United States Contractors Trust reviews and complaints

I have been a member of USCT since June 1, 2009, and in all that time, I have not been covered for any of my medical bills. I did not receive the discount I was promised for services rendered when I spoke with a customer service rep from the company. I was charged for over $1, 000 for services rendered at Regions Hospital Speciality Center in St. Paul and another bill for over $1, 000 from Health Partners, Regions Hospital's sister program. The latter of these two bills I could not pay and was contacted by a collections agency who unpleasantly informed me that I would face consequences if I did not pay my bill in full. I was forced to leave my wonderful doctors at Regions/HP because USCT lied to me about being eligible for a discount for my services. Last year, I had my annual physical exam at Synergy Family Physicians in lieu of the doctor's name being on the USCT list of providers on the web site: www.accesshealthnow.com. This is another part of the USCT scam, since the physician I saw had never heard of USCT and had no idea of her name being on their list. USCT once again DID NOT provide the discount for services rendered. In lieu of the USCT scam, I have not been able to have my yearly checkup and blood work this year. I have been out of work for the past two years and can barely make ends meet much less pay for medical services in full. What a terrible sin it is to take such cruel advantage of customers who are promised services we so desperately need, only to discover the hard way they are victims of a scam.

I have bills from an emergency surgery in 10/2010 which have not been paid. I have been threatened with these being reported on my credit. I contacted them in February and was told that the company has refused to process any claims submitted after 8/2010. That person told me that the company wouldn't even respond to their emails or phone calls. They gave me the following numbers: [protected] ext 801, fax [protected]. I just called and got a voice mail. I called the customer service number on my card this morning and was told they had a "back log" and were just now processing 9/2010 claims. I have contacted the PA Attorney General office and am being sent complaint forms. I also contacted and left a message with the PA Insurance Commission. I urge everyone who is having problems with this company to contact the phone number I have listed and leave a message if you have to. Also, contact the Attorney General and Insurance Commission for your state to file complaints.