500 Fast Cash / Red Cedar Services
Reviews and Complaints

I have a loan with 500 fast cash and this is a relief to hear that they are not scammers I plan to pay them back in full on My next check. I to read the fine print that said if you do not notify them it will just refinance itself every pay period. So I hope my experience goes as good as your did ;)

Hmmmm ... I'm no rocket scientist either but check out my experience. I just posted this complaint and then read your endorsement:

When I applied for a $250.00 "payday loan" from this company I apparently typed a "6" instead of a "5" in my bank account number. Consequently the loan was not deposited and the bank returned the funds. I notified 500FastCash.com immediately, and followed all their (written and verbal) instructions to cancel the loan rather than have them try to deposit it into the right account. Then, two days later and to my utter astonishment 500FastCash.com made an unauthorized debit from my CORRECT account number for the full amount of the loan which I never even received in the first place. Can a theft be more blatant or indefensable?

I read the "fne print". Contacted them multiple times by phone, and followed their instructions precisely. They HAD to know that they were debiting a different account than the one in which they tried to deposit funds. Morever, both bank representitives and I contacted them a full day before they made the unauthorized debit. Like I said. Indefensable.

Perhaps you are just one doggone lucky guy. Knock on wood and be careful what ya ask for :-) Thanks for giving me another opportunity to vent my massive frustration

500fastcash is a legalized form of robbery

i haven't closed my account yet but if this keeps going like this i will.

i hag to close my bank accountve gotten a loan and they were suppose to take out 520 dollars december 15th they only took 120 and now today january 13 they took out another 120 dollars. by the time they take out the initial loan of $400 what will i have to pay? the charge was only 120 dollars on $400. i need to know what is going on or i'm going to close my bank account...this is debbie yeager

I live in oregon and i thought there were new laws put in place to stop these outragous fee.in oregon a 300 dollar loan on 30 days not 2 weeks costs just about 60 how does fast cash get 240 in 30 days on a 400 loan. Make sure to read the documentation. dont assume this company is looking out for your best interests.

Do not use this company a complete scam. Did you know you get a interest charge every 2 weeks and it must be paid 3 days prior to your pay date...this means they, actually are looking for people that have bills and a schedule so they can take advantage of timing to rob you.

I have been dealing with 500 Fast Cash since July. Every month they take, at least, out of my account, $120.00, then 50. then 30. Never on the one day a moth we agreed to have my payments taken out. I took out a loan of $350.00, yet I have already paid twice+ that amount and my balance is over $700.00. I am alway minus in my account, and the $35. overdrat fees have killed me.
Can anyone tell me what to do next. Oh, I closed my accounts and re-opened new ones.
Thank you jenny

Attorney General McGraw Continues His Success in Halting the Making and Collection of
Payday Loans in WV. $1.57Million in total relief to date.
When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2005, few
states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
states to enforce their laws regulating or prohibiting payday loans.
Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
cancelled debts for 6096 West Virginia consumers.
The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
companies did business under numerous trade names, including:
Miami Nation Enterprises
d/b/a Ameriloan
d/b/a Cash Advance
d/b/a US Fast Cash
MTE Financial Services
d/b/a 1000PaydayCash.com
d/b/a 500 Fast Cash
d/b/a Nofaxingpaydayloan.com
SFS, Inc.
d/b/a Preferred Cash
Loans.com
d/b/a One Click Cas

I was a victim of 500 fast cash dealings. On a $250.00 dollar loan I was paying a $75.00 service fee every two weeks. I spoke with there call center reps and she said that I would not have paid them in full until October. So, right then I knew this 500FastCash was a scam. Unfortunately, there was not too much I could do about the them taking the money out of my account becuase I allowed them too. Recently, I was fed up with this company so I called my bank and told them that I would like to stop payment on them. They stopped the service fees from being taken out of my account. Two weeks later, I check my account on line and see that 500FastCash used a check with my name on it, and no signature to withdraw an amount of $430.00.They wiped my entire bank account clean, on top of that I now have a negative balance. So, thats over a thousand dollars I lost dealing with a $250.00 loan from the A%% Holes. I cannot believe they can do people like this. When I think about how I got my self in this situation, I was so desperate at the time of the loan, that I never asked about interest rates, or fees at the beginning. 500FastCash should go down just like guys like Madoff, they are ruining the American peoples trust in Banks, and this country.

500 fast cash has been debiting my account for $90 every two weeks for over 6 weeks, I have never taken out a loan with this company and would like to know how I can stop these unauthorized debits

I have never heard of this company, and have never taken out a loan with them. They threatened a former employer of my wife's, making us feel as though we were in physical danger. I have called the police as what they have done is assault. I will press charges.

