SPD Warranty Program review: Scam - advertise letter is fake. 45

Yeah, they said I bought my car 3 months ago... it was 3 YEARS ago, & the gal on the phone said it was "an easy typo." HUH? They also inferred that they're the company that provides the extended warranties at the car dealerships. Oh, & if I don't buy the warranty during this initial call, I won't be eligible to buy bumper-to-bumper coverage later. Sure... I have a bridge for sale, too!

Mymom said that they wouldn't let her hang up and kept telling her that the offer would no longer be valid otherwise. She fell in the palm and gave them her debit card. A day later she told me and I called to cancel it. It took about 4 transfers from Quinn to Bill ID#1093 who was trying to convince me not cancel and would not hear what I had to say... CANCEL and that is all I am looking to get from this call... wow talk about overbearing sales men they gave me an attitude and said that the credit would be applied to the debit in 3-4 days... so I will write back to let you know the outcome. How can these people sleep at night! Bunch of theives!

WE also recieved one of these letters. My car is still under the factory warranty and it has a lifetime powertrain guarantee (thank you, Chrysler corp.!) I would also like to know how they got this information. My husband's name was the only one on the letter, yet, I am also on the title, so they even got only part of the owners names. Ho did they know what make and model we have? It used to be that we and everyone we know were getting calls about "this is your last chance to extend your warranty"; even old people that I care for in our local nursing home were getting calls and they haven't even had cars in many years! I was going to call the number and tell them off, but after reading that it's hard to get off the phone with them, I won't, but, HEY! If you are affilicated with these bunch of crooks and are reading this, and I hope that you are; you can go take a flying leap! And, we are plannng on turning this letter over to our local police.

Thank you for all your comments. I got the same letter not so long ago. This company has been harrasing non stop! SPD warranty program needs to be reported for scamming.

I will be scanning the letter and sending it via email to spam@uce.gov.

I received the letter today. They had my correct name and address but I have never owned the vehicle listed. Has anyone else received a letter with just a random car listed? It got me wondering if someone else is using my name/credit. I was going to call the company, but it sounds like these people are a bunch of criminals. Thank you all for your input.

In Kentucky - my sister got scammed yesterday by this company and in less than 3 hours they had taken the deposit from her checking account. They are now telling her she has to wait for the policy to arrive in the mail (up to 10 days) before she can cancel. The bank is telling her she may not get her $500 back because she gave them access to her account. What I don't understand with all these complaints, and it is very obvious they are scamming people, WHY ARE THEY STILL ALLOWED TO OPERATE AS A BUSINESS. I also got a letter but did not fall for the scam. My sister is 68 years old and does not need someone stealing her money this late in life.

I just received one of these letters today. The language of the letter is very similar to the annoying phone calls I was receiving over the last year or two on both my cell and unlisted home number. I've talked with others who have also received the phone calls, and it seems these people can and will get at any and all of information that they can find about you. The whole thing really makes me mad, especially when I hear stories like Leeannsu's above. I'm surprised that there hasn't been any crackdown on these people yet. What's taking law enforcement so long?

I also received the same letter and agree with the above comments. Thanks to those of you for taking the time to expose this scam to us who "google" stuff like this before we fall for the charade.

Here's a classic. I live in NC and got one of these scam letters today with my name but my sister's car listed. It's obviously bull--it and the only way I can figure it is that I registered my old clunker of a Buick a month ago and they somehow got a hold of a mailing list. Could this be from a DMV? Insurance? I don't know where they got it from.

Then, when they got a hold of this info I'm assuming they were able to find out what cars are registered to this address and they just picked the newest one.

Well, she's going to call the dealer and anyway, we're moving today and there won't be any forwarding. I'll let you folks know what the dealer has to say.

We received the same letter from them yesterday. It is addressed to our Aunt, who past away 4 years ago at 92. It says she has a 2004 Corvette which is too funny because she never learned to drive. I wonder what color Corvette she picked!

My scamometer pegged on this warranty program, especially since we never owned the vehicle that the SPD warranty program wanted us to extend our insurance coverage with.

I want to know how they get this info. I got a new address, and paid cash for my vehicle 5 years ago in another state from my neighbor. All repairs have been made by me. Now this letter says my ONE MONTH OLD vehicle will expire? No wonder we don't trust anybody.

I too just recieved one of these letters. They have the type of vehicle, year and time I've owned it correct. The only way they could get this information is from your Dept. of Licenceing in whatever state you live in. Anyone can get this info for a fee. Anyone who gets one of these letters should call your Attorney General in the state in which you live and report them.

