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CB Scam and Fake Checks Review of MiniCreditReport.com
MiniCreditReport.com

MiniCreditReport.com review: Fraud 126

K
Author of the review
12:00 am EDT
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This review was chosen algorithmically as the most valued customer feedback.

I requested two credit reports for myself and my father early in October. According to my bank, Mini Credit Report set up a reoccuring fee. This was not authorized and is quite obviously happening to a lot of people. IT IS TIME TO TAKE ACTION. IF you are a victim of this please email me at jk.[protected]@yahoo.com. I need your name, date and amount of fraudulent charge from this organization. I am soon to be in contact with the largest law firm in the United States (Baker and McKenzie) and they will be filing a class-action lawsuit.

126 comments
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Joe Case
Millville, US
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Aug 10, 2009 6:46 am EDT

I have been being charged for this service for a few months now. I have called to cancel service and they have not fullfilled my request.

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lori nolen
windsor, US
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Aug 16, 2009 10:07 pm EDT

this business charged a fee to my checking account and i never authorized any of it never have done business with them thank you lori nolen [protected]

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lucar
DE
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Aug 17, 2009 3:39 pm EDT

military serving in Germany. minicreditreport.com, a company I never had business with debits my checking account on a monthly basis (14.95 a month). My bank is trying to help me, since the money is coming out under my debit card, they cancelled the debit card and issued me a new one. I can 't find a website or a phone number where to contact this people... can anyone help with this information?

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Dispatcher32
Houston, US
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Aug 20, 2009 1:34 am EDT

been going on for very long time at lease 6 months will changed my credit card tomorrow

ler

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paul burt
Flowery Branch, US
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Aug 21, 2009 3:48 am EDT

they charged my account 4 times.how do i get a number or address for these people?can you help me...so i can stop it and get my money back.

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gregbedillion
Washington, US
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Sep 22, 2009 12:15 pm EDT

they charge me 2 times this month 14.95 and now my acount is over drawn i am pissed

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kerrguns
Joliet, US
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Sep 30, 2009 4:18 pm EDT

I have not used this service or even went to this website, never heard of it until my bank statement came in with 3 unauthorized charges to my debit/credit card of $14.95 each. I don't know how they got my info & would love to get this matter resolved & my money put back.

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Iamhbrown
399 Loop Rd., US
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Oct 05, 2009 11:09 am EDT

This minicreditreport started showing up on my bank statement a couple of months ago. I didnt order it. At first I thought it was a charge for a loan I had applied for. I didn't think I would be the one paying for that check but I let it slide. Now, it shows up again. Be careful of websites you visit this must have been hidden in with something else I was ordering.

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TmarkT
Memphis, US
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Oct 13, 2009 6:42 pm EDT

The same thing has happened to me.I ordered a free credit report through free credit report.com. and canceled everything within their 7 day free trial period and never heard of mini credit report.com .They have charged my credit card at least 3 months and I want it back!

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Personal: Ms. Alston
Tulsa, US
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Oct 23, 2009 2:06 pm EDT

I was charged 12.95 per month for something that I did not receive nor did I authorize them to take it out. My credit card has been charged since June of 2009 and I have called this company regarding these charges. They could only refund one charge which was in Sept. 2009. I ask if they were agreeing to return only one payment, why could not they own up to charging the other amounts. I was told that I had to call them and cancel myself. I never knew that I was charged these amounts until my Visa company and I discussed these charges in the month of Sept. I have never went to this site and I do not ever request mini credit reports. I can get my credit report free from my bank. This is a fraud and it needs to be stopped immediately.. I think they have ripped off enough people. I have had to cancel my credit card due to this.. There were two others that got my card number and used it to say I ordered credit reports. One has agreed to return the money.. I do not understand why if they admitted to returning one payment that they did not get authorization for, why are they refusing to admit they took the money out of my visa account illegally. They owed me a total of 77.70 and only refunded the Sept. payment of 12.95. This is totally wrong. This company needs to be shut down as soon as possible or investigated quickly.. Ms. Alston

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sandy Pihana
Fairfax, US
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Nov 13, 2009 5:35 am EST

I paid for a credit report $12.95 now I'm getting charged monthly. What can I do?

