife and came to your Associations Tamil Cultural and Academic Association of Durham and took photos and posted. You are running a Tamil Leadership Youth Programme to the kids/children from our Tamil community, how the parents trusted you and allowed you to run this Leadership programme ? Mr.Fraud Tom .Thiru, you think you are Social /Community supporter and cheating our Tamil Community to make money. O.k. my question, why you never worried/think about that 7 years girl/daughter of Joyce Gnanamalar, future life. That mother is crying, her daughter is so scared and in the nights she is crying, because you went with strangers and threaten that poor girl and her parents and also even you told her to leave the house, otherwise you will kill her father Mr.Patrick Baskaran Joseph and put them on the road. You went her house after 9pm/10 pm and threaten that 7 years girl and her mother to leave the house to recover and sell their house by fraud and make money with the fake documents. Mr.Fraud Tom Thiru, how the Durham Tamil Community parents are allowing you to run a Tamil Youth Leadership Programme ? Are they trust you ? (You know all these matters are with Police ) Please stop your fraudulent/criminal activities, go and surrender in police. Please, allow the innocent tamil community live peacefully. See, you already cheated that Aiyappan temple priest with 2 houses and got the money and put him on the road and now threatening every one. Ok... Good Luck... Enjoy...!
Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel good looking at other people’s pain. They thrive off of gossiping when others are suffering. You will find these kinds of people in almost every community, however; at times you wonder if Tamils have the most. After all, they know it is all based upon lies made by some bullies in the Tamil community. Now, they play the victim’s card to manipulate others into thinking that they are the victims in this situation, yet they are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has to do with title insurances and fraud mortgages. Rather than proceeding with an investigation to find out what really happened and to inform the public. They mislead the Tamil community into thinking that this second mortgage was a fraud mortgage. Nevertheless, this was a legitimate second mortgage loan that they borrowed as a mortgage loan, and the borrowers failed to pay. This media needs to make the Tamil community aware that a mortgage loan needs monthly payments and NOT to default on it, nor blame the lenders for the borrowers failure to do so. It seems like this particular Media is promoting the Tamil community not to pay mortgages.
What is interesting is that these people who engaged in this negative and misleading social media messages, have gotten their life shortened and they have become mentally ill, due to this. Why do we care about what others have failed, such, as people didn’t pay their mortgage payment or their personal debt. When there is no way, we can or should control their life's outcome? Again, are we willing to pay off their mortgage payments or their debt’s. NO, but we like to support them with their comments and empty hands (Nobody coming up with money to make payments for them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has damaged many people’s lives and reputation. This includes a big lost for many financial institutions that are till this day, have not received any payments from her. People who believe in the Gospel will never do such a thing, but we see the opposite from these people, including these Priests, in the picture. I hope this message may change These Tamil People’s Thought Process towards a positive direction. STOP cyber bullying and try to be a good human being. My name is Carolyn and a White person, who knows Mr.Thiru and all his Investors very well. They all follow the law with their own lending terms & conditions when they invest/lend their own money, similar to a bank or trust company would do. Many people are very saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner. They always act on behalf of the Investors & Lenders and make sure the underwriting & due-diligence is very sound so that bad people and fraudster can’t run away with the mortgage money. This has happened about 3 times in the past, somehow; the Lenders have recovered most of the money. Now, there are people like Patrick and his wife who tried to run away without paying the mortgage. As per my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00 and given to one of their Tamil friends, as a loan for a higher interest return, when their friend stop making the payment, the family problem started between the couple. They stop making payment to Scotiabank mortgage, second mortgage, property taxes, condo fees, and both filed bankruptcy. They planned beforehand then made a different story to Tamil community via social media.
