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We re-financed our home. We used Pacific Title to contact all creditors. We had a phone three-way conversation with the Represenative of GEMB concerning our JCP account. An agreement was reached through Pacific Title Company, a check was cut. It had to be endorsed by my wife and I and GEMB. Immediately after cashing the check they sold the account to another collection agency and it is still listed as an unpaid debt. We paid off about a dozen of these collection companies and found that about half of them resold the debt to another collection agency after cashing the checks. You can make a lot of monet when you can keep selling the same item over and over.
I had the amount of $79.00 withdrawn from my bank account by GEMB phone. I have no idea who they are and I never OKed this payment.
You can fight them - www.budhibbs.com
Do not keep paying them - show them proof it was already paid.
go to www.ftc.gov and look at the Fair Debt Collections Practices Act. YOU HAVE RIGHTS - EDUCATE YOURSELF
Yes they will resell the same account over and over again.