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The good, the bad, and the ugly - discover what customers are saying about Net First Platinum

Welcome to our customer reviews and complaints page for Net First Platinum. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Net First Platinum.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Net First Platinum's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Net First Platinum, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Net First Platinum. Your feedback is an important part of our community and will help others make informed decisions.

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2:14 pm EDT

Net First Platinum credit card

I was in bad shape financially when I received an offer through my gmail with the offer of a loan for up to $1000 with no problems. They even went as far to say that I had already been accepted. So I borrow the $29 from my family member and the next day when I go to look for that particular email I can't pull it up. I was searching on the web for the company's address and that's when I realized that this was another attempt by Horizon outlet to sway customers to their store. This is irreprehensible because no one has money to throw away, I plan on instigating a class action lawsuit against this company for fraud and deceit.

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R
10:05 pm EDT

Net First Platinum everything

I was lead to believe when I apply for this credit card that I would be able to use its anywhere but when I receive it it was only for their website and the bad part about the whole thing was when I went on their website they had nothing that I was looking for on the website everything I ask for they don't have it and what I did see it wasn't worth the price the product look like something you could buy at the dollar store are a yard sale.I can get better merchandise at Wal-Mart for a lot less.

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ron glazier
Monterey, US
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Oct 10, 2022 8:36 pm EDT

WTF this [censored]in horizon outlet is the worst [censored] on top of [censored] sure they will give you a $1000 in store credit they will give it away like candy on holloween but how do you spend money on crap FYI you don't and you will get charged $14 and change every month plus [censored] up your credit score for not buying there crap believe me I have been a member since 2015 havent used the credit because i don't buy crap i dont need now my credit score is in the [censored]hole its not all there fault its mine as well i put the card in my wallet and forgot all about it so don't do whit i did and [censored] your credit up with this [censored] horizon outlet

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M
7:31 pm EDT
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Net First Platinum credit card

I thank this credit card and web site is fake i give my address but if idomt get my card in the mail i will contact the police on the fake company thay do not even let me give a addresa the first time my name is maurice gilbert thank you and here is a pics of what they mailed to me with a approval number.

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TrinaP.1441
US
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Jul 30, 2016 2:42 pm EDT

I.NeedACardSentToaMeASoonAsPossibleI.'AlreadyApplyiedForfItSinceThisJanuaryA01., '2016ndINeedAnother
CreditCardFromNet.FirstPlatumCardAndIPaidA!Ready, '…2995ForItSoMyNameIsTrinaAnnPimentel13140-2ndStreetChi no, ''.Can, ''.91710. [protected], , ''..

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edward716
US
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Apr 19, 2010 9:38 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

emailed my info and was sent bogus info

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wifi8827
US
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Aug 03, 2012 11:13 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

they are real, but it is NOT a credit card. It is a card that only allows you to buy their junk from their website, and you will be charged a fee to have it. They will not rebuild credit, and will not benefit you in any way (read terms of service). They send offers to anyone and everyone hoping some sucker will take the bait.

The police have better things to worry about, don't bother.

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T
7:45 pm EDT
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Net First Platinum my money

I entered my card number didnt have any funds for the service. I ended up denying the offer but just cause i put my card numba in on the site i still took funds off my card when i finally recieved sum funds on my card. I didnt want the service and i just want my money back on my acct asap or dis evil person and company will pay for scamin us americans.

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8:15 pm EDT
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Net First Platinum unsecured credit card actually membership credit w/shopping website

My husband received a post card today offering an unsecured credit card with a limit of $500.00. It asks potential customers to go to their website for approval to "get your card in five days", also advertising "reports to major credit bureau", and "bad credit is ok or bad and no credit accepted." "Guaranteed $500. unsecured credit limit."

Potential customers please be advised of the following! -
This is for a shopping catalogue website only and the card is not accepted anywhere else. The card asks for your own debit card information and once you simply click on SUBMIT, you are signed up, so be very careful. The monthly charge for this "privledge" is around $14.95 and there is a one time fee of around $6.00. Customers are asked to "read carefully the terms EVERY TIME they make a purchase. This suggests that the terms are changed each time. The catalogue and items available for purchase is not shown to potential customers so, for all we know, it could be a catalogue filled with fishing, basket weaving, or chocolate of the month club items for all we know. Prior to entering your information for their use, they do not tell you anything other than this offer is for an "unsecured credit card with a $500 limit."

Read full review of Net First Platinum and 3 comments
Update by Lisa D Green
Aug 13, 2011 8:55 pm EDT

I should have provided you with the website: www.netfirstplatinum.com - (as it is obvious that you did not visit it.)

Update by Lisa D Green
Aug 13, 2011 8:53 pm EDT

They did NOT clearly point out what is on the card. I investigated to find out all of the information I shared with the people on this website. Read the cries of the people who did not. Secondly, I challenge anyone to find any of this information on the website - it is NOT clear - it's not even printed, suggested, or pictured. It is only made known that it is a "card that you can use to buy their junk" after reading pages upon pages of terms hidden in a small link at the bottom of a third party's page. *That* Sir is what I'm complaining about. Many people did not go to this effort. Unfortunately.

