Farrell & Seldin review: Debt collection 53

Just got a garnishment packet from Farrell & Seldin in the mail... OMG! is this for real...documents look real, they said that they are copies...document copies include: ANSWER BY GARNISHEE, APPLICATION FOR WRIT OF GARNISHMENT, WRIT OF GARNISHMENT, A "RETURN", & A TRANSMITTAL MEMORANDUM FROM "CAPITAL ONE"...ok all this looks legal etc, has case# etc, state of new mexico...etc...says i have 20 days to respond to this letter, office is in alb, nm...but after reading all this stuff on this comment page, im wondering...can some one please help me...thank u...my email address is leesa_sanchez@yahoo.com...thanks...im scared cuz im not working, broke my wrist and collecting very lil on unemployment now...

Can anyone tell me if Ferrel & Seldon can legally charge me interest compounded daily @ 8 1/2 % after a judgement has been entered? I thought that I only owed the amount of judgment, but they are charging me this compounded interest which is keeping the amount I owe very high, thus making it difficult for me to pay them off.

Thank you

Randy J. Celestine
MSgt, US Air Force, Retired

I think that this court paper thing is getting out of hand. I got one myself. I kept looking for court dates, but couldn't find one. I called their number and the calls keep on falling. I can't get any kind of answer anywhere. I already spoke to an attorney and they told me that no corporation can take away money from the government. I'm on SSI and they can't take any kind of government money.

I have a dept to mcm collection agency, which I tried to make payments on. I sent a letter to them telling I couldn't make $250 payments and if there was a way they could lower my payments. So I didn't get a response they just sent me the bill again with the 250 dll payment. Everytime that I called they would send me to a voicemail and never with a real person. Now, 6 months later, a lady on a Saturday morning came to my house to give me a court summons and that I needed to call a number if I wanted to make an arrangement w them before the court date. I called the day they told me I get a computer to say the ext. Num which its not provided in the summons or to type the first 3 letters of their last name and I do that and its says its not in their directory. I want to pay this dept.! But after I've read all these complaints I don't know what to do! Please I need some advice of what I can do!?! HELP!

Confused in g, co

I too am dealing with F&S in NM. I am in the middle, but will say I have been trying to respond and push back the whole way. I requested proof of debt as well as the itemized listing of what they say I owe - through certified mail and through the courts. After 45 days with no response from F&S, I sent a follow up letter to both them and the courts requesting a dismissal. They finally sent a letter back saying they are not obligated to produce such info because it is the original creditor who is doing the summons, not F&S, which I am pretty sure is completely false. From everything I have seen, they are a debt collection agency under the guise of a a law firm and are required by law to supply such information to me. As of yet, I do not have a court date or arbitration date scheduled. I am going to do further research and fight this as well. I also tried to call them and they would not discuss any information on the account until I provided my financial institution information and employer information. I don't see how that is legal either. I am not required to give such information just to discuss a claim they have. Anyone else have anymore info on this?

Confused in g, co

I did the same thing, sent them a certified letter, I have not sent the second letter yet, but I will this week. They do have to provide a copy of the original contract that you signed with the original creditor to claim funds from you legally. It looks like they just bought the rights to your credit account and the original lender has already written this off as a loss, which means that you have to claim it on your taxes, but you should not have to pay the funds to F & S. Keep all of your documents including the one stating that they don't have to provide proof. The judge will probably throw the case out. This is unfortunately a legitimate business and they can garnish your wages, but only if they have the deed to your credit.

According to the Fair Debt Collections Practices Act they do have to supply proof of debt and customer agreement if I request it, which I did in writing and certified mail. I have not received notice of garnishment or judgment at this point. Their last response was mainly that they are not required to supply me with the info, because they are claiming they are only working on behalf of Target. Not that they more than likely have bought the debt outright and are now trying to collect for only themselves. I am guessing they don't really have this information. I have kept records of all interactions with them, and have forwarded the information to the court too. I will continue to monitor what they try to do, but I don't understand how they can say they are only representing Target, when every communication they send and even their 866 number says they are a debt collection agency and the information they obtain is for the purpose of collecting that debt. That is a requirement by the FDCPA that they have to put that as a debt collection agency. I don't believe that would be a requirement for an attorney who is legitimately representing a CO, not to mention, Target has in house attorneys, why not use them?