But the truth has been prevailed through the Superior Court and the Appeal Court. Mr. Thiru makes articulate and precise decisions for his investors, where he is the forefront of the team for the Investors, such as, collection letters, Court proceeding when/if the borrowers didn’t make the mortgage payment, Eviction proceedings and property sale proceedings to recover the investor’s money. All these STEP’s are taken to protect and recover the Investors money (Mortgage Money). It's easy to play the victim, looking at what others have done to us, rather; ask yourself some question, Why do you take this mortgage? How many payments are you behind? Why is it ONLY happening to you? While the Lenders has many other mortgages and borrowers, why don’t they have this kind of payment problem. That will answer your entire question. Firstly, you’re in default of mortgage payment and you have failed from your financial obligation to the Creditors. Even if a bank, they will proceed with a legal action to recover their funds. It's easy to look at others and point fingers. I envy Mr. Thiru and his position where he has to run with a time line to recover his Investors money. Mr. Thiru and his Lenders are the real victims, because they gave the mortgage money to some bad Tamil borrowers. So, what's the antidote to this kind of envy and jealousy? How can we move this external focus inward and turn frustration and disappointment into a motivating good people like Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we have here in this website page. I would ask people using Social Media, are you promoting the bad people and their bad behaviours or promote the good peoples and their success.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lending out money, normally full appraisals are taken and property owners have to meet with appraisers, as well as Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to their Lawyer’s to do their legal work to complete the final transaction. The borrower and his spouse have their own lawyers to act and advise them. Once all matter has been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In some cases, the borrowers default on their mortgage payments, Lenders and Mr.Thiru are in the front to proceed with the legal action against the borrowers. This includes following up with lawyers, attending the Courts, dealing with police or sheriff, they follow the law & order, evict the owners and sell the property & recover the investment. These dishonest borrowers can't run away with the Lenders money, like what Yamunakuari Nithiyanathan & her sister’s daughter Suthanthy Aravinthan (Nirmalan Gunarajah’s sister) have done in the past to many banks and did the same to the private investors. It is very simple if you borrow money make the mortgage payment, if not, the Lenders have to follow the law and take legal action to recover the investment money. Patrick Paskaran Joseph and his wife Gnanamalar Shanmugam were trying to run away with the mortgage money; the lender proceeded with legal action and further with the foreclosure of their property to protect and recover the investor’s money. Now, all of these people can NOT borrower any money from any banks and Trust companies.
Without any Mortgage Lending Licence from Financial Service Commision, your Boss Mr.Tom Thiru, the title fraud/mortgage scammer/criminal did all these fraudulent transfers of the innocent property over a night. He is having a Lawyer Team to steal our innocent Tamil Community's property for 2nd/3rd mortgages and selling/transferring for the market value and sharing the money in between them. Without any professional qualifications and without any Mortgage lending licence from fysco, Mr.Tom Thiru and his wife cheated so many innocents and put them on the road. Time is nearing for the Judgement of God. Soon he and you all going to realize. Good Luck...! Enjoy...!