Update by Lisa D Green
Aug 13, 2011 8:16 pm EDT

Addition: My first clue was that there was no "Visa/Mastercard" or any other logo on the pictured credit card on their literature.

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DAVID DANNELLY
Pensacola, US
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Mar 27, 2012 1:50 pm EDT

THAT IS PRETY BAD THAT SOMEBODY WOOD DO SOMTHING LIKE THAT

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DAVID DANNELLY
Pensacola, US
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Mar 27, 2012 1:43 pm EDT

I UNDER STAND THE COMMENT

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DAVID DANNELLY
Pensacola, US
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Mar 27, 2012 1:41 pm EDT

I AM GLAD THAT SOMEBODY IS LETING US NO ALLABOUT THE SCAMES

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A
6:00 am EDT
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Net First Platinum approved credit card

Why is this company sending out these letters of approval of a $500 or more credit line when you can't use then in a major store or a store period. I think they shouldn't be allowed to send these out to customers. To get there hopes all up on something that's not worth it.

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azalia lopez
Lufkin, US
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Nov 01, 2012 12:37 pm EDT

good customer assent

Lisa D Green
Lisa D Green
Canadian, US
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Aug 13, 2011 8:34 pm EDT

I wonder if there is any legal recourse? I would like my time back. Thank God I read it thoroughly.

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M
7:41 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Net First Platinum pre-approval credit card code

I received a post card in the mail today guarantee to be approved for an unsecured credit card with a limit $500.00 a laptop and a cash loan of $1500.00. So i went to the website put all my information in and they deny me saying that I have insufficient funds of $29.95 from where I don't know because all i have right now is a pre-paid card. I'm trying to rebuild my credit and when people like me think here's my chance I get shot down. Why say its guaranteed even with bad credit and then dent you. I think they should give me the card so I can show them I'm really serious about rebuilding my credit. I
can't get a break anywhere, but don't send someone that it's guaranteed even with bad credit if its not. Thank You.

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Lisa D Green
Lisa D Green
Canadian, US
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Aug 13, 2011 8:31 pm EDT

Trust me, you did not want this card. It is a giant scam. It is NOT a credit card. It is an exploitation of those trying to rebuild credit. It is simply an online merchant.

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K
5:30 pm EDT
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Net First Platinum wrong card

I want to cancel this. I wanted a credit card not a online service card. I misunderstood the writing. Sorry

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Lisa D Green
Lisa D Green
Canadian, US
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Aug 13, 2011 8:32 pm EDT

Best of luck. Let us know how it goes.

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C
1:55 pm EDT
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Net First Platinum unauthorized debit

I was checking my account online and noticed an unauthorized debit on my account from memberservices. When I called I got an automatic answering service. I just need my money back in my account and I need to know how can they get my account info and debit from my account like that. Isnt that illegal it's called scamming, identity theft, and an unauthorized user yo my accounts. I need answers on how to handle people like this.!

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Lisa D Green
Lisa D Green
Canadian, US
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Aug 13, 2011 8:28 pm EDT

I think it's criminal. Please post your resolution details when that happens. I'm so sorry for your experience. What a horrible thing to have to go through.

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B
9:18 am EDT
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Net First Platinum miseading

I thought I had read everything on the website that I could before going through with applying fo one of these cards. I understood the 0% apr, but it had a 24.95 monthly fee. I wanted a credit card short term so I was okay with this and applied. they took the first 24.95 out of my account along with the 5$ processing fee. I waited for my card to arrive. I went back and looked at the site closer after reading al the complaints about them on this website. I noticed the card did not have a visa or mastercard logo, it did not make reference to this in the tems and conditions... Then I saw it in the lower left corner of the main screen not in terms and conditions... It is a merchant card only good at thier website. Totally useless to me. I could not find a phone number until I went online with my bank and found thier number with the transaction of the money they took. HERE IS A PHONE NUMBER TO CONTACT THEM [protected]! I called and cancelled, they tried repeatedly to talk me out of it and keep it for six months. Supposedly they are refunding my money also. I had not even received the card yet luckily. Stay away from them!

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MomtoAZoo
US
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Apr 02, 2012 2:59 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I was sent a "pre-approved" credit limit offer. Only thing is that the person listed with my address has never lived hear. I've been at this address for 15 yrs, and before that it was a cow pasture.

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Irrate in Indy
Indianapolis, US
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Mar 15, 2011 5:00 pm EDT

I was trying to get on the website to apply and the website wouldn't come up. But saw this complaint site. So glad I did before I mad a mjor mistake. Thanks for posting. This isn't a REAL credit card who can only buy online and fees are outragous.

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ALERT ALERT
DELHI, US
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Oct 14, 2010 10:40 pm EDT

ALERT ALERT ALERT ALERT NET FIRST PLATINUM IS A FRAUD, NOBODY ACCEPTS THERE CARD, THEY WILL JUST TAKE YOUR MONEY AND RUN, THEY SHOULD GO TO JAIL! OR SHOT

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radskee
Sun Valley, US
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Jun 20, 2012 8:05 am EDT

So glad I reviewed this page. I was about to go to the web site. Lisa Green is so right it 's a damn dirty shame when you know you are going to get screwed just can't figure out how. That seems standard business practice for most Internet and telemarketer sales. What happened to honesty and integrity?