I received one of these letters yesterday too. It didn't even have the right car on it. They said I owned a 2003 Deville. Funny... my car doesn't look like a Cadillac. It still looked like a Scion to me. I will be reporting these idiots.

Thank you so much for everyone's comments. I got the same letter. It's now in the circular file!

I received a letter about an expiring warranty for a car I never owned. Says its a second reminder too. SCAM!

I agree, I received a letter that my vehicle warranty was about to expire, which it's not because it's a 2008, with less than 30, 000 miles. Also, the letter was addressed to my father, who did not co-sign when I bought the car or the warranty. I already have an extended warranty, that is NOT through this company. They claim that my coverage is expired or about to expire, and that the letter was my second notice, I don't recall receiving the first notice. I do not know how this company got my information about me and my vehicle, and why it is addressed to my father. I just went to the St. Louis BBB website, and SPD Warranty program went to court after being investigated and sued last year. They are NOT BBB accredited, and the BBB gave the company an "F" rating. The site also said that 235 complaints were filed. Everyone please do not respond or do business with this company!

I received a letter in the mail and I called because my 2006 bumper to bumper warranty is about to expire in October. So, I called the first time, and the guy on the other end could not give me pricing, tried to put me on a 12 month to 18 month payment plan - Once I started questioning because this is my third vehicle and I know alittle about the warranty plan - he hung up on me. So, I called back and acted as if I did not call. A BMW extended warranty is 2k, they tried to tell me it would be 5, 995.00 over a 18month, with 595.00 down now and 297.00 a month. I told the guy he was f'ing crazy! He hung up on me... DO NOT DO BUSINESS WITH THIS COMPANY. THE letter was from SPD Warranty Program, 300 North Tucker, St. Louis, MO 63101, phone number [protected].. Do not reply to them..

I have received at least 10 - 2nd reminders from this people. I have heard that there are a lot of scams going on from these extended warranty companies, so I decided to do some reserch on them and this was the first site I found. Thank you all for your input. From now on I won't even open them.

/29/09 12:15pm
OMG! I received the same letter from SPD Warranty Program 300 North Tucker, St Louis, MO [protected]! I called spoke to a "Sheana" who was trying to sell me full coverage for 5 years for the amount of $2755 or coverage for just engine and transmission for $2200. I told her I would need to talk it over with my husband, I could not commit to this at this time. I aske if she can send me something via email or regular mail, she said there was nothing to send out. She said I can hold the coverage amount with a deposit of $150 for 30 days and I can canel and get at refund at that time, if I chose to. I still told her that I would have to talk it over, she was not understanding and getting pushy, so I hung up and googled the company and found all the statements of this being a fake! wow!

I received a letter saying that the RSX I owned has factory coverate that is expired or about-to-be expired...I have never owned this vehicle. Don't know where they got my name and address, since I have never owned such a car. SCAM

I recieved a letter about a car that I never had saying that my factory cover is expired.

Im in New Jersey. We got the letter yesterday. I had a very similar feeling to all of you and told them I would call them back and ... VOILA - here you all are confirming my concerns ...
HOWEVER - I have a question: Does anyone have experience with having committed to this warranty program and benefitted from it?
In my case my car has 117K miles on it and it is likely to have many problems in the next 5 years - if they make good with their claim, I will probably benefit more than them.

I think they might have some access to DMV records, similar to some lawyers who will solicit you for their services right after you get a traffic ticket when you thought that no one knew.

Anybody with experience having cashed in and benefitted from SPD?

its a scam out of miami fl

I received a letter from SPD Warranty in St. Louis, MO, saying that my auto "factory coverage is expired or is about to expire". I have not purchased a new car EVER and only own used vehicles that I have purchased privately. I have not given our my home address to them. When I called the company to "opt-out", they requested even more information such as my social security number, phone number, etc. What I'd like to know is HOW did they get my name and address in the first place, since I am not listed in the phone book and keep my address very private.

If it walks like a duck, and quacks like a duck, it PROBABLY IS A DUCK!(SCAM)

My "reminder " notice didn't even describe the vehicle. Just that I had purchased it 44 months ago. Hummm. Could have sworn it was '03.

What a bunch of clowns. Too bad America's finest dosen't round them up and give them a room at the "Greybar Hotel" with Madoff.

