GEMB reviews and complaints

I am having trouble with unfair fees from care credit. I paid to early and now I am being charged $39. Is there a class action started yet?

they say we owe them over a thousand dollars for a purchase made in 2011. AND they keep asking for our ss# plus more2d

I paid through the phone. They charged me $10.00, I was fine with that but, now my installments went up from $32.00 to $42.00. These people are CROOKS!

DISPUTE! I DO NOT KNOW THIS COMPANY WHOM HAVE DONE A INQUIRY ON MY CREDIT REPORT. THE FCRA SAYS I HAVE THE RIGHT TO DISPUTE INFORMATION THAT I FEEL IS BEING REPORTED INCORRECTLY ON MY EQUIFAX CREDIT FILE. PLEASE CONTACT ME AT [protected]

Gemb ran my credit without my permission. I really dont know who they are. Equifax notified me that they ran my credit. Who are they

I am receiving the alert from my Equifax company that the above-mentioned Banks have look or reviewing my credit without my knowledge or authorization. Please help me to notify them or do something for me, as Exquifax did not have the above-mentioned bank telephone number.

I am looking up their number right now because my credit report from Equifax says GEMB inquired 2 days ago. I did NOT authorize this! The number that I found is [protected]. They are closed today so I will have to call again tomorrow!

This is the same thing happening to me, Equifax report shows this GEMB contues on countless occassions to run UNAUTHORIZED Cedit checks on me. I have no idea who they are or why they would have my information! Only difference between me and some others is what they claim to represent.

Violation of Fair Credit Billing Act

File formal complaints with the Federal Trade Commission and Office of Thrift Supervision.

Due to the new bank regulations, if the payment date falls on the weekend there is no grace preiod. My payment date 23rd of the month which fell on saturday 4/23/2011. My bank pays my bills, i am deployed most of the time, so i depend on the internet. Both eft payments to gemb were scheduled for 4/20/2011, which should have posted on 4/22/2011. Gemb did not post the payments until 4/25/2011. I called the number on the statements and got a women that bearly spoke english, she told me as a one time courtesy the late fee of $25.00 would be removed. Why? I insisted on speaking to someone else. The customer service transfered me to another person that spoke english. This woman was nasty and discourtoues. This woman thought she was covering her headset microphone making snide comments. I let her know i heard what she said. I demanded to speak to a manager over the dept., she transfered me to someone named stevens' mail box, i left a message. I am still waiting for this man to call me back. On 5/6/2011 i called my bank. The customer service gentleman told me gemb had the payment on 4/22/2011. So, on monday 5/9/2011 there will be a three way call with my bank, gemb and myself. This is outrageous behavior. These m@#$%^&*()_r are trying to get money any way they can. Gemb are still trying to rob the american citizens anyway they can! There should be a class action lawsuit against these ###! I am lookin that way. Every complaint is not telling the same lie!
Respectfully,
Anne callahan.