Where is Justice for the innocent victims in Canada ...? Who is going to give them Justice ? Poor innocents they all have all the legal evidence to prove the fraudulent/criminal activities of these fraudsters/scammers/criminals and crying for JUSTICE IN CANADA...! Why the Politicians - M.Ps and the M.PPs are helping/allowing them to defraud the innocent public to make money by title fraud/mortgage scam and put the innocent public on the road to cry for Justice in Canada. They already informed /request the Hon'ble M.P. Mark Holland to call all the Medias and the OPP...RCMP...SIU and the Chief Police Officials of Toronto/Durham and Peel Region to help them to get Justice with their complaints with all the legal evidence. He never take any action for their request and kept silent and allowing them to defraud the innocents again and again to do title fraud / mortgage scam with the fake ID's - Fake Canadian Driver's Licence /Fake Canadian Citizenship Card /Fake Canadian SIN Card and also with the fake documents which he is creating and easily transferring the innocents value properties with the help of his fraud Lawyers team. Mr.Tom Thiru aka Tom Thirukkumar Thirunavukarasu aka Tom Thirunavukarasu aka Thirukumar Thirunavukarasu aka Tom Thirukumar aka Thiru Thirukumar aka Thiru.Thirunavukarasu and his wife Sutharvilli Thirukumar aka Sutha Thirukumar aka Sutharvilli Thirunavakarasu, both are running /funding a association in Durham region Tamil Cultural Academic Association of Durham and getting help/support from the Durham Region Politicians/V.I.P.'s and taking photos with them and showing to the innocent Tamil community people to believe him/both as a honest persons and cheating them easily by their fraudulent/criminal activities. They support the politicians by donations/financially donating money for their election expenses, and took some advantage in the community activities and easily defrauding the innocent public by title fraud/mortgage scam. Both doesn't have any licence to run a mortgage lending Corporation from the Financial Services Commission of Ontario. Both are using so many illegal names to defraud/cheat the innocent public and they made a billion dollar fraudulent/criminal project. After they defrauded the innocent home owners by title fraud /mortgage scam his wife declared bankruptcy through the Trustees - Kunjar Sharma Trustees.. Please Stay away from them and bring a public awareness to save the innocent public.
You don't have lending licence from financial services commission to lend money for the public., how can you give mortgages to the public to steal their valuable properties by your fraudulent/criminal activities. Tom Thiru aka Thirukumar Thirunavukarasu, famous fraudster/scammer is writing these in so many others name. He is a famous fraud. He defrauding the innocent public and also stealing the Canadian economy by title fraud /mortgage scam. Please Stay away from him and bring a public awareness to save the innocent people.
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph, NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second mortgage, the borrower’s received the 2nd mortgage advance money through the borrowers lawyers, with one-year open term at 12% was advance on October 02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for the mortgage payment, most of them returned as NSF (No sufficient funds in the account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via text messages, phone calls and made some of the NSF payments in total only paid 4months payment in the period of 2 years and 5 months, plus mist property taxes and condo fees. After several collection calls and meetings with Mr.Patrick. On or about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with legal action. These people haven’t followed the Canadian mortgage contract law and failed to pay their mortgage loan, as per the loan agreement and charge; Lender has followed the Canadian legal system and obtained a Judgment on March 07/2017. The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru have been very patient over 2 years now. The Owner has not paid property taxes, condo fees and kept the property full of garbage. It took 4 people to clean up for the whole day. Now, Investors have possession of the property jointly with Scotiabank and the subject property will be sold to recover lender’s money. Already, many people have seen it and are putting in offers. As per lender’s lawyers investigation, on April 18th/2018 these both borrowers have filed Bankruptcy on or above 2017 to intentionally fraud the lenders from the subject property. It is very clear these borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders lawyer STOP this criminal. It took us over 2 years and all the Court costs, property taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property management cost, clean up cost, property renovation and second mortgage payment are paid by the lenders. See the attached documents, you must encourage everyone to Not miss a mortgage payment and if they can’t make it, the borrowers/owners have the option to sell the property and settle all the mortgage debts. In the mortgage lending industry, we only see 3% to 4% end up in power of sale or foreclosure situation. There is a very positive outcome from all this; many people contacted me and Mr.Thiru for private mortgage investments, where they can make 12% return on their investment, they all understood our unique underwritings and due-diligence systems, which has protected our investors. After all, God still protects and rewards the good people.