I just finished with farrell & seldin. I did owe the bill, but due to the economy I got behind. The chase company would not work with me to lower my payments, so got a summons to appear in court. I did go & set up a payment plan & sent my payments. I have made copies of all my payments & letters & sent copies to the judge as I sent them to farrell & seldin. My problem was trying to get a statement of the balance which I did not get unless I cc to the judge in a letter. My last letter was in Dec as 2nd request. Still have not recvd statement. I'm no longer sending payments because I believe this bill is paid for & has been over paid. They owe me for over payment. But I doubt I will ever see it. I still have not heard from them.

I'm dealing with Farrell and Seldin as well. I received no notice before I was suddenly served a court summons from them, claiming to represent Midland LLC. I noticed the summons was missing a case # so I called the county court and sure enough: they hadn't filed anything. I called them up to feel them out and they were perfectly willing to collect from me but completely unwilling to provide any validation of debt beyond the flimsy affadivit in their 'summons'.

So I've sent a very [censored]ly letter requesting Debt Validation via certified mail, reciept requested, with delivery confirmation tracking. I'm checking everyday to see if they file the court paperwork, at which time I'll answer with counterclaims. Namely, that I was denied a chance to take administrative action by request DV, which is my right. If they can supply my OC contract and proof that the debt indeed belongs to their client, I'm happy to pay it off and have it stricken from my credit rating. If they can't provide validation, I'll be calling the credit reporting agency to get it taken care of.

These ### have me 'summoned' on my birthday. Some part of me wants them to file that paperwork so I can present my case to a judge and make it clear I won't be bullied. If these people want my money, they had better prove they should have it. It's despicable how their using the court system (or paperwork that mimics the court system) to bully people. They should send notices by certified mail, keep good documentation, and at least be ###s by the rules. Debt is hard enough.

I had received a notice from them wanting to collect money from a past credit card I once had which I got behind on due to some health issues .I responded with a letter telling them I could make small payments.I never heard anything back from them .And now they filed paperwork with the courts so they started garnishment on my check for a large amount of 20% I am reccently filing bankruptcy is there anyway I can receive the money they had already taken out?Since they bought out the debt why are they adding their own attorney fees since the whole amount would be paid to them anyways ?They are awful people I had called and asked if there was anyway to have the amount I was being garnished reduced and they said NO how am I supposed to survive off that ?So heartless they make you feel awful about yourself .I would of still been making payments if I didnt get sick they act like you go charging up stuff to not pay for it .SO now they will not get one penny from me for being inconsiderate ###

In April 2014 I discovered that my checking account had been emptied. My bank gave the information as to who had done this and both a case number and phone number to contact them. When I called the woman who is apparently handling my case "Cathy" (it sounded like anyway) told me that the debt was with Target. I don't dispute this. My husband had a massive heart attack in March of 2008 and that turned our life upside down as we didn't have health insurance. The hospital put in 2 stents, charged him almost $150, 000.00 for the hospital bill alone, then sent him on his way with the knowledge that he needed open heart surgery immediately or he'd die. They also told us that no hospital would perform the procedure because he didn't have health insurance. To make a long story short, we saved money to have the procedure in another country where the costs are actually affordable, although the way my husband had been treated and dismissed he wanted, and for awhile did, to simply give up and not have the procedure. The doctor who identified his situation spent all of 10 minutes with him in the ER, told him what the tests revealed and that a technician would be inserting two stents, and then he never saw him or any doctor until an unknown doctor came to release him from the hospital 4 days later with a handful of prescriptions, including one for an appointment with that doctor in 6 weeks. He sent us a $2000. plus bill 3 weeks later, again the next week, and when I got another one the 5th week (I was taking care of my husband who was not doing well) I called and assured them that the bill would be paid in full when he came in for his appointment. A few days later we discovered the doctor had sent him to collections and cancelled his appointment. Dr. Vitto Calendro of Porter Hospital in Denver, Colorado... avoid him at all costs as he doesn't give a ### about patients, just money. In any case, saving money for the open heart surgery caused us to default on our debts. After my husband had the open heart surgery in September of 2008 and had rebounded a little, I contacted our different debts only to find that most had been turned over to collection agencies and some had already gone through the courts. It was at that time, and because we still had the hospital bill looming over us that my husband decided to file for bankruptcy. We started the process and creditors were notified, but my husband was still having issues and not improving the way he should have... the bankruptcy never happened. In February of 2010 we were informed after another ER visit that the original heart attack and probable lack of adequate care for it (the open heart surgery he needed) had destroyed all but 16% of his heart muscle... he was given a death sentence, five years at most. I had been served a few times and kept all the papers although I do not have the court papers for the Target debt. I can't claim that I didn't receive them, its been a roller coaster of a time, but I did keep all those that I'd been served with and I don't have one for Target. When I could get my feet on the ground emotionally (I'd also just lost both my best friend in April 2006 and my dad in October 2006 and then the situation with my husband) I contacted people whom I been served by and was able to set up payment plans. One of them was Farrell and Seldin who was collecting a debt against my husband. The guy I spoke with was very kind and set me up with a payment plan and I've been making payments ever since. When I called after my checking account was emptied for the Target account, I told them that to my knowledge that I'd never been served since I didn't have any paper work (I looked), and secondly I had never received anything from them regarding this debt. I was told by "Cathy" that one, I had no other option at this point but to pay it in full, and two, that they had sent out several notices to me which I had obviously ignored and when I told her I'd received nothing from them her response was basically to call me a liar without actually saying it. I then requested copies of all the notices they claimed to have sent me and to date, even though I had emailed and called the person in charge of this, Aaron Ham (according to her), I still have received nothing. I have called and left her several messages and to date, June 17, 2014, I STILL have not heard a single thing from anyone at Farrell and Seldin regarding this matter. I did leave her a very detailed voice message but even that didn't produce a response. I told her that I wouldn't have ignored any correspondence from them because I had been paying on another debt for my husband to them for almost 17 months now and wouldn't do anything to jeopardize that, especially as it is close to being paid off, and that I was willing to make monthly payments to get this matter resolved as quickly as possible. No response. I called her again about 3 weeks ago and was told that Farrell and Seldin were in the process of relocating to Kentucky, although we have received no written confirmation of this. I again left my name and number but to date, as has been the case each and every time, I've received no response from anyone. I did call the court and spoke to someone regarding this matter and she shared that there was always the option of making payments, even though "Cathy" told me I had lost that right. Currently I am left in limbo because I can get no response from anyone. My checking account is still open although I am now careful with how much money I keep in there as when they emptied it they took my mortgage payment. I would think that any collection agency would jump at anyone willing to make arrangements to pay off their debt, especially when proved that I've already been doing that very thing regarding a debt they hold against my husband, but almost 2 months later and I can't get anyone to respond to me, either via a phone call, email, or written correspondence. To say I'm frustrated is an understatement!