I had done business with a small bath company for 20 years. I usually paid them off before 30 days so no interest paid. I had problems receiving mail (ID stolen via stolen mail) and had gotten a private mail box in town for a year. When I charged my purchases at the bath company I updated the address with clerk. I saw it typed in correctly. I called two weeks later and was surprised the wrong address was read to me. Updated it again. After 30 days they (GEMB) still had not updated my address but they sure had my phone. I called the bath company directly and told them they had lost me as a customer as I couldn't spend this much time trying to update an address and make my payment in full. I figure they called GEMB and I became a target of GEMB ever since. I have a picture of some mid management type young man enjoying being paid to destroy his elders credit and wake disabled women at ridiculous times. (I have had this phone# for 10 years and people would think I moved if I changed it.) They called me at 8am Mon-Fri every day for three weeks. They set up a recorded message telling me collections with no way for me to answer or know who had left it for over four months. I paid that bathroom bill using the receipt for the goods I bought and I didnt have to pay interest or late fees since the address was still wrong after more than 25 contacts. Even so, GEMB combined my address and a last name close to mine and reported it to the credit bureaus while I was refinancing my home. I got a phone call telling me my FICO score had dramatically dropped and they told me it was the bath company. It was removed immediately and I could have gotten re-fi but I have stopped all financial changes as once GEMB's middle management puts you in their gun sights, you will never be free of them until consumers take action to have this company put out of business. DO NOT DO BUSINESS WITH GEMB. ASK BEFORE YOU OPEN THAT CREDIT ACCT AND LOOK AT FINE PRINT. GEMB? Say No Thanks. Tell the company WHY you won't open an account. It will impact GEMB. HSN, the Home Shopping Network fired GEMB at the end of 2008. GEMB used that time to take charges from customer charge accts at HSN and move charged to many people checking accounts thereby overdrawing many people, like me, who have never had an NSF. I received 15 in two days. I am disabled, in my 50s and had a peacefull existence and now due to my age, marital status and sex, I am targeted by all the unethical, scamming, dishonest companies in this country after most of my retirement money was taken from my investments. GEMB was a Welch construction and GE begged him to stay and gave him the freedom to invent this horrid company. President OBama recently hired this man as an advisor for the Finances committee. Pretty horrible, huh? Not surprising since the President has suddenly developed a crystal ball that says no cost of living for the Social Security crowd for two years and that Medicare which is not accepted by all doctors as they pay less than any other insurance, is to cost us more by increasing the premium already taken out of our checks. This means our checks will be less and I believe Obama promised this is exactly what would not happen during his time in office?There are literally thousands of complaints about this company on-line. See Consumer Digest. The Dept of Currency is where I filed my complaint since it is a "bank". With so many complaints I'll be long gone before I am made whole.

My husbands idenity has been stolen and we just recieved a call from GEMB Credit Card Company saying he purchased jewelry at this store in July. We told them it's not us. To please send us information on this account and we will go to the police dept and file fraud charges. All GEMB is doing now is calling every day and harrassing us and will not send any information with proof that my husband signed or showed drivers licn. notthing they are driving us crazy.
We have contacted the three credit burear and life lock is on his ss # but what are we to do?

Same thing here. Last year I posted an on-line payment to my SAM"S CLUB DISCOVER CREDIT CARD account. My bank showed they made an attempt to transfer the money from my account, but then something happened that it did not go through. I seems they withdrew their request before they received actual payment. Then they tried to charge me a returned check fee as well as a late payment fee. My bank said they did not cancel the transaction because there was certainly enough in my balance to complete it. When I called SAM"S CLUB DISCOVER CREDIT I was informed that I had input wrong bank info, which was the reason for the rejection. I know for a fact that I had given the correct bank info or how else would their attempt to receive payment have shown up in my account? And, guess what? The bank info showing in the SAM"S CLUB DISCOVER CREDIT CARD account suddenly became totally different numbers than the bank account number and routing number I had originally put in! I am now wondering if the whole thing was an an attempt to earn money frudulantly? I wonder exactly how many others have been duped inbto paying the extra fees through the same tactics?. So after making payments in the store since then, I decided to do another online payment. Big mistake! It has been 4 days since I made an attempt to pay them online and they still have not contacted my bank for payment. I think I smell a rat coming!

This company posted an account to my credit report and I don't have one with them. They stated that I had a 5k limit with a high bal of 4900. I don't know who this company is. And they said that THEY closed the account.

[protected] This is the number I got for this supposed place that keeps doin this. I just saw they ran a check on me as well last year, and have no idea why

I was just notified that GEMB ran credit check on me too. Which was unauthorized too... Where did they get my info to run the check in the first place.

I"am shopping for a home security system, I contacted a local company for some information, and after the conversation, I asked him if a credit check is required, he stated "yes".I told him I was not ready for a credit check.He stated no problem, he asked me for my address and date of birth, I asked him why does he need that, he told me he wanted to verify it was me, and make sure that was my home, come to find out he did an unauthorized credit check...what can I do?

I checked my credit report this morning april fourth and found out that this company has also made a credit inquiry on me as well, is there anything we can do about this?

I will give you the number I found. [protected]. This is a strange company. We joined KIS country club and golf academy and they immediately got us credit from this company, now KIS is going bankrupt. We are arguing to get our money back.
Good Luck

NOT CORRECTLY POSTING PAYMENTS RECEIVED VIOLATES THE FAIR CREDIT BILLING ACT.

File formal complaints with the Federal Trade Commission and Office of Thrift Supervision