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About two months ago I sent in a post card as I was curious about the scam. I purposely wrote a fake phone number, expecting no reply - and no promised Walmart gift card.
This company sent a man to my house unannounced. I was appalled. I kept my screen door locked as he repeatedly indicated that there was a package on my porch. I said OK and let it lay. My dogs would have escaped had I opened the door. I thought he delivered it. Finally, through the locked screen door he showed me a copy of the post card I filled out and asked if I wanted insurance. I said no and shouted above my barking dogs that I was not prepared for visitors. As he was leaving I asked about my gift card. He said that I would receive it in 6-8 weeks (riiiight).
The visit was very unnerving and disturbing. The man tried to bait me out of my house over a coincidentally unrelated delivered package. Several minutes passed before he announced the purpose of his visit.
I reported this to the US Postal Service.
Scammers don't give up. Over two months have passed and I just received another notice from the company showing a copy of my post card and a notice that they've been trying to reach me. I wrote a cease and desist notice on the return post card and will send it back.
Since I suffered no monetary loss the Indiana Attorney General's office will not honor my complaint. Research shows that Wisconsin and Kansas have filed cease and desist orders against this through their courts. They cite deceptive business and advertising practices. The BBB rates this bunch as an F.
In this forum I read another complaint stating that a man visited a Senior's home unannounced. He was as disturbed as I about this company's tactics.
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Seriously, they sent someone to your home? That's like having a Man In Black appear after you report a UFO sighting. Thanks for posting this. I'm tearing up the card.
Watch out! they're coming to get you next if you fill out that card!
The problem may just be with the USPS...https://faq.usps.com/s/article/Business-Reply-Mail
Jul 15, 2020 · What is Business Reply Mail? Business Reply Mail is a service provided by the United States Postal Service® that enables a sender (a permit holder) to provide a recipient with a convenient, prepaid method for replying to a mailing. Providing a prepaid reply envelope or postcard may increase the chances of receiving a reply …Perhaps USPS should require people applying for these "permits" to post bonds and sign an affidavit accepting responsibility for possible fraud linked to specific permits. People being "promised" services/vital information/other activity might then be able to file a claim for a specified amount, which would be taken from the bond, and the permit would then be frozen. USPS could then post results to alert the general public of this attempt at fraud. Hello! Do I have to think of everything? LOL But seriously, these people !@#% BIG TIME!
If what you received is the same as what I received, there small print below the large print offer, just above the return post card, which reflects the following: "All Benefits are not available is all States. Not affiliated with any government agency. You may be contacted by a insurance licensed representative".
Resolution: Contact your state's Insurance Commissioner and object to this type of solicitation. Since it is targeting seniors, many of whom are targets for abuse, it could be considered as being a high potential for elder abuses.