Tate & Kirlin Associates review: Wrongful Debt Collection 100

these tate and kirlin agent are who ever they are have been calling my ever day 10 to 20 times aday, and iam about to report tem to the better business bur. iam so tried of them, now what i did is start calling them and each i do the one same person keep answereing the phone with a different name each there is some thing gooin on with them every one that works with this company all have the achent. they all sound alike.

To all the people or should i sat customers of the credit card accounts that tate & kirlin collects on. You people should be ashamed of yourselves. Posting ridiculous lies about a reputable company. . Tate & kirlin follows aca rules and regulations. To all the customers that post comments and complaints are the same customers who use foul and upseen language on the phone the same customers that refuse to cooperate and listen to what the company has to offer to help them resolve their credit problem. . .

This company is rude and definitely not honest. I was berated by one of their managers for a debt they "claim" I owe from 8 years ago! I watch my report very closely and this popped up only this year. Do not trust this company.

tate and kirlin is a reputable company with over 15 years of collection services to many business'.the only people that complain about them are the true dead beats that don't pay there bills.
if you owe a debt, you owe a debt...pay your bill and move on ###

The only ones that complain are the ones that dont pay your bills if you listen to what the collectors have to say instead of cursing them out they will help you out.

Those deb collectors at tate kerlin are awful ### they are tying to get me to bay a pill that is many years past the collection date. They even told me that I had made payment on this debt less than 4 years ago even though I charged it off in bankruptcy. Don't trust these ###.

Beware Of These Scammers! They( TATE & KIRLIN Associates) are involved in illegal collection antics and are currently being sued for them

Professionals that are will ing to work with your situation, what a joke! I let this "professional" from Tate&Kirlin rip into me and attack me for being a deadbeat because i'm on the Lung Transplant list and can't work or do anything for that matter. Real compassion there huh? I understand they are doing a job but there are many other collection agentcies that have been working with my situation. Tate&Kirlin are one of the "BIG" collection companies and they might have some good people working there but the "LADY" that called me was neither a professional or willing to help with my current situation. This is not a credit card debt either it's a mortgage debt. I am willing to accept responsibilty for my debt too, but this company doesn't want to work with you they want their money which right now, I'm sorry my new lungs are more important.

These people have called my home continuously and I am not in collection by anyone. I have explained this several times and all they can say is they must have a wrong number. I have requested the calls to stop. They have not done so. the last call from them, I called from my cell to tell them to stop and was hung up on by a very RUDE person that barely spoke english. If they had their ### in one sock they might just find the clue that will lead them to the grand prize. Should they call me again, I will file a federal complaint for harrassment.

It's scary that this firm can get away with this type of tactics. I never herd of them until my office started to
get calls, about 6 to 8 per day, increasing to 12 to 20 calls. They have been calling my business, but never ask for a name or contact person, just to speak to our accounting department. I wonder what they are seeking for, or what is their intention ? I have no debt, or any customer of mine that is in need of collections. Business
is just fine, so what are they after ?

Tate & Kirlin Associates represented Washington Mutual as it was about to be forced out of business for the kinds of dealings that got them into the sub-prime loan debacle that finally killed the company (which was taken over by Chase after Obama rightly called in their chits). In my case, Washington Mutual neglected to build in an Escrow / Impound account in my Re-Fi ... after assuring me that the monthly mortgage figure (both 1st and 2nd through WAMU) INCLUDED the Escrow / Impound account. After about six months, my homeowner policy agent called to say they were about to cancel the policy--for NON-PAYMENT. I said "But I have an Escrow Account!" and he said, "Well, it's not making the payments! Better check." Turns out that WAMU neglected to create one then had to go back--at my expense, of course, and create one. Rather than tack the cost onto my 1st, they created a kind of "sub-loan" and promised that I could pay it back over "at least two years." Turns out they designed it so I'd have to pay it over only 12 months ... thus raising my mortgage payments by almost $600 BEFORE THE FIRST ARM ADJUSTMENT EVER HIT! They also finagled the appraisal to make sure that Re-Fi was high enough ... comping my 4-bedroom house against 5 bedroom houses that originally cost $30K more than mine did. Anyway, when the first adjustment finally came due, I attempted to give the house back on a "Deed-in-Lieu." It was a nightmare to arrange because the two sides of WAMU didn't "speak" to each other. Everything was separate on contacting the 1st and 2nd people, and they had different rules, accepted only faxes, gave phantom phone and fax numbers on different websites, wouldn't return calls --- if I was lucky enough to get through at all. Both the Home Equity and the Mortgage side said the same thing: "Basically we can't talk with you until you are in arrears ... until AFTER your loan payments are over 30 days past-due." I said, "You mean you won't talk to me until I kill my own credit ... even though anyone can tell that from the increased payment due to your negligence added to the adjustment, I won't be able to keep up?" "Yeah, that's about the size of it!" they told me.

