YourBalanceCheck.com review: Scam and cheating! 91

This company calls my cell phone over 20 times a day and when I answer they hanh up. I called the number back and they told me that I can get a loan for 1, 500.00 and all I had to do was answer some simple questions that would only take 3 minutes. I was asked my social security number, account information, address, and date of birth. I entered all this information and nothing ever happend. They gave me this website (www.yourbalancecheck.com) and told me to visit this website and see how much I qualify for. When I visit this site it always gives me a bunch of bull crap. I gave these people my information and they gave me nothing, but my bank account is negative and I dont understand. We need to do something to stop these calls and scams. They are trying to steal your idenity and I AM PISSED AS HELL!

check my loan

All this is good, but what the issue is here, is what in the hell is the complaints board good for if this SCAM SHAM is still able to do buisness on the internet. Who set this site up anyway and for what purpose? To get frustrated people like myself to vent about this situation or to really take action against these cyber-pirates. Who are you guys and why create this site?

I too work for the government and rest assured either they will be caught or on television, like Action Line 4. The Better biz Bureau and also the Bunko Squad needs to be notified. But once again, my main question is what good is this board if the creator of it doesn't plan on doing anything about it. I am not in the habit of venting and not getting results.

My complaint is that people leave these notices on all sorts of websites but you never know who is credable and who's not. I'm not by any means trying to invaladate any genuine co9mplaints, but even the [redacted] posts complaints that really amount to the customer's misunderstanding of the agreement. As a result, SMC and other perfectly legit companies are featured as scams and rip-offs by the complaining party. Another scam report about some other company claims that the company has scammed them because the compant is taking THEM to court! How can a non-legit company take a person to court? If some forigner is trying to truely scam you- steal your identity and your money, then he's not going to involve the very court systen that wold most likely charge him with a crime! So I don't believe thaty a non-legit criminal opperation has the power or athority to take people to court and sue them. If anything, the criminals do all they can to avoid legal entities! NBot ram head-on into a courtroom to sue the innocent victim! Tha's just Sci-fi! Customers misunderstand terms everyday and FEEL as if they are victims. Ive done it too, even with legit companies. But because of my honest nature I had to see my misunderstanding of the terms. So, which complaints deserve merit? Which dont'? It's very hard for me to tell the difference, and it's frustrating when I couls do good business with a good company but I check it out only to see these complaints that I cannot judge as to their credibility! Half of these people just don't read the terms and conditions, act on impulse because of desperate times, or fail to ask the proper questions, then they come on these report scam sites and ruin it for everybody! I have been scammed too, which is why I come to read these postings in the firstplace. But how can I believe what anyone says anymore when the REAL COMPLAINTS are mixed with those of people who are just not reading the terms and asking the right questions? Why can't people be honest with themselves! There are a lot of REAL AND LEGITIMATE COMPLAINTS, but how can I know the real complaints from those posted by people wh0o just have a problem wi9th almost everyone they do business with? Surely they will use these sites to vent, won't they? All these brief and vague descriptions of what happened leaves me at a loss for making a decision about the true merit of the complaint. And I'm glad that people are fighting back in this way, but there should be a complaint site with a mediator who can check it out BEFORE allow3ing the posting of just any old Joe's word; like a screening process so people like me trust what we read! Just as anyone can claim to be a legit company, anyone can also claim to be a victim to get revenge on someone or dampen the competition. We all know it's the TRUTH. All kinds of Tom's, Dick's, and Harry's come out to complain on these sites. And THAT"S MY COMPLAINT: YOU NEVER KNOW WHO"S WHO! Then I miss out on a good oppertunity because one guy is pissed off or trying to redirect business to himself, perhaps, by falsy spotlighting the competition as a fraud or a scam. Where are the internet police on this? THey could help me to distinguish the real from the false! Taurusphere@yahoo.com if you have an answer. Thanks guys! P.S. I was just scammed yesterday with a fake check, while SMC is a great company and has never scammed me at all. Yet, I found scam reports on both! I (and everybody) Really need to know how to tell the difference! Thanks Agian. I'd appriciate any good feedback.

