USA Benefits review: fraud

USA Benefits are a scam! I urge you to stay away from this fraudulent Co.. 3 months ago I revived a Post Card starring we are trying to reach you about your UNCLAIMED Reward! It's continues to say that we are holding a reward of $100.00 in gift savings good at Walmart/ Target gift card in your name. When I contacted them to revive my gift card they told me that I needed to just pay for the shipping and handling of the card along with 3 different risk free trials on the following. Leisure Plus, Savings 2 Go, and Arura Vie. So I agreed to pay the shipping cost and to try the risk free products. Once I revived the risk free products I canceled the services and returned the merchandise within the required time frame. After waiting several weeks for my $100.00 gift card, to Walmart/ Target that never came. I contacted them to let them know I never revived the gift card. The gentleman stated that I needed to listen to a recording and I would be given a tracking # for the gift card. The Gift card still never came and I told them to take me off their calling list and that USA Benefits did not have permission to charge my card and that I was reporting them to the BBB. He continued to state that he had my Credit Card # and I was going to be charged for $ 55.00 monthly if I didn't listen to the automated message for the phone number to cancel and get another tracking #. I told him that I wouldn't listen to the message and was reporting the Co. As fraud. The gentlemen then said you will be charged no matter what! Then hung up on me. I then contacted my bank and reported them as Fraud and canceled my card. The phone # that came up when he called me was [protected]. The only reason I answered the phone call was because he repeatedly called me 4 times in a row. The next day I had my husband look at our account and it was charged$1.00 dollar to Clear Water Group @ 8:29pm. This charge will be reimbursed to me by my bank. Lesson Learned! Just an FYI stay away from USA Benefits Co.