Anyway, after several months (and keeping current with the mortgage) I finally moved out on the last day through which I had paid my mortgage--and after MONTHS of trying to get WAMU to give me a straight answer to ANY question. After moving (and ceasing to pay the mortgage) I suddenly started getting calls from WAMU ... from INDIA! Lots of electronic calls, and lots of calls from people who had absolutely NO answers. I kept telling them to record my calls and send the recordings to someone who actually knew how to do a Deed-in-Lieu. Finally, I got the word from both sides of WAMU and got instructions about what I had to do in order for them to consider doing a "deed-in-lieu" instead of a foreclosure. I had to get a real estate agent, list the house on the MLS for at least 90 days, try to do a short-sale, clean the place suitable for showing (backyard and all).

I did all of that. Had a great Real Estate guy who bent over backwards knowing that it was unlikely that he'd get much if anything out of it. Turns out, he got nothing--because after receiving two offers--that WAMU refused--they suddenly changed the locks and sent in their own agent. I had followed all of their instructions--all for nothing.

It was going to be foreclosed after about 8 months of trying to work it out with WAMU ... four months while still in the house and still paying the mortgage, and four months after I moved out and stopped paying ... while trying to sell it according to their instructions.

I didn't know for sure what WAMU had done with the debt until tax time and I received a W-9 showing that they claimed to the Federal Government the ENTIRE remaining debt as a loss. So they wrote it off for their own tax purposes.

THEN ... they got taken over by Chase. My credit was in ruins, obviously, and I thing that was the end of it. WAMU didn't even exist any more! But then I started getting calls and letters from "TATE & KIRLIN ASSOCIATES" of Philadelphia. Apparently, with its dying breath, WAMU contacted "TATE and KIRLIN" to help them collect late mortgage and/or consumer loan (2nd) payments. So T&K then started dunning me ... as if WAMU was still carrying the debt--even though the W-( proved that they had actually discharged the debt. The were doing it in the name of WAMU--even after WAMU was already formally taken over by Chase.

I told them that was fraud ... since the debt was already written off and CLAIMED by WAMU as a loss on their corporate taxes. they said, "We'll have to get back to you on that" ... but never did. In the meantime, they continue to dun me with calls and letters, "offering" to settle for 50%, etc. It feels like they must get a high enough percentage of people to walk willingly into their web, that they will keep shaking us down until someone steps in and stops them.

QUESTION: Who is TATE & KIRLIN working to benefit? Not WAMU. Not Chase, either, since the debt was discharged before the takeover. Their original "customer" (WAMU) no longer even exists. It LOOKS like TATE AND KIRLIN found itself with thousands of documents relating to outstanding debt from people in trouble over WAMU mortgages, and they have no one they have to give it back to. The debts are dead--as is the credit rating of all those people, like me--but this outfit in Pennsylvania if busy trying to squeeze blood out of us beat-up turnips. Seems unfair. Writing this and posting it wherever I can is about all I can to in my own defense. Feel free to spread it to anyone and any site where it might do some good.

