Apply Knowledge Institute
Reviews and Complaints

IF you have a complaint get on board with this case! APPLY IS FINALLY GOING DOWN!

http://www.ilnd.uscourts.gov/Recently%20File%20cases/12cv9663.pdf

http://www.ilnd.uscourts.gov/Recently%20File%20cases/12cv9663.pdf

SCAMMERS THEY FINALLY GOT CAUGHT

Thanks for all the great info on these guys. I am working on my own complaint right now, and this has saved me a lot of research. I'm sorry for your loss, and hope you can get your money back. I plan on fighting until I do!

If you feel you've been the victim of a scam by these TELEMARKETER OUTFITS - you can also contact the UTAH DIVISION OF CONSUMER PROTECTION.

http://www.dcp.utah.gov/complaints/manual.html

Per the Utah Division of Consumer Protection Website -
Among the TOP TEN CONSUMER COMPLAINTS -
*COACHING SERVICES* IS NUMBER 2 ON THEIR LIST!

http://www.dcp.utah.gov/scams/topten.html

2) *COACHING SERVICES*:
When a consumer purchases a business opportunity, it is not uncommon for the seller or one of its associates to follow up and offer the purchaser coaching services to make the business opportunity more profitable. These services tend to cost many thousands of dollars more than the purchase of the original business opportunity. Some of the deceptive practices common to this type of complaint are the MISREPRESENTATION OF POTENTIAL EARNINGS AND THE QUALIFICATIONS OR EXPERIENCE OF THEIR COACHES. THEY OFTEN ENCOURAGE CONSUMERS TO CONTRACT FOR SERVICES THAT THE COMSUMERS CANNOT BENEFIT FROM.

Don't believe that APPLY KNOWLEDGE INSTITUTE AND ADVANCED LEARNING SYSTEMS ARE *TELEMARKETERS*?!

http://consumerprotection.utah.gov/consumerinfo/lists.html

(ALL Utah TELEMARKETERS must be registered with the State)
Registered Telemarketers:

NAME: ADVANCED LEARNING SYSTEMS LLC
ADDRESS: 1510 N TECHNOLOGY WAY BLDG D STE 1100
OREM UT 84097
PHONE: [protected]
EXPIRATION DATE: 13-MAY-12
LICENSE # 7719209-TLM0

APPLY KNOWLEDGE LLC 1411 W 1250 S STE 101
OREM UT [protected]
EXP: 30-MAR-12
LICENSE # 8127472-TLM0

Watch for THE COACHING DEPARTMENT to "apply for a telemarketing license"!
1411 W BUSINESS PARK DRIVE, SUITE 101
OREM, UTAH 84058
[protected] ... oh my ... isn't THAT the SAME PHONE NUMBER as APPLY KNOWLEDGE INSTITUTE aka the now defunct eVERTEX SOLUTIONS?!

www.applyki.com
www.advlearning.com
www.thecoachingdepartment.com

THIS IS LONG BUT PLEASE READ BEFORE DEALING WITH *ANYONE* CLAIMING TO HELP YOU START-UP YOUR OWN BUSINESS, SELLING PRODUCTS ONLINE!

FROM THE FEDERAL TRADE COMMISSION - BUREAU OF CONSUMER PROTECTION WEBSITE

"STARTING AN INTERNET BUSINESS: DREAM JOB OR PIPE DREAM?"

Starting an Internet business can sound like a dream: work from home, set your own hours, be your own boss. But most Internet Start-ups require significant investments of time and money, and many of them fail. If you're considering buying an Internet business opportunity, know that the promise of big earnings and ideal work conditions is A PIPE DREAM FOR MOST. Regardless of the handful of stories you've read about college-age entrepreneurs turning into Internet gazillionaires, there's no such thing as a sure thing.

You may encounter pitches like "Start your own Internet business;" "No experience required;" "EXPERTS AVAILABLE TO COACH YOU"(on a one on one basis) ... in a variety of places ... on the Web and in e-mail offers, infomercials, classified ads, fliers, texts, telephone pitches, seminars, and direct-mail offers. The Federal Trade Commission (FTC), the nation's consumer protection agency, says that MANY OF THESE SOLICITATIONS ARE SCAMS that promise more than they can possibly deliver. Often, bogus Internet opportunity sales pitches are short on details and long on high-pressure tactics to persuade you to buy before you've investigated the offer.

SHORT ON DETAILS
An Internet business is just like any business – it requires a solid business plan. Anyone who sells legitimate business opportunities should give you detailed information. Be skeptical of a seller who offers vague descriptions of what the business is and how it will work. Sit down and ask yourself some critical questions, like:
• What would you be selling or doing?
• How and why shoppers would find and use your website?
• How would the business generate income and what are your specific expenses?
ANSWER THESE QUESTIONS BEFORE YOU PAY ANY *PROMOTER* THE PRICE OF "ADMISSION" TO A BUSINESS (or *so called* "Institute or "Learning" program)!

Some sellers claim you don't need to understand the details of the business because "it's the Internet" or because their EXPERT COACHES AND SUPPORT STAFF WILL "TAKE CARE OF EVERYTHING FOR YOU". The Internet is not a magic place for business owners: an Internet business success requires the same solid planning and hard work as in any other venture. It's your business and your reputation; you can't afford to be in the dark about key details.

LONG ON PRESSURE
SCAMMERS TRY TO CREATE THE IMPRESSION THAT IF YOU DON'T BUY IMMEDIATELY, YOU'RE GOING TO MISS OUT ON A VALUABLE OPPORTUNITY. THEY EMPHASIZE THE NEED TO ACT FAST AND MAY SUGGEST THAT OTHER BUYERS ARE READY TO TAKE YOUR PLACE IF YOU HESITATE OR ASK QUESTIONS. They want to persuade you to give up your credit card or bank account information before you've had time to research their claims or other people's experiences with the company. THE SCAMMERS KNOW THAT IF YOU DO EVEN A LITTLE RESEARCH, YOU'RE LIKELY TO FIND REPORTS OF RIP-OFFS. In fact, a quick Internet search often is enough to reveal alarming complaints. Legitimate business opportunities don't need to use high-pressure sales tactics: if an offer is good today, it should be good tomorrow.

As part of their sales pitch, scammers often hype a "no risk" refund policy to encourage you to buy an opportunity before you've researched it. Here's a tip: don't rely on a refund policy or a money-back guarantee because you have "nothing to lose." No matter the guarantee, SCAMMERS WILL MAKE IT VIRTUALLY IMPOSSIBLE FOR YOU TO GET YOUR MONEY BACK!

BEFORE YOU BUY ANY BUSINESS OPPORTUNITY:
• Consider the promotion carefully.
• Study any disclosure documents. Under the Business Opportunity Rule, which is enforced by the FTC, many business opportunity promoters are required to provide a document to potential purchasers that includes information about the opportunity.
• Interview previous buyers in person. This helps reduce the chance of being misled by phony references.
• Do a few Internet searches by entering the company name, or the name of the company's CEO or president, and words like “COMPLAINTS" OR "SCAMS.”

Contact the State Attorney General's Office, Local Consumer Protection Agency, and Better Business Bureau, both where the business opportunity promoter is based and where you live, to see if complaints are on file. While a complaint record may indicate questionable business practices, A LACK OF COMPLAINTS DOESN'T NECESSARILY MEAN THE COMPANY – or the opportunity – IS LEGITIMATE. UNSCRUPULOUS DEALERS OFTEN CHANGE NAMES AND LOCATIONS TO HIDE A HISTORY OF COMPLAINTS.

• Consult an attorney, accountant, or other business advisor before you put any money down or sign any papers. Entering into a business opportunity can be costly, so it's best to have an expert check out the contract first.

REPORT POSSIBLE FRAUD
If you suspect a business opportunity promotion is fraudulent, report it to the Attorney General's Office in the state where you live and in the state where the business opportunity promoter is based.

You should also report it to the FTC. File a complaint online at ftc.gov or call toll free 1-877-FTC-HELP [protected]).

IF YOU HAVE A COMPLAINT
The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them.

To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP [protected]); TTY: [protected].

Watch a video, How to File a Complaint, at ftc.gov/video to learn more.

The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

March 2011

APPLY KNOWLEDGE INSTITUTE IS ALSO KNOWN AS ADVANCED LEARNING SYSTEMS AND THE COACHING DEPARTMENT AND HEAVEN ONLY KNOWS WHAT OTHER NAMES! (sorry for the all CAPS!)

nope - ain't gonna happen
you were just scammed

remember: if it was paying off so damn good - WHY WOULD ANYONE SELL TO STRANGERS this fantastic $$ maker?!
answer: to get YOUR $$

I was ripped off by these crooks also. Why is there not some class action lawsuits against these clowns.
Lets all get together and sue these ###s for fraud.

I too was ripped off by APPLY KNOWLEDGE INSTITUTE, They got me for about &6, 500.00.

Please do not give them any more money.

BIG RIPP OFF...

I too was ripped off by these guys. I fell for the phoney BBB rating and have seriously regretted it every since. When they could not work with my work schedule for "coaching" appontments I asked for my money back with in the 30 days they kept putting me off . They are not available if you work. Only available 8am to 6 pm M-F. Now they tell me they are only an agent for a company out of the Phillapines and I have to call the Phillapines to lodge my complaint. Of coarse the number they gave me is a recording and no one ever returns the call. If anyone has successfully recieved a refund or even been able to find the parent company to lodge a complaint please post that info. Thank You D.D. Vancouver Wa

Ha ha Ha, I am one who also heard the sales pitch. Yet I took advantage of the offer, and now work from home, and the lord has blessed me with a great website and e commerce business which I love doing. I hate to shoot you out of the water but, You Are Wrong! I am curious though as to why you would have taken the time to record and then type all of this when you state that you hung up on the salesman who wanted to offer you this opportunity. You want to give your advice to the world yet you have none worth giving when it comes to Apply Knowledge Institute. I do have advise to give and it would be if your going to start a business of any type, do alot of research and give it your all. And don't waste your time listening to the haters like this guy.Ha ha Ha

I agree totally - these people are scam artists. I was scammed out of $32, 000.00, my credit has been ruined, the credit card companies will not refund the money because I signed a contract - which I received nothing for. I wanted to be able to work from home, but that was a big joke. My coach was rude and told me I had to work harder to find something to sell that was not already glutting the market. That was a big joke and I should never have signed anything. I was blamed for signing the contracts when I wanted out. They said because I did not cancel within the 3 days that there was nothing that I could do, this was also said by the subsidiaries that basically forced me into buying their products which I received nothing for. I have been unemployed now for 2 years, my credit is ruined, I may lose my home and at times I have been suicidal. Thank you for listening

The red flag for me was the attitude of the coaching department's insistance about purchasing an e-book from eBay and then reselling it. I tried pulling up the book and couldn't. When I questioned him about selling an inanimate object his replay was, "I don't care if you can read it, just sell it - I've done it a thousand times" . I was only with them for 2 sessions and was so frustrated I decided to seek out what kind of clowns these were. First, I cannot find a listing under the BBB. I tried Applyki.com, Your eCommerce Support and even the Coaching Department. Nothing. I then went to the Secretary of State of Utah for a business license. Nothing. I then mapped their address and it seems they have a store front post office. I finally decided to go online and so all these scams they are pulling.

I immediately called my credit card company and they are going to dispute the fee they charged me. Since it was only 2 weeks, I am hoping they have luck. I also blocked them from my account. Who knows what these clowns will do. I then sent them by email (they have many) and told them they are running a sham and that I wanted out of the program and sent them a certified letter.

Thank you for the information onf Utah Consumer Protection Agency and the FTC. I'll be contacting them next.

WATCH THIS VIDEO!

http://www.youtube.com/watch?v=vOWOl6q7FxQ&feature=player_embedded#at=183

The amount that was charged to me is still under investigation. I'm waiting, in the mean time I keep getting calls from so-called "coaching staff" and was once on the phone for a long period of time and there was no getting out or ending the conversation without agreeing to put the matter on hold until I call to say "I'm ready" (the caller's words). I am highly stressed out.

Apply Knowledge is a total scam - I was taken for so much money that I may have to take out bankruptcy. They do not help you. The coach that I had was always rude and short with me. I always left his so-called lessons or coaching sessions very mixed up and more and more depressed. I now don't know what I am going to do. It is a total scam and they should be brought to task for what they are doing to innocent people.

Apply Knowledge Institute called me saying that since I agreed that I cannot get out of the program even when I changed my mind after discovering that others had similar experiences -- feeling of being scammed? They claim that they have an A rating from the Better Business Bureau. Nonetheless, I changed my mind, but they are not willing to give me refund.

I agreed to the coaching program, but later changed my mind because I could not afford charges on my credit card. I begged to cancel, but they insisted that I stay with it. I alerted my credit card company before Apply Knowledge Institute could post the amount, but was told that Amex could only dispute the amount after it is posted. When it was posted I disputed it, and is now under investigation. I just want out because I read a lot of complaints that this was a scam operation. AKI will not let me cancel out from the program. What can I do to get my money back?

I have been scammed out of approximately $32, 000.00 from Applyki.com and their associates which names are too many. I am an unemployed older person close to losing my home. Now I am going to have to take out bankruptcy to get out from under what has happened. These people call and say that they are affiliated with applyki and you must sign up for such and such and all of a sudden you are where you can't find your way out. Please stay away from these people - it is all a scam! - Barbara S.

You have got to be kidding me ! You are talking of taking your own life because of financial hardship? and you spent the time to write this long winded complaint instead of grabbing your notebook and educating yourself with the huge knowledge base you have at your disposal with Apply Knowledge Institute. I have also invested a large amount of money with Apply as you have, the difference is, I also invested alot of time and hard work and now have an E commerce business and learned to build and manage websites. You are writing your comment in week three of the program, WEEK THREE !?! You need help with your emotional problems and should have gotten right in the head before starting any business. By week three you have given up ? Your time would be better spent doing your research and learning all you can while you have the chance and stop wasting your time with worry and self pity. The issue of your place of residence is something a good business person takes in stride, (overcome it) they will teach you how at apply. My life is better than ever and I owe it all to Apply KI.

EAD FIRST TO HEAR HOW THEY WILL SCAM YOU OUT OF $15, 000 OR MORE!
AS A FORMER PRIVATE DETECTIVE I RECORDED THERE SALES PITCH, HERE IT IS IN DETAIL...

We receive aprox. 500 profiles/day, and through a qualification process based off your profile and this conversation we select about 2% to work with one on one for the next 12 months, AND we give them access to our network and contacts that we have developed over the past 9 years, which in turn creates a great income for you, knowledge you get keep for life, or pass on to who you please. And it also creates a phenomenal success story that we will want to use to promote our company. You guys ok with that? Great!

