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On November 5, 2009 I went to the website (www.grants360.com) and ordered a CD. The website said the CD was free, but you had to pay $1.95 shipping cost. I used my NetSpend VISA to pay this charge. It appears on my transaction summary (which I am including in this fax transmission) as $1.95 plus another charge of $1.00 for using a Debit Card. This transaction is OK, although I have not yet received the CD.
On the next day, I did not go to their website, but they charged my account $57.61. I did not authorize this charge or order anything else from the firm. They had my Debit Card number and took it upon themselves to steal $57.61 from me using the NetSpend card number.
I tried calling several times [protected]) and an automated phone system puts you on hold and then disconnects the call. I sent them an email demanding a refund and got no reply.
I want the $57.61 refunded to my NetSpend Account. I want the card number closed out and the $57.61 along with the $1.19 on the card transferred to the new NetSpend VISA card.
I have completed the Dispute Notification Form to the best of my ability. The order was never placed by me, so some of your questions on the form such as “Was the order cancelled?” do not make sense and provide no choice in answers that would be appropriate.
There is a connection between Grants360.com and Partner with Paul and Online Business Systems. On the Partner with Paul website they refer you to Grants360.com to get your share of the millions of dollars available in free money. They are preying on unsuspecting people who are hurting because of the economy. The whole set-up of Online Business Systems is a scam, a pyramid scheme they try to rope you into paying $395.00 for training and support which the product they allegedly promote (Herbalife and Herbalite) you can order directly from the manufacturer and become an affiliate and build your own downline without a major investment of $395.00.
IF YOU GET RIPPED OFF BY ONE OF THESE FIRMS -- ONLINE BUSINESS SYSTEMS, GRANTS360.COM, OR PARTNER WITH PAUL -- DO AS I DID. FILE A COMPLAINT WITH THE INTERNET CRIME COMPLAINT SYSTEM (ic3.gov/). It is easy to do and you will get an email from them giving you login info and a password to track action on these thieves. I am attaching copies of the complaints I filed against Grants360.com, Grant Cash Finder, and in this complaint I show the connection between Partner with Paul, Online Business Systems, and a member of both Partner with Paul and Online Business Systems -- a guy by the name of Walter O'Donnell.
ONE THING THE IC3.GOV RECOMMENDS IS, CHECK OUT THE COMPANY BEFORE YOU GIVE ANY FINANCIAL INFO, AT www.lookstoogoodtobetrue.com --GOOD ADVICE. I LEARNED MY LESSON.
The complaint has been investigated and resolved to the customer’s satisfaction.
Grants 360 complaints are a dime a dozen. The small print on that site says they'll screw you repeatedly, but most people just don't read it. Here is what you didn't read on that site:
Offer Details: Clicking the buy button will activate your trial membership with Grants 360 and provide instructions to the supplied email address! To activate your trial membership to Grants 360 your card will be charged $1.95 and then you can immediately take advantage of the exciting savings Grants 360 has to offer! After your 1 day trial period it's just $57.61 for each 30 days for Grants 360. Remember, you can chat with a live operator by calling 1.866.955.1669 within the 1 day period to cancel or emailing us at support@grants360.com and providing detailed information to enable us to process your request, and you will not be charged. As an exclusive bonus we are offering our customers 2 days of unlimited access to our work from home guide for a charge of $1.95. Cancel anytime during the trial period to avoid any further charges. Otherwise, a one-time fee of $38.21 will be charged to your credit card. Marking the checkbox and submitting the form constitutes an agrement to these terms on your part.
The concept of giving your credit card to someone you know nothing about (not you specifically, but people who do this) boggles my mind. I triple check a site before I trust it with my credit card.