PS the fake checks in circulation come with a sweet letter that claims you've been selected to work as a m, ystery shopper and you'll make 400 a week. I thought, "WHY would they sentd me money? $3100? I was insturucted to cash it, buy a product at WalMart for $100, which I would keep and evaluate over the next few weeks. Then I was to TESE Western Union's customer service by wiring money to my partener in a nearby town (some guy) in an amount over 2500, because a transaction over that amount would require "two forms of ID" so I would report whether the clerk requested two forms of ID like they were supposed to, as well as some other things I was going to report about the whole experience with Western Union. I was to wire over 2500, they choose an amount of 2635. 150 would be the wire fee. the rest of the money was mine. The check was from First Madison Bank and Trust, which does exist and is not responsable for these fake checks.
I wondered why any company would send me a fake check when I looked at it. I wondered if I was real. I figured that, if anything, the greater risk was on them because they could loose out on 3100 dollars if I just decided to keep all the money. The letter stated that I would be required to repay the money if I didn't do the assignments. So I figured that, with all the marketing research that's going on everywhere, there people must have known some way to get the money beck- like take it out of my creditcard or take me to court and give my bad credit if I stole the money and didnt complete the assignments. I had the option of not cashing the check at all. But when I tried, the teller called the police. The check was taKEN AWAY FROM ME AND i FELT LIKE A [censored]! iT WAS SO EMBARASSING! And I was really looking forward to a job as a mystery shopper! I thought, "As a mystery shopper, it would be a ripoff for me to have to spend my own money, but thay have proveded me with the money to do the shopping". How else would someone "Mystery Shop?" Well, that's still a MYSTERY to me. But bottom line- the teller said the account number on the check was bogus and I got to talk face to face with four cops on the spot. The teller secretly called the cops on me and I was scared to death becausae I have never been to jail! They didn'y arrest me, but I could have been charged with a crime if they felt that I was part of the scam. They got the guy's name who was supposed to have recieved the Money Gram or Western Union. They might have arrested HIM for all I know. They said that this was probably a MONEY LAUNDERING opperation. I felt this small! I felt like the cops thought I was some backwoods, uneducated housewife who didn't have a lick of common sense. In reality, I am actually known by all my peers to be a pretty smart cookie- but I could have never convinced these cops of that at that moment, and I felt like a total looser!
Now, I havr recieved a phonecall this morning from Your Balance Check this morning. I know that marketers are trying things to proove themselves to consumers- to proove their offers aren't bull. They do a lot of what is called INCENTIVE MARKETING. A select few people have the fortune of taking atvantage of INCENTIVE OFFERS so they can be shown a good experience and pass the word along that the company is good. Many marketers believe that WORD OF MOUTH is the best advertisement, because you trust the word of someone you know. Even I can give away free $10. or $25. giftcards for folks to order stuff from me. It's an investment because it generates customer loyalty and most people who have a giftcard and browse the mercandise will often buy more than the value of the giftcard. So, this YOUR BALANCE CHECK could CONCIEVABLY be some kind of incentive marketing deal. But, since I have read all this bad stuff about them, I'm scared to go and find out fore my self, and I just won't do it now. I copuls sure use the money to fix my car. It gets pretty hot outside when you're sitting in a car that dies on you every so many miles! But, I won't even deal with this company now. I hope I'm making the right decision. Better safe then sorry? I guess. So, I hope everyone's right about them. I'll just have to try something else. -Taurusphere

