RISE Credit’s earns a 1.4-star rating from 7 reviews, showing that the majority of borrowers are dissatisfied with loan services.
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A Reliable Option for Quick Cash Needs
If you find yourself in need of quick cash and are considering RISE Credit, rest assured that many customers have had positive experiences with their services. The application process is quick and efficient, with funds often available as soon as the next business day. Customers appreciate the friendly service and the flexibility in payment options. While some caution about the interest rates being on the higher side, the overall consensus is that RISE Credit is a reliable option for meeting urgent financial needs. If you value efficiency and great customer service, RISE Credit could be the solution you've been looking for.
Rise Credit Review: A Shady Company to Avoid - Terrible Customer Service and Fraudulent Practices
Rise Credit is a company that needs to be shut down. If you're thinking of using their services, beware! They engage in fraudulent practices that can leave you feeling ripped off and taken advantage of. I had a terrible experience with them, and I wouldn't recommend them to anyone.
One of the biggest issues I had with Rise Credit was their lack of follow-up. They didn't seem to care whether or not I was happy with their product, and they didn't bother to check in with me to see how things were going. This was a huge disappointment, and it made me feel like they didn't value me as a customer.
Another problem I had with Rise Credit was their customer service. Whenever I had a question or concern, it was like pulling teeth to get a straight answer out of them. They seemed more interested in getting me off the phone than actually helping me, which was frustrating and unprofessional.
Overall, I would say that Rise Credit is a company to avoid. They don't seem to care about their customers, and their practices are shady at best. If you're looking for a reliable and trustworthy lender, I would suggest looking elsewhere.
Disappointing Experience with RISE Credit: Slow Website and Lack of Response
I recently had an experience with RISE Credit and I must say, it was quite frustrating. The website took a long time to respond to my inquiries and I didn't receive any response for more than three weeks. This caused me to look for other options and ultimately, I had to shift to another company.
Although the website looked promising, the lack of response left me feeling disappointed. I was hoping to get a loan from RISE Credit but the experience was quite hectic. I would not recommend this company to anyone looking for a quick and easy loan.
Overall, my experience with RISE Credit was not a pleasant one. The website was slow to respond and I didn't receive any response for weeks. This caused me to look for other options and ultimately, I had to shift to another company. If you're looking for a reliable loan provider, I suggest looking elsewhere.
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Pros
- Quick loan approval process
- No collateral required
- Flexible payment options
- Credit-building opportunities
- Five-day risk-free guarantee
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Cons
- High APR rates compared to competitors
- Limited availability in select states
- Potential for high fees on late payments
- No rewards or incentives for borrowers
RISE Credit Review: High APRs and Risk-Free Guarantee
I recently checked out RISE Credit and the first thing that caught my eye was the APR. Let me tell you, it can be pretty high. I saw one example that showed a 72% APR, but some reports say it can go all the way up to 372% or even 700%. That's a lot of interest to pay back!
Honestly, it made me wonder if this is just legalized loansharking. I mean, how can anyone realistically pay back that kind of interest? Unless you hit the lottery or something, it seems like it would be pretty difficult to make those payments.
That being said, I do appreciate that RISE Credit offers loans to people with less-than-perfect credit. It can be tough to get approved for a loan when your credit score isn't great, so it's nice to have options. And I do like that they offer a five-day risk-free guarantee, so you can change your mind if you decide the loan isn't right for you.
Overall, I think RISE Credit could be a good option for some people, but you definitely need to be aware of the high APR and make sure you can realistically pay back the loan before you apply.
RISE Credit Review: A Warning Against Predatory Lending Practices
I gotta tell ya, I had a pretty rough time with RISE Credit. I took out a loan with them for $4500, and boy was that a mistake. After my first loan, they tried to get me to increase my loan amount, but I said no way. And thank goodness I did, because the interest rate they charge is just ridiculous. I mean, it's triple times 2! Can you believe that?
Anyway, long story short, my $4500 loan turned into a whopping $11,215.18 debt. And get this, even though I've paid $9336.44 so far, I still owe $1878.71. It's like I'm never going to get out of this debt.
Honestly, I feel like I've been robbed. It's like they're taking advantage of people who are in a tough spot and need some extra cash. I mean, I get that they need to make money too, but this is just highway robbery.
So, if you're thinking about taking out a loan with RISE Credit, I would strongly advise against it. Unless you want to end up like me, drowning in debt and feeling like you've been taken for a ride.
RISE Credit's Failure to Refund Overpayment: A Frustrating Experience
I recently took out a loan with RISE Credit and was initially pleased with their service. However, after making my first payment and paying off the loan in full, I found myself in a frustrating situation. I had actually overpaid them and was promised a refund for the excess amount. Despite calling them multiple times and sending emails, I have yet to receive the refund that was promised to me.
At first, they told me that they had already mailed the check on July 29th, 2015. However, after waiting for a month and still not receiving anything, I called them again. This time, they told me that they had actually mailed the check on October 2nd, 2015. It is now October 19th, 2015, and I still have not received the check that I was promised.
I am extremely disappointed with RISE Credit and would not recommend them to anyone. It is unacceptable for a company to hold onto someone's money like this, especially after promising to refund it. I am now considering contacting the State Attorney General to report this issue.
Overall, my experience with RISE Credit has been a negative one. While their initial service was satisfactory, their failure to follow through on their promises has left me feeling frustrated and dissatisfied. I would caution anyone considering taking out a loan with them to think twice and consider other options.
