Filled a claim and it was denied based on the appreciation of the picture stating it was peeling and not rip of the leather, I explained it was due to an incident with my son's backpack, the rip was not deed but enough for them to consider this a peeling and not cover it, lady hang up on me, very rude, worst company ever, I almost had a heart attack, it's like talking to robots, their WHOLE policy it's inconsistent and contradictory, see just to mention a One.
Covered:
Checking, cracking, bubbling or peeling of finish caused by a specific incident.
Not covered:
V) COLOR LOSS OR CRACKING AND PEELING ON ANY LEATHER OR VINYL, SPLITS ON BI‐CAST LEATHER, SPLIT LEATHERS USED IN SEAT
CUSHIONS, BACK CUSHIONS OR TOP OR INSIDE ARM AREAS, NATURAL MARKINGS ON LEATHER, SUCH AS HEALED SCARS, INSECT
BITES, BRAND MARKS OR WRINKLES, LEATHERS WITH EMBOSSED PATTERNS OTHER THAN THOSE SIMULATING NATURAL COWHIDE,
NON‐BOVINE LEATHERS, SUEDE, NUBUCK AND OTHER BUFFED LEATHERS, SURFACE SCRATCHES IN LEATHER FINISH;
W) SCRATCHES, DENTS OR CHIPS THAT DO NOT PENETRATE THE FINISH AND DO NOT EXPOSE THE SUBSTRATE;
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