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Linda Kauffman
New Paris, US
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Jan 05, 2010 8:51 am EST

I was on Facebook in December and understood that this was a free credit report. I have been charged in December: $14.95 and here in January 2010: $14.95. I was under the impression that this is a free report and not to be charged and that Credit Report . com is a sponsor of Facebook. Please credit both the $14.95 or legal action of fraud will be imposed.

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John Cessna
McKinney, US
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Feb 05, 2010 4:39 pm EST

I also thought that the credit report was free, I have been billed $14.95 each month by minicreditreport.com. PLEASE STOP THIS.

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david brownley
marion station, US
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Feb 10, 2010 10:09 am EST

used credit card without autherization

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foolish individual
Steelton, US
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Jun 30, 2010 7:28 pm EDT

I am now being charged $1. 00 from my bank account. I cannot access credit score. I fear now that i will be charged $14. 95 a month as stated. I was very foolish to even do this. Is there a phone number for this company. If you can, please reply to me. Thank you.

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Windy Custode
Plattsburgh, US
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Aug 18, 2010 3:04 pm EDT

There has been 4 charges of $14.95 subtracted from my checking account without my authorization. According to my bank accounts the charges were from a mini credit report. When I tried to contact them, it said that the number was invalid. These charges were subtracted on May 14th, June 14th, August 13th and August 16th of 2010-

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Jay Miller
Chicago, US
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Aug 30, 2010 6:50 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

I have a charge for a credit report that I did not approve,

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Vbw1981
VE
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Sep 28, 2010 4:42 pm EDT

I have been having the same problem in my account... I really hope we can sue them!

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KristenJ
PR
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Oct 03, 2010 9:57 am EDT

I was charged 14.95 on my credit card on 9/29/10. I wasn't no where on mincredit report so why would they charge me. I haven't even received their services as yet, and I don't want it I want my money back.

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lexuspaige
Mobile, US
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Oct 04, 2010 11:41 am EDT

I was charged last week for this so called company, cannot get a hold of them the number is disconnected and no website. It needs to be reported as fraud. What happened with me is i filled out a job application online and was brought to get a credit report, i believe that they have that set up that way there was never really any position available. Please let me know if you figure out a way to stop this or get a hold of them.

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Patrick Steers
Onalaska, US
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Oct 10, 2010 6:47 am EDT

Was charged $14.95 twice to my checking account that I did not authorize any one to do, so want the money deposited back immediately.

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Mary A. Schaffer
Lakewood, US
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Oct 16, 2010 6:23 pm EDT

This credit report is being charged to my credit card every month in the amount of $14.95 and I did not order it. I tried calling the number which is [protected] and all it does is hang up on me. Please help me to remove this charge from my credit card.

Sincerely.

Mary A. Schaffer

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laura23
JP
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Oct 23, 2010 2:12 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

For months I have been receiving charges from mini credit report.com. I have never ordered any service from them and do not know how they are still charging me. I have looked at all the other complaints and see that I am not the only one and will contact [protected]. Hopefully I am able to cancel the charges. Is there any more info on this company?

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Michael Press
Mt. Vernon, US
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Oct 25, 2010 2:16 pm EDT

I did not order this. Icancelled Some time ago And do not want it.
Please correct the information.
AGAIN I DO NOT WANT THE MINI CREDIT REPORT
Michael Press

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Aaron Webb
White Plains, US
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Oct 26, 2010 6:01 pm EDT

On my PNC ACCOUNT, I have been charged twice from MiniCreditReport.com $14.95 to my account and I have never heard of this company. Please stop charging this to my account because I am losing money!

