Tymebank review: Worst bank ever

Just want to say thank you for making people look like a fool in PnP. I went to the store filled my trolley with things we need for the house got to the paypoint and tapped my card 3 times with all 3 declining even thou I have money in my account. Next thing I see 2 Transactions going through and the money is out of my account then I phone Tymebank to just realize that once again they are experiencing problems and now I have to wait 2 working days for my money to be back in my account even when it was not my fault. I am moving away from these people as they have problems om a monthly basis time and time again. and I would not recommend anyone to join this bank as you will loose your money and waste your time.