YDS Your Debt Solution review: Debt restructuring that I didn't consent to

I'm a single mom, who's a hardworking citizen. Have been paying off my creditors for the past 5 years, although my name is still not good, was getting there, having managed to pay off and close a few accounts. Then in Jan 2022, received a call from a company mensioned above that they are a company under NCR, who are calling customers to give them the so called 'governments covid relief'. After the difficult times we've experienced as country these two years, this was music to my ears. They said I should give them my ID, so they can do a quote for me, claiming that I could qualify to get a discount to only pay half of what I've been paying to my creditors. After agreeing they called me back and gave me the so called GOOD NEWS. I then specifically asked is this not Debt review, as I don't want it (talking from experience), and the manager Naydene declined. We sealed the deal (under false pretense), only to find this when I had to accept under debi check, their reference was written debt review. I then declined and suspended the mandate. In Feb, as finances are difficult to us laboureres, went to capitec and was declined loan, reason being I had applied for Debt restructuring. I was shocked, even tried contacting company, and they were now not answering their calls. After research was told that they do this, once you've given them your ID they log you done, and your name listed on NCR. Am now stuck in life, cant progress further, as now have to pay lawyers fees, for a recession, on something that was placed on fraudently