This happened to me too the customer serv rep said i provided the wrong acct number then i found out that they were debiting money out of my account to pay off a loan that i did not get a loan for 200 dollars is now over 400. 500 fast cash is a fraud and they harass you to collect the payments that are due.

Well I guess I can count myself among the ranks of those ripped off by 500fastcash.com. I applied for and was approved for a $250.00 loan. The money was never deposited in my account due to a typo on my bank account number. THEN two days later they debited my CORRECT account number for the amount of the loan which I never received. I don't think a theft/fraud could be more blatant, and indefensable. This just happened yesterday so I'm in the process of trying to correct the problem through my bank. Moreover I plan to pursue legal remedies (assuming the comsumer is protected from such outright thievery) and would appreciate any feedback regarding agencies I could contact to press charges. Thanks. God bless free enterprise huh?

Attorney General McGraw Continues His Success in Halting the Making and Collection of
Payday Loans in WV. $1.57Million in total relief to date.
When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2005, few
states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
states to enforce their laws regulating or prohibiting payday loans.
Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
cancelled debts for 6096 West Virginia consumers.
The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
companies did business under numerous trade names, including:
Miami Nation Enterprises
d/b/a Ameriloan
d/b/a Cash Advance
d/b/a US Fast Cash
MTE Financial Services
d/b/a 1000PaydayCash.com
d/b/a 500 Fast Cash
d/b/a Nofaxingpaydayloan.com
SFS, Inc.
d/b/a Preferred Cash
Loans.com
d/b/a One Click Cas

Need to start contacting the Attorney General of OK

I totally agree with you, I received a $250 loan from this company in December 07 and these people has taken a total of $740 out of my account and I have no way of contacting these people. It is not right that they are getting away with this fraud and if someone know anything about what is going on, please tell me so that I can resolve this issue.

I too have been finding unauthorized debits form my bank account for this 5600 fast cash. We have never received a loan form this group. My bank declares they cannot stop the payments because the amounts are variable - and there are usually 2 transactions per month ranging from 45 to 75 dollars. I have looked all over the internet to attempt to contact this complany - sent several e-mails - and have not been able to find an address or telehone number to contact these creeps. (Although, if they do not answer their e-mails, they will probably not anser their mail either!) If anyone comes up with a plan to stop these criminals form stealing our money -- please contact me immediately!

I gotta a loan for 300 dollars and they said all I had to pay back was 390 now they are giving me they are scamming me. I told them am reporting them to proper authority. Please dont fall for that scam.

Just contacted them via "contact us" link removing authorization for automatic debit. We will see what happens. I've also contacted my financial institute letting them know that the authorization has been revoked.

I applied for a $150 loan June 14, 2010 from 500fastcash, and my principal amount after interest is $195. It's October 2010 and I'm close to paying them in full, yet there are $45 service charges every month. I'm going to sue them if they try anything slick.

Anyone know anything about Kingston Financial?

i took out a loan from 500fastcash in January 2010 for $300.00 and as of today i am still paying it back when i called them and ask them why are you still taking money from my account i spoke to some man and i told him that i only took a loan for $300.00 and i were told that i would pay back $390.00 but as of today i have paid $655.00 and still haven't paid it out i ask what was my balance he said $260.00 which will be a total of $915.00 that they have taken from me he also told me that the $90.00 were service charges and after so many months then the loan will began to decrease i guest after you have paid out thousands of dollars. please something needs to be done about this kind of rip offs let get to gether and do something maybe we can find a good attorney that will help us

please respon
thanks need help

We have to do something about these people! I got a loan from them in Feb, 2009...I paid on time every month and suddenly in July I couldnt access my account online..I called and "Customer Svc"!, gave me a number for the Compliance office...I called for 2 weeks straight left messages every time, emails, no response...I could not get someone to call back as to why they weren't taking my payments out...About 6 months ago started getting calls from Officers from the Goverment? could not understand much of what they were saying, but I did get the jist that I was to be arrested to and they were very threatening..I went to my local police filed a report..Never heard anythng again till about 3 months ago, and now again..When I googled the phone numbers they were all from scam artists with hundreds of other people complaining of the same thing..Today it started again and he said something abt a payday loan had all my banking info, ss# evrything..I am furious...Finally put two and two together that it was 500FastCAsh...They have never contacted me by mail...I am not going to spend money on a lawyer but if worse comes to worse I will...Called customer svc today again and they would not help me said they would have compliance call me! I am at my wits end..I had money in my acct to pay that months loan and they have all of my info, it hasnt changed why didnt they debit my account? Any suggestions?

