Charmel is a credit rip off front for her ugly twin sister Joy Clemente. A thief who was indicted by the AZSEC
http://images.edocket.azcc.gov/docketpdf/0000133395.pdf
Joy Clemente Roger Woods — Preys on people
Roger (Fat old ugly ####) & Joy Woods is a con artist. He preys on people by creating false hope about creating large amounts of capital to fund and "fix credit" and by taking money from you and off of your credit cards.
Using an old fashioned bank Scam, They have successfully stolen numerous dollars from people, with no current capability to repay by claiming that they can fix other peoples credit and then raise more money into their names eventually investing the money in a variety of vague and risky investments.
This complaint is totally and completely NOT TRUE! All the accusations written here are false! We know these people and they are reputable business owners, trustworthty and responsible community leaders.
If you want to extort money and blackmail them, then you’re messing with the wrong people! Pls stop this nonsense, remove & take down these false comments coz they will sue you for slander!
to verify a person of this complaint look it up in the Arizona Corporate commission! This is all true!