I would love to believe that I am a deadbeat and ### (as mentioned by others in this forum) but I am not. I owe none of these "debts" that Tate and Kirlin keep calling about. If they had any inkling about what they are doing they would realize they have the wrong person and the wrong number. They call several times a day and wake us up constantly (we work opposite shifts). They are rude and abusive and won't take no for an answer. I finally started calling THEM nonstop and asking how they like it. Click. Some of them don't even speak English...I am planning on changing my number to stop the harassment. So, any of you who post on here as employees, take this into consideration next time you make a blanket statement about deadbeats who owe money. Lots of us don't owe anybody anything, but are still getting your nasty phone calls.

I do owe the money and I say they can still suck a dick for calling in the evening and on the weekends pretty sure thats illegal. Its interesting that they are the only number that calls me that instantly leads to several anti fraud sites. Its also interesting that they have planted comments on these sites about how good they are lol.

First of all, it is not illegal to call on the evenings or weekends. Collectors can call up until 9pm Sunday-Monday. So if you want to try and seem like you know everything why don't you look into the laws before you start spouting off at the mouth. Just pay your bills and you won't need to deal with collectors.

You people that think Tate & Kirlin are not a reputible company have got your facts wrong! It's because of people like you that think collectors are bad...it's not the collectors that are bad it's the people who WON'T pay their debt! Suck it up...you owe a debt so pay it...no need getting all defensive about it...if you must you should have thought about the results of your actions when you were out racking up your credit limits and wat not. You people that think collectors are bad because YOU owe a debt & won't admit it. Well...news for you...it's you're OWN damn fault...you need to be more responsible with your money. Collectors are humans too...they work for a living and it's not an easy job. Hahaha, well at least they work unlike some people who ### & complain about them cuz they owe money! Good Day!

I don’t believe this is a reputable company. I have prefect credit and own no one have never own anyone and this company still calls me about 3 times a day. It is only a matter of time before the law catches up to them or if this is not legal I am sure laws will be passed soon to stop it. This is all part of the non-regulations that’s got the bank into the mess we have today. I can’t believe the phone companies are not stopping this because people are getting rid of their phones because of people like this. And it is very low down to scare elderly people like this company does. They are usually confused and believe things they should not. Employees probably make the comments defending this company. The end results do not justify the means. What goes around comes around.

When I got a call from this company, I reconized it as being an attorney firm, so I Googled it and found tons of complaints...they called again, so I answered. It was an attempt to collect a debt from my husband from a finance company we've never heard of, so I Googled the finance company, no complaints I could find for them. I started reading more about Tate and Kirlin and started searching for more complaints against debt collectors and/or finance companies and got very curious about this "debt" he owes. I can't firgure out what it is and of course they are not going to give me any information, they are only going to try and force payment. In their defence; however, they probably don't have any more information than we do -

The problem is not always the debt collection, even though this company is VERY agressive, it's the selling of the debt, the selling, the re-selling and the selling again to the point you have no idea...it's fairly small amount, but we don't know who we supposedly stiftd in the first place. I've been down that road before - as a voung adult, I bounced a check, the store I bounced it to, sold it, in the mean time I paid back the store - that debt collector hounded me for years...I have a feeling this collection attempt may be something like that.

But I will say I am extremely distressed at the shear numbers of complaints against this company. Tate and Kirlin are not all that needs to stopped, it's the selling of debt. Live and learn used to be the saying, now it's just eat or be eaten. I bought a used car with a 36 month loan from a "repuatable bank" 7 years ago, almost 2 years into the loan, I was hospitalized for a week - my recovery time caused my husband to use all his leave time and take some unpaid vacation - I called the bank, no problem, they would give me a 2 month diferal. After the two months, I got a call from a man saying he was from a subsidiary bank that had bought my "deliquent" loan and my payment was two months late and as an added bonus my intrest rate had gone up 4 points and they had added collision insurance since I had none (which I did have)- when I complained to the BBB, it was perfectly legal - I didn't have a leg to stand on. What needs to happen is ALL companies who buy debt are stopped - let capitalism work, stop letting people take on risk they can't afford to loose and stop forcing people into debt.