So, let’s get into the details of this program and see if you can overcome the hurdles it will take to work with us. On a fresh sheet of paper, I’m going to have you write down the four elements that it takes to be successful, and to qualify to work with one of our mentors.

First, at the top of your fresh sheet of paper, write down the word

v TIME – Leave some writing room below each of these

v Next, write down the word MONEY

v Below that write down KNOWLEDGE

v Finally and most important, under that write down COMMITMENT

Now, if I put my name on some ones file I take it very seriously! They are my success stories and it reflects on me. So, if you can overcome these four things I’ll feel comfortable inviting you in AND I can guarantee the program. If not, meaning if one of these things is NOT a fit, I’ll explain why and we’ll part as friends. On that same note, if you feel that one of these things is not a fit it’s VERY important that you just tell me, “it’s not a good fit.” Sound fair? Good.

Now next to TIME, write down, minimum 5 to 10 hours per week. Now, obviously we can’t supply you with TIME, but we can make sure that every second you put in is 100% effective so you are not spinning your wheels or wasting time. So, are you are willing to put in at least 5 to 10 hours a week? Then I want you to circle TIME because you are able to overcome that.

Now, moving down to MONEY, next to money I want you to write down the letters OPM. This stands for “other people’s money.” Just because it takes money to make money, that doesn’t mean it has to be your money. For instance, when you deposit your money in the bank, that doesn’t make it the bank’s money does it? But, what do they do with your money? That is right; they invest your money to make money for themselves. Have you ever learned to use the banks money to make you money? Well, if I can show you a strategy called Capitol Leveraging that will allow you to finance this program and get your business running without using any money out of pocket, is that something you would be open to? Okay I’ll show you, but first I want you to write down these price points. $9, 250 $11, 500 $14, 850 Now all of this is going to be hypothetical because nether of us have decided if this is a good fit, but for the stake of understanding it bare with me. Okay?

He then explains that Credit Card gives us 30 days of working together free and clear, and then 30 days down the road we will have a minimum payment due of $200. Now this $200(min payment) represents you Cost of doing business?, or your overhead and this is why SO MANY individuals and even large companies are attracted to the Internet, it has very little if any overhead. I mean, if you and I were to go into business together and start say a…. a restaurant. How much would you say we are looking to start? Right we are looking at $100, 000K + just to START, then we have to hire people, PAY people, get insurance and employee benefits, buy inventory and the list goes on and on. I’m sure you get the point so back to OUR overhead. So because of credit card 1 we have the first 30 days of working together on them and now we have a min payment of $200 due. On average it takes 60-90 days to get your business completely paying for itself. Now if you are only clearing $2, 000 A MONTH we’re moving in the right direction and we’re making money right? Right, that’s $1, 600 a month you didn’t have before correct? But, that’s 60-90 days and we are only at 30, so I also see you have a Chase Visa correct? Are you familiar with a Blance Transfer? Good then you understand that this can

give us another 30 days free and clear, so now we’re 60 days in with no money out of pocket. A lot of times this is enough time but in the instance that it’s not we can repeat that step back to the first card or to another and bump us up to 90 days or even 120. See, you have the credit available to leverage the investment as long as we need, but we don’t want you to do that. Just long enough so that the business is paying for itself and you aren’t paying out of pocket. Does that make sense?

As soon as your business is paying for itself we recommend you put 80% of your profits to pay off the LOC and pay yourself 20% at that rate the card is paid off really quick and then what do we have? Right! A 100% profitable business! That’s where we want to be right? Most companies take YEARS to do that, some never do it ever, and we’re going to do it in months. Is that okay with you?

Do you understand that strategy and what Capitol Leverage is?

Okay, so away from the hypothetical stuff, provided the rest of this makes since, meaning the knowledge is of value, the commitments are good on both sides, and I invite you in, are you comfortable using this strategy to get your business started today? Then I want you to circle MONEY because you can definitely overcome that as well.

So, at this point, we have overcome the hurdles of both TIME and MONEY. These are two things we cannot supply for you.

Now, moving down to the KNOWLEDGE, we can supply 100% of that. But, there are a couple of things that we need in order for this knowledge to work for you.

The first thing I want you to write down TEACHABILITY. In other words, when you go to college, you pay for your books, you pay for your tuition, but that doesn’t mean that you pass the class, correct? You have to be teachable enough to complete your assignments and do your homework. The same goes for this program. We can answer all your questions and supply you with all the knowledge and direction that you need; but, we cannot do your business for you. So, do you feel you’re teachable enough to implement the strategies we teach? Good.

The second thing I want you to write down is PROCRASTANATION. In business, especially an online business, PROCRASTINATION and INDECISION will lose you more money than a WRONG DECISION ever will. We can tell you what decisions we would make, regardless; we cannot make your decisions for you. Do you feel that you are teachable enough to make decisions based on facts and figures as opposed to emotions? Good.

Now, the second thing, as far as decision making; comes down to you and me. I have to make the final decision as to who we work with on this “team” and who we don’t. I don’t base my decision on emotions or whether I like you or not. I base it on the FACTS. In other words, if you can overcome TIME, MONEY, KNOWLEDGE, and COMMITMENT; then I don’t have to hope or wish you’ll be successful. I PLAN ON IT! It is just like baking a cake. If you have all the right ingredients, and you follow the recipe, you get the desired end result every time, the same goes for internet business. If you do it right, you make money. In a moment, I’m going to go through the KNOWLEDGE and TOOLS which you are investing into and the COMMITMENTS that we need from you so we can guarantee this program - - at that time, if it makes sense to you, AND I feel you would be successful, I will extend you an opportunity to work with one of our mentors for the next 12 months.

Once I do that, all I ask from you, is that you are able to make a decision based on the facts. It doesn’t matter to me if the decision is, yes or no, as long as we can make a decision. If the decision is YES, we’ll take care of the investment we’ve talked about and committing to your success and never looking back. Is that fair enough for you? Good.

Then let’s get into the KNOWLEDGE and what we provide for this investment.

The first thing under KNOWLEDGE I want you to write down is 12 months of personalized mentoring. That means you would be assigned the same mentor for the next 12 months. This mentoring is done over the PHONE, FAX and EMAIL and is broken up into a couple of different phases over the next year. The first phase is the “proactive phase.” Write that down. This phase will consist of 12 scheduled sessions on the phone over the next 12 to 16 weeks. The average session is half an hour to 45 minutes. Consider this to be your classroom time, if you will. These sessions are scheduled between you and your mentor and are based around your schedule. Now in between these appointments as you are working on your site and doing auctions you are going to have questions, you will also have access to our mentoring hotline. All we ask is that you ask these questions immediately so that we can move forward in the next session. We never want you out there with a question not knowing exactly what to do! The focus of the proactive phase is to hold your hand, so to speak, and walk you through this process. Also, at the end of the proactive phase we want to have you in a position so that we can loosen the grip on your hand so to speak, and have you in a position where you now understand how things work. Does that make sense?

Now, the “reactive phase” is for the remainder of the 12 months. During this time, instead of our contacting you pro-actively you will be contacting us pro-actively on a “NEED TO” basis. In other words, if one week you’re working on multiple projects, you may be e-mailing your coach all week long. The next week, if you don’t have any questions, you don’t have to contact us. During this time, you’re going to find that emailing is the most effective means of communication. The focus of the reactive phase is not only to walk you through as many deals as possible; but, also to have you in a position at the end of these 12 months where you are sick and tired of working with us. That means that WE have done our part, and YOU have done yours.

So, when it comes to the coaching, do you feel like you could learn in this manner? Good. Then circle 12 MONTHS OF COACHING, because this is the most important thing that we offer.

First I want you to write down E WEALTH RESEARCH TOOL. As we are developing your website we want you making money immediately. What product would be the first you would launch on eBay? What time would you be selling this item? How much would you sale this item for?

Those are questions that people will be asking themselves when they first start. The great thing is that we are going to be able to eliminate the mistakes for you. There are currently about 1.7 million people doing auctions on eBay. Not a bad market huh? What this tool does is actually go out and let those people make the mistakes for you. Let’s say for example we are going to be selling women’s pants. The first thing you would do is type in women’s pants and it will bring up the top 5 pants sold on eBay. Not only that, you will be able to see when is the best time to auction this item, and at exactly what price it will sell at what % of the time! It also lets you know if it’s better to have the item be a fixed price or an auction or with a buy it now. It takes all of the guesswork out and ensures your success. Does that make sense? Give Ex. If needed.

When students come aboard they get access to OUR wholesalers. We already have a network of over 500 wholesalers and drop-shippers so that you can pick a product, then use your research tool. Now you can set your price say 10% lower than competitors AND set your products to sell at the same time as the bulk of that product. Think we’re going to sell something?

It basically makes sure you are successful with this!

The developer of this software took 40 or 50 Gold Power Sellers, which means they are making at least $15k a month on eBay doing auctions. These are experienced people making money already. She tapped them in with her software you will be using and they on average had a 40% increase in profits. The top seller actually increased by 80%! And these are people who have been doing this for years. You will have this working for you from the beginning!

Can you see this tool helping you take out all of the guessing work and making sure you are going to be successful? Great

Next I want you to write down E Wealth Web Lister. This takes all the pain out of selling items on eBay. Have you ever posted something on EBay? How long did it take? This simply puts your items at auction with a handful of clicks rather than having to spend the time with hundreds of clicks Time is money, right? This allows you to have more time putting together new auctions. You are actually able to click on items on YOUR web page and have them automatically posted on EBay with just a few clicks. The Lister gives you a description of all required fields (for example “headline” “sub-title”) AND THEN gives you example key words and example phrases. That way you’re not just trying to figure it out.

And my personal favorite function of the Lister is the Reoccurring event button! This way when you find your SUPER successful auction items you can set it to RE-list and start your auction at that same time every week or even everyday! This allows you to spend doing other things like making your site better while continuing to make money.

Or even time on back end marketing. For example once we have someone that buys for example a tent. We will now be building a clientele. Now we can go back with email campaigns and sell that tent buyer fishing gear or a lantern or whatever you find you have the best margins on using your research tool. Someone that buys earrings from you we can go back and sell bracelets too. What this will do is establish and build a network of buyers. These same people will come and look at you and your store before they go and make the next purchase. Thus we are creating a passive income that we don’t have to continue working for! Can you see how this tool would help you become more successful? Great!

Next I want you to write down E Wealth Web Builder. This is going to be another amazing tool! It is the simplest and the most in depth web builder on the market. What this does is take someone with no web design experience in his or her entire life and help him or her build their own websites. It makes web building so easy with simple point and click features that you will be able to build your own sites with no previous experience!

Site look and Feel

Edit Page

Store Manager

Site Stats

Live Chat Resource Center M-F 8-6 MST

It also eliminates you having to pay a web master $50k a year to manage and run your sites. It gives you complete control over your own sites and makes it easy. Can you see that working for you? Good.

Go ahead and write down SEO MARKETING FOUNDATION. Now as you are making money on your auctions on eBay and creating a massive clientele base we also want to focus on getting your site the attention it deserves. This is our long term plan for your website and this will create passive income and repeat buyers. The SEO Marketing Foundation helps you learn how to build content on your webpage that search engines respond too so you are showing up higher on searches. The higher you show up the more people you get to the site. Every 90 days each search engine goes out and re-lists who is coming up with more content for the keywords that are being typed in. Within 90 days we want you coming up that list. With each 90 days we want you higher and higher on each search. This in turn continues to get more and more people to your site. Then the focus becomes how to we get more people to buy. Does that make sense?

Remember we have already built over 500 wholesalers and drop shipper’s relationships that you can begin working with immediately. Our goal is to have your business paying for itself as soon as possible

Now go ahead and circle SEO Marketing Foundation if you can see how this will help you!

The last thing I want to talk about in the KNOWLEDGE section, which is also included in your investment, is your ASSET and TAX PROTECTION. This is designed to help you keep and protect more of the money and assets you acquire. I want you to write down the name of these materials. Write down “Asset Protection Made Easy (ENTITY SET UP).”

First, I want to talk about the tax protection side of this. Inside these materials there will be what is called an “entity setup”. In other words, you will be setting up a corporation through which you will do all of your business. .

The Corporation allows you a variety of “Tax Deductions.” In other words, it allows you to keep more of the money you make. In this country, it is not just how much you make, it is how much you keep as well; would you agree? Not only is this $14, 850 investment tax deductible as a business start-up cost, many of the things that you are already spending money on can become tax deductible as well. There are also many other creative ways you can save taxes while running your own business. These materials will teach you every aspect of this. So, not only will this business pay for itself through the business that you do, but, it will pay for itself over and over again through the taxes it will save you.

The aspects of KNOWLEDGE we provide are:

q 12 months mentoring

q E WEALTH AUCTION RESEARCH TOOL

q E WEALTH AUCTION LISTER

q E WEALTH WEB BUILDER

q SEO MARKETING FOUNDATION

If they correlate with what you feel you need to learn, I want you to circle KNOWLEDGE.

On your page, we should now have TIME, MONEY, and KNOWLEDGE circled. These are the three major hurdles that hold people back. It is kind of like wanting to get in shape. You can go to the gym and learn how to use the equipment, learn how to eat better and drink more water, but that doesn’t mean you are going to get in shape, does it? You have to commit to doing it on a daily basis. The same goes for internet business. Now, let’s move down to the COMMITMENT section. I’m going to go over the five commitments that we need in order to work with someone and guarantee this program. These are not difficult commitments, but they are commitments; and commitment is the common denominator between SUCCESS and FAILURE. If you are OK with these commitments, I won’t have any problem extending you an opportunity to come aboard this team.

· The first commitment we have already talked about is TIME. Five to ten hours per week minimum. And, you can commit to that, correct? Good!

· The second commitment is that you keep your scheduled appointments with your coach. In other words, if you need to re-schedule, and it is not an emergency, give us 24 hours advance notice so we can be there to help someone else, fair enough?

· The third commitment is that you implement the strategies we teach. Once again, we will tell you exactly what, where and how to do it, but we cannot do it for you. This knowledge works universally, but only if it’s applied. Just like when going to college.

· Now, the fourth and final commitment pertains to the assignments that will be given to you each week by you mentor. You must document each and every week, what your assignments are, and what you have done to complete them. This needs to be emailed here to our office once a week, so we can follow your progress. We want to make sure we are not going to fast or too slow! The email address will be listed in your activation documents. Do you feel you can commit to doing that?

So, as far as these four commitments go, do you feel like you could commit to all four? Good.

Now, I want to explain our “GUARANTEE OF SERVICE.” If you keep these four commitments over the next 12 months, and do not at least DOUBLE your INITIAL investment; we will continue to work with you pro-actively, at our own expense, until you do. I want you to know that in 9 years we have never had to work with any of our students beyond 12 months, and we should never have to. Regardless, it shouldn’t hurt your feelings that we guarantee your education. Right? If these commitments and guarantee make sense, I want you to circle COMMITMENT on your page.