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David R. Waterman
Raymond, US
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Oct 30, 2010 7:28 pm EDT

call your bank to report it and grt a new card.
thats what i did and it works

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CKLEIN
Signal Hill, US
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Nov 04, 2010 7:21 am EDT

This same thing happened to me. they say its FREE, and then charge you %15 the next day and continue to do so. This company needs to be sued IMMEDIATELY and a law firm should look into this ASAP.

PLEASE do not use them. They say you wont be charged, that they need your card in order to check your credit score and then use it to charge you, and that is so UNETHICAL to take adavntage of people like this. its HORRIBLE.

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sharon sheehy
Cottage Grove, US
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Nov 09, 2010 7:25 am EST

On my bank statement is a listing for" Point of Sale Withdrawal Mini Credit Report.com, the date is 10-25-10
& the amount charged is $12.95. Without permission from me! What can I do to turn this problem in to the authorities & get my money back?

Thank You

Sharon Sheehy

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nishS
new haven, US
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Nov 22, 2010 7:25 pm EST

this company charged my card 14.99 now that im calling the number on my credit card statement its constantly busy so this problem has not been resolve.

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Hawkeye42
Arvada, US
Send a message
Dec 02, 2010 7:29 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

My account is with Chase Bank. I got an e-mail from them this morning that a charge for $14.95 was made against my checking account by minicreditreport.com on 11/30. I did approve a one-time fee of this amount for a credit score, but that was early in November, and that had been paid. It was NOT my intent to sign up for any credit report service on an ongoing basis.

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RJ / VT
Williston, US
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Dec 02, 2010 11:10 pm EST

My credit card information was stolen and sold to these criminals who began to repeatedly charge my account weekly for $24.90. How did this happen? I'll never know.
Look around the web, despite the fact that they've been engaging in this illegal behavior for YEARS now, they continue to perpetrate this FRAUD on the consumer.
You don't even need to have ever asked them for a 'free' credit report.
By theft, they obtain your information and latch on like a bloodsucking leech.
Imagine how many consumers that they've victimized, and how many have failed to notice until it's too late.
Kudos to Chase Bank for immediately canceling my account and issuing a new card with a new #.
KNOW YOUR INTERNET RETAILERS AND BE VERY VERY CAREFUL or they'll get you.

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draday1
Abbeville, US
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Dec 03, 2010 10:57 am EST

stop charging 14.95 to my account i don't use the service.

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sheplyn
US
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Dec 23, 2010 5:31 pm EST

After signing up for a 1-time credit report - I was billed for 4 additional months of membership which I did not ask for. I did not receive and bulletins or reports - did not ask for them, did not want them. $14.95 was charged to my account each month. Called to cancel, was told no refund would be sent as they automatically turned it to a membership from my free trial period.

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IBPoetry
Honolulu, US
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Dec 28, 2010 12:48 am EST

I just emailed you the information that the BBB was able to pull up on this "company". I was hit with four charges when I NEVER even ordered one report from this company. Here is that information again:
Aloha Sharina,

Thank you for contacting Hawaii 's BBB. We do not have a report on the business you have inquired about. This means we have not processed any complaints against the business in past 3 years, and the company is not a BBB Accredited Business. I am going to refer you to the following website: http://www.ic3.gov/default.aspx you can file a report here if you choose. Because you did give your personal information you should consider placing a fraud alert on your credit report. You can do so by contacting Equifax at [protected]. You will be notified of any activities such as new credit cards, loans ect being opened.

If you are able to obtain a mailing address of the company you can go to Hawaii.bbb.org and file a formal complaint against the business.

I was able to trace the Domain name that you provided and have copied the information below. It appears that the owner of the domain name is in Los Angeles, California, however the owner of the website is technically a business that oversees websites.