I worked there and they are a piece of sheet

I am a professional debt collector who is employeed by Tate and Kirlin Associates, I must say when I started this job I was a little leary about it because bill collectors don't have a great track record. When I get on the phone my main goal is to help my customers in any way I can whether a settlement offer or a small affordable monthly payment plan. I'm sure some collectors are very rude and ignorant, but I wish that when some people answer the phone phone they would give us a chance instead of immediatly cursing us out. Collectors are allowed by law to call between the hrs of 8am and 9 pm, this I feel is a benefit to my customers who work daily and are not able to get our calls during the day, if the time a collector calls you is not convient for you just let them know and they will call when the time is appropriate for you. If you have an account in our office and the company went out of business, it was bought by a debt buyer who owns your account and sent it out to a 3rd party to collecton. I think collections is great, if you have a $3, 000. debt you can settle for less then what is owed and not have to pay the full balance, also we cover some mortgages, so if your about to loose your house we can negotiate for less then what is owed. I can assure you we are a legit company, and we are here to work with you, if you have a problem with your collector ust ask to speak with someone else. I am grateful to have a job in this time of recession, and I am also grateful to be able to help other americans get out of debt and clear their names, all americans have right now is their credit as it is the most important thing.

I'm a bankruptcy lawyer. In fact they may start calling at 8am until 9pm, alldays of the week except holidays. Here's a helpful solution, they list their fax number. Simply send a fax titled cease and desist, state your name and contact information and that you no longer want to be contacted about this debt. BY LAW they can no longer communicate with you. I see some employees have posted here defending their employer or their business. If any comfort to you as someone who is in the law and looked deeper, most collections agents could not finance a bicycle. Life is full of ironies and this is true, the people calling you I can promise most have horrific credit themselves. Ill monitor this, feel free to ask any questions or report fdca violations

T&K just called my husband about a magazine debt he supposedly accrued. We're just letting our lawyer deal with them. There is something fishy about them because my husband asked to speak with this aggressive lady's supervisor and she hung up on him. He has all their information and our lawyer said to let her handle it and not to talk to them if they ever call him again.

All debt collection agencies are all ###, they thrive on your misery. But this one calls everyday, I even tried to block them, but they still call, even on Weekends. Tate and Kirlin sounds like a good firm, but in actually they are ###, they called my house, up to 6 times in one day. Far as I am Concerned, they are breaking the law. The law says that a collection agent can't call you an Unreasonable amount of times, and they broke that part of the law. As for people who support them, you should be ashamed of yourselves.

Jason
New Jersey.

I think the T&K employees who attempted to defend their company made the best argument for how unprofessional this firm is. Their incoherent, all caps, foul language riddled ramblings speak volumes. T&K employees, do yourself a favor, stop posting and putting your stupidity on display for all to see. It's embarrassing!

T & K has been calling my house at least 15 times a week. I finally answered. They asked to speak to [my name] I said that this is she. The guy then told me I have an outstanding debt of $900, 000 on pay pal. I know for a fact I do not. I said, "Hold on, let me look that up." He then said, "wait, am I speaking to [my fiance's name]?" I said no, he is at work. Then he said that it was his debt which now changed to $9, 000 on paypal. He asked where he worked and I said I didn't think that was any of his concern. They guy then got angry and yelled into the phone, "that's OK, we will find out and take his paycheck!" I told him, that he was full of ### and that they couldn't do that. The ironic thing is, my fiance doesn't even have a paypal account. This just screams scam! By the way, being a debt collector is not a decent job. I have a doctorate and my fiance is a cop, and you're a debt collector? Why don't you just kill yourself now, you have no where else to go with your life.

Tate&Kirlan Assoc. Called me over a year ago to settle a debt with a creditor, it seemed reasonable and on the dot. They even sent me letters with the company logo on it as well as the creditor I owed and set up monthly payments. I paid these payments as my bank shows and now still on my credit out of no where comes this same debt. I call the creditor I owe and they say they have never used T&K in the last 10 years to collect debts for them, as well as they never received the payments I paid to T&K, confirming that indeed they did not use them. After some troubles trying to find my letters and being unsucessful I turned to the web to look them up. After some research I found their number and they transfered me to a machine that took my message and they will call me back. Yeah right! Now I am getting that the debt I paid for was not for what they sent the letters for and the company they claimed it was but for some magazine company, but I know for sure the amount and company they gave me line up with the company who says I still owe the money. Now I really wish I could find those letters. I have moved 2 times since they called so unfortunately it was not filed correctly at first and now lost. But Do Not Trust This Company. I have been told they will call back later when they resolve this issue, but I am not holding my breathe. If in fact I find out that they did not correctly pay my creditor and have been causing my credit score to continue to go down, I will file a law suit! Anyone wanna join?