Now, you should have TIME, MONEY, KNOWLEDGE and COMMITMENTS circled. Is that correct? Good, then I have a couple of questions for you:

· If I were to extend you the opportunity to come aboard, and work with us for the next 12 months, is this something you think you could do? Good.

· If I were to extend you that opportunity, is this something you would not only want to, but would be excited to take advantage of? Great!

Then I want to say, on behalf of myself and our entire team, CONGRATULATIONS and welcome aboard our “success team”.

I’m going to put you on hold for a minute and put your file together. I’ll be right back to get some information from you. In order to get you registered, I need you to grab the highest interest rate card for the initial investment and I’ll be right back in a moment; and once again, congratulations and welcome aboard, I’m excited for you.

We will be over-night expressing, as well as emailing your “activation kit”. In this kit, there will be a welcome letter, a copy of the commitments, a copy of the invoice, and some other documents for you to review and sign. Fill out and return the documents to the fax number or email address provided; whichever is more convenient. Once we receive those documents back, you will be hearing from the mentoring department within 24 to 48 hours for your initial contact and to schedule your first appointment. What is the best time to reach you in the next couple of days?

Now, the last step is, I’m going to transfer you through to my verification department and for your, and our, protection, she will record the conversation and make sure that I didn’t give you any earning’s claims. In other words, I didn’t tell you that you were going to become a millionaire next week just by investing in our program. Also, she will verify your shipping address and the credit card number so keep that handy. A couple of other things she will verify, and I just want you to be aware of it, and this is obviously common sense, but it is my job to cover it with you, number one, we cannot GUARANTEE a SPECIFIC dollar amount on any SPECIFIC deal by any SPECIFIC time, in other words, I don’t know how much I am going to make on my online business, let alone yours. The second thing I want to cover with you is, because the information and materials that we provide are proprietary, and non-recoverable, there is a no cancellation and no refund policy. What this means is, we can’t have you come aboard this team and then 12 months down the road when you are fully educated, turn around and sell our products on the internet, and then cancel your program. We would obviously go out of business that way, right? And we can’t have that. So the point is that if your not 100% committed to this, you shouldn’t come aboard in the first place, correct? This way we have a vested interest in each other, and that is why as a company we have such a high success rate. So does that make sense? Ok Great.

My secretary is going to verify that information with you. This way you will be assured everything is correct when you get your activation kit.

Okay, she will give you a call within the next few minutes to verify everything with you.
Once again CONGRATULATIONS AND WELCOME ABOARD!

AS YOU CAN IMAGINE I HUNG UP AND CALLED THE FTC. DONT FALL FOR THIS SCAM!

I have had the misfortune of becoming mixed up with this company as well. I am partially disabled but capable of working and this sounded like a really good opportunity to continue working and not become a drag on socety because of my disabilities. But I am about to lose everything and I have received no help from this company other than they keep wanting more money, which I don't have. I am a single lady, who is now working 3 part time jobs just trying to keep a roof over my head. I was not looking for a get rich scheme but a job that I could do long term just to keep afloat and now I am about to lose ot all, thanks to them. I have limited abilities and the job situation is very slim. I am now looking at filing for bankruptcy, and losing my home which was paid for. I don't have any options left and would like others to know that all the promised help is just a broken promise and they will see you lose everything. Zee_57@hotmail.com

hello my name is Rhonda and i live in Australia and I have the misfortune to be mix up with this company and would like some advice on they for the are looking for money and they are trying to wreck our credit rating so please give me some advice if you can my email address is rhondaandross@activ8 .net.au thank you for listening to me Rhonda Scott

I absolutely agree with the comments above! These fools try to sell you the dream while ripping people off. You should here them when they are out in the community bragging about there successful business, and how they help people, no ones buying your BS. They are a bunch of scam artists that will soon get shut down.

More facebook pics of these incredible [censored] bags!

Hi Irene,
It's sad your family had to be put through all this just because there are businesses that have no problem ripping people off to the point of ruining people's lives. Anyways, I just wanted to thank you for sharing your experience with me because I have been looking to make money online and our local newspaper did a story on a local mom who basically bought the same system affiliated with this company and saying how she makes good money at home. I am glad I continued to read because I already went straight to the payment page and decided to read more first. I guess I will continue to try and find an honest program, but thanks for the heads up...I hope things work out for you...

EAD FIRST TO HEAR HOW THEY WILL SCAM YOU OUT OF $15, 000 OR MORE!
AS A FORMER PRIVATE DETECTIVE I RECORDED THERE SALES PITCH, HERE IT IS IN DETAIL...

We receive aprox. 500 profiles/day, and through a qualification process based off your profile and this conversation we select about 2% to work with one on one for the next 12 months, AND we give them access to our network and contacts that we have developed over the past 9 years, which in turn creates a great income for you, knowledge you get keep for life, or pass on to who you please. And it also creates a phenomenal success story that we will want to use to promote our company. You guys ok with that? Great!

So, let’s get into the details of this program and see if you can overcome the hurdles it will take to work with us. On a fresh sheet of paper, I’m going to have you write down the four elements that it takes to be successful, and to qualify to work with one of our mentors.

First, at the top of your fresh sheet of paper, write down the word

v TIME – Leave some writing room below each of these

v Next, write down the word MONEY

v Below that write down KNOWLEDGE

v Finally and most important, under that write down COMMITMENT

Now, if I put my name on some ones file I take it very seriously! They are my success stories and it reflects on me. So, if you can overcome these four things I’ll feel comfortable inviting you in AND I can guarantee the program. If not, meaning if one of these things is NOT a fit, I’ll explain why and we’ll part as friends. On that same note, if you feel that one of these things is not a fit it’s VERY important that you just tell me, “it’s not a good fit.” Sound fair? Good.

Now next to TIME, write down, minimum 5 to 10 hours per week. Now, obviously we can’t supply you with TIME, but we can make sure that every second you put in is 100% effective so you are not spinning your wheels or wasting time. So, are you are willing to put in at least 5 to 10 hours a week? Then I want you to circle TIME because you are able to overcome that.

Now, moving down to MONEY, next to money I want you to write down the letters OPM. This stands for “other people’s money.” Just because it takes money to make money, that doesn’t mean it has to be your money. For instance, when you deposit your money in the bank, that doesn’t make it the bank’s money does it? But, what do they do with your money? That is right; they invest your money to make money for themselves. Have you ever learned to use the banks money to make you money? Well, if I can show you a strategy called Capitol Leveraging that will allow you to finance this program and get your business running without using any money out of pocket, is that something you would be open to? Okay I’ll show you, but first I want you to write down these price points. $9, 250 $11, 500 $14, 850 Now all of this is going to be hypothetical because nether of us have decided if this is a good fit, but for the stake of understanding it bare with me. Okay?

He then explains that Credit Card gives us 30 days of working together free and clear, and then 30 days down the road we will have a minimum payment due of $200. Now this $200(min payment) represents you Cost of doing business?, or your overhead and this is why SO MANY individuals and even large companies are attracted to the Internet, it has very little if any overhead. I mean, if you and I were to go into business together and start say a…. a restaurant. How much would you say we are looking to start? Right we are looking at $100, 000K + just to START, then we have to hire people, PAY people, get insurance and employee benefits, buy inventory and the list goes on and on. I’m sure you get the point so back to OUR overhead. So because of credit card 1 we have the first 30 days of working together on them and now we have a min payment of $200 due. On average it takes 60-90 days to get your business completely paying for itself. Now if you are only clearing $2, 000 A MONTH we’re moving in the right direction and we’re making money right? Right, that’s $1, 600 a month you didn’t have before correct? But, that’s 60-90 days and we are only at 30, so I also see you have a Chase Visa correct? Are you familiar with a Blance Transfer? Good then you understand that this can

give us another 30 days free and clear, so now we’re 60 days in with no money out of pocket. A lot of times this is enough time but in the instance that it’s not we can repeat that step back to the first card or to another and bump us up to 90 days or even 120. See, you have the credit available to leverage the investment as long as we need, but we don’t want you to do that. Just long enough so that the business is paying for itself and you aren’t paying out of pocket. Does that make sense?

As soon as your business is paying for itself we recommend you put 80% of your profits to pay off the LOC and pay yourself 20% at that rate the card is paid off really quick and then what do we have? Right! A 100% profitable business! That’s where we want to be right? Most companies take YEARS to do that, some never do it ever, and we’re going to do it in months. Is that okay with you?

Do you understand that strategy and what Capitol Leverage is?

Okay, so away from the hypothetical stuff, provided the rest of this makes since, meaning the knowledge is of value, the commitments are good on both sides, and I invite you in, are you comfortable using this strategy to get your business started today? Then I want you to circle MONEY because you can definitely overcome that as well.

So, at this point, we have overcome the hurdles of both TIME and MONEY. These are two things we cannot supply for you.

Now, moving down to the KNOWLEDGE, we can supply 100% of that. But, there are a couple of things that we need in order for this knowledge to work for you.

The first thing I want you to write down TEACHABILITY. In other words, when you go to college, you pay for your books, you pay for your tuition, but that doesn’t mean that you pass the class, correct? You have to be teachable enough to complete your assignments and do your homework. The same goes for this program. We can answer all your questions and supply you with all the knowledge and direction that you need; but, we cannot do your business for you. So, do you feel you’re teachable enough to implement the strategies we teach? Good.

The second thing I want you to write down is PROCRASTANATION. In business, especially an online business, PROCRASTINATION and INDECISION will lose you more money than a WRONG DECISION ever will. We can tell you what decisions we would make, regardless; we cannot make your decisions for you. Do you feel that you are teachable enough to make decisions based on facts and figures as opposed to emotions? Good.

Now, the second thing, as far as decision making; comes down to you and me. I have to make the final decision as to who we work with on this “team” and who we don’t. I don’t base my decision on emotions or whether I like you or not. I base it on the FACTS. In other words, if you can overcome TIME, MONEY, KNOWLEDGE, and COMMITMENT; then I don’t have to hope or wish you’ll be successful. I PLAN ON IT! It is just like baking a cake. If you have all the right ingredients, and you follow the recipe, you get the desired end result every time, the same goes for internet business. If you do it right, you make money. In a moment, I’m going to go through the KNOWLEDGE and TOOLS which you are investing into and the COMMITMENTS that we need from you so we can guarantee this program - - at that time, if it makes sense to you, AND I feel you would be successful, I will extend you an opportunity to work with one of our mentors for the next 12 months.

Once I do that, all I ask from you, is that you are able to make a decision based on the facts. It doesn’t matter to me if the decision is, yes or no, as long as we can make a decision. If the decision is YES, we’ll take care of the investment we’ve talked about and committing to your success and never looking back. Is that fair enough for you? Good.

Then let’s get into the KNOWLEDGE and what we provide for this investment.

The first thing under KNOWLEDGE I want you to write down is 12 months of personalized mentoring. That means you would be assigned the same mentor for the next 12 months. This mentoring is done over the PHONE, FAX and EMAIL and is broken up into a couple of different phases over the next year. The first phase is the “proactive phase.” Write that down. This phase will consist of 12 scheduled sessions on the phone over the next 12 to 16 weeks. The average session is half an hour to 45 minutes. Consider this to be your classroom time, if you will. These sessions are scheduled between you and your mentor and are based around your schedule. Now in between these appointments as you are working on your site and doing auctions you are going to have questions, you will also have access to our mentoring hotline. All we ask is that you ask these questions immediately so that we can move forward in the next session. We never want you out there with a question not knowing exactly what to do! The focus of the proactive phase is to hold your hand, so to speak, and walk you through this process. Also, at the end of the proactive phase we want to have you in a position so that we can loosen the grip on your hand so to speak, and have you in a position where you now understand how things work. Does that make sense?

Now, the “reactive phase” is for the remainder of the 12 months. During this time, instead of our contacting you pro-actively you will be contacting us pro-actively on a “NEED TO” basis. In other words, if one week you’re working on multiple projects, you may be e-mailing your coach all week long. The next week, if you don’t have any questions, you don’t have to contact us. During this time, you’re going to find that emailing is the most effective means of communication. The focus of the reactive phase is not only to walk you through as many deals as possible; but, also to have you in a position at the end of these 12 months where you are sick and tired of working with us. That means that WE have done our part, and YOU have done yours.

So, when it comes to the coaching, do you feel like you could learn in this manner? Good. Then circle 12 MONTHS OF COACHING, because this is the most important thing that we offer.

First I want you to write down E WEALTH RESEARCH TOOL. As we are developing your website we want you making money immediately. What product would be the first you would launch on eBay? What time would you be selling this item? How much would you sale this item for?

Those are questions that people will be asking themselves when they first start. The great thing is that we are going to be able to eliminate the mistakes for you. There are currently about 1.7 million people doing auctions on eBay. Not a bad market huh? What this tool does is actually go out and let those people make the mistakes for you. Let’s say for example we are going to be selling women’s pants. The first thing you would do is type in women’s pants and it will bring up the top 5 pants sold on eBay. Not only that, you will be able to see when is the best time to auction this item, and at exactly what price it will sell at what % of the time! It also lets you know if it’s better to have the item be a fixed price or an auction or with a buy it now. It takes all of the guesswork out and ensures your success. Does that make sense? Give Ex. If needed.

When students come aboard they get access to OUR wholesalers. We already have a network of over 500 wholesalers and drop-shippers so that you can pick a product, then use your research tool. Now you can set your price say 10% lower than competitors AND set your products to sell at the same time as the bulk of that product. Think we’re going to sell something?

It basically makes sure you are successful with this!

The developer of this software took 40 or 50 Gold Power Sellers, which means they are making at least $15k a month on eBay doing auctions. These are experienced people making money already. She tapped them in with her software you will be using and they on average had a 40% increase in profits. The top seller actually increased by 80%! And these are people who have been doing this for years. You will have this working for you from the beginning!

Can you see this tool helping you take out all of the guessing work and making sure you are going to be successful? Great

Next I want you to write down E Wealth Web Lister. This takes all the pain out of selling items on eBay. Have you ever posted something on EBay? How long did it take? This simply puts your items at auction with a handful of clicks rather than having to spend the time with hundreds of clicks Time is money, right? This allows you to have more time putting together new auctions. You are actually able to click on items on YOUR web page and have them automatically posted on EBay with just a few clicks. The Lister gives you a description of all required fields (for example “headline” “sub-title”) AND THEN gives you example key words and example phrases. That way you’re not just trying to figure it out.

And my personal favorite function of the Lister is the Reoccurring event button! This way when you find your SUPER successful auction items you can set it to RE-list and start your auction at that same time every week or even everyday! This allows you to spend doing other things like making your site better while continuing to make money.