Lisa D Green
Lisa D Green
Canadian, US
Send a message
Aug 13, 2011 8:26 pm EDT

I am so sorry that you were had by this company. What a clever, yet sneaky and manipulative way to do business. It's this kind of company that simply does not care about Americans and our current crises, yet instead, exploits it and takes advantage of us.

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ALERT ALERT
DELHI, US
Send a message
Oct 14, 2010 10:52 pm EDT

VISA AND MASTER CARD SHOULD BE HELD ACCOUNTABLE BECAUSE THERE WEB PAGE OR WHEN THEY ASK TELL YOU WHAT CARD FITS YOU BETTER, BECAUSE OF THEM FIRST NET PLATINUM POP UP ON THE SCREEN .

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1:16 pm EDT
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Net First Platinum scam

I am so glad i read this, my husband was telling me to try this i'm glad he did tell me to google them first. I was sceptical anyway bcuz there is now way to look at the website unless you put in this bogus code that they give to you into the box. Any website where you are not able to look at what you want first is pretty much bull***t

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Pensacola News Gal
US
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Oct 20, 2010 9:27 am EDT

I am getting several calls a day for a fictitious person named Tedrick Allen. Yesterday I received a postcard advertisement for Tedrick Allen from netfirstplatinum.com. I have asked this company to remove my phone number from their calling list, and this has not been done. I asked the last person who called to connect me with customer service and he hung up on me. I called the number on the card and when I got an answer, I was told to call [protected] for customer service. I was on hold for ages, and the recording always said "There are 19 calls in front of you" - as if it were just a loop recording and no one would ever answer. So I looked up the company and saw several complaints here. Now I'm adding mine. I also called the US Postal Service and was told anyone who uses my phone number and address is guilty of identity theft, so I filed a form with them as well. I will keep the postcard as proof of what I'm posting here, but am not submitting it for privacy reasons. One ID theft is enough for now.

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pam pavao
Taunton, US
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Feb 21, 2010 2:26 pm EST

I try it on the internet and it said enter your info with ssn number and your aproval number from the card i got in the mail then doesent take number then gets all your info and ask for your info agin that is a scam stay away. . . P. P.

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giddens
Nashville, US
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Nov 09, 2010 12:15 am EST
Verified customer This complaint was posted by a verified customer. Learn more

i got one in the mail on 11/3/2010 thanks guys for letting me Know this is a SCAM.

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annie r
Little Elm, US
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Mar 18, 2011 12:01 am EDT

I knew it was ### from the start but second guessed myself .wont do that again.lol

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Elinore Palumbo
Delray Beach, US
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Jan 31, 2011 8:46 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

How can I get my card when the approval code you gave me is not valid

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jbaryzgrl
Memphis, US
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May 05, 2010 11:20 am EDT

I got a post card in the mail today and was on the website putting in my personal information and thought to myself " who the hell is net first?" So I did a quick search on yahoo and found this website. Thanks to all who have posted. I am about to go on vacation and would have lost money it sounds like, something I DO NOT want to do. Noone likes to LOSE money! BASATRDS lol Thanks again to all!

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JAYLENE LAFON
ft.worth, US
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Sep 02, 2010 8:35 pm EDT

I want my money back that you took out of my account, got the postcard in the mail 3 days ago I was kinda scared to do this well I checked my account today and 350.00 has been drafted with out me auth. it called my bank and they gave me the number and all they would say is we will have to charge you a return fee of 25.00 before we can refund this. My bank told me to close the account and start up a new one it has turned into a big mess all I want is my money back My bank informed me that they get this all the time from them SOMETHING NEEDS TO BE DONE TO THEM BEFORE THEY GET THE NEXT PERSON WORSE .

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heathermyralynn
New Orleans, US
Send a message
Aug 21, 2011 9:31 am EDT

i got a card in the mail saying im pproval for aunsecured credit limit .
i know it was a scam as soon as i look at it
i never send money to any body with out calling but this card had no phone number on it at all i have been scam befor and its no fun because its like no one can help you
i went to the police to the courts so i know .all i can say is if you get something in the mail that looks to good look in to it first please .its hard now to get the bills paid the last thing you need right now it to get scam by some ### .

to all of you that did get scam i am sorry because its hard
some one please come up with something to put a stop to people like that .god be with you

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Barbara Gates
Elora, US
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Apr 11, 2012 7:22 pm EDT

I am so glad I found this site before I made a terrible mistake! Thank you'll for posting ur complaints! I should have known that it was to good to be true!

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jaytee64
Jefferson, US
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Nov 11, 2011 5:50 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

Oh yes...thank you so much for your comments. I kind of figured it was a scam of sorts, but I googled it and found your comments and further convinced me not to have anything to do with them. Thanks a million - JT

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