Why the Brampton Police and the City of Brampton never take any serious actions against Tom Thiru and his partner Ivan Belzovic, regarding the property 29 Eden Park and helped / allowed them to steal/transfer the innocent's property with fake ID's - fake Canadian Driver's Licence /fake Canadian Citizenship Card / fake Canadian SIN Card and also with the fake documents which were created by Tom Thiru aka Tom Thirukkumar Thirunavukarasu and his team to make money by title fraud / mortgage scam. ? These innocent home owners lost their property with the fake statement of claim which Tom Thiru used to get signed by the registrar from Brampton Courts. The affidavit of service and affidavit he filed in court are fake and also with false information. Is he had any licence for the Bond Group ? He is using shelter people and the strangers/deceased persons and making ID's in their name and in a package deal he is using his Lawyers team to transfer the innocent's property without a proper/legal default judgement or Power of Sale order. He only signing all the legal documents for the transfers of the innocent's valuable properties for the title holders. Even, ... he is having people in the City office, Land Registry...Courts to help him to defraud the innocent home owners by his fraudulent/criminal activities to make money by fraud. He is having lawyer team to help him to get judgement in his favour to escape from Justice in Canada. Even some Judges are giving judgement in his favour with the fake documents which he and his lawyers filed in court and allowing him to escape from Justice in Canada. Please Stay away from him and secure valuable properties ...money...assets and bring a public awareness to the innocent public .
Are you One of them………..
Some Tamils feel the need to compare themselves with one another and they feel
good looking at other people’s pain. They thrive off of gossiping when others are
suffering. You will find these kinds of people in almost every community, however;
at times you wonder if Tamils have the most. After all, they know it is all based upon
lies made by some bullies in the Tamil community. Now, they play the victim’s card
to manipulate others into thinking that they are the victims in this situation, yet they
are the frauds. Thedipaar (Tamil Media) has broadcasted false information that has
to do with title insurances and fraud mortgages. Rather than proceeding with an
investigation to find out what really happened and to inform the public. The mislead
the Tamil community into thinking that this second mortgage was a fraud mortgage.
Nevertheless, this was a legitimate second mortgage loan that they borrowed as a
mortgage loan, and the borrowers failed to pay. This media needs to make the
Tamil community aware that a mortgage loan needs monthly payments and NOT to
default on it, nor blame the lenders for the borrowers failure to do so. It seems like
this particular Media is promoting the Tamil community not to pay mortgages.
What is interesting is that these people who engaged in this negative and misleading
social media messages, have gotten their life shortened and they have become
mentally ill, due to this. Why do we care about what others have failed, such, as
people didn’t pay their mortgage payment or their personal debt. When there is no
way, we can or should control their life's outcome? Again, are we willing to pay off
their mortgage payments or their debt’s. NO, but we like to support them with their
comments and empty hands (Nobody coming up with money to make payments for
them). A prime example of this is, Lady Yamunakumari Nithiyanathan, who has
damaged many people’s lives and reputation. This includes a big lost for many
financial institutions that are till this day, have not received any payments from her.
People who believe in the Gospel will never do such a thing, but we see the opposite
from these people, including these Priests, in the picture. I hope this message may
change These Tamil People’s Thought Process towards a positive direction.
STOP cyber bullying and try to be a good human being. My name is Carolyn and
a White person, who knows Mr.Thiru and all his Investors very well. They all follow
the law with their own lending terms & conditions when they invest/lend their own
money, similar to a bank or trust company would do. Many people are very
saddened by the recent “Fake social media messages” that have affected Mr.Thiru’s
family, Lender’s Lawyer, Lender; Ivan Blazevic and Mr. Thiru, Financial Planner.
They always act on behalf of the Investors & Lenders and make sure the
underwriting & due-diligence is very sound so that bad people and fraudster can’t
run away with the mortgage money. This has happened about 3 times in the past,
somehow; the Lenders have recovered most of the money. Now, there are people
like Patrick and his wife who tried to run away without paying the mortgage. As per
my investigation, Patrick & his wife have taken this Second mortgage of $100, 000.00
and given to one of their Tamil friends, as a loan for a higher interest return, when
their friend stop making the payment, the family problem started between the
couple. They stop making payment to Scotiabank mortgage, second mortgage,
Tom Thiru aka Thirukumar Thirunavukarasu is writing this in a white lady's name to prove him as a Gentleman in the community to defraud again with his fraudulent/criminal activities. Please be alert and stay away from him. He is a famous fraud and throwing money every where and hiding behind the Politicians and escaping from the Justice. I don't know why the Durham Politicians are supporting him and allowing him to do more frauds in the community. Why can't they ask the Police to investigate and give a report to them. We all have all the legal evidence to prove his fraudulent /criminal activities. Please hand over him to the RCMP/OPP/SIU to investigate his frauds/criminal activities and take serious action against him/wife and all partners. Bring the media... we can give all the evidence to them to bring a public awareness and help the innocent affected people to get justice in Canada.