I have just received one of these letters from SPD I am going to see if they are listed with the Better Business Bureau. They want an answer from me within 10 days of receipt of the letter, as it they would know when I got it. This has all the earmarks of a con job. They generate a feeling of urgency. I have a 5 yr warrant or 100, 000 miles and am well over a year from going over that warranty. They say I have had my car 28 months. This is, I think, close to the truth. They must get the info from whoever issues your drivers license.
The sense of urgency in this type of letter, the attempt to make it seem personal (the letter is for ME, addressed to ME) and the lack of any prices for their program sounds very
suspicious. I would avoid these people at all costs. Check with your Dealership to see what extended options you have. If you have any kind of good relationship with them, they may be able to suggest someone. Also, check with the Better Business Bureau. Do not go through a Chamber of Commerce, they are only interested in generating money and have no ethics (to my experience and observation). Your mileage may vary (especially on the Chamber of Commerce) but these are some ideas. My local police department helped me avoid a rip off once, so even the police may be an option for enquiry.

On the back of the form in very small print you can "opt out" of pre approved letters like this one. You can call, write or the easiest way, go online to optoutscreen.com and fill in the info. It is legit, but look into it yourselves, don't trust anyone. It's run by the 4 big credit companies, Equifax, Trans Union, Experian, and Innovis.
I got the letter, thinking I needed to extend my warranty, then google this company, I'm glad I ended up here, to get the truth about them. What a scam. Good luck eveyone.

THANKS EVERYONE FOR THEIR COMMENTS BECAUSE I REALLY THOUGHT THIS WAS FOR REAL... I GOT THE SAME LETTER IN THE MAIL A WEEK AGO AND WAS ABOUT TO CALL THE NUMBER TO SEE WHAT IT WAS ALL ABOUT BUT DECIDED TO GOOGLE IT FIRST.. THANKS THEY ARE A SCAM AND NEED TO BE REPORTED

I signed a financial disclosure opt out with the dealer and paid cash for the car.
Just received the letter.
Car has a 10 year, 100, 000 mile warranty and is 2 years old with 16, 000 miles.
Class Action Lawsuit anyone?
The dealers broke the law by selling our names?

I got a letter too! I just bought my car from a used car dealership and they are offering me this deal (which is obviously a scam) ...

my car is 8 yrs old, and has 100k miles on it... ain't no way there's a warranty on this.

Hey I just got a letter from these people what should I do to help stop these people from scamming other people I live in washington state. please let me know

comapny is fake, just gave it to my girl to feed to the shreeder. What a right bunch of tools they are!

I got a letter from the company same as you have. they said I bought a car 22 mos ago. haha not even 22 mos ago. I m not falling for it. so I know its scam/fraud. I dump the letter to my sweet shreeder ( she is hungry for more papers ).. lol
can anyone stop them from doing it.

Thank you all, this for sure is a scam.
I got the letter, read front and looked at the back where they wrote in Spanish.
In Spanish they ask for the VIN #, but don't in English.
I was intrigued and that's why I landed here.
This is like those junk emails and lame business practices.

Apparently this company has not been stopped and they have now targeted North Carolina. I recently received a letter about a 2008 Lucerne, which I have never owned or bought. As I am currently going through an ugly divorce, my first thought was that my ex and his new girlfriend bought a new car using my information. Thank goodness I found this site.

I plan to report this to the BBB of North Carolina so that others can be forewarned about this company.

This sounds like some stupid phone call that was going around a couple of years ago. I got a call about my warranty expiring and my car at the time didn't even have a warranty. Idiots.

I dont know what the purpose of it is, but hopefully you can get it resolved.

I received a letter stating that my 2004 Murano service date may heave been over 38 months ago...the only problem is that I don't own a Murano...this is a scam...after researching the company, I found that they will use this letter to generate incoming calls where they then try to sell you a poor quality service for a premium price...do not call the service number for any reason.

I am glad that I don't commit to any of these letters I get. yes I got one fromProgram Headquaters(SPD) 300 north Tucker St.Louis.Mo [protected]. The guy Brandin talked real polite and gave me numbers like $3967 for 4 years of total coverage on my car; with $295.oo down and $204.00 per month for 18 months with no interest.That caught my eye.Caculater right beside me I checked the numbers and it did not come out right.In fact in came up with them losing about $30.00 and no company is going to lose money when paid out monthly it will be more.So when I told him that there was no way I would do this today because I was on a fixed income he immediately came up with a discount. I still told him I would not be able to do it today because I had to check my budgit to see if I could work it in and he said "Well I have to go now, bye." and hung up.So I would put this company in the deleted files along with all the other scams and spams.In fact everyone that has gotten this letter should go to the B.B.B. and file a complaint. I intend to.

http://www.bbb.org/stlouis/business-reviews/auto-service-contract-companies/service-protection-direct-in-saint-louis-mo-310043096

I wouldn't touch this company!