CashNetUSA / CNU Online Holdings
Reviews and Complaints

I used Cashnet for a super urgent emergency. I got my cash fast. I was able to pay it off fast and avoid any extra interest. Do not get this loan if you are living pay check to check. Its will eat you up and spit you out. It did what i needed it to do.

I have used them before 2015 or 2016! They were great! That credit line was for 350 I believe! As of Sept 2019 I had increase amount line to 950 which was great cuz I needed to pay rent! When I went toake payments after about 2 months and already paying almost 300 dollors! It basically paid off 200 dollors of interest and that's it! The min payment they want is 300 dollors a month right now from me! I can't pay that especially when biweekly they are tacking on 100 bucks! There apt us299% which I was aware off but they haven't worked with me this time around!

Great customer service very professional and respectful towards customers issues.

I've been using them for years!They're friendly, polite & will work with you & offer alternate plans if you cannot repay your loan in full + they have mailed me 30% off coupons!I have borrowed $200.00 & paid back $225.00Also, once I wasn't able to pay off the loan in full, so they agreed to divide the payments by 3 & took out about $75.00 from my checking account once a month until my balance was zero! I recommend them to my neice & she was grateful & had no problems with them at all!OH, one time I didn't get a discount in the mail so I called them & asked for one & they gave me a 10% off coupon right then, after telling me that they didn't offer them anymore!THEN a couple months later, I got one in the mail again! ?"

This is an updated version of a complaint I filed earlier today, January 20, 2023. Reference number ***. I received a loan for *** on December 6, 2022, and paid it off through my bank on January 5, 2023. They gave me the address to send the check to a PO Box in ***, ***. The check was deposited and cleared by CashNetUSA on January 10, 2023. They did not apply the money to my account and claim that some other bank has cashed the check. It had THEIR name on the check. My bank located the check and saw where CashNetUSA had deposited it in their account. It had my name and my account number clearly PRINTED on the check. The manager I spoke to said the checks go into a lockbox and they have no way of knowing who deposits them!? They have taken a payment out of my account after the payoff check was deposited as well. I have contacted my bank and they are now looking into this as a fraud case. The manager also informed me that the balance that is still on my account will continue to accrue interest until the matter is solved! HOW IS THIS LEGAL?!?!?!?! They have stolen money from me and this has been a nightmare since January 17, 2023. They keep telling me that the issues will be resolved within *** hours. I have already been waiting *** They do not have a corporate number either which makes no sense to me. They are stealing people's money. When I had my bank send a payoff check, I was quoted a number from CashNetUSA for 15 days past the day I was sending the check. The manager informed me they would send a refund for overages once the matter was taken care of. How will I have overages when they are still charging me interest on a debt THAT HAS BEEN PAID OFF?!?! They owe me well over *** and they are beating around the *** about the issue, This is not how you resolve a complaint from your consumers. I will continue to leave honest reviews about this company because I have never had to deal with such a mess in my life.

I applied for a loan after seeing a television commercial for CashNetUSA. I didn’t see the email I received from them the day it was in my email inbox, but I received a phone call from Stanley *** and someone else that said they were loan managers from CashNetUSA telling me I was approved for a loan for $1500-$1600. I told him I just needed a $500 loan and he said the lowest amount I could get was $1500, but it had a low interest rate. He said my credit score was mud 600 but I needed a credit score if 690 to get this loan and he then told me they would work with me to get verified and get my credit score up to 690. They would send me money through my bank and I would then need to get a gift card from *** or any places that have gift cards and put the amount on the gift card from the money they deposited to my bank account. They deposited the money but my bank only released $200 and put the rest on hold for a few days. Stanley *** then had me take a picture of the back of the gift card and send it to him at [protected]. I had to do this 5 different times. I have the gift cards and the receipts. One time he called me from a different phone number and I asked if I sent the picture of the gift card to this new number he called me from and he said no because it was his workplace number and to send it to the number I sent the other gift card receipts. He would always tell me they follow the guidelines of the FTC. ? I believed it was a legitimate business because of the television advertising and especially because my bank released part of the money and put the remainder on hold. I didn’t know it was a scam until I received a phone call from my bank telling me the were taken from my account and I had insufficient funds in my account. My bank sent me a copy of checks that were returned due to them being Altered. The name on the checks is William E. ***, 1907 Hailey (or Haley) Ave., Nashville, TN 37218. My name is written, forged on the back,for Mobile deposit.