property taxes, condo fees, and both filed bankruptcy. They planned beforehand
then made a different story to Tamil community via social media.
But the truth has been prevailed through the Superior Court and the Appeal Court.
Mr. Thiru makes articulate and precise decisions for his investors, where he is the
forefront of the team for the Investors, such as, collection letters, Court proceeding
when/if the borrowers didn’t make the mortgage payment, Eviction proceedings
and property sale proceedings to recover the investor’s money. All these STEP’s are
taken to protect and recover the Investors money (Mortgage Money). It's easy to
play the victim, looking at what others have done to us, rather; ask yourself some
question, Why do you take this mortgage? How many payments are you behind?
Why is it ONLY happening to you? While the Lenders has many other mortgages and
borrowers, why don’t they have this kind of payment problem. That will answer
your entire question. Firstly, you’re in default of mortgage payment and you have
failed from your financial obligation to the Creditors. Even if a bank, they will
proceed with a legal action to recover their funds. It's easy to look at others and
point fingers. I envy Mr. Thiru and his position where he has to run with a time line
to recover his Investors money. Mr. Thiru and his Lenders are the real victims,
because they gave the mortgage money to some bad Tamil borrowers. So, what's the
antidote to this kind of envy and jealousy? How can we move this external focus
inward and turn frustration and disappointment into a motivating good people like
Mr.Thiru. Only take the facts and try to avoid all negative opinions, like what we
have here in this website page. I would ask people using Social Media, are you
promoting the bad people and their bad behaviours or promote the good peoples
and their success.
Let’s move to the truth of the matter with property 29 Edenpark Drive, Brampton.
As you know, an Investor, and a Lender, when lending out money, normally full
appraisals are taken and property owners have to meet with appraisers, as well as
Lender’s inspectors prior to the Lender’s loan approval. Then, send the money to
their Lawyer’s to do their legal work to complete the final transaction. The borrower
and his spouse have their own lawyers to act and advise them. Once all matter has
been satisfied by the lawyers ONLY then will the mortgage funds be advanced. In
some cases, the borrowers default on their mortgage payments, Lenders and
Mr.Thiru are in the front to proceed with the legal action against the borrowers.
This includes following up with lawyers, attending the Courts, dealing with police or
sheriff, they follow the law & order, evict the owners and sell the property & recover
the investment. These dishonest borrowers can't run away with the Lenders money,
like what Yamunakuari, Nimalan Gunarajah & Suthanthy Aravinthan have done in
the past to many banks and did the same to the private investors. It is very simple if
you borrow money make the mortgage payment, if not, the Lenders have to follow
the law and take legal action to recover the investment money. Patrick Paskaran
Joseph and his wife Gnanamalar Shanmugam were trying to run away with the
mortgage money; the lender proceeded with legal action and further with the
foreclosure of their property to protect and recover the investor’s money. Now, all
of these people can NOT borrower any money from any banks and Trust companies.