Or even time on back end marketing. For example once we have someone that buys for example a tent. We will now be building a clientele. Now we can go back with email campaigns and sell that tent buyer fishing gear or a lantern or whatever you find you have the best margins on using your research tool. Someone that buys earrings from you we can go back and sell bracelets too. What this will do is establish and build a network of buyers. These same people will come and look at you and your store before they go and make the next purchase. Thus we are creating a passive income that we don’t have to continue working for! Can you see how this tool would help you become more successful? Great!

Next I want you to write down E Wealth Web Builder. This is going to be another amazing tool! It is the simplest and the most in depth web builder on the market. What this does is take someone with no web design experience in his or her entire life and help him or her build their own websites. It makes web building so easy with simple point and click features that you will be able to build your own sites with no previous experience!

Site look and Feel

Edit Page

Store Manager

Site Stats

Live Chat Resource Center M-F 8-6 MST

It also eliminates you having to pay a web master $50k a year to manage and run your sites. It gives you complete control over your own sites and makes it easy. Can you see that working for you? Good.

Go ahead and write down SEO MARKETING FOUNDATION. Now as you are making money on your auctions on eBay and creating a massive clientele base we also want to focus on getting your site the attention it deserves. This is our long term plan for your website and this will create passive income and repeat buyers. The SEO Marketing Foundation helps you learn how to build content on your webpage that search engines respond too so you are showing up higher on searches. The higher you show up the more people you get to the site. Every 90 days each search engine goes out and re-lists who is coming up with more content for the keywords that are being typed in. Within 90 days we want you coming up that list. With each 90 days we want you higher and higher on each search. This in turn continues to get more and more people to your site. Then the focus becomes how to we get more people to buy. Does that make sense?

Remember we have already built over 500 wholesalers and drop shipper’s relationships that you can begin working with immediately. Our goal is to have your business paying for itself as soon as possible

Now go ahead and circle SEO Marketing Foundation if you can see how this will help you!

The last thing I want to talk about in the KNOWLEDGE section, which is also included in your investment, is your ASSET and TAX PROTECTION. This is designed to help you keep and protect more of the money and assets you acquire. I want you to write down the name of these materials. Write down “Asset Protection Made Easy (ENTITY SET UP).”

First, I want to talk about the tax protection side of this. Inside these materials there will be what is called an “entity setup”. In other words, you will be setting up a corporation through which you will do all of your business. .

The Corporation allows you a variety of “Tax Deductions.” In other words, it allows you to keep more of the money you make. In this country, it is not just how much you make, it is how much you keep as well; would you agree? Not only is this $14, 850 investment tax deductible as a business start-up cost, many of the things that you are already spending money on can become tax deductible as well. There are also many other creative ways you can save taxes while running your own business. These materials will teach you every aspect of this. So, not only will this business pay for itself through the business that you do, but, it will pay for itself over and over again through the taxes it will save you.

The aspects of KNOWLEDGE we provide are:

q 12 months mentoring

q E WEALTH AUCTION RESEARCH TOOL

q E WEALTH AUCTION LISTER

q E WEALTH WEB BUILDER

q SEO MARKETING FOUNDATION

If they correlate with what you feel you need to learn, I want you to circle KNOWLEDGE.

On your page, we should now have TIME, MONEY, and KNOWLEDGE circled. These are the three major hurdles that hold people back. It is kind of like wanting to get in shape. You can go to the gym and learn how to use the equipment, learn how to eat better and drink more water, but that doesn’t mean you are going to get in shape, does it? You have to commit to doing it on a daily basis. The same goes for internet business. Now, let’s move down to the COMMITMENT section. I’m going to go over the five commitments that we need in order to work with someone and guarantee this program. These are not difficult commitments, but they are commitments; and commitment is the common denominator between SUCCESS and FAILURE. If you are OK with these commitments, I won’t have any problem extending you an opportunity to come aboard this team.

· The first commitment we have already talked about is TIME. Five to ten hours per week minimum. And, you can commit to that, correct? Good!

· The second commitment is that you keep your scheduled appointments with your coach. In other words, if you need to re-schedule, and it is not an emergency, give us 24 hours advance notice so we can be there to help someone else, fair enough?

· The third commitment is that you implement the strategies we teach. Once again, we will tell you exactly what, where and how to do it, but we cannot do it for you. This knowledge works universally, but only if it’s applied. Just like when going to college.

· Now, the fourth and final commitment pertains to the assignments that will be given to you each week by you mentor. You must document each and every week, what your assignments are, and what you have done to complete them. This needs to be emailed here to our office once a week, so we can follow your progress. We want to make sure we are not going to fast or too slow! The email address will be listed in your activation documents. Do you feel you can commit to doing that?

So, as far as these four commitments go, do you feel like you could commit to all four? Good.

Now, I want to explain our “GUARANTEE OF SERVICE.” If you keep these four commitments over the next 12 months, and do not at least DOUBLE your INITIAL investment; we will continue to work with you pro-actively, at our own expense, until you do. I want you to know that in 9 years we have never had to work with any of our students beyond 12 months, and we should never have to. Regardless, it shouldn’t hurt your feelings that we guarantee your education. Right? If these commitments and guarantee make sense, I want you to circle COMMITMENT on your page.

Now, you should have TIME, MONEY, KNOWLEDGE and COMMITMENTS circled. Is that correct? Good, then I have a couple of questions for you:

· If I were to extend you the opportunity to come aboard, and work with us for the next 12 months, is this something you think you could do? Good.

· If I were to extend you that opportunity, is this something you would not only want to, but would be excited to take advantage of? Great!

Then I want to say, on behalf of myself and our entire team, CONGRATULATIONS and welcome aboard our “success team”.

I’m going to put you on hold for a minute and put your file together. I’ll be right back to get some information from you. In order to get you registered, I need you to grab the highest interest rate card for the initial investment and I’ll be right back in a moment; and once again, congratulations and welcome aboard, I’m excited for you.

We will be over-night expressing, as well as emailing your “activation kit”. In this kit, there will be a welcome letter, a copy of the commitments, a copy of the invoice, and some other documents for you to review and sign. Fill out and return the documents to the fax number or email address provided; whichever is more convenient. Once we receive those documents back, you will be hearing from the mentoring department within 24 to 48 hours for your initial contact and to schedule your first appointment. What is the best time to reach you in the next couple of days?

Now, the last step is, I’m going to transfer you through to my verification department and for your, and our, protection, she will record the conversation and make sure that I didn’t give you any earning’s claims. In other words, I didn’t tell you that you were going to become a millionaire next week just by investing in our program. Also, she will verify your shipping address and the credit card number so keep that handy. A couple of other things she will verify, and I just want you to be aware of it, and this is obviously common sense, but it is my job to cover it with you, number one, we cannot GUARANTEE a SPECIFIC dollar amount on any SPECIFIC deal by any SPECIFIC time, in other words, I don’t know how much I am going to make on my online business, let alone yours. The second thing I want to cover with you is, because the information and materials that we provide are proprietary, and non-recoverable, there is a no cancellation and no refund policy. What this means is, we can’t have you come aboard this team and then 12 months down the road when you are fully educated, turn around and sell our products on the internet, and then cancel your program. We would obviously go out of business that way, right? And we can’t have that. So the point is that if your not 100% committed to this, you shouldn’t come aboard in the first place, correct? This way we have a vested interest in each other, and that is why as a company we have such a high success rate. So does that make sense? Ok Great.

My secretary is going to verify that information with you. This way you will be assured everything is correct when you get your activation kit.

Okay, she will give you a call within the next few minutes to verify everything with you.
Once again CONGRATULATIONS AND WELCOME ABOARD!

AS YOU CAN IMAGINE I HUNG UP AND CALLED THE FTC. DONT FALL FOR THIS SCAM!

The salesman: Devin Leonard w/Internet Auction Academy.
The trainer/product: Apply Knowlege Institute, multiple coaches.
Charges: $8220.00 for training in setting up a web ebay business.
Failed to disclose that there would be some really HIGH PRESSURE sales associates calling me and charging on my credit card additional fees and telling me that it was required by Applyki.com.
I filed a dispute w/my credit card company, which told me not to talk to Applyki.com.

Although I got my refund by complaining loud & often, my thanks for your very informative letter, complete with picture. This allows us to see that these guys are really just your garden variety punks with a plan, figuring ways to circumvent systems in place to protect consumers. The picture really does "it" for me; these guys looks like my nere-do-well neighbor's son, with the backwards ballcap and the "me so bad" attitude, spending most of their time finding ways to avoid getting caught, unable to earn an honest living. A picture tells a thousand words, indeed.
Sharon Thompson

LOOK AT THESE FACEBOOK PICTURES...SUCH [censored] BAGS!

If you have not received a refund from these guys its because they closed one company and opened a new one. They are making money and have money to refund, but you have to complain to state officials and federal officers. Here is how I got my refund.

Nicholas Johnson, Josh Lindsay, & Jeff Nielson are former owners of 6 figure as shown at the BBB.

http://www.bbb.org/utah/business-reviews/advertising-and-marketing-agencies/six-figure-consulting-in-salt-lake-city-ut-22220703

Now they are operating under a different name Online Success INC. They are not registered with the state or BBB to avoid people finding them. But there address is listed as 7440s Creek Road Place, Sandy UT 84093

I complained to the Utah Consumer Protection Agency & the FTC. According to the FTC this company is already under investigation Case # [protected].

If you complain to those agencies about this being the same owners and the same company you will surely get your refund fast. It took me 14 days and I purchased 12 months ago!

Hope this helps...

Oh [censor] Ken! Apply Knowledge Institute just scared the hell out of me..LMAO! FREEDOM OF SPEECH, [censored]
LMAO, is exactly what i will be doing when the IRS and the FBI takes a close look at your scammy company! Uncle Sam wants his share! That's who will be calling you next.. Cuz Silverado Developement Inc sounds a little fishy.. oh and yes, i have copied this ! GOOD LUCK and do not bend over and pick a up a bar of soap in prison.. You can not hide behind fake domain registrations, it only takes one phone call for the IRS or the FBI to gather your information! Keep in mind they use technology like "Carnivore".. that might be a little old but you get my point..snort! snort!
psst.. call me a whistle blower, k?

I ACTUALLY USED TO WORK FOR THEM. AND YES, IT IS A BIG RIP OFF. TO MY SHAME, I WAS THE GUY THAT WOULD CALL YOU AND KEEP YOU ON THE PHONE, FIND YOUR PAIN, RUB SALT IN IT, THEN PAINT A WONDERFUL PICTURE OF HOW IT ALL COULD CHANGE FOR YOU. THEY ARE VERY SLICK, AS I WAS TOO.

DONT BOTHER TRYIN TO WARN EVERYONE ABOUT "IVY CAPITAL" THEY GO BY SO MANY DIFFERENT NAMES.

DONT BOTHER TRYIN TO GO PAY THEM A VISIT, THEY WONT DISCLOSE THEIR REAL LOCATION. THE ADDRESS THEY GIVE YOU IS NOT WHERE THEY ACTUALLY ARE.

YOU COULD TRY TO PURSUE LEGAL ACTION BUT THEYRE ARE VERY GOOD AT COVERING THEIR [censor] LEGALLY. AFTER ALL, YOURE THE ONE THAT AGREED TO INVEST INTO THEIR "COACHING", YOURE THE ONE WHO SIGNED UP. OH WAIT, IT WASNT YOUR MONEY, IT WAS "OPM" HAHA LOL SO MISLEADING.

WE COULD GO BACK AND FORTH ALL DAY ABOUT LEGITIMATE OR SCAM, GOOD OR BAD, WHATEVER. THE TRUTH IS, WITHIN MY FIRST WEEK WORKING THERE I ASKED THE OTHERS IF THEY WOULD INVEST IN THE VERY COACHING THAT WE WERE SELLING AND EVERY SINGLE ONE OF THEM SAID "YA RIGHT!" OR "NO WAY!"
TALK ABOUT SALESMAN SELLING WHAT THEY THEMSELVES DONT BELIEVE IN!

This is all quite interesting. Some of you REALLY need to do your research. When I read about the ICI Success Team, I had to laugh because if you do a little MORE research you will find that it is NOT owned by Apply Knowledge Institute. They provide the coaching portion. Its common for a person to blame someone or something else for failing at something in life. If you knew you couldn't hack it, then why did you sign up? Half of the people who sign up don't even know what Internet Explorer is. My point being, don't blame others for your failures. OWN UP!

I received an email from Ryan Jackson about his AWS. The email was sent on February 19 to an email address I rarely use. I read the email today (April 26).

The email that I received was also narrated by Ryan Jackson and at the end he said that there were only 17 spots left before he pulled his offer off the table in order to provide the best possible customer service. Luckily for me, there are still a few spots available two months later! I smell a rat and I appreciate the time and effort that went into the complaints from the people who have been victimized by this scam.

After 7 months of support and encouragement from Apply Knowledge Institute, I can honestly say the only way you could be unhappy is if you are too lazy to do what they tell you.

Keep complaining and not making money, I made $3200.00 last month.

Use common sense, any education is only as good as the effort you put in, stop blaming the opportunity and take some responsibility.

You guys all just suck at life basically, I have been in the program for 4 months now and I could not be anymore satisfied. Don't buy materials if your too stupid to do the work.

Haha, I'm on the phone with these ### right now.

LOOK AT THESE FACEBOOK PICTURES...SUCH [censored] BAGS!

If you have not received a refund from these guys its because they closed one company and opened a new one. They are making money and have money to refund, but you have to complain to state officials and federal officers. Here is how I got my refund.

Nicholas Johnson, Josh Lindsay, & Jeff Nielson are former owners of 6 figure as shown at the BBB.

http://www.bbb.org/utah/business-reviews/advertising-and-marketing-agencies/six-figure-consulting-in-salt-lake-city-ut-22220703

Now they are operating under a different name Online Success INC. They are not registered with the state or BBB to avoid people finding them. But there address is listed as 7440s Creek Road Place, Sandy UT 84093

I complained to the Utah Consumer Protection Agency & the FTC. According to the FTC this company is already under investigation Case # [protected].

If you complain to those agencies about this being the same owners and the same company you will surely get your refund fast. It took me 14 days and I purchased 12 months ago!

Hope this helps...

Seek therapy please give me your email address as i have the case number for apply knowledge with the FBI, i will send it to you so you can add your complaint to the investigation

Oh Shut the F**** up! you can not do a damn thing. Stop scamming people and get a real J.O.B ! Get ready because "HERE COMES IRS and the FBI." Uncle Sam wants his FULL SHARE as you spend time in Prison! LOL
PS. Send me a letter! I DARE you

EAD FIRST TO HEAR HOW THEY WILL SCAM YOU OUT OF $15, 000 OR MORE!
AS A FORMER PRIVATE DETECTIVE I RECORDED THERE SALES PITCH, HERE IT IS IN DETAIL...