Domain Name: minicreditreport.com

Registrant
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Name: Admin -

Organization: Oversee Domain Management, LLC

Email: admin@overseedomainmanagement.com
Address: 515 S. Flower Street

Suite 4400

City, Province, Post Code: Los Angeles, California, 90071
Country: US
Phone: 1.[protected]

Admin Contact
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Name: Admin -

Organization: Oversee Domain Management, LLC

Email: admin@overseedomainmanagement.com
Address: 515 S. Flower Street

Suite 4400

City, Province, Post Code: Los Angeles, California, 90071
Country: US
Phone: 1.[protected]

Billing Contact
------------------------------------------------------------
Name: Admin -

Organization: Oversee Domain Management, LLC

Email: admin@overseedomainmanagement.com
Address: 515 S. Flower Street

Suite 4400

City, Province, Post Code: Los Angeles, California, 90071
Country: US
Phone: 1.[protected]

If you have any other questions I can be contacted at tcaminos@hawaii.bbb.org or at any of the numbers listed below.

Mahalo,

Timothy A. Caminos | Service Specialist

Tel: [protected] ext 314
Toll-Free NI: [protected]
FAX: [protected]
Email: tcaminos@hawaii.bbb.org
www.bbb.org | Start With Trust

Better Business Bureau of Hawaii
1132 Bishop Street #615
Honolulu, Hawaii 96813

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IBPoetry
Honolulu, US
Send a message
Dec 28, 2010 12:52 am EST

Another thing if you try to call minireport.com to inquire they will immediately ask you for your debit or credit card number. DO NOT GIVE IT TO THEM. Call your bank immediately and report this activity. Your bank should refund your money and start a report. You also may want to go to: fraudalerts.equifax.com to place an alert on your credit reports.

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megial tate
Tulsa, US
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Jan 02, 2011 9:51 am EST

i was charged 14.95 on dec.17 2010 that was not authorized by me. i would like to be reimbursed.

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Jack R. Bryant
Blaine, US
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Jan 04, 2011 2:31 pm EST

Like everyone else I requested only one free report and started getting $12.95 charged to my credit card. I called the number listed on my credit card statement and found I was being charged for a credit monitoring service. I then asked to be removed from this service and they agreed, we will see.

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ValerieConnelly
Cookeville, US
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Jan 27, 2011 8:26 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

This site charges me $19.95 without my approval, and they have no place where I can cancel their service. I want to stop the charges and cancel their intrusion into my life. How can I do this?
vconnelly47@yahoo.com

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TIM MIKOLAJCZYK
Toledo, US
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Feb 22, 2011 2:18 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I FIRST SIGNED UP TO RECIEVE A FREE COPY OF MY CREDIT IN NOVEMBER OF 2010 THAT FREE COPY COST ME $14.95 AND 9.95 A MONTH SINCE I CALLED AND COMPLAINED AND GOT THE CHARGES DOWN TO $4.95 A MONTH.I GUESS 5.00 DOLLARS A MONTH FOR NOTHING IS BETTER THAN NO DOLLARS A MONTH BUT IM TIRED OF BEING RIPPED OFF.THIS IS WHY I HAD TO FILE CHAPTER 13 BANKRUPTCY IN OCT OF 2006. A COMPANY CONVINCED ME TO STOP PAYING MY CREDIT CARDS AND LET THEM CONVINCE MY CREDITORS TO LOWER THE AMOUNT I OWE THEM.I GOT TAKEN BIG TIME. THIS IS THE LAST TIME I DO ANYTHING WITHOUT FIRST CHECKING WITH THE BBB OR MY ATTERNEY.NOW PLEASE HELP ME TO STOP THESE MONTHLY CHARGES TO MY CHECKING ACCOUNT.

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patricia a champion
Muskegon, US
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Feb 23, 2011 8:26 am EST
Verified customer This complaint was posted by a verified customer. Learn more

These people took 19.95 out of my bank account with out my authorization. I want my money put back in my account. They had no right what so ever to that! This is a scam