I tried to look them up on the BBB website, nothing. It seems they only exist with harassing phone calls and scam alerts on the internet. They haven't even a website. I did, however, find this at http://educationcenter2000.com/legal/tateandkirlin_defense.htm:

Tate and Kirlin Associates

by: Kenneth M. DeLashmutt

If you have a JC Penney or other credit card in default or if you are receiving dunning letters or if you are you being sued or taken to the National Arbitration Forum by Tate and Kirlin Associates, you may have a defense to the lawsuit and/or a claim against them.

Tate and Kirlin Associates, is a large national law firm of approximately 100 employees, in the practice of debt collection for large national retail credit and banking clients.

Contact Information:

Tate and Kirlin Associates

2800 S. Hampton Road
Philadelphia, Pennsylvania, 19154
[protected]

Debt Collection Agencies, Debt Buyers, & Collector- Attorney - Law Offices!

These debt collectors and attorneys have demonstrated they care only about money; consumer rights and obeying the law are not as important as being paid. I consider them disgusting law-breakers who deserve to feel the full wrath of the laws enacted to protect you. Use the FREE Cease-Communication letter and contact us for greater assistance in dealing with them.

Just because a Tate and Kirlin Associates, sues you does not mean that they are automatically entitled to a judgment. They still have to prove their case, and you can have a trial, even a jury trial. The key is to answer their letters and arbitration threats and/or lawsuit in a timely manner. If you answer in time you can successfully defend your case. You may win, and have a judgment in your favor entered stating that you owe nothing.

There is No Contract:

Consumers can choose not to contract for arbitration in accordance with Hale vs. Henkel, 201 U.S. 43 (1906) and can reject any and/or all correspondence, claims, or any other documents implying they have contracted with them for arbitration in any manner, shape or form.

Any arbitration conducted by Tate and Kirlin Associates, and the National Arbitration Forum is in violation of many of the laws, statutes, acts, codes, rules, listed below, constitutes a willful and intentional commercial injury to the consumer where the National Arbitration Forum is legally liable for.

The National Arbitration Forum cannot provide proof that the alleged “claim” is in compliance with the Code as filed and said “claim”, as filed, further lacks several key elements required by law as follows:

National Arbitration Forum Rules:

1. Rule 1 of the Code states that both parties agree to arbitrate.

2. Rule 2A(2) of the Code requires that the initial claim shall include: a copy of the arbitration agreement or notice of the location of a copy of the arbitration agreement;

3. Rule 12A(3) of the Code requires a copy of documents that support the claim;

4. Rule 12A(4) of the Code requires an affidavit asserting that statements and documents in the claim are accurate;

5. Rule 12A(5) of the Code requires that the appropriate filling fee be paid;

6. Rule 12B requires that claimant promptly file with the forum proof of service of the initial claim on the respondent;

7. Rule 20A of the Code indicates that the arbitrator have powers provided by the code, the agreement of the parties and the applicable substantive law;

8. Rule 20C of the Code indicates that the arbitrators do NOT have the power to decide matters NOT properly submitted under this code.

For the reasons stated above, any claims submitted to the National Arbitration Forum should be deemed frivolous due to the claimants numerous violations of the code and should be dismissed involuntarily pursuant to Rule 41 of the Code. This, of course, is in addition to all of the other violations of laws, acts, statutes, codes, doctrines, maxims of law and case law as cited below.

Liability:

A lawsuit can be brought against Tate and Kirlin Associates, for willful and intentional fraud and racketeering which will be prosecuted for treble damages for commercial injury pursuant to racketeering under Title 18, Chapter 96 of the U. S. Code.