We receive aprox. 500 profiles/day, and through a qualification process based off your profile and this conversation we select about 2% to work with one on one for the next 12 months, AND we give them access to our network and contacts that we have developed over the past 9 years, which in turn creates a great income for you, knowledge you get keep for life, or pass on to who you please. And it also creates a phenomenal success story that we will want to use to promote our company. You guys ok with that? Great!

So, let’s get into the details of this program and see if you can overcome the hurdles it will take to work with us. On a fresh sheet of paper, I’m going to have you write down the four elements that it takes to be successful, and to qualify to work with one of our mentors.

First, at the top of your fresh sheet of paper, write down the word

v TIME – Leave some writing room below each of these

v Next, write down the word MONEY

v Below that write down KNOWLEDGE

v Finally and most important, under that write down COMMITMENT

Now, if I put my name on some ones file I take it very seriously! They are my success stories and it reflects on me. So, if you can overcome these four things I’ll feel comfortable inviting you in AND I can guarantee the program. If not, meaning if one of these things is NOT a fit, I’ll explain why and we’ll part as friends. On that same note, if you feel that one of these things is not a fit it’s VERY important that you just tell me, “it’s not a good fit.” Sound fair? Good.

Now next to TIME, write down, minimum 5 to 10 hours per week. Now, obviously we can’t supply you with TIME, but we can make sure that every second you put in is 100% effective so you are not spinning your wheels or wasting time. So, are you are willing to put in at least 5 to 10 hours a week? Then I want you to circle TIME because you are able to overcome that.

Now, moving down to MONEY, next to money I want you to write down the letters OPM. This stands for “other people’s money.” Just because it takes money to make money, that doesn’t mean it has to be your money. For instance, when you deposit your money in the bank, that doesn’t make it the bank’s money does it? But, what do they do with your money? That is right; they invest your money to make money for themselves. Have you ever learned to use the banks money to make you money? Well, if I can show you a strategy called Capitol Leveraging that will allow you to finance this program and get your business running without using any money out of pocket, is that something you would be open to? Okay I’ll show you, but first I want you to write down these price points. $9, 250 $11, 500 $14, 850 Now all of this is going to be hypothetical because nether of us have decided if this is a good fit, but for the stake of understanding it bare with me. Okay?

He then explains that Credit Card gives us 30 days of working together free and clear, and then 30 days down the road we will have a minimum payment due of $200. Now this $200(min payment) represents you Cost of doing business?, or your overhead and this is why SO MANY individuals and even large companies are attracted to the Internet, it has very little if any overhead. I mean, if you and I were to go into business together and start say a…. a restaurant. How much would you say we are looking to start? Right we are looking at $100, 000K + just to START, then we have to hire people, PAY people, get insurance and employee benefits, buy inventory and the list goes on and on. I’m sure you get the point so back to OUR overhead. So because of credit card 1 we have the first 30 days of working together on them and now we have a min payment of $200 due. On average it takes 60-90 days to get your business completely paying for itself. Now if you are only clearing $2, 000 A MONTH we’re moving in the right direction and we’re making money right? Right, that’s $1, 600 a month you didn’t have before correct? But, that’s 60-90 days and we are only at 30, so I also see you have a Chase Visa correct? Are you familiar with a Blance Transfer? Good then you understand that this can

give us another 30 days free and clear, so now we’re 60 days in with no money out of pocket. A lot of times this is enough time but in the instance that it’s not we can repeat that step back to the first card or to another and bump us up to 90 days or even 120. See, you have the credit available to leverage the investment as long as we need, but we don’t want you to do that. Just long enough so that the business is paying for itself and you aren’t paying out of pocket. Does that make sense?

As soon as your business is paying for itself we recommend you put 80% of your profits to pay off the LOC and pay yourself 20% at that rate the card is paid off really quick and then what do we have? Right! A 100% profitable business! That’s where we want to be right? Most companies take YEARS to do that, some never do it ever, and we’re going to do it in months. Is that okay with you?

Do you understand that strategy and what Capitol Leverage is?

Okay, so away from the hypothetical stuff, provided the rest of this makes since, meaning the knowledge is of value, the commitments are good on both sides, and I invite you in, are you comfortable using this strategy to get your business started today? Then I want you to circle MONEY because you can definitely overcome that as well.

So, at this point, we have overcome the hurdles of both TIME and MONEY. These are two things we cannot supply for you.

Now, moving down to the KNOWLEDGE, we can supply 100% of that. But, there are a couple of things that we need in order for this knowledge to work for you.

The first thing I want you to write down TEACHABILITY. In other words, when you go to college, you pay for your books, you pay for your tuition, but that doesn’t mean that you pass the class, correct? You have to be teachable enough to complete your assignments and do your homework. The same goes for this program. We can answer all your questions and supply you with all the knowledge and direction that you need; but, we cannot do your business for you. So, do you feel you’re teachable enough to implement the strategies we teach? Good.

The second thing I want you to write down is PROCRASTANATION. In business, especially an online business, PROCRASTINATION and INDECISION will lose you more money than a WRONG DECISION ever will. We can tell you what decisions we would make, regardless; we cannot make your decisions for you. Do you feel that you are teachable enough to make decisions based on facts and figures as opposed to emotions? Good.

Now, the second thing, as far as decision making; comes down to you and me. I have to make the final decision as to who we work with on this “team” and who we don’t. I don’t base my decision on emotions or whether I like you or not. I base it on the FACTS. In other words, if you can overcome TIME, MONEY, KNOWLEDGE, and COMMITMENT; then I don’t have to hope or wish you’ll be successful. I PLAN ON IT! It is just like baking a cake. If you have all the right ingredients, and you follow the recipe, you get the desired end result every time, the same goes for internet business. If you do it right, you make money. In a moment, I’m going to go through the KNOWLEDGE and TOOLS which you are investing into and the COMMITMENTS that we need from you so we can guarantee this program - - at that time, if it makes sense to you, AND I feel you would be successful, I will extend you an opportunity to work with one of our mentors for the next 12 months.

Once I do that, all I ask from you, is that you are able to make a decision based on the facts. It doesn’t matter to me if the decision is, yes or no, as long as we can make a decision. If the decision is YES, we’ll take care of the investment we’ve talked about and committing to your success and never looking back. Is that fair enough for you? Good.

Then let’s get into the KNOWLEDGE and what we provide for this investment.

The first thing under KNOWLEDGE I want you to write down is 12 months of personalized mentoring. That means you would be assigned the same mentor for the next 12 months. This mentoring is done over the PHONE, FAX and EMAIL and is broken up into a couple of different phases over the next year. The first phase is the “proactive phase.” Write that down. This phase will consist of 12 scheduled sessions on the phone over the next 12 to 16 weeks. The average session is half an hour to 45 minutes. Consider this to be your classroom time, if you will. These sessions are scheduled between you and your mentor and are based around your schedule. Now in between these appointments as you are working on your site and doing auctions you are going to have questions, you will also have access to our mentoring hotline. All we ask is that you ask these questions immediately so that we can move forward in the next session. We never want you out there with a question not knowing exactly what to do! The focus of the proactive phase is to hold your hand, so to speak, and walk you through this process. Also, at the end of the proactive phase we want to have you in a position so that we can loosen the grip on your hand so to speak, and have you in a position where you now understand how things work. Does that make sense?

Now, the “reactive phase” is for the remainder of the 12 months. During this time, instead of our contacting you pro-actively you will be contacting us pro-actively on a “NEED TO” basis. In other words, if one week you’re working on multiple projects, you may be e-mailing your coach all week long. The next week, if you don’t have any questions, you don’t have to contact us. During this time, you’re going to find that emailing is the most effective means of communication. The focus of the reactive phase is not only to walk you through as many deals as possible; but, also to have you in a position at the end of these 12 months where you are sick and tired of working with us. That means that WE have done our part, and YOU have done yours.

So, when it comes to the coaching, do you feel like you could learn in this manner? Good. Then circle 12 MONTHS OF COACHING, because this is the most important thing that we offer.

First I want you to write down E WEALTH RESEARCH TOOL. As we are developing your website we want you making money immediately. What product would be the first you would launch on eBay? What time would you be selling this item? How much would you sale this item for?

Those are questions that people will be asking themselves when they first start. The great thing is that we are going to be able to eliminate the mistakes for you. There are currently about 1.7 million people doing auctions on eBay. Not a bad market huh? What this tool does is actually go out and let those people make the mistakes for you. Let’s say for example we are going to be selling women’s pants. The first thing you would do is type in women’s pants and it will bring up the top 5 pants sold on eBay. Not only that, you will be able to see when is the best time to auction this item, and at exactly what price it will sell at what % of the time! It also lets you know if it’s better to have the item be a fixed price or an auction or with a buy it now. It takes all of the guesswork out and ensures your success. Does that make sense? Give Ex. If needed.

When students come aboard they get access to OUR wholesalers. We already have a network of over 500 wholesalers and drop-shippers so that you can pick a product, then use your research tool. Now you can set your price say 10% lower than competitors AND set your products to sell at the same time as the bulk of that product. Think we’re going to sell something?

It basically makes sure you are successful with this!

The developer of this software took 40 or 50 Gold Power Sellers, which means they are making at least $15k a month on eBay doing auctions. These are experienced people making money already. She tapped them in with her software you will be using and they on average had a 40% increase in profits. The top seller actually increased by 80%! And these are people who have been doing this for years. You will have this working for you from the beginning!

Can you see this tool helping you take out all of the guessing work and making sure you are going to be successful? Great

Next I want you to write down E Wealth Web Lister. This takes all the pain out of selling items on eBay. Have you ever posted something on EBay? How long did it take? This simply puts your items at auction with a handful of clicks rather than having to spend the time with hundreds of clicks Time is money, right? This allows you to have more time putting together new auctions. You are actually able to click on items on YOUR web page and have them automatically posted on EBay with just a few clicks. The Lister gives you a description of all required fields (for example “headline” “sub-title”) AND THEN gives you example key words and example phrases. That way you’re not just trying to figure it out.

And my personal favorite function of the Lister is the Reoccurring event button! This way when you find your SUPER successful auction items you can set it to RE-list and start your auction at that same time every week or even everyday! This allows you to spend doing other things like making your site better while continuing to make money.

Or even time on back end marketing. For example once we have someone that buys for example a tent. We will now be building a clientele. Now we can go back with email campaigns and sell that tent buyer fishing gear or a lantern or whatever you find you have the best margins on using your research tool. Someone that buys earrings from you we can go back and sell bracelets too. What this will do is establish and build a network of buyers. These same people will come and look at you and your store before they go and make the next purchase. Thus we are creating a passive income that we don’t have to continue working for! Can you see how this tool would help you become more successful? Great!

Next I want you to write down E Wealth Web Builder. This is going to be another amazing tool! It is the simplest and the most in depth web builder on the market. What this does is take someone with no web design experience in his or her entire life and help him or her build their own websites. It makes web building so easy with simple point and click features that you will be able to build your own sites with no previous experience!

Site look and Feel

Edit Page

Store Manager

Site Stats

Live Chat Resource Center M-F 8-6 MST

It also eliminates you having to pay a web master $50k a year to manage and run your sites. It gives you complete control over your own sites and makes it easy. Can you see that working for you? Good.

Go ahead and write down SEO MARKETING FOUNDATION. Now as you are making money on your auctions on eBay and creating a massive clientele base we also want to focus on getting your site the attention it deserves. This is our long term plan for your website and this will create passive income and repeat buyers. The SEO Marketing Foundation helps you learn how to build content on your webpage that search engines respond too so you are showing up higher on searches. The higher you show up the more people you get to the site. Every 90 days each search engine goes out and re-lists who is coming up with more content for the keywords that are being typed in. Within 90 days we want you coming up that list. With each 90 days we want you higher and higher on each search. This in turn continues to get more and more people to your site. Then the focus becomes how to we get more people to buy. Does that make sense?

Remember we have already built over 500 wholesalers and drop shipper’s relationships that you can begin working with immediately. Our goal is to have your business paying for itself as soon as possible

Now go ahead and circle SEO Marketing Foundation if you can see how this will help you!

The last thing I want to talk about in the KNOWLEDGE section, which is also included in your investment, is your ASSET and TAX PROTECTION. This is designed to help you keep and protect more of the money and assets you acquire. I want you to write down the name of these materials. Write down “Asset Protection Made Easy (ENTITY SET UP).”

First, I want to talk about the tax protection side of this. Inside these materials there will be what is called an “entity setup”. In other words, you will be setting up a corporation through which you will do all of your business. .

The Corporation allows you a variety of “Tax Deductions.” In other words, it allows you to keep more of the money you make. In this country, it is not just how much you make, it is how much you keep as well; would you agree? Not only is this $14, 850 investment tax deductible as a business start-up cost, many of the things that you are already spending money on can become tax deductible as well. There are also many other creative ways you can save taxes while running your own business. These materials will teach you every aspect of this. So, not only will this business pay for itself through the business that you do, but, it will pay for itself over and over again through the taxes it will save you.

The aspects of KNOWLEDGE we provide are:

q 12 months mentoring

q E WEALTH AUCTION RESEARCH TOOL

q E WEALTH AUCTION LISTER

q E WEALTH WEB BUILDER

q SEO MARKETING FOUNDATION

If they correlate with what you feel you need to learn, I want you to circle KNOWLEDGE.

On your page, we should now have TIME, MONEY, and KNOWLEDGE circled. These are the three major hurdles that hold people back. It is kind of like wanting to get in shape. You can go to the gym and learn how to use the equipment, learn how to eat better and drink more water, but that doesn’t mean you are going to get in shape, does it? You have to commit to doing it on a daily basis. The same goes for internet business. Now, let’s move down to the COMMITMENT section. I’m going to go over the five commitments that we need in order to work with someone and guarantee this program. These are not difficult commitments, but they are commitments; and commitment is the common denominator between SUCCESS and FAILURE. If you are OK with these commitments, I won’t have any problem extending you an opportunity to come aboard this team.

· The first commitment we have already talked about is TIME. Five to ten hours per week minimum. And, you can commit to that, correct? Good!

· The second commitment is that you keep your scheduled appointments with your coach. In other words, if you need to re-schedule, and it is not an emergency, give us 24 hours advance notice so we can be there to help someone else, fair enough?

· The third commitment is that you implement the strategies we teach. Once again, we will tell you exactly what, where and how to do it, but we cannot do it for you. This knowledge works universally, but only if it’s applied. Just like when going to college.

· Now, the fourth and final commitment pertains to the assignments that will be given to you each week by you mentor. You must document each and every week, what your assignments are, and what you have done to complete them. This needs to be emailed here to our office once a week, so we can follow your progress. We want to make sure we are not going to fast or too slow! The email address will be listed in your activation documents. Do you feel you can commit to doing that?