RISE Credit Complaints 1
First thing you should look at is the APR!
First thing you should look at is the APR! First example showed 72% and some reports show that it can go from 372% to 700%. My question is, is legalized Loansharking or what?
Unless you hit the LOTTERY forget trying to pay back the interest.
Is RISE Credit Legit?
RISE Credit earns a trustworthiness rating of 11%
Not worth the risk. Protect yourself and your money by staying away from RISE Credit.
- We found clear and detailed contact information for RISE Credit. The company provides a physical address, 3 phone numbers, and 2 emails, as well as 4 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
- RISE Credit has received positive review on our site. This is a good sign and indicates a safe and reliable experience for customers who choose to work with the company.
- RISE Credit has registered the domain name for risecredit.com for more than one year, which may indicate stability and longevity.
- Risecredit.com has a valid SSL certificate, while Scammers can obtain a valid SSL certificate by using fake information or by using a stolen or hijacked domain. In some cases, they may even use a certificate issued to another legitimate website.
- Risecredit.com you are considering visiting, which is associated with RISE Credit, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
- Several positive reviews for RISE Credit have been found on various review sites. While this may be a good sign, it is important to approach these reviews with caution and consider the possibility of fake or biased reviews.
- RISE Credit website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.
About RISE Credit
One of the standout features of RISE Credit is its commitment to transparency and responsible lending practices. The company provides clear and concise information about its loan products, including interest rates, fees, and repayment terms. This allows borrowers to make informed decisions about their finances and avoid any surprises down the line.
RISE Credit also offers flexible repayment options, which can be tailored to suit the individual needs of each borrower. This includes the ability to choose the length of the loan term, as well as the option to make early payments without incurring any penalties.
In addition to its loan products, RISE Credit also provides a range of educational resources and tools to help borrowers improve their financial literacy and make smarter financial decisions. This includes access to credit monitoring services, financial planning tools, and personalized advice from experienced financial professionals.
Overall, RISE Credit is a reliable and trustworthy lender that provides a valuable service to individuals who need access to funds quickly and easily. With its commitment to transparency, responsible lending practices, and flexible repayment options, it is a great choice for anyone looking for a personal loan.
Here is a guide on how to file a complaint against RISE Credit on ComplaintsBoard.com:
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2. Navigating to the complaint form:
- Locate and click on the 'File a Complaint' button on the ComplaintsBoard.com website. You can find this button at the top right corner of the website.
3. Writing the title:
- Summarize the main issue with RISE Credit in the 'Complaint Title' section.
4. Detailing the experience:
- Provide detailed information about your experience with RISE Credit. Include key areas of concern, relevant transactions, steps taken to resolve the issue, the company's response, personal impact, and nature of the problem.
5. Attaching supporting documents:
- Attach any additional supporting documents that can strengthen your complaint. Avoid including sensitive personal data.
6. Filling optional fields:
- Use the 'Claimed Loss' field to state any financial losses and the 'Desired Outcome' field to specify the resolution you are seeking.
7. Review before submission:
- Review your complaint for clarity, accuracy, and completeness before submitting it.
8. Submission process:
- Click the 'Submit' button to submit your complaint.
9. Post-Submission Actions:
- Regularly check for responses or updates related to your complaint on ComplaintsBoard.com.
Ensure to follow these steps carefully to effectively file a complaint against RISE Credit on ComplaintsBoard.com.
Overview of RISE Credit complaint handling
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RISE Credit Contacts
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RISE Credit phone numbers+1 (866) 580-1226+1 (866) 580-1226Click up if you have successfully reached RISE Credit by calling +1 (866) 580-1226 phone number 0 0 users reported that they have successfully reached RISE Credit by calling +1 (866) 580-1226 phone number Click down if you have unsuccessfully reached RISE Credit by calling +1 (866) 580-1226 phone number 0 0 users reported that they have UNsuccessfully reached RISE Credit by calling +1 (866) 580-1226 phone numberCustomer Support+1 (866) 580-1228+1 (866) 580-1228Click up if you have successfully reached RISE Credit by calling +1 (866) 580-1228 phone number 0 0 users reported that they have successfully reached RISE Credit by calling +1 (866) 580-1228 phone number Click down if you have unsuccessfully reached RISE Credit by calling +1 (866) 580-1228 phone number 0 0 users reported that they have UNsuccessfully reached RISE Credit by calling +1 (866) 580-1228 phone numberFax+1 (844) 200-6413+1 (844) 200-6413Click up if you have successfully reached RISE Credit by calling +1 (844) 200-6413 phone number 0 0 users reported that they have successfully reached RISE Credit by calling +1 (844) 200-6413 phone number Click down if you have unsuccessfully reached RISE Credit by calling +1 (844) 200-6413 phone number 0 0 users reported that they have UNsuccessfully reached RISE Credit by calling +1 (844) 200-6413 phone numberPrivacy Support
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RISE Credit emailsprivacy@risecredit.com100%Confidence score: 100%servicesolutions@risecredit.com87%Confidence score: 87%Marketingsupport@risecredit.com87%Confidence score: 87%Support
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RISE Credit address4150 International Plaza, Suite 300, Fort Worth, Texas, 76109, United States
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RISE Credit social media
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Checked and verified by Stan This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreNov 22, 2024
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