Ferrall and Seldin are listed on several sites under Fraudsters and Company.
File a BAR complaint on the F & S attorney.
If your case is pending, immediately file motions. Move for motion for discovery, interrogatories and subpoena duces tecum. Paper trail back to your original application for loan or credit card, etc. 99% chance they can not produce because the original application was sold. In my case the judge allowed F & S attorney testify and submit evidence which was a blank application form. 99% chance F & S have no standing and cannot prove same. This is the action I had taken in case with them involved, BUT the judge took their side, unbelievable. IMPORTANT-everything is based upon presumption. Not law, truth or justice.Use your own due diligence and follow up on the above.

Filing Complaint

city KS 66101

Nataki M Harvey, Kansas City KS 66101.

I Nataki M Harvey is filing a complaint against Chelsea Plaza apartment 544 freeman court Kansas City KS 66101. [protected]. Seldin Company 2840 s. 123rd court Omaha ne 68144, [protected]

The reason for my complaint is that I had a gas leak on 862021 to where the fire department and Kansas gas came out. Kansas gas shut off my gas due to a broken rigid pipe. I called the office of Chelsea Plaza and left a message about what is going. On 8102021 the Maintenace came to repair the gas pipe and told me to wait for them to come back from their lunch break. They never showed back up, later that evening I called Kansas gas to have my services back on.

8112021 Kansas gas told me that the gas would not be turned back on because Chelsea Plaza needs a licensed plumber to fix all broken pipes. So, I went to office to ask about how long and when would they be fixing this. I dint know who the new managers were but I seen a lady sitting in a vehicle that was 5 parking spots from me and as I walked up to the office door. It said closed on Wednesdays I also was on the phone with my sister as I was telling her that they were closed but Sherry Taylor the manager said that she was the manager and the owner of these properties. Sherry Taylor is very unprofessional and rude and doesn’t care about the accommodations that need to be met for me and my 5 children. Also, I am a type 1 disabled diabetic with a fresh amputation and wound on my right foot that requires me to bathe and keep my sores cleaned. I can't do the following cooking cleaning or bathe while covid19 is on and kids are at school I can't even wash and dry our clothes. Then I was told that they would put me and my 5 children in a suite at candlewood suite in Lenexa Kansas. On 8122021. Sherry Taylor didn’t call to give me a confirmation number for suite then she says the she not paying that because can't afford it. It's been a whole week and nothing getting done and need help please help me please.