So, as far as these four commitments go, do you feel like you could commit to all four? Good.

Now, I want to explain our “GUARANTEE OF SERVICE.” If you keep these four commitments over the next 12 months, and do not at least DOUBLE your INITIAL investment; we will continue to work with you pro-actively, at our own expense, until you do. I want you to know that in 9 years we have never had to work with any of our students beyond 12 months, and we should never have to. Regardless, it shouldn’t hurt your feelings that we guarantee your education. Right? If these commitments and guarantee make sense, I want you to circle COMMITMENT on your page.

Now, you should have TIME, MONEY, KNOWLEDGE and COMMITMENTS circled. Is that correct? Good, then I have a couple of questions for you:

· If I were to extend you the opportunity to come aboard, and work with us for the next 12 months, is this something you think you could do? Good.

· If I were to extend you that opportunity, is this something you would not only want to, but would be excited to take advantage of? Great!

Then I want to say, on behalf of myself and our entire team, CONGRATULATIONS and welcome aboard our “success team”.

I’m going to put you on hold for a minute and put your file together. I’ll be right back to get some information from you. In order to get you registered, I need you to grab the highest interest rate card for the initial investment and I’ll be right back in a moment; and once again, congratulations and welcome aboard, I’m excited for you.

We will be over-night expressing, as well as emailing your “activation kit”. In this kit, there will be a welcome letter, a copy of the commitments, a copy of the invoice, and some other documents for you to review and sign. Fill out and return the documents to the fax number or email address provided; whichever is more convenient. Once we receive those documents back, you will be hearing from the mentoring department within 24 to 48 hours for your initial contact and to schedule your first appointment. What is the best time to reach you in the next couple of days?

Now, the last step is, I’m going to transfer you through to my verification department and for your, and our, protection, she will record the conversation and make sure that I didn’t give you any earning’s claims. In other words, I didn’t tell you that you were going to become a millionaire next week just by investing in our program. Also, she will verify your shipping address and the credit card number so keep that handy. A couple of other things she will verify, and I just want you to be aware of it, and this is obviously common sense, but it is my job to cover it with you, number one, we cannot GUARANTEE a SPECIFIC dollar amount on any SPECIFIC deal by any SPECIFIC time, in other words, I don’t know how much I am going to make on my online business, let alone yours. The second thing I want to cover with you is, because the information and materials that we provide are proprietary, and non-recoverable, there is a no cancellation and no refund policy. What this means is, we can’t have you come aboard this team and then 12 months down the road when you are fully educated, turn around and sell our products on the internet, and then cancel your program. We would obviously go out of business that way, right? And we can’t have that. So the point is that if your not 100% committed to this, you shouldn’t come aboard in the first place, correct? This way we have a vested interest in each other, and that is why as a company we have such a high success rate. So does that make sense? Ok Great.

My secretary is going to verify that information with you. This way you will be assured everything is correct when you get your activation kit.

Okay, she will give you a call within the next few minutes to verify everything with you.
Once again CONGRATULATIONS AND WELCOME ABOARD!

AS YOU CAN IMAGINE I HUNG UP AND CALLED THE FTC. DONT FALL FOR THIS SCAM!

Look out for high pressure and anger, intimidation if you do not buy their plan...they know how to burn the bridges forever...ordered product and never got it...sad situation..a nice gal Mara turned to be not so nice in the end...PPRRESSURRE WOW I really do not believe they will deliver after that experience...be on guard for people who lay into you if they do not get your money..thank God we did not go for the Plan? Scam?

Apply and These guys have another new case open in illionis idaho and other states... Get you money back and contact these attorney's

http://www.ilnd.uscourts.gov/Recently%20File%20cases/12cv9663.pdf

LOOK AT THESE FACEBOOK PICTURES...SUCH [censored] BAGS!

If you have not received a refund from these guys its because they closed one company and opened a new one. They are making money and have money to refund, but you have to complain to state officials and federal officers. Here is how I got my refund.

Nicholas Johnson, Josh Lindsay, & Jeff Nielson are former owners of 6 figure as shown at the BBB.

http://www.bbb.org/utah/business-reviews/advertising-and-marketing-agencies/six-figure-consulting-in-salt-lake-city-ut-22220703

Now they are operating under a different name Online Success INC. They are not registered with the state or BBB to avoid people finding them. But there address is listed as 7440s Creek Road Place, Sandy UT 84093

I complained to the Utah Consumer Protection Agency & the FTC. According to the FTC this company is already under investigation Case # [protected].

If you complain to those agencies about this being the same owners and the same company you will surely get your refund fast. It took me 14 days and I purchased 12 months ago!

Hope this helps...

EAD FIRST TO HEAR HOW THEY WILL SCAM YOU OUT OF $15, 000 OR MORE!
AS A FORMER PRIVATE DETECTIVE I RECORDED THERE SALES PITCH, HERE IT IS IN DETAIL...

We receive aprox. 500 profiles/day, and through a qualification process based off your profile and this conversation we select about 2% to work with one on one for the next 12 months, AND we give them access to our network and contacts that we have developed over the past 9 years, which in turn creates a great income for you, knowledge you get keep for life, or pass on to who you please. And it also creates a phenomenal success story that we will want to use to promote our company. You guys ok with that? Great!

So, let’s get into the details of this program and see if you can overcome the hurdles it will take to work with us. On a fresh sheet of paper, I’m going to have you write down the four elements that it takes to be successful, and to qualify to work with one of our mentors.

First, at the top of your fresh sheet of paper, write down the word

v TIME – Leave some writing room below each of these

v Next, write down the word MONEY

v Below that write down KNOWLEDGE

v Finally and most important, under that write down COMMITMENT

Now, if I put my name on some ones file I take it very seriously! They are my success stories and it reflects on me. So, if you can overcome these four things I’ll feel comfortable inviting you in AND I can guarantee the program. If not, meaning if one of these things is NOT a fit, I’ll explain why and we’ll part as friends. On that same note, if you feel that one of these things is not a fit it’s VERY important that you just tell me, “it’s not a good fit.” Sound fair? Good.

Now next to TIME, write down, minimum 5 to 10 hours per week. Now, obviously we can’t supply you with TIME, but we can make sure that every second you put in is 100% effective so you are not spinning your wheels or wasting time. So, are you are willing to put in at least 5 to 10 hours a week? Then I want you to circle TIME because you are able to overcome that.

Now, moving down to MONEY, next to money I want you to write down the letters OPM. This stands for “other people’s money.” Just because it takes money to make money, that doesn’t mean it has to be your money. For instance, when you deposit your money in the bank, that doesn’t make it the bank’s money does it? But, what do they do with your money? That is right; they invest your money to make money for themselves. Have you ever learned to use the banks money to make you money? Well, if I can show you a strategy called Capitol Leveraging that will allow you to finance this program and get your business running without using any money out of pocket, is that something you would be open to? Okay I’ll show you, but first I want you to write down these price points. $9, 250 $11, 500 $14, 850 Now all of this is going to be hypothetical because nether of us have decided if this is a good fit, but for the stake of understanding it bare with me. Okay?

He then explains that Credit Card gives us 30 days of working together free and clear, and then 30 days down the road we will have a minimum payment due of $200. Now this $200(min payment) represents you Cost of doing business?, or your overhead and this is why SO MANY individuals and even large companies are attracted to the Internet, it has very little if any overhead. I mean, if you and I were to go into business together and start say a…. a restaurant. How much would you say we are looking to start? Right we are looking at $100, 000K + just to START, then we have to hire people, PAY people, get insurance and employee benefits, buy inventory and the list goes on and on. I’m sure you get the point so back to OUR overhead. So because of credit card 1 we have the first 30 days of working together on them and now we have a min payment of $200 due. On average it takes 60-90 days to get your business completely paying for itself. Now if you are only clearing $2, 000 A MONTH we’re moving in the right direction and we’re making money right? Right, that’s $1, 600 a month you didn’t have before correct? But, that’s 60-90 days and we are only at 30, so I also see you have a Chase Visa correct? Are you familiar with a Blance Transfer? Good then you understand that this can

give us another 30 days free and clear, so now we’re 60 days in with no money out of pocket. A lot of times this is enough time but in the instance that it’s not we can repeat that step back to the first card or to another and bump us up to 90 days or even 120. See, you have the credit available to leverage the investment as long as we need, but we don’t want you to do that. Just long enough so that the business is paying for itself and you aren’t paying out of pocket. Does that make sense?

As soon as your business is paying for itself we recommend you put 80% of your profits to pay off the LOC and pay yourself 20% at that rate the card is paid off really quick and then what do we have? Right! A 100% profitable business! That’s where we want to be right? Most companies take YEARS to do that, some never do it ever, and we’re going to do it in months. Is that okay with you?

Do you understand that strategy and what Capitol Leverage is?

Okay, so away from the hypothetical stuff, provided the rest of this makes since, meaning the knowledge is of value, the commitments are good on both sides, and I invite you in, are you comfortable using this strategy to get your business started today? Then I want you to circle MONEY because you can definitely overcome that as well.

So, at this point, we have overcome the hurdles of both TIME and MONEY. These are two things we cannot supply for you.

Now, moving down to the KNOWLEDGE, we can supply 100% of that. But, there are a couple of things that we need in order for this knowledge to work for you.

The first thing I want you to write down TEACHABILITY. In other words, when you go to college, you pay for your books, you pay for your tuition, but that doesn’t mean that you pass the class, correct? You have to be teachable enough to complete your assignments and do your homework. The same goes for this program. We can answer all your questions and supply you with all the knowledge and direction that you need; but, we cannot do your business for you. So, do you feel you’re teachable enough to implement the strategies we teach? Good.

The second thing I want you to write down is PROCRASTANATION. In business, especially an online business, PROCRASTINATION and INDECISION will lose you more money than a WRONG DECISION ever will. We can tell you what decisions we would make, regardless; we cannot make your decisions for you. Do you feel that you are teachable enough to make decisions based on facts and figures as opposed to emotions? Good.

Now, the second thing, as far as decision making; comes down to you and me. I have to make the final decision as to who we work with on this “team” and who we don’t. I don’t base my decision on emotions or whether I like you or not. I base it on the FACTS. In other words, if you can overcome TIME, MONEY, KNOWLEDGE, and COMMITMENT; then I don’t have to hope or wish you’ll be successful. I PLAN ON IT! It is just like baking a cake. If you have all the right ingredients, and you follow the recipe, you get the desired end result every time, the same goes for internet business. If you do it right, you make money. In a moment, I’m going to go through the KNOWLEDGE and TOOLS which you are investing into and the COMMITMENTS that we need from you so we can guarantee this program - - at that time, if it makes sense to you, AND I feel you would be successful, I will extend you an opportunity to work with one of our mentors for the next 12 months.

Once I do that, all I ask from you, is that you are able to make a decision based on the facts. It doesn’t matter to me if the decision is, yes or no, as long as we can make a decision. If the decision is YES, we’ll take care of the investment we’ve talked about and committing to your success and never looking back. Is that fair enough for you? Good.

Then let’s get into the KNOWLEDGE and what we provide for this investment.

The first thing under KNOWLEDGE I want you to write down is 12 months of personalized mentoring. That means you would be assigned the same mentor for the next 12 months. This mentoring is done over the PHONE, FAX and EMAIL and is broken up into a couple of different phases over the next year. The first phase is the “proactive phase.” Write that down. This phase will consist of 12 scheduled sessions on the phone over the next 12 to 16 weeks. The average session is half an hour to 45 minutes. Consider this to be your classroom time, if you will. These sessions are scheduled between you and your mentor and are based around your schedule. Now in between these appointments as you are working on your site and doing auctions you are going to have questions, you will also have access to our mentoring hotline. All we ask is that you ask these questions immediately so that we can move forward in the next session. We never want you out there with a question not knowing exactly what to do! The focus of the proactive phase is to hold your hand, so to speak, and walk you through this process. Also, at the end of the proactive phase we want to have you in a position so that we can loosen the grip on your hand so to speak, and have you in a position where you now understand how things work. Does that make sense?

Now, the “reactive phase” is for the remainder of the 12 months. During this time, instead of our contacting you pro-actively you will be contacting us pro-actively on a “NEED TO” basis. In other words, if one week you’re working on multiple projects, you may be e-mailing your coach all week long. The next week, if you don’t have any questions, you don’t have to contact us. During this time, you’re going to find that emailing is the most effective means of communication. The focus of the reactive phase is not only to walk you through as many deals as possible; but, also to have you in a position at the end of these 12 months where you are sick and tired of working with us. That means that WE have done our part, and YOU have done yours.

So, when it comes to the coaching, do you feel like you could learn in this manner? Good. Then circle 12 MONTHS OF COACHING, because this is the most important thing that we offer.

First I want you to write down E WEALTH RESEARCH TOOL. As we are developing your website we want you making money immediately. What product would be the first you would launch on eBay? What time would you be selling this item? How much would you sale this item for?

Those are questions that people will be asking themselves when they first start. The great thing is that we are going to be able to eliminate the mistakes for you. There are currently about 1.7 million people doing auctions on eBay. Not a bad market huh? What this tool does is actually go out and let those people make the mistakes for you. Let’s say for example we are going to be selling women’s pants. The first thing you would do is type in women’s pants and it will bring up the top 5 pants sold on eBay. Not only that, you will be able to see when is the best time to auction this item, and at exactly what price it will sell at what % of the time! It also lets you know if it’s better to have the item be a fixed price or an auction or with a buy it now. It takes all of the guesswork out and ensures your success. Does that make sense? Give Ex. If needed.

When students come aboard they get access to OUR wholesalers. We already have a network of over 500 wholesalers and drop-shippers so that you can pick a product, then use your research tool. Now you can set your price say 10% lower than competitors AND set your products to sell at the same time as the bulk of that product. Think we’re going to sell something?

It basically makes sure you are successful with this!

The developer of this software took 40 or 50 Gold Power Sellers, which means they are making at least $15k a month on eBay doing auctions. These are experienced people making money already. She tapped them in with her software you will be using and they on average had a 40% increase in profits. The top seller actually increased by 80%! And these are people who have been doing this for years. You will have this working for you from the beginning!

Can you see this tool helping you take out all of the guessing work and making sure you are going to be successful? Great

Next I want you to write down E Wealth Web Lister. This takes all the pain out of selling items on eBay. Have you ever posted something on EBay? How long did it take? This simply puts your items at auction with a handful of clicks rather than having to spend the time with hundreds of clicks Time is money, right? This allows you to have more time putting together new auctions. You are actually able to click on items on YOUR web page and have them automatically posted on EBay with just a few clicks. The Lister gives you a description of all required fields (for example “headline” “sub-title”) AND THEN gives you example key words and example phrases. That way you’re not just trying to figure it out.

