CIC Triple Advantage Credit Report review: Unauthorized charge! 94

I knew nothing about this until I received my monthly statement. Found out that they do this when you request a free credit report. It is nothing but a total scam and they will be reported to the Attorney General in Florida and California.

I signed up for what I was lead to believe was a one time free credit report with CIC Triple Advantage in December 2005. I just realized that they have been charging my account $12.95 every month since December 2005 without my knowledge. I never requested a monthly credit report. I canceled and was reimbursed this month only, June 2007. I never authorized these monthly charges. I was never even notified that I was receiving any type of monthly credit report. This has been going on for over a year without my knowledge.

I went online to get my husband and I credit report at freecreditreport.com and they charged me $24.95 for each. This was less than 6 months ago. Now they just charged my account again in two installments of $12.95 each. What is going on here? They said it is a yearly fee for there service and to cancel at anytime. What service? I haven't received any of there services! It is not free they are a scam! Watch out for them.

Charging me for something I don't even use or received any information on.

Today when reviewing my recent checking account activity I found a charge from CIC triple advantage for almost 13 dollars. I do not remember agreeing to any credit checks or fees. Please someone help me!

They got me also. I don't ever know who they are or how to stop the changes.

There are numerous complaints regarding this company. I did get through to the customer service department. After explaining that I didn't sign up for any membership, the operator explained it was spelled out in the offer. She canceled it for me, but I won't be getting the money back. This is a scam!

I went on-line for a free credit report. Now I am getting $12 charges on my credit card each month. I never ordered anything that required a monthly charge of $12. My credit card company has removed the charges but a new $12 charge has appeared on my current statement. This is fraud! This company is unethical. These charges must stop.

I was charged for monthly service CIC triple advantage. I did not ask for when on Freecreditreport.com the report they sent me was fake it had no credit history for every year said NOT ENOUGH INFO COLLECTED... wtf it took me 4 months to cancel this service. the same with AOL free trial. Now if it says free I don't even look at it.

For at least 3 months now, CIC Triple Advantage has been charging me $12.95 for a service I did not request, do not want, and have not received.

I did the free credit report and I have now been charged months later. I tried to get a number to cancel the charges and could not find one. I will call visa and dispute these charges.

CIC Triple Advantage has charged 12.95 from my checking account without authorization and there are no numbers to contact them and inquire why? If you are experiencing the same problem contact your bank and start a internal investigation.

I paid $24.95 for my 'free' credit report and have now been billed $12.95 from my checking account. This monthly charge was not authorized by me and I need to find out how to stop it.

Beware people!

I'm a member of CIC triple advantage and a happy customer it sounds like you got the free credit report as part of the trial membership that it says you have to cancel before 30 days to avoid chrges and maybe you accidently ordered the 3 bureau reports too thinking they were free bc it asks if you want to upgrade to all 3 but it says it will charge that $24.95 once you get to the screen to order. I guess it's one of those lessons we have to learn if someone asks for your credit card more than likely you will be charged at some point and always read the terms and conditions. I'm sorry you feel ripped off but I do know if in the future you want the reaally free credit report the place to go is annualcreditreport.com I know you get a free report from there once every 12 months.

ooo by the way the number you need to call to cancel is
[protected]

I never obtained any service from this company so don't know why I am being charged $ 12.00 a month.

Me too! I just noticed a charge of $12.95 on my bank statement. I did a search on-line to figure out what CIC Triple Advantage was then looked back at previous statements to find that I have been charged every month for the past 7 months! I did the free report when I bought my car and unwillingly signed up for this scam! Annoying and they wont refund any of it! At no point was it ever a free credit report. This sort of thing shouldn't be legal!

The same thing is happening to me with this company. So if there is anyone out there who can help us locate this company please do so. And truly BEWARE!

I got the information needed to cancel this. I was able to get the number from my bank this time it's [protected]... Good luck!

I am being charged on my checking account for $12.00 a onth when it was not authorized to do so.

I had no idea when I signed in to get a free credit report on freecreditreport.com that they would start charging me $12.95 per month on my credit card. It certainly was not clear on the website what I was getting myself into, but I think that was intentional on their part. A more responsible site would make it clear that by having a report sent to you, you would incur a monthly charge. What a scam.

After reviewing my credit report on Freecreditreport.com I started receiving charges that I never authorized on my credit card. The monthly fee was 12.00. I told the company that what they were doing was tatamount to slamming a technique long distance companies did years ago. I have filed a complaint with my credit card company in hopes of receiving five months worth of charges. This company is a scam and needs to be shut down.

CIC Triple Advantage
Unauthorized charges!