One more thing- I have just looked at the website for Your Balance Check and it states on the front page that they are NOT a lending institution and that what they really mean by "no credit check" is that the lending institutions they match you up with typically don't do credit checkdsTHROUGH THE MAJOR credit check companies, but they may do credit checks through the non-major credit reporters, which, supposedly, won't really effect your credit rating AS MUCH. So, YOUR BALANCE CHECK is just a company that MATCHES YOU UP WITH LENDERS WHO ARE LIKELY TO APPROVE YOU. That's all there is to it. But I can match myself to lenders, so it's of no use to me. It's not for me. And that nips that in the bud! Reading the TERMS- WHY, THAT WASN"T SO HARD! Now I can avoid becoming a bitter consumer! WE SCAM OURSELVES WHEN WE DON"T READ THE TERMS AND CHECK IT OUT! AMERICA IS FULL OF IMPULSE BUYERS! And marketers know it- so we should know ourselves at least as well as they know us. They know our tendencies. We should too. There's a big difference between clever marketing and an illegal scam. It's important for us to know what the difference is and to be HONEST with ourselves. THESE GUYS STATE RIGHT ON THE FRONT PAGE THAT THEY ARE NOT A LENDER! If you're looking for a loan, go elsewhwere. Those who have had money stolen from their accounts very well may have been scammed by some other group and assumed, because of the allignment of the timing, that this company stole their money. I could be wrong. We can't know for sure without an INVESTIGATION. And to those who are complaining "Where's the money?" well, there you go. They DON'T GIVE YOU MONEY! THEY ONLY MATCH YOU UP WITH LENDERS WHO MIGHT TAKE AN INTREST IN LENDING TO YOU! Armed with this DISCOVERY I can now make an INFORMED DECISION about consulting with this company. It's not what I was looking for. It's THAT SIMPLE! I'm not going to accuse then of something just because I DIDN"T READ THE TERMS. THERE"S A HUGE DIFFERENCE BETWEEN CLEVER BUT LEGIT MARKETING AND A GROUP OF TERRORISTS WHO SCAM YOU FOR YOUR MONEY AND IDENTITY!

Hello, I too have received the same dam phone calls! My wife died after some ### RAPED & RAN her over 6 times on Jan 28 06 . She was scalped literally & tore all up. She lived till 12-31-07 when she shot her self because she was not all right mentally afterward. I had bin dating her since we were 9 & 10 had a daughter at 16 & 17. I am now 28 and destitute & have to get her a head stone. I am now alone after we were married for 12 years & messed around when we were 9. So now I an alone & with a daughter struggling. Then I get the call that could help A LOT (I could get a proper headstone) my little girl could get some things she’s had to do with out too. But I cant find the site they speak of, have no idea where they got my name & all I see is a ton of pissed people saying they got ripped. My MUM told me it was a scam but I thought the Gov wouldn’t let them do that & if the did not for long but then remembered this is the US were a man RAPED $ girls under 12, 1 under 3, a 71 year old gal and RAPED, TORTURED & RAN MY WIFE OVER 6 times & only got 3 years .1&a half if he’s good he should be out any day now. So I guess the US GOV physically lets people get raped all the time just for some stupid drug info, why not finically? Screw these guys and the justice system. If it was me I would never see the light of day again. F.T.W.

I as everyone else was taken by this company. I am off work and really needed the money . It sucks that we have sick son of a bitces that get off scaming people. If we put our heads together we can find out were they are coming from.We the people need to spred the word around our comunity and that way maybe no one else will get ###ed in the ### . Everyone that has been screwed by this company needs to do what it takes to find out who it is

hey people i have a sight you can go to . i found it by ripping this web site piece by piece . Cash Fast 123 LLC . there address is 2800 n 44th street ste 1100 Phoenix AZ 85008. i will continue to reserch this web site.

I too recieved the same phone call and was ask to go to the website to view the terms thank god i did this first to find all the complaints thank you soo much.

SOMEONE CALLED ME AND TOLD ME THAT I WAS APPROVED FOR A CREDIT LOAN FOR UP TO $1, 500 AND TO GIVE THEM MY BANK ACCOUNT INFO. NO THANX! YOU GUYS SHOULD BE CAREFUL AND TRUST NO ONE. NOTHING IN LIFE IS FREE WITHOUT SOMETHING ATTACHED. BE WISE.