And my personal favorite function of the Lister is the Reoccurring event button! This way when you find your SUPER successful auction items you can set it to RE-list and start your auction at that same time every week or even everyday! This allows you to spend doing other things like making your site better while continuing to make money.

Or even time on back end marketing. For example once we have someone that buys for example a tent. We will now be building a clientele. Now we can go back with email campaigns and sell that tent buyer fishing gear or a lantern or whatever you find you have the best margins on using your research tool. Someone that buys earrings from you we can go back and sell bracelets too. What this will do is establish and build a network of buyers. These same people will come and look at you and your store before they go and make the next purchase. Thus we are creating a passive income that we don’t have to continue working for! Can you see how this tool would help you become more successful? Great!

Next I want you to write down E Wealth Web Builder. This is going to be another amazing tool! It is the simplest and the most in depth web builder on the market. What this does is take someone with no web design experience in his or her entire life and help him or her build their own websites. It makes web building so easy with simple point and click features that you will be able to build your own sites with no previous experience!

Site look and Feel

Edit Page

Store Manager

Site Stats

Live Chat Resource Center M-F 8-6 MST

It also eliminates you having to pay a web master $50k a year to manage and run your sites. It gives you complete control over your own sites and makes it easy. Can you see that working for you? Good.

Go ahead and write down SEO MARKETING FOUNDATION. Now as you are making money on your auctions on eBay and creating a massive clientele base we also want to focus on getting your site the attention it deserves. This is our long term plan for your website and this will create passive income and repeat buyers. The SEO Marketing Foundation helps you learn how to build content on your webpage that search engines respond too so you are showing up higher on searches. The higher you show up the more people you get to the site. Every 90 days each search engine goes out and re-lists who is coming up with more content for the keywords that are being typed in. Within 90 days we want you coming up that list. With each 90 days we want you higher and higher on each search. This in turn continues to get more and more people to your site. Then the focus becomes how to we get more people to buy. Does that make sense?

Remember we have already built over 500 wholesalers and drop shipper’s relationships that you can begin working with immediately. Our goal is to have your business paying for itself as soon as possible

Now go ahead and circle SEO Marketing Foundation if you can see how this will help you!

The last thing I want to talk about in the KNOWLEDGE section, which is also included in your investment, is your ASSET and TAX PROTECTION. This is designed to help you keep and protect more of the money and assets you acquire. I want you to write down the name of these materials. Write down “Asset Protection Made Easy (ENTITY SET UP).”

First, I want to talk about the tax protection side of this. Inside these materials there will be what is called an “entity setup”. In other words, you will be setting up a corporation through which you will do all of your business. .

The Corporation allows you a variety of “Tax Deductions.” In other words, it allows you to keep more of the money you make. In this country, it is not just how much you make, it is how much you keep as well; would you agree? Not only is this $14, 850 investment tax deductible as a business start-up cost, many of the things that you are already spending money on can become tax deductible as well. There are also many other creative ways you can save taxes while running your own business. These materials will teach you every aspect of this. So, not only will this business pay for itself through the business that you do, but, it will pay for itself over and over again through the taxes it will save you.

The aspects of KNOWLEDGE we provide are:

q 12 months mentoring

q E WEALTH AUCTION RESEARCH TOOL

q E WEALTH AUCTION LISTER

q E WEALTH WEB BUILDER

q SEO MARKETING FOUNDATION

If they correlate with what you feel you need to learn, I want you to circle KNOWLEDGE.

On your page, we should now have TIME, MONEY, and KNOWLEDGE circled. These are the three major hurdles that hold people back. It is kind of like wanting to get in shape. You can go to the gym and learn how to use the equipment, learn how to eat better and drink more water, but that doesn’t mean you are going to get in shape, does it? You have to commit to doing it on a daily basis. The same goes for internet business. Now, let’s move down to the COMMITMENT section. I’m going to go over the five commitments that we need in order to work with someone and guarantee this program. These are not difficult commitments, but they are commitments; and commitment is the common denominator between SUCCESS and FAILURE. If you are OK with these commitments, I won’t have any problem extending you an opportunity to come aboard this team.

· The first commitment we have already talked about is TIME. Five to ten hours per week minimum. And, you can commit to that, correct? Good!

· The second commitment is that you keep your scheduled appointments with your coach. In other words, if you need to re-schedule, and it is not an emergency, give us 24 hours advance notice so we can be there to help someone else, fair enough?

· The third commitment is that you implement the strategies we teach. Once again, we will tell you exactly what, where and how to do it, but we cannot do it for you. This knowledge works universally, but only if it’s applied. Just like when going to college.

· Now, the fourth and final commitment pertains to the assignments that will be given to you each week by you mentor. You must document each and every week, what your assignments are, and what you have done to complete them. This needs to be emailed here to our office once a week, so we can follow your progress. We want to make sure we are not going to fast or too slow! The email address will be listed in your activation documents. Do you feel you can commit to doing that?

So, as far as these four commitments go, do you feel like you could commit to all four? Good.

Now, I want to explain our “GUARANTEE OF SERVICE.” If you keep these four commitments over the next 12 months, and do not at least DOUBLE your INITIAL investment; we will continue to work with you pro-actively, at our own expense, until you do. I want you to know that in 9 years we have never had to work with any of our students beyond 12 months, and we should never have to. Regardless, it shouldn’t hurt your feelings that we guarantee your education. Right? If these commitments and guarantee make sense, I want you to circle COMMITMENT on your page.

Now, you should have TIME, MONEY, KNOWLEDGE and COMMITMENTS circled. Is that correct? Good, then I have a couple of questions for you:

· If I were to extend you the opportunity to come aboard, and work with us for the next 12 months, is this something you think you could do? Good.

· If I were to extend you that opportunity, is this something you would not only want to, but would be excited to take advantage of? Great!

Then I want to say, on behalf of myself and our entire team, CONGRATULATIONS and welcome aboard our “success team”.

I’m going to put you on hold for a minute and put your file together. I’ll be right back to get some information from you. In order to get you registered, I need you to grab the highest interest rate card for the initial investment and I’ll be right back in a moment; and once again, congratulations and welcome aboard, I’m excited for you.

We will be over-night expressing, as well as emailing your “activation kit”. In this kit, there will be a welcome letter, a copy of the commitments, a copy of the invoice, and some other documents for you to review and sign. Fill out and return the documents to the fax number or email address provided; whichever is more convenient. Once we receive those documents back, you will be hearing from the mentoring department within 24 to 48 hours for your initial contact and to schedule your first appointment. What is the best time to reach you in the next couple of days?

Now, the last step is, I’m going to transfer you through to my verification department and for your, and our, protection, she will record the conversation and make sure that I didn’t give you any earning’s claims. In other words, I didn’t tell you that you were going to become a millionaire next week just by investing in our program. Also, she will verify your shipping address and the credit card number so keep that handy. A couple of other things she will verify, and I just want you to be aware of it, and this is obviously common sense, but it is my job to cover it with you, number one, we cannot GUARANTEE a SPECIFIC dollar amount on any SPECIFIC deal by any SPECIFIC time, in other words, I don’t know how much I am going to make on my online business, let alone yours. The second thing I want to cover with you is, because the information and materials that we provide are proprietary, and non-recoverable, there is a no cancellation and no refund policy. What this means is, we can’t have you come aboard this team and then 12 months down the road when you are fully educated, turn around and sell our products on the internet, and then cancel your program. We would obviously go out of business that way, right? And we can’t have that. So the point is that if your not 100% committed to this, you shouldn’t come aboard in the first place, correct? This way we have a vested interest in each other, and that is why as a company we have such a high success rate. So does that make sense? Ok Great.

My secretary is going to verify that information with you. This way you will be assured everything is correct when you get your activation kit.

Okay, she will give you a call within the next few minutes to verify everything with you.
Once again CONGRATULATIONS AND WELCOME ABOARD!

AS YOU CAN IMAGINE I HUNG UP AND CALLED THE FTC. DONT FALL FOR THIS SCAM!

I was also a victim of these scam artists, we invested over 8, 000 bucks and the information from these so-called, "coach sessions" is a joke, for one thing, it is information that I already knew and another thing, they weren't speaking like a teacher that was trying to educate a student, they we're speaking like a big-shot who was nothing but an egoist.

I also did some follow-up research on the matter and apparently Apply Knowledge Institute, which is also known as "The Success Team" which was on the front of a welcome packet that they had sent to me. Now according to the Better Business Bureau, they are connected to a company called, "eVertex Solutions, LLC" which is rated an A+ by the Better Business Bureau, which is most likely used by Apply Knowledge Institute as there "public" face so to speak to preserve their already worthless reputation.

Now, here is where it gets interesting, on a privacy/promise agreement that was presented to me, I saw the company called, "ICI Success Team" mentioned at least ten different times, and it had that companies contact information as well, and to me, that sent off a large amount of "red" flags in my mind, so I decided to launch a full investigation into ICI.

According to the Better Business Bureau, ICI Success Team, whom is owned by Ivy Capital, Inc., IS NOT accredited by the BBB, and the Ivy Capital, Inc has been given an F rating by the Better Business Bureau.

It is safe to assume that Apply Knowledge Institute, ICI Success Team, the Success Team, Ivy Capital Incoporated, eVertex Solutions LLC, ect... are but just a few of the alias that this group of people have used.

I can only hope that my research comes of use to those out there that have come to find themselves or their families in a similar predicament.

Thank you,

The Sumaritan

you should do some research and not be ticked off because you can't seem to get it. also AKI is not affiliated with Thrive and those others. It does take time and effort, and maybe its not for everyone. however, don't blame someone else. obviously this program DOES work for people, so its apparently NOT a scam.

be careful here

witts, you're probably a friend or employee. Don't try to tell us that you have to put in time when its so obvious. If time is all it took, nobody would need this bs service anyway. The same information can be found at the bookstore. The rest is up to the person themselves.

Oh, besides this site is not regulated like the government site is, so how can it be trusted and not a few pissed off people that thought they could start a business without putting in the required time.

Take the time and follow the instructions, just like school, and work. Don't try to skip to the end without putting in your time on the PC. If you are getting the help you ask for, follow it. I did and it works...

LOOK AT THESE FACEBOOK PICTURES...SUCH [censored] BAGS!

If you have not received a refund from these guys its because they closed one company and opened a new one. They are making money and have money to refund, but you have to complain to state officials and federal officers. Here is how I got my refund.

Nicholas Johnson, Josh Lindsay, & Jeff Nielson are former owners of 6 figure as shown at the BBB.

http://www.bbb.org/utah/business-reviews/advertising-and-marketing-agencies/six-figure-consulting-in-salt-lake-city-ut-22220703

Now they are operating under a different name Online Success INC. They are not registered with the state or BBB to avoid people finding them. But there address is listed as 7440s Creek Road Place, Sandy UT 84093

I complained to the Utah Consumer Protection Agency & the FTC. According to the FTC this company is already under investigation Case # [protected].

If you complain to those agencies about this being the same owners and the same company you will surely get your refund fast. It took me 14 days and I purchased 12 months ago!

Hope this helps...

stressed out

I also have been duped.It sounded so easy!What a smooth bunch of jerks.I have to find a niche market?it definetly is not 10 to 20 hours a week.I have lost alot of money and sleep over this.A phone call once a week is a joke!

ask for more help and you will get it

It all depends. What di it say in the contract you signed at the end of sale? I would still contact the credit card company because Apply Knowledge Institute is tied with raunchy companies like Six Figure Consulting, Thrive Learning, and etc. Since there are so many complaints against them, i doubt they would even waste their time with a suit. Good luck to you

EAD FIRST TO HEAR HOW THEY WILL SCAM YOU OUT OF $15, 000 OR MORE!
AS A FORMER PRIVATE DETECTIVE I RECORDED THERE SALES PITCH, HERE IT IS IN DETAIL...

We receive aprox. 500 profiles/day, and through a qualification process based off your profile and this conversation we select about 2% to work with one on one for the next 12 months, AND we give them access to our network and contacts that we have developed over the past 9 years, which in turn creates a great income for you, knowledge you get keep for life, or pass on to who you please. And it also creates a phenomenal success story that we will want to use to promote our company. You guys ok with that? Great!

So, let’s get into the details of this program and see if you can overcome the hurdles it will take to work with us. On a fresh sheet of paper, I’m going to have you write down the four elements that it takes to be successful, and to qualify to work with one of our mentors.

First, at the top of your fresh sheet of paper, write down the word

v TIME – Leave some writing room below each of these

v Next, write down the word MONEY

v Below that write down KNOWLEDGE

v Finally and most important, under that write down COMMITMENT

Now, if I put my name on some ones file I take it very seriously! They are my success stories and it reflects on me. So, if you can overcome these four things I’ll feel comfortable inviting you in AND I can guarantee the program. If not, meaning if one of these things is NOT a fit, I’ll explain why and we’ll part as friends. On that same note, if you feel that one of these things is not a fit it’s VERY important that you just tell me, “it’s not a good fit.” Sound fair? Good.

Now next to TIME, write down, minimum 5 to 10 hours per week. Now, obviously we can’t supply you with TIME, but we can make sure that every second you put in is 100% effective so you are not spinning your wheels or wasting time. So, are you are willing to put in at least 5 to 10 hours a week? Then I want you to circle TIME because you are able to overcome that.

Now, moving down to MONEY, next to money I want you to write down the letters OPM. This stands for “other people’s money.” Just because it takes money to make money, that doesn’t mean it has to be your money. For instance, when you deposit your money in the bank, that doesn’t make it the bank’s money does it? But, what do they do with your money? That is right; they invest your money to make money for themselves. Have you ever learned to use the banks money to make you money? Well, if I can show you a strategy called Capitol Leveraging that will allow you to finance this program and get your business running without using any money out of pocket, is that something you would be open to? Okay I’ll show you, but first I want you to write down these price points. $9, 250 $11, 500 $14, 850 Now all of this is going to be hypothetical because nether of us have decided if this is a good fit, but for the stake of understanding it bare with me. Okay?

He then explains that Credit Card gives us 30 days of working together free and clear, and then 30 days down the road we will have a minimum payment due of $200. Now this $200(min payment) represents you Cost of doing business?, or your overhead and this is why SO MANY individuals and even large companies are attracted to the Internet, it has very little if any overhead. I mean, if you and I were to go into business together and start say a…. a restaurant. How much would you say we are looking to start? Right we are looking at $100, 000K + just to START, then we have to hire people, PAY people, get insurance and employee benefits, buy inventory and the list goes on and on. I’m sure you get the point so back to OUR overhead. So because of credit card 1 we have the first 30 days of working together on them and now we have a min payment of $200 due. On average it takes 60-90 days to get your business completely paying for itself. Now if you are only clearing $2, 000 A MONTH we’re moving in the right direction and we’re making money right? Right, that’s $1, 600 a month you didn’t have before correct? But, that’s 60-90 days and we are only at 30, so I also see you have a Chase Visa correct? Are you familiar with a Blance Transfer? Good then you understand that this can

give us another 30 days free and clear, so now we’re 60 days in with no money out of pocket. A lot of times this is enough time but in the instance that it’s not we can repeat that step back to the first card or to another and bump us up to 90 days or even 120. See, you have the credit available to leverage the investment as long as we need, but we don’t want you to do that. Just long enough so that the business is paying for itself and you aren’t paying out of pocket. Does that make sense?