I thought i was signing up for a free credit report and now for 3 months they have been charging my bank account almost $20.00. I do not use it and feel I should get my money back. I cannot even find a phone number or even a contact me or an e-mail. I do not have the money for it and I do not even use it. Like i said i thought i was getting my one time free credit report.

Very much the same. Mine was something I just noticed 6 months later at $12 per month.

Thank you,
Martin Gruber

I had the same charge show up, only mine is coming twice a month! What is this? How do we get rid of this company!?!?!

They have been ripping me off for over six months. I’ve called several times to have my “membership” cancelled for a service I never signed up for to begin with and I am tired of being manipulated via telephone. Each time, I was told it was cancelled yet I am still being charged monthly for this service that I do not use.

I'm not sure what else I can from here.

In cheking my bank account I noticed an ACH payment for $12.00, i contacted my bank, they explained what this charge was for.

I did not authorize this type of payment,nor I authorize them to take it directly out my account, Plus I never received a credit report,

As far as I am concerned this is a scam.

Please advise.

Thank you

Irene Welker

In December 2007 I received a bill for $14.95 from CIC Triple Advantage. Didn't even know what that was. Have been working for 3 months now (into March) to have this charge discontinued. This was totally unauthorized and fraud claim was served through my credit card company. I'm having a heck of a time getting anywhere and can't even cancel my credit card.

I am fed up with this type of cr*p they keep charging me 12.00 and it was suppose to be a Free trial . and i even cancled my account the same day that it was opened and several times there after.

CIC has made deductions from our checking account for 12.00 and 12.95 for the last 2-3 months. I called them 3/25/08 and asked them to cancel this because I did not order and do not want and more deductions from my account. They assured me the account was cancelled. Well, on 3/27/08 another charge came thru my account for 12.95. I called them back and they said they do not show deducting anything from my account since 3/21/08 and for me to call my bank. I called my bank and they will investigate, but they recommended we cancel our debit cards, which we did. Hopefully this will stop them.1

I too have these unauthorized charges on my account. I have a number for CIC triple advantage. [protected]. This is not the first time that i have had to call them either. All should call and get a credit to there account.

Please disregard my last post. I stand corrected. Mine is being billed for freecreditreport.com. That charge is for my monthly fee. Maybe this will shed some light on other accounts as well.

CIC Triple Advantage also goes by the name of CIC People Advantage. They switch it up so they can remain undetected. They also are tapping into your government income tax rebate money. They are doing this by charging your RAPID REFUND CARD. then disguising themselves as a ligitamate collection agency. H&R Block will always notify the consumer if by mail if a collection agency is garnishing your refund. I suggest that poeple would find other method of payments as far as their income tax rebates are concerned. If money needs to be taken out let the IRS communicate with the third party.
They also give an option of providing another RAPID refund debit card to another individual and make charges at smaller amounts so that they will go unnoticed or that people would not care because the amount that they have deducted or charged to your account my be insignificant to a person that may of been recieving a lump sum of money.
H&R block and the IRS also suggests that it is better to keep your refund out of that system and recieve fund directly to your checking or savings account. They urge this by letting consumer know that the process of using a bank account will be faster than by mail or by rapid refund options.

I've been so busy that I don't really read my credit statements unless something looks unusual. My mother used to pay them and I recently took over. I started noting this charge for a CIC* Triple Advantage" and decided to goodsearch it. That search lead me to this message board. I immediately called the company and realized it's actually "Free Credit Report. com". How CLEVER of them not to use their actual name on our statements. Come to realize, I've been being charged $12.95/mo since JANUARY OF 2006! This is horrific and something needs to be done about this company. I don't know how people can sleep at night doing this to others. It would have been a red flag much earlier if they would have used their actual name on billing statements. I am a student and am sick to my stomach over this. I've paid them roughly $362.60 for NOTHING!

Stupid of me. I even gave them my social sesurity number and mother's maiden name when they asked me after I was charged $14.95. I am now worried of what will happen next. Oh my...

Recieved a so called free onetime credit report and for the last 4 months have had $12 taken from my account and twice in Feb. Please send me info on how to get this stopped. And get my money back and all charges I have incurred as a result.

I dont know how old this thread is but im getting scammed too.. i need help b4 i ship out to basic training for these decductions.. i never recieve crap and ive gotten billed atleast 4-5 times

I have had unauthorized charges on my last two credit card statements I notified my card company and they are reversing the charges and further investigating the matter hope they hang these frauds

I canceled my account in the 30 day free trial period, they charged me in 14 days of my registration, I requested a refund of 3 months of charges and they refused to issue more than one month of charges. I have to write a letter to the "customer Relations" division of the company to get the remainder of my $$ refunded.

White collar criminals.

I was Charged $14.95 from you and I don't know what business you are. I'm asking that you please remove me from whatever account I have with you. I will not and have not been using Whatever it is i didn't sign up for!