Case Law:

Miller v. Wolpoff & Abramson, 2d Cir., No. 02-7017, 2/25/03

In the case of Miller v. Wolpoff & Abramson, 2d Cir., No. 02-7017, 2/25/03, retailer Lord & Taylor referred a debt to the Wolpoff & Abramson law firm for collection. After reviewing the alleged past due account and the retailer’s efforts at collection, partner Ronald Abramson sent a debt collection letter to the credit card holder, Arthur Miller. Miller did not respond to the letter. Thereafter, Abramson referred Miller’s file through the National Attorney Network (a debt collection referral service) to a second law firm, Upton, Cohen & Slamowitz. This firm filed suit against Miller seeking recovery of the credit card debt as well as attorney’s fees. Miller countered with his own lawsuit alleging that the law firm violated the Fair Debt Collection Practices Act (FDCPA), 18 U.S.C. §1692, by sending debt collection letters on attorney letterhead without meaningful review of the circumstances of the alleged debt by any attorney. Additional counts were listed in the complaint, but this is the issue on which we will focus on. The district court granted summary judgment on all counts. On appeal, the U.S. Court of Appeals for the Second Circuit vacated the summary judgment stating that it was “premature” because the lawyers’ affidavits contained too little information. The affidavits stated only that Lord & Taylor reported the debt was due for collection and that Abramson had exercised “independent professional judgment” prior to authoring a collection letter.

According to Miller, Wolpoff & Abramson averages 55, 000 new collection accounts monthly. Judge Sonia Sotomayor indicated that firms may be liable under the Fair Debt Collection Practices Act if they handle a large volume of accounts, receive limited information about the accounts, review the collection files with such speed that no independent judgment could be found to have been exercised, and issue form collection letters “with a push of a button.” The court advised that a lawyer may not act solely on the client’s word that a valid debt is due and owing. The court, however, refused to delineate steps that a firm must take prior to sending out collection letters on firm letterhead.

The Fair Debt Collection Practices Act "meaningful review"

What does the Fair Debt Collection Practices Act’s requirement of “meaningful review” mean anyway? This court stated that “merely being told by a client that a debt is overdue is not enough.” Clearly, a lawyer must do something other than rely upon a client’s word. Some amount of research and review of the individual account must take place. Implicit in this case was the court’s concern about the large number of collection accounts that the firm received each month. Was the court implying that there might be a potential issue of unauthorized practice of law? The Fair Debt Collection Practices Act requires a meaningful review by an attorney of the circumstances surrounding an alleged debt (emphasis added). Let’s say for the sake of argument that a firm lands a big account and receives in excess of 50, 000 files for collection per month. Having a paralegal review, for example, the debtor’s payment history and credit report may enable the attorney to process the files in a more efficient and timely manner. However, the attorney still has a duty to ensure that the information provided by the paralegal is accurate. In other words, rubber stamping of another’s work product does not reduce the risk of a malpractice claim or of an ethical complaint. The court in Miller did not set out a list of do’s and don’ts. However, it makes good sense for a collection practice to have a set of guidelines or procedures in place to demonstrate that 1) the alleged overdue account was meaningfully reviewed and 2) that an attorney was involved in the review.

Case Law (continued)

United States District Courts and Supreme Court Rulings in Mile High Industries v. Cohen, Rhode Island v. Massachusetts, Szetela v. Discover Bank, Toppings v. Meritech Mortgage Services, Inc., Doctor’s Associates, Inc. v. Casarotto, Vermont v. New Hampshire, Casteel vs. Clear Channel Broad., Inc., Fleetwood Enterprises, Inc. vs. Gaskamp, Stout vs. Byrider, Myers vs. MBNA America and North American Capitol Corporation, Georgia v. South Carolina, Hale vs. Henkel, Erie Railroad Company v. Tompkins, Trinsey v. Pagliaro and Adickes v. Kress & Co.