I did get a loan from them. I made the huge mistake. 2 days later I had a heart attack. It was severe. So I new I could be out of work for a longtime. So I asked my wife to stop my checks from be direct deposited. Good thing I did. I recieved $0 for my first 3 months of disability. Needless to say, I couldnt pay my loan. I emailed them and asked for some time to get my finances good. Well, i now have MS and will never work again. And SSDI is going real slow with my claim. My wife works 20 hours a week and babysits my grandson for 2 days. I also have a severly retarted son and severly Handicapped. So, My wife changes his diapers, feeds him, ecttt. I just had another heart attack recently. So I cant even do side jobs or anything for money. 500FASTCASH IS STILL TRYING TO GET MONEY OUT OF MY ACCOUNT AND MY CHARGES ARE BUILDING UP. I did email them 6 times with no decent response. My acount is about $3000 in the negative. I am in deep doodoo.
Good Luck everyone else

I am being hit with unauthorized withdrawls from my account. They have used my check to obtain the information necessary for an electronic withdrawl.

They have really scammed up too. A $300 pay back turned into 600 so far. They sent a paper with info for there card system the number is [protected] M-TH 8am to 4:30pm, Friday 8am to 3:30pm. cst. I hope this helps and if you want keep passing it on to everyone.

These guys are rip off artists. They are in Miami OK but are not licensed to do buisness. When you try to pay the loan off they ignore you and continue to charge you. How does 1000 for 300 sound?

Those people continually harass me at work I have requested they stop contacting me here over 3 times. They also sold my information to people overseas and they started calling me, my mom, my grandma telling them they were the Dept of law (which really? they couldn't have come up with something better than that? That's not even real.) They threatened to post my ssn, my checking account, and my address on line. I have contacted the F.B.I and the local police about it but there is nothing they can do. Avoid these people.

i told my bank to deny payments and they are. even showed bank the proof that i had paid off my loan. they have stopped them. and next is a lawyer to sue

I am getting the same calls from lawyers with a heavy hindu accent. recently got from utah and irvine california. they threaten to send a detective to arrest me for fraud. the law is that if they are going to sue you send proper documentation in mail and go from there.

500 fast cash is a scam, we took out a 150$ loan and paid it back and now they are saying we didnt i have faxed in the paper work to prove it and so has my back and they still call and its been over a year now,

WEll now theyhave called my neighbors as of few days ago april 19th LOL what dopes they are trying to get my wife on phone but she refuses to talk to them ! There is no more good pay day loan comapinies out there ! At least not in the state of PA ! Fast Cash 500 has multiple websites which i find very strange ! SO i already talked to the operators both Female and warned them to stop calling ! NEXT time i get my wife on phone and she knows what to tell them send us the documention and we will deal with YOU and my lawyer !

BYE BYE phone calls ! Already turned them in to the FTC and FBI now have recorded message saved in my E mail from them wow are they in big time fedearal trouble!

THEY are thieves I closed my account because of what happened now i got e mail from them and they know about fraud checks that caused the INSF isnt that strange THEY know why they didnt get paid ! WE already paid off the $250 Loan Plus interest and they say we still have balance of $260 to pay ! SEE ya in fed court fastcash500 ! THey can try whatever they want to collect money from me but they will not get a dime already filed report with the FTC and IC3 gov't agencies rebuting thier debt to us ! IF they procede with trying to collect they will wind up in fed prison and fined up to $16, 000 per instance for wire fraud, forgery, theft, invasion of privacy, crimnal actibity, RICO activity and every other illegal money activity ! Plaese file YOU reports and stay on top of them at laest WE can stop these fraudsters PDL"s

They call me 3 times a week. Wanting more money $500 loan plus $300 and they want more. They dameaged my credit destroyed my bank account. They always ask me if I am married, I am a gay male. They say I forgot to read the print. My loan was only renewed not paid towards the principal. I paid over $800 for $500 loan. Request paper work they state that they have none.

to my me step the same thing to my they lent me 350dollares and now finish to pay but they sent me to colecsion by other 500 dollares they are a fraud or I do not have the copies of my roles

I also have been defrauded of money just recently two pay day loan comapines have alloweed others to write fraud checks to my checking account and stole $238.90 from me and because it is end of month we went negative with these phony fraudsters ! THEY give others your info all of it your name ss# banck name and account number of course it was sold to the other companies for $100's of dollars ! NOW i cannot close acct because the SSI payments are coming in and cant stop them ! SO we went directly to the main branch head office of TD bank and talked directly with the head of the customer realations dept. WE told them point blank YOU always have everything PENDING when i pay bills or buy food using my card or account ! HOW in GODS name DO YOU allow suspicious activity to be paid instantly not once but twice in 2 comsecutive days ! SO there fore YOU are now an accomplince to the FTC crime committed by these Thieves and I will noyt pay YOU a dime !

How about this: How about you read your loan documents and pay off your loan on the day agreed upon! You all are idiots if you think that anything illegal has happened.