4Structures.com’s earns a 5.0-star rating from 4 reviews, showing that the majority of structured settlement recipients are exceptionally satisfied with financial services.
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Replied
Fake Reviews Posting by John Darer
John Darer keeps posting fake reviews about himself in a scheme to bump up and improve his status as a structure settlement planner and broker. He is not licensed in all 50 states but advertises online to every one. He has been promoting fake reviews to try and cover up a lawsuit he was involved in attacking a female leader in the space. As part of the #METOO movement it is important in the year sine Roe v Wade was overturned that we stand up against misogynistic men and let them know that it's my body my choice not My Body John Darers choice on what women can and can't do in the annuity and insurance industry. Be very careful as John Darer and his company 4Structures has been outed for using fake names and is allegedly being investigated for PPP fraud in the state of Connecticut according to a complaint lodged about the company.
Desired outcome: Stop posting fake reviews promoting John Darer
This complaint has been resolved automatically due to user's inactivity.
My firm has a written statement on Diversity and Inclusion. If you visit our website the link for which appears in the column to the right. you can read our position.
In the blog section of the company website you will find a thoughtful article addressing questions concerning how gender and gender identity affects structured settlement pricing with respect to structured settlements and annuities. Nobody else had tackled this topic before in the space and I felt it was a topic that had to thoughtfully address and as part of that effort, I retained a consultant in the LGBTQ+ community who consults with businesses.
If you visit our company website and scroll to the bottom you can verify membership in the National Ethics Association for which I am a Certified Background checked member. Click on the seal to verify.
Our company website clearly lists the states in which the principal is licensed Furthermore, if a business opportunity in one of the other states, we would simply work with our nationally recognized licensing company, used by industry collaeagues and major corporations, to obtain what is required.
There is no investigation about PPP loans and the person who keeps perpetuating the myth has been cyberstalking us for almost a year. The topic has been addressed at a website that can be found by typing in my name followed by reviews
Finally, the question must be asked why the individual who wrote the submission to CB keeps picking at the scab of a dear friend of mine, This topic is also addressed there in a post from September 2022.
Lastly (and perhaps not coincidentally) at and around the time what I am responding to was published on CB, we tracked a flood of submissions to Google from malicious attack sites.
Replied
john darer - unethical structured settlement services
After I won a lawsuit my lawyer put me in contact with John Darer of www.4structures.com to put my winnings into a structured settlement. Mr. Darer is supposedly an expert in setting up a structured settlement.
The structured settlement that John Darer put me in is totally NOT sufficient for my needs. I explained this from the get go but Mr. Darer didn't seem to care.
I am now stuck with small payments for the rest of my life yet I can't pay my bills. The tax stuff was never explained to me by Mr. Darer. To be honest nothing was ever explained to me.
It is very insulting that the judge and my lawyer thought that I wouldn't be able to do the right thing with my settlement and they pushed me to deal with John Darer.
I have tried to get Mr. Darer to change my settlement payment terms but he just blows me off. I am so fed up with his snobby attitude. He treats me like he has made his money off of me and since he can't make a new settlement (and make more money) now I am just a pain to him.
I even emailed him copies of my overdue bills and he just ignored my emails. After about 20 calls to him begging for him to help me he told me to call JG Wentworth. I called them and the figure they gave me was only for a fraction of what my initial settlement was for.
The JG Wentworth representative said that was the most that they could offer. They also said that "John Darer has a reputation in the industry for being an unprofessional, psycho and a real jerk".
WELL THAT'S JUST WONDERFUL! - LUCKY ME!
I hope that this helps someone else out there not to trust John Darer with your settlement proceeds because I feel like I am being victimized over and over and over again.
The complaint has been investigated and resolved to the customer's satisfaction.
This appears to be a male client, initials R. C., who was represented by an attorney and signed a Settlement Agreement and Release establishing a structured settlement in 2017. As the client was a Medicare beneficiary, a Structured Medicare Set Aside Account was established with a professional administrator. A Medicare Set Aside is a voluntary process to demonstrate compliance with the Medicare Secondary Payer Act. Those who do not comply risk non payment by Medicare for accident related injury that would otherwise be covered by Medicare.