Hey, Mr.Tom Thiru, without a Financial Service Commission Licence for Lending Mortgages to the Public, how you manage to get orders in favour of you to steal innocents property to make money in Billion dollars by title fraud /mortgage scam. You also stealing the Canadian Economy and cheating the public to cry for justice in Canada. There is a time for everything. Now you are using the THE BOND GROUP(the Bond Digital ) to defraud the innocents to make money. OMG, Why the RCMP/OPP never take any serious action against you and your team and allowing you to defraud the innocent public. ? We all have all the legal evidence to give them to take action against you and your wife and other partners immediately. You altered Mr.Leslie Philpotts Cheque and cheated the Baliff of Durham and the Toronto City Staffs to steal the innocents property to sell/transfer to your friend's family illegally. You did so many tilte fraud/mortgage scam and still doing to make money by fraud. You have a lawyer team to help you to make money by fraud and also helping you to escape from JUSTICE in Canada. One day there is an END for everything...! Good Luck, ...
Let’s go step by step:
Who came to borrow the money from Mr.Thiru’s Investor? Patrick Paskaran Joseph,
NOT THE OTHER WAY AROUND. The Lender gave $100, 000.00 as a second
mortgage, the borrower’s received the 2 nd mortgage advance money through the
borrowers lawyers, with one-year open term at 12% was advance on October
02/2015; Patrick Paskaran Joseph did received the certified cheque payable to him
via Lawyers and in return Mr. Patrick Paskaran Joseph gave his personal cheques for
the mortgage payment, most of them returned as NSF (No sufficient funds in the
account), Patrick Paskaran Joseph has communicated with Mr.Thiru and Lender via
text messages, phone calls and made some of the NSF payments in total only paid
4months payment in the period of 2 years and 5 months, plus mist property taxes
and condo fees. After several collection calls and meetings with Mr.Patrick. On or
about after 6 months of Non-payment of mortgage, Lender’s lawyer proceeded with
legal action. These people haven’t followed the Canadian mortgage contract law and
failed to pay their mortgage loan, as per the loan agreement and charge; Lender has
followed the Canadian legal system and obtained a Judgment on March 07/2017.
The borrowers and their lawyer defended this action; both Patrick Paskaran Joseph
and Gnanamalar Shanmugam lied & testified at the Court. The borrowers appealed
to the Superior Court and lost the case on March 05/2018. The Lender and Mr. Thiru
have been very patient over 2 years now. The Owner has not paid property taxes,
condo fees and kept the property full of garbage. It took 4 people to clean up for the
whole day. Now, Investors have possession of the property jointly with Scotiabank
and the subject property will be sold to recover lender’s money. Already, many
people have seen it and are putting in offers. As per lender’s lawyers investigation,
on April 18 th /2018 these both borrowers have filed Bankruptcy on or above 2017 to
intentionally fraud the lenders from the subject property. It is very clear these
borrowers had a plan to defraud the lender, but Mr. Thiru, lender and lenders
lawyer STOP this criminal. It took us over 2 years and all the Court costs, property
taxes, condo fees, Scotiabank mortgage payment, Lock smith payment, property
management cost, clean up cost, property renovation and second mortgage payment
are paid by the lenders. See the attached documents, you must encourage everyone
to Not miss a mortgage payment and if they can’t make it, the borrowers/owners
have the option to sell the property and settle all the mortgage debts. In the
mortgage lending industry, we only see 3% to 4% end up in power of sale or
foreclosure situation. There is a very positive outcome from all this; many people
contacted me and Mr.Thiru for private mortgage investments, where they can make
12% return on their investment, they all understood our unique underwritings and
due-diligence systems, which has protected our investors. After all, God still protects
and rewards the good people.
This is how Yamunakumari Nithiyanathan left the property when sheriff came to evict her from the subject property property. These pictures speak thousand words, this is how the Lender's suffered. It took one week and 4 people on the job. Please do NOT give her any loan.