A Landmark Decision for Consumers

In The Supreme Court of the State of Kansas No. 94, 380

MBNA America Bank, N.A. v. Loretta K. Credit (yes that is her name)

Note: Loretta is a pro se litigant

Many consumers who have chose not to continue paying their credit card bills for what ever reason they had, found themselves getting an Arbitration Award rendered against them. By far most were arbitrated by a company called National Arbitration Forum. We have known for years the connection between National Arbitration Forum and Wolpoff and Abramson. We have known for years that as a consumer, you would not have any chance of winning your arbitration. Their clear biased decisions were clear evidence that you as a consumer could not possibly win.

For years National Arbitration Forum advertised to banks telling them they could "protect" them from class action suits brought against them by consumers who have gone through the arbitration process. They have thrown huge and lavish parties inviting all the big names in the banking industry. This all done in an attempt to gain new "customers".

With all the parties and seminars with banks, how could NAF not be biased? If they ruled against the bank, the bank would no longer want to use them as their "exclusive" arbitration forum! However, for many years, the courts have turned a blind eye to the injustice that American's are facing everyday by this corrupt and biased system. UNTIL NOW!

Finally a court has decided to do their job and protect the American Citizen from this abuse. We proudly stand up and applaud the Kansas Supreme Court. This honorable court has now ruled that an Arbitration Award CANNOT be confirmed without showing a "signed" Arbitration Agreement between all parties involved. This is a landmark decision for consumers. See the ruling here.

There are many other Procedures, Rules and codes that may be used against Tate and Kirlin Associates, .

What can you do about it?

If you have ever had and arbitration award rendered against you by Tate and Kirlin Associates, , call us as soon as possible. You may be able to stop them from getting a judgment against you.

We have the answer, and all the documents and information your will need to defend yourself against Tate and Kirlin Associates, arbitration award. Contact us by filling out an information form at the following link. http://educationcenter2000.com/wolpoff_services_app.htm

We have two options available for consumers who are being sued by Tate and Kirlin Associates, . Whether you hire us or someone else, it is better to hire a lawyer than to go it alone.

Tate & Kirlin Owners Harold Harry Dick Tate and Henry Hank Kirlin are 2 low life bill collectors- nether is a lawyer or has any degree of any kind. Both started out as collectors for Joesph Neary on Frankford Ave in Philadelphia then Worked for Academy Collections - Keith Dickstein /and his step-father Sid Miller. I worked with all these people at one point or another- ### everyone of them. Read the FDCPA - know your rights- you DO NOT have to deal with these people

by the way you can find Hank Kirlin on facebook

Don't ever give Tate & Kerlin a dime! Not a dime! Don't even think for one moment that they have a legal right or a moral right to pursue you or any supposed outstanding debt. They are not legitimate in the sense that most of what they pursue has been resolved in one way or another already. They are bottom feeding scavengers. They buy borrower debt information, debts that have often been either discharged or resolved with the primary lender, and then try to strong arm the borrowers into sending them some cash. They just want a piece of the action. They are not representing Chase or any other lender. They simply are trying to capitalize on the inherent complexity of these disputed loans. I went through this with them, ended up paying my attorney nearly $1500 just to find out in the end that basically these bottom feeders had no right to pursue the loss that Chase incurred when it agreed to allow my condo a short sale. That debt became discharged the moment the papers were signed. The IRS is advised of these losses and Chase benefits accordingly.

And the person above who keeps saying that Tate & Kerlin is a "legitimate" company undoubtledly works for them and is frustrated because people are not being duped. I wish I had googled them before contacting my attorney and saved myself $1500. Collectors have usually paid for information or been handed it in the hopes that they can twist a few arms and wrangle some cash out of people who do not know the system. I am glad in a way that I hired an attorney because they have stopped calling me and if they continued they would have been sued outright for undue harassment and then some.

So tell them to stop harassing you. That you feel harassed. Do not give them any information whatsoever. Ask them to email you their request and ask them to give you all the information they have. Also ask them where they obtained said information. Ask with whom you are speaking and ask for the name of their manager. Ask for the address of their office. Use a gmail address or hotmail address and open up an entirely new email address simply for this purpose if possible.