An MSA cannot be used to pay non accident related expenses or those that would not be covered by Medicare. R, contacted me in 2-16-2019 and claimed the third party administrator (TPA) had not been paying his bills. The TPA had actually paid some bills but did not pay (and should not have paid ) where it was not a Medicare Eligible expense. Contrary to what the posting says I spent more than 7.5 very patient hours that weekend communicating with the client, responding to emails and calls on all day that Saturday, Saturday night and continuing the next day and to Monday. R.C. has simply not followed through.
One simply cannot share client records in a forum such as this and therefore it would be inappropriate to post them here. After this was posted, I contacted the TPA and R. has not contacted them. since 2018!
R has asked in the post for the Company to propose a solution.
It should start with a phone call from R. Anyone who wants to read more about Medicare Set Asides can follow this link https://www.4structures.com/medicare-set-aside-allocation
Replied
john darer - 4structures.com - the worst structured settlement planner in america
After I won a lawsuit my lawyer put me in contact with John Darer of www.4structures.com to put my winnings into a structured settlement. Mr. Darer is supposedly an expert in setting up a structured settlement.
The structured settlement that John Darer put me in is totally NOT sufficient for my needs. I explained this from the get go but Mr. Darer didn't seem to care.
I am now stuck with small payments for the rest of my life yet I can't pay my bills. The tax stuff was never explained to me by Mr. Darer. To be honest nothing was ever explained to me.
It is very insulting that the judge and my lawyer thought that I wouldn't be able to do the right thing with my settlement and they pushed me to deal with John Darer.
I have tried to get Mr. Darer to change my settlement payment terms but he just blows me off. I am so fed up with his snobby attitude. He treats me like he has made his money off of me and since he can't make a new settlement (and make more money) now I am just a pain to him.
I even emailed him copies of my overdue bills and he just ignored my emails. After about 20 calls to him begging for him to help me he told me to call JG Wentworth. I called them and the figure they gave me was only for a fraction of what my initial settlement was for.
The JG Wentworth representative said that was the most that they could offer. They also said that "John Darer has a reputation in the industry for being an unprofessional, psycho and a real jerk".
WELL THAT'S JUST WONDERFUL! - LUCKY ME!
I hope that this helps someone else out there not to trust John Darer with your settlement proceeds because I feel like I am being victimized over and over and over again.
The complaint has been investigated and resolved to the customer's satisfaction.
Is 4Structures.com Legit?
4Structures.com earns a trustworthiness rating of 100%
Highly recommended, but caution will not hurt.
We found clear and detailed contact information for 4Structures.com. The company provides a physical address, 3 phone numbers, and email, as well as 3 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
4Structures.com resolved 100% of 4 negative reviews, its exceptional achievement and a clear indication of the company's unwavering commitment to customer satisfaction. It would suggest that the company has invested heavily in customer service resources, training, and infrastructure, as well as developed an effective complaint resolution process that prioritizes customer concerns.
4Structures.com has registered the domain name for 4structures.com for more than one year, which may indicate stability and longevity.
4structures.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
4structures.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.
4structures.com you are considering visiting, which is associated with 4Structures.com, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
A trust mark has been identified for a 4structures.com, but it is important to verify the trust mark and its source to ensure that it is legitimate. Ensure that the trust mark is genuine by clicking on it and verifying its authenticity through the issuing organization's website.
4Structures.com's website seems to offer jobs or career advice. While this can be a helpful resource.
Several mixed reviews for 4Structures.com have been found on various review sites. While some customers have had positive experiences with the company, others have reported issues with their products or customer service. It's important to read and consider a variety of reviews before making a decision to purchase from this website.
4structures.com regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from 4Structures.com.
However ComplaintsBoard has detected that:
- 4structures.com has relatively low traffic compared to other websites, it could be due to a niche focus, but could also indicate a potential lack of traffic and popularity. The 4structures.com may offer a niche product or service that is only of interest to a smaller audience.
- 4Structures.com protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
Fake Complaints Against Company
Our company has the been the subject of fake complaints that are part of a massive smear campaign my individuals who lack the civility and decency to compete like normal human beings.