Are you sick /addict of stealing others Money/properties/assets without proper earning in Canada, what a shame after you fraud so many people in Scotia Bank, and they fired you from Bank you are cheating your own Tamil Community/Public to make money. See. here you Mr.Tom Thiru, Title Fraud /Mortgage Scammer/Criminal is using and cheating us with ID's as carloynuhnda(1) carloynhnda(2)carloynhonda(3)carloynk(4) carloyn with some Nos(5) . See, he only trying cheat /fool you again to prove him as a pakka gentleman. Stupid... he only writing all these without any evidence, Mr.Patrick told he paid the property tax with the Scotia Bank mortgage, that is also $98, 000 only. This Stupid man is blaming they didn't pay the property tax for 2 years. Even Mr.Patrick mentioned up to Nov.2107 he paid him, but this Stupid man is blaming he didn't pay for 2 years, Oh My God, when is he is going to realize he is committing sins to the innocents, who are his own Community or the Public and them on the road after they lived in their loving/valuable property more than 20 years. What a shame of you and your wife Mr.Tom Thiru, you want to fraud/scam the innocents and wants to live with their hard earned money/blood happily in Canada ? One day you have to answer it. Ok. my property . 22 Gaitwin Place, who are you to keep ? Are you have any mortgage with us for that property ? Do you or your wife had any relationship legally or illegally with me or my husband to steal our property by 2 $ donations(transfers) ? Stupid... you/your lawyers who are doing this fraudulent transfers have staffs in Land Registry/city office/ even in courts (Registrars are signing the default judgements) to fraud / scam the innocents and making money. Who are you to keep my property 22 Gaitwin Place, Scarborough. Yes, Canadian Legal system and law & order must answer it. Your fraudulent/criminal activity will come out soon. You are creating fake documents ID's / Fake Driver's Licence/Fake Citizenship Card/Fake SIN Card/fake documents and also giving false informations and getting judgements in your side easily with the help of the lawyers. Please stop this nonsence and go and surrender in the Police with your wife and your other partner Shelvan Kannuthurai.
Ha...Ha... Mr.Tom Thiru /Carloynhnda/Carloyhonda(OMG...he is using so many fake ID's /fake names to write and prove himself as a innocent HONEST MAN in Canada. Please don't trust him, we all have all the legal documents as evidence. He is a King of King creating fake documents / fake ID's /Fake driver's Licence /Fake Citizenship Card /Fake SIN Card... after he did all these, ( we all have the proofs to prove.) he took photos with Immigration Minister/Durham Liberal Party M.P's Mark Holland /Jenniffer / and all other Durham City counsels and posting on Face Book to show the innocent public to believe him as a HONEST MAN in Canada. Who asked/gave authority him to steal the innocents properties to make money by title fraud /mortgage scam ? He is having people in City Offices/Land Registry and also in Court to file fake documents to get anything in his favour. O' God Please help the innocents to get JUSTICE in CANADA. All are crying for Justice and spending money on Lawyers, but they are supporting him to escape from justice in Canada. Why ? and what is the mysteries are behind this title fraud /mortgage scam ? Who is going to answer the affected innocent public ? Anyway, God's Judgement Day is there to answer... Good Luck...!
You are famous fraud, using fake documents/fake Driver's License/Fake Canadian Citizenship Card /Fake Canadian Social Insurance Card and doing all these title fraud and mortgage scam with the help of your lawyer team. OMG, I don't know why the Toronto Police or RCMP or OPP / SIU never arrest you and your team who creating these ID's and cheating the innocent public and Government of Canada. You are escaping from your criminal activities, but one day sure you will realize. OMG, you have people in Land registry, city, court office, and helping you to get judgements easily with your fake documents and the false informations, with the one side submissions and both side lawyers support only you are getting orders/endorsement and the judgement easily to put the innocents to cry for JUSTICE IN CANADA. Please call the mainstream media / your support Canadian Politicians/ Toronto Police/RCMP/OPP /SIU and also all the VIP's we all affected people can bring all the legal evidence and show them to decide. Oh... who are you and what is the connection you had with my matrimonial/family home 22 Gaitwin Place, where we lived more than 15 years. You used the fake statement of claim to Leslie Philpotts and altered the sheriff order add my name and put us on the road to cry for justice with help of the both side lawyers. Soon you will realize...