Whatever you do, do not provide them with any information, nothing at all! Be sure to log the calls and to ask with whom you are speaking if the caller does not provide his or her name at the onset of the call.

people that are in debt are funny! alway blaming other for there problems ... and they loving blaming people that try to help them... you all should be ashamed of your selves... and the banko lawyer feeds off of the banko clients he has .. so sure give him a call he will help you, ( put your score in the mud for 10 years) good idea huh?

Your a ###, the notion that a collection agency is trying to help is right up there with the tooth fairy and santa claus. Let me educate you, this is a third party collection agency. They get accts from companys like paypal, big name banks etc. these companies have written off this debt. In return they have reported it on your credit. Tate and kurlin have no standing, there not owed any money, they take on these accts and whatever they collect they get pennys on the dollar. Wtf do u mean help you, you jack ###. Here's a little known fact, once a credit card company or any other company has turned your account over to a third party collection agency, you can pay them 1 million times what you owed it WIl NOT improve your credit. Its going to stay as reported for ten years. The notion that they can help you by paying your old debt is simply a collection technique. Credit is very important if u allow an acct to be charged off (which is what happens by the time tate and kirlin call you) its going to stay on ur credit report. In fact, if u have a debt that is five years old and u so much as pay 1.00 dollar on it that starts the ten year all over. Btw don't worry about paypal, I suppose they have a cc they offer but more than likely its was used for ebay and u never gave then a ssn number as most paypal accts don't have ssn numbers attached. Paypal doesn't have ur social, therefore its not on your credit report.

Everyone on here needs to stop crying if you paid that JcPenny Card that you racked a 2, 000 thousdand bucks worth of stuff then you wouldnt be on here crying would you? You are allowed to call from 8am t0 9pm monday through sunday on either timezone. Just pay your bills and stop crying cause someone wants you to pay back the money u owe

your they ### ! creditors look at paying history dumb dumb! thats why you cant even buy a home unless your credit is cleaned up ! your are part of the reason why are economy is the way it is ! telling people its ok to borrow money and not pay it back! ( as long as you got the flat screen on that credit card you stole from the bank huh?) you are a piece of dirt lower then the grass my dog poops on! credit is so important and this guy has no idea what he is talking about ! oh wait thats right your a banko lawyer... your the bottom feeder that feeds off of peaoples hard times and debt... you are in the business of destroying credit... lol jerk!

ps there is a 7 year statue of limitations ... then it falls off not 10 years .. oh ya your forgot thats only bankruptsy... dork.. no your facts before posting nonsence!

I work for a wholesale company and we keep recieving calls calls concerning an employee who they are trying to collect on them. We have told their firm repeatedly that he does not work in house but they continue to call. We have told Tate & Kirlin Associates to not call us again since we have nothing to do with this. I don't understand how a "reputable" company can not understand the simple words of "do not call again". It requires no degree or higher education to understand this simple concept. This borders between stupidity and bull-dogging. This is a business they are calling, that has nothing to do with their debt collection and quite frankly they are wasting the time of our employees.

I MADE PAYMENTS TO TATE & KIRLIN FOR YEARS AND YEARS THEN WHEN I WOULD NOT SETTLE THEY TOOK IT UPON THEMSELVES TO CLEAR-OUT MY ACCOUNT. THEY TOOK EVERY DIME I HAD AND MORE I HAVE SO MANY FEES I DON'T EVEN KNOW WHAT TO DO...

BE AWARE THEY CLEARED MY CHECKING ACCOUNT...

Beware of this company. I paid off a debt to Washington Mutual via Arrow Financial and then a few months later a got a letter from Tate & Kirklin Associates saying I owed them this money on behalf of Arrow Financial. I had paid this to Arrow Financial already. Sounds fishy to me...

Who ever that K.Heary is who is so pro Kate & Kirlin must be some ### who works for the company because any one who has been on the other end of these idiots calling people at work, on weekends, at night, etc. would agree with every one eles, so K. Heary you should be asshamed of your self notice ### in asshamed because you are a ###!

fraud...fraud...fraud...fraud...fraud...fraud...fraud...

How do they stay in business...worst i've seen...they need to be reported somehow...