4structures.com, LLC wants to do the best for the parties who ask us to help them and use our services. Our business is interactive. We ask questions, listen to the responses and then formulate solutions based on the depth and breadth of experience. Customer satisfaction is extremely important to us. We want our customers to be happy.. Read more about the Settlement Planning Process at www.4structures.com
As we close in on one of John Darer's defamers the perpetrator is getting very desperate. on May 8, 2012 t the defamer submitted complaints on both Pissed Consumer.com, [redacted] and Complaints.com. The joke is on the submitter of the fake complaints, and the operators of the websites [redacted].com adt.pissedconsumer.com, because all 3 posts posts were precisely the same word for word, were both submitted within minutes of each other on May 8, 2012, and the Pissed and Ripoff.com came from "people" of different sexes, separated by 3, 000 miles. (2, 000 or so of which is ocean ).
It is worth noting that Pissed Consumer profits off the fake complaint and has no fewer than 7 in-line advertising key word links in the fake complaint about our company.
The story told is similar to a fake complaint that appeared on a website anonymously registered on February 8, 2012 in Nassau, Bahamas and April 10, 2012 switched to a Panama registration, a country that does not subscribe to the Hague Service Convention and hosts in Malaysia. The places to go if you have something serious to hide.
The nature of our work is such that 4structures.com, LLC has open communication with its clients. Our real customers freely communicate with us. Had a real customer of ours expressed concerns those concerns would be dealt with promptly.
4structures.com, LLC is has been an accredited member of the Better Business Bureau since 2004 and holds its highest rated of A+. 4structures.com, LLC has had no complaints registered with the BBB since its establishment.
Neither 4structures.com, LLC nor its President John D. Darer, have received notice of any consumer complaints from any state insurance commissioner since they have been active.
Two statements I am proud of
"Thank you for being a strong advocate for integrity in our business" by an industry colleague and competitor from Florida
"You are a man of character and integrity, and I greatly appreciate your work". by an ELNY annuitant May 8, 2012.
4structures® is a Registered Trade Mark of 4structures.com, LLC Reg.2720815
The complaint has been investigated and resolved to the customer’s satisfaction.
Yes agreed John Darer has been known to post fake complaints against competitors in order for him to try to steal their business away fro them. He uses deceit and lies to try and attract new clients.
I've been harassed for years by John Darer. He is a bully and not somebody you should ever work with if you see how he acts. I've asked around the community about him as well and not one person has ever said anything good about John Darer. The Fact that he's posting on a complaint site trying to promote himself is extremely low class. I think that says enough but this guy.
4Structures.com Reviews 0
Overview of 4Structures.com complaint handling
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4Structures.com Contacts
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4Structures.com phone numbers+1 (888) 325-8640+1 (888) 325-8640Click up if you have successfully reached 4Structures.com by calling +1 (888) 325-8640 phone number 0 0 users reported that they have successfully reached 4Structures.com by calling +1 (888) 325-8640 phone number Click down if you have unsuccessfully reached 4Structures.com by calling +1 (888) 325-8640 phone number 0 0 users reported that they have UNsuccessfully reached 4Structures.com by calling +1 (888) 325-8640 phone number+1 (646) 849-1588+1 (646) 849-1588Click up if you have successfully reached 4Structures.com by calling +1 (646) 849-1588 phone number 0 0 users reported that they have successfully reached 4Structures.com by calling +1 (646) 849-1588 phone number Click down if you have unsuccessfully reached 4Structures.com by calling +1 (646) 849-1588 phone number 0 0 users reported that they have UNsuccessfully reached 4Structures.com by calling +1 (646) 849-1588 phone number+1 (203) 547-6110+1 (203) 547-6110Click up if you have successfully reached 4Structures.com by calling +1 (203) 547-6110 phone number 0 0 users reported that they have successfully reached 4Structures.com by calling +1 (203) 547-6110 phone number Click down if you have unsuccessfully reached 4Structures.com by calling +1 (203) 547-6110 phone number 0 0 users reported that they have UNsuccessfully reached 4Structures.com by calling +1 (203) 547-6110 phone number
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4Structures.com emailsjdarer@4structures.com100%Confidence score: 100%Support
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4Structures.com addressАдрес: 43 Harbor Dr., № 309, Stamford, Connecticut, 06902, United States
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4Structures.com social media
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Checked and verified by Jenny This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreMay 24, 2024
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