As soon as your business is paying for itself we recommend you put 80% of your profits to pay off the LOC and pay yourself 20% at that rate the card is paid off really quick and then what do we have? Right! A 100% profitable business! That’s where we want to be right? Most companies take YEARS to do that, some never do it ever, and we’re going to do it in months. Is that okay with you?

Do you understand that strategy and what Capitol Leverage is?

Okay, so away from the hypothetical stuff, provided the rest of this makes since, meaning the knowledge is of value, the commitments are good on both sides, and I invite you in, are you comfortable using this strategy to get your business started today? Then I want you to circle MONEY because you can definitely overcome that as well.

So, at this point, we have overcome the hurdles of both TIME and MONEY. These are two things we cannot supply for you.

Now, moving down to the KNOWLEDGE, we can supply 100% of that. But, there are a couple of things that we need in order for this knowledge to work for you.

The first thing I want you to write down TEACHABILITY. In other words, when you go to college, you pay for your books, you pay for your tuition, but that doesn’t mean that you pass the class, correct? You have to be teachable enough to complete your assignments and do your homework. The same goes for this program. We can answer all your questions and supply you with all the knowledge and direction that you need; but, we cannot do your business for you. So, do you feel you’re teachable enough to implement the strategies we teach? Good.

The second thing I want you to write down is PROCRASTANATION. In business, especially an online business, PROCRASTINATION and INDECISION will lose you more money than a WRONG DECISION ever will. We can tell you what decisions we would make, regardless; we cannot make your decisions for you. Do you feel that you are teachable enough to make decisions based on facts and figures as opposed to emotions? Good.

Now, the second thing, as far as decision making; comes down to you and me. I have to make the final decision as to who we work with on this “team” and who we don’t. I don’t base my decision on emotions or whether I like you or not. I base it on the FACTS. In other words, if you can overcome TIME, MONEY, KNOWLEDGE, and COMMITMENT; then I don’t have to hope or wish you’ll be successful. I PLAN ON IT! It is just like baking a cake. If you have all the right ingredients, and you follow the recipe, you get the desired end result every time, the same goes for internet business. If you do it right, you make money. In a moment, I’m going to go through the KNOWLEDGE and TOOLS which you are investing into and the COMMITMENTS that we need from you so we can guarantee this program - - at that time, if it makes sense to you, AND I feel you would be successful, I will extend you an opportunity to work with one of our mentors for the next 12 months.

Once I do that, all I ask from you, is that you are able to make a decision based on the facts. It doesn’t matter to me if the decision is, yes or no, as long as we can make a decision. If the decision is YES, we’ll take care of the investment we’ve talked about and committing to your success and never looking back. Is that fair enough for you? Good.

Then let’s get into the KNOWLEDGE and what we provide for this investment.

The first thing under KNOWLEDGE I want you to write down is 12 months of personalized mentoring. That means you would be assigned the same mentor for the next 12 months. This mentoring is done over the PHONE, FAX and EMAIL and is broken up into a couple of different phases over the next year. The first phase is the “proactive phase.” Write that down. This phase will consist of 12 scheduled sessions on the phone over the next 12 to 16 weeks. The average session is half an hour to 45 minutes. Consider this to be your classroom time, if you will. These sessions are scheduled between you and your mentor and are based around your schedule. Now in between these appointments as you are working on your site and doing auctions you are going to have questions, you will also have access to our mentoring hotline. All we ask is that you ask these questions immediately so that we can move forward in the next session. We never want you out there with a question not knowing exactly what to do! The focus of the proactive phase is to hold your hand, so to speak, and walk you through this process. Also, at the end of the proactive phase we want to have you in a position so that we can loosen the grip on your hand so to speak, and have you in a position where you now understand how things work. Does that make sense?

Now, the “reactive phase” is for the remainder of the 12 months. During this time, instead of our contacting you pro-actively you will be contacting us pro-actively on a “NEED TO” basis. In other words, if one week you’re working on multiple projects, you may be e-mailing your coach all week long. The next week, if you don’t have any questions, you don’t have to contact us. During this time, you’re going to find that emailing is the most effective means of communication. The focus of the reactive phase is not only to walk you through as many deals as possible; but, also to have you in a position at the end of these 12 months where you are sick and tired of working with us. That means that WE have done our part, and YOU have done yours.

So, when it comes to the coaching, do you feel like you could learn in this manner? Good. Then circle 12 MONTHS OF COACHING, because this is the most important thing that we offer.

First I want you to write down E WEALTH RESEARCH TOOL. As we are developing your website we want you making money immediately. What product would be the first you would launch on eBay? What time would you be selling this item? How much would you sale this item for?

Those are questions that people will be asking themselves when they first start. The great thing is that we are going to be able to eliminate the mistakes for you. There are currently about 1.7 million people doing auctions on eBay. Not a bad market huh? What this tool does is actually go out and let those people make the mistakes for you. Let’s say for example we are going to be selling women’s pants. The first thing you would do is type in women’s pants and it will bring up the top 5 pants sold on eBay. Not only that, you will be able to see when is the best time to auction this item, and at exactly what price it will sell at what % of the time! It also lets you know if it’s better to have the item be a fixed price or an auction or with a buy it now. It takes all of the guesswork out and ensures your success. Does that make sense? Give Ex. If needed.

When students come aboard they get access to OUR wholesalers. We already have a network of over 500 wholesalers and drop-shippers so that you can pick a product, then use your research tool. Now you can set your price say 10% lower than competitors AND set your products to sell at the same time as the bulk of that product. Think we’re going to sell something?

It basically makes sure you are successful with this!

The developer of this software took 40 or 50 Gold Power Sellers, which means they are making at least $15k a month on eBay doing auctions. These are experienced people making money already. She tapped them in with her software you will be using and they on average had a 40% increase in profits. The top seller actually increased by 80%! And these are people who have been doing this for years. You will have this working for you from the beginning!

Can you see this tool helping you take out all of the guessing work and making sure you are going to be successful? Great

Next I want you to write down E Wealth Web Lister. This takes all the pain out of selling items on eBay. Have you ever posted something on EBay? How long did it take? This simply puts your items at auction with a handful of clicks rather than having to spend the time with hundreds of clicks Time is money, right? This allows you to have more time putting together new auctions. You are actually able to click on items on YOUR web page and have them automatically posted on EBay with just a few clicks. The Lister gives you a description of all required fields (for example “headline” “sub-title”) AND THEN gives you example key words and example phrases. That way you’re not just trying to figure it out.

And my personal favorite function of the Lister is the Reoccurring event button! This way when you find your SUPER successful auction items you can set it to RE-list and start your auction at that same time every week or even everyday! This allows you to spend doing other things like making your site better while continuing to make money.

Or even time on back end marketing. For example once we have someone that buys for example a tent. We will now be building a clientele. Now we can go back with email campaigns and sell that tent buyer fishing gear or a lantern or whatever you find you have the best margins on using your research tool. Someone that buys earrings from you we can go back and sell bracelets too. What this will do is establish and build a network of buyers. These same people will come and look at you and your store before they go and make the next purchase. Thus we are creating a passive income that we don’t have to continue working for! Can you see how this tool would help you become more successful? Great!

Next I want you to write down E Wealth Web Builder. This is going to be another amazing tool! It is the simplest and the most in depth web builder on the market. What this does is take someone with no web design experience in his or her entire life and help him or her build their own websites. It makes web building so easy with simple point and click features that you will be able to build your own sites with no previous experience!

Site look and Feel

Edit Page

Store Manager

Site Stats

Live Chat Resource Center M-F 8-6 MST

It also eliminates you having to pay a web master $50k a year to manage and run your sites. It gives you complete control over your own sites and makes it easy. Can you see that working for you? Good.

Go ahead and write down SEO MARKETING FOUNDATION. Now as you are making money on your auctions on eBay and creating a massive clientele base we also want to focus on getting your site the attention it deserves. This is our long term plan for your website and this will create passive income and repeat buyers. The SEO Marketing Foundation helps you learn how to build content on your webpage that search engines respond too so you are showing up higher on searches. The higher you show up the more people you get to the site. Every 90 days each search engine goes out and re-lists who is coming up with more content for the keywords that are being typed in. Within 90 days we want you coming up that list. With each 90 days we want you higher and higher on each search. This in turn continues to get more and more people to your site. Then the focus becomes how to we get more people to buy. Does that make sense?

Remember we have already built over 500 wholesalers and drop shipper’s relationships that you can begin working with immediately. Our goal is to have your business paying for itself as soon as possible

Now go ahead and circle SEO Marketing Foundation if you can see how this will help you!

The last thing I want to talk about in the KNOWLEDGE section, which is also included in your investment, is your ASSET and TAX PROTECTION. This is designed to help you keep and protect more of the money and assets you acquire. I want you to write down the name of these materials. Write down “Asset Protection Made Easy (ENTITY SET UP).”

First, I want to talk about the tax protection side of this. Inside these materials there will be what is called an “entity setup”. In other words, you will be setting up a corporation through which you will do all of your business. .

The Corporation allows you a variety of “Tax Deductions.” In other words, it allows you to keep more of the money you make. In this country, it is not just how much you make, it is how much you keep as well; would you agree? Not only is this $14, 850 investment tax deductible as a business start-up cost, many of the things that you are already spending money on can become tax deductible as well. There are also many other creative ways you can save taxes while running your own business. These materials will teach you every aspect of this. So, not only will this business pay for itself through the business that you do, but, it will pay for itself over and over again through the taxes it will save you.

The aspects of KNOWLEDGE we provide are:

q 12 months mentoring

q E WEALTH AUCTION RESEARCH TOOL

q E WEALTH AUCTION LISTER

q E WEALTH WEB BUILDER

q SEO MARKETING FOUNDATION

If they correlate with what you feel you need to learn, I want you to circle KNOWLEDGE.

On your page, we should now have TIME, MONEY, and KNOWLEDGE circled. These are the three major hurdles that hold people back. It is kind of like wanting to get in shape. You can go to the gym and learn how to use the equipment, learn how to eat better and drink more water, but that doesn’t mean you are going to get in shape, does it? You have to commit to doing it on a daily basis. The same goes for internet business. Now, let’s move down to the COMMITMENT section. I’m going to go over the five commitments that we need in order to work with someone and guarantee this program. These are not difficult commitments, but they are commitments; and commitment is the common denominator between SUCCESS and FAILURE. If you are OK with these commitments, I won’t have any problem extending you an opportunity to come aboard this team.

· The first commitment we have already talked about is TIME. Five to ten hours per week minimum. And, you can commit to that, correct? Good!

· The second commitment is that you keep your scheduled appointments with your coach. In other words, if you need to re-schedule, and it is not an emergency, give us 24 hours advance notice so we can be there to help someone else, fair enough?

· The third commitment is that you implement the strategies we teach. Once again, we will tell you exactly what, where and how to do it, but we cannot do it for you. This knowledge works universally, but only if it’s applied. Just like when going to college.

· Now, the fourth and final commitment pertains to the assignments that will be given to you each week by you mentor. You must document each and every week, what your assignments are, and what you have done to complete them. This needs to be emailed here to our office once a week, so we can follow your progress. We want to make sure we are not going to fast or too slow! The email address will be listed in your activation documents. Do you feel you can commit to doing that?

So, as far as these four commitments go, do you feel like you could commit to all four? Good.

Now, I want to explain our “GUARANTEE OF SERVICE.” If you keep these four commitments over the next 12 months, and do not at least DOUBLE your INITIAL investment; we will continue to work with you pro-actively, at our own expense, until you do. I want you to know that in 9 years we have never had to work with any of our students beyond 12 months, and we should never have to. Regardless, it shouldn’t hurt your feelings that we guarantee your education. Right? If these commitments and guarantee make sense, I want you to circle COMMITMENT on your page.

Now, you should have TIME, MONEY, KNOWLEDGE and COMMITMENTS circled. Is that correct? Good, then I have a couple of questions for you:

· If I were to extend you the opportunity to come aboard, and work with us for the next 12 months, is this something you think you could do? Good.

· If I were to extend you that opportunity, is this something you would not only want to, but would be excited to take advantage of? Great!

Then I want to say, on behalf of myself and our entire team, CONGRATULATIONS and welcome aboard our “success team”.

I’m going to put you on hold for a minute and put your file together. I’ll be right back to get some information from you. In order to get you registered, I need you to grab the highest interest rate card for the initial investment and I’ll be right back in a moment; and once again, congratulations and welcome aboard, I’m excited for you.

We will be over-night expressing, as well as emailing your “activation kit”. In this kit, there will be a welcome letter, a copy of the commitments, a copy of the invoice, and some other documents for you to review and sign. Fill out and return the documents to the fax number or email address provided; whichever is more convenient. Once we receive those documents back, you will be hearing from the mentoring department within 24 to 48 hours for your initial contact and to schedule your first appointment. What is the best time to reach you in the next couple of days?

Now, the last step is, I’m going to transfer you through to my verification department and for your, and our, protection, she will record the conversation and make sure that I didn’t give you any earning’s claims. In other words, I didn’t tell you that you were going to become a millionaire next week just by investing in our program. Also, she will verify your shipping address and the credit card number so keep that handy. A couple of other things she will verify, and I just want you to be aware of it, and this is obviously common sense, but it is my job to cover it with you, number one, we cannot GUARANTEE a SPECIFIC dollar amount on any SPECIFIC deal by any SPECIFIC time, in other words, I don’t know how much I am going to make on my online business, let alone yours. The second thing I want to cover with you is, because the information and materials that we provide are proprietary, and non-recoverable, there is a no cancellation and no refund policy. What this means is, we can’t have you come aboard this team and then 12 months down the road when you are fully educated, turn around and sell our products on the internet, and then cancel your program. We would obviously go out of business that way, right? And we can’t have that. So the point is that if your not 100% committed to this, you shouldn’t come aboard in the first place, correct? This way we have a vested interest in each other, and that is why as a company we have such a high success rate. So does that make sense? Ok Great.

My secretary is going to verify that information with you. This way you will be assured everything is correct when you get your activation kit.

Okay, she will give you a call within the next few minutes to verify everything with you.
Once again CONGRATULATIONS AND WELCOME ABOARD!

AS YOU CAN IMAGINE I HUNG UP AND CALLED THE FTC. DONT FALL FOR THIS SCAM!