Charges to be pressed on Tuesday, September 27, 2022, at 10:16 AM to a recipient. CASH NET has a due amount of $750.75 from a loan company/lender. If you wish to settle this case outside of court, contact our Settlement Department via email. Options include a one-time payment of $650.00 for case closure or a bi-weekly payment plan of $250 until fully paid. Please inform us of your preferred payment arrangement by contacting us via email. Account Status: There is an active warrant for search and seizure due to violations. The debtor has been found guilty by an authorized entity. A seizure warrant is in effect, and notice of the warrant must be provided as per legal requirements. Delayed notice is authorized in certain cases. Local county authorities will contact you. Failure to respond will result in account closure and a declaration of guilt.

This company, CashNetUSA, is a complete rip-off! They won't give you the loan until you hand over your bank account details. That's a huge warning sign! They offer to push back your payment a few days if you can't make it on time. But then they started taking money out of my account without my permission, and it was way more than what I owed! I tried to sort it out, but they kept taking money from me. The only way I could escape their scam was to close my bank account! Even my bank said that this is a very dodgy operation.

CashNetUSA, let me tell you, they are not the easiest people to work with. They don't seem to be interested in helping you out at all. It's almost like they want to see you fail. You have to be absolutely sure that you have the money to pay them back as soon as possible, even if it's just a small amount. It's like they're trying to financially rape you. If you're in a tough spot and have no other options, I understand, but please make sure that your income is enough to cover anything you borrow from them. I went hungry for days and almost got kicked out of my apartment a few times because of them. It's just not worth it. I would suggest going with a local payday loan instead. Trust me, I'm begging you.

So, I gotta tell ya, I had a pretty bad experience with CashNetUSA. I was tryna get some cash quick, ya know? So I filled out an application and got an email sayin' I was approved. I was pretty excited, but then things started goin' downhill.

Turns out, the approval letter was fake! I didn't know that at the time, though, so I went ahead and gave 'em my bank account info. Next thing I know, I got a deposit in my account. But when I went to use the money, my bank told me it was a fake check! Can you believe that? I had to pay $225 outta my own pocket just to cover the costs of the fake check, and my bank account got closed. Plus, I had a bunch of late fees on my credit card payments 'cause of that fake check.

I tried to get in touch with CashNetUSA to let 'em know what happened, but they never got back to me. I sent 'em emails and texts, but nothin'. It's like they don't even care about their customers.

So, yeah, be careful if you're thinkin' about usin' CashNetUSA. I wouldn't want anyone else to go through what I did. I even posted a photo of the fake check in this review so you can see what it looks like.

I gotta tell ya, I was pretty surprised when I found out that CashNetUSA charges interest every single day. I mean, I knew there would be some interest, but every day? That's just crazy! And what's even crazier is that even if you pay off your full balance, you still gotta pay that daily interest. I found that out the hard way.

So, here's what happened. I borrowed $300 from CashNetUSA on March 23rd, 2023. They tacked on an extra $45 fee, so my balance was $345. I made a payment of $100 on April 7th, 2023, which should have brought my balance down to $245. But when I decided to pay off the full balance on April 18th, 2023, I had to pay $303. That's right, my balance had actually gone up, even though I had made a payment earlier.

Now, I'm not saying that CashNetUSA is a total scam or anything like that. I mean, they did give me the money I needed when I needed it. But I just don't think it's worth it to pay that much in interest and fees. If I hadn't paid it off early, my balance would have been even higher. So, I'm definitely not gonna be using CashNetUSA again. There are plenty of other options out there that don't charge such crazy interest rates.

I used to think CashNetUSA was a great company. I've been using their services for over 10 years, but now I'm not so sure. It seems like they don't really care about their customers anymore. They're only interested in taking as much money from them as possible. It's really disappointing to see a company that used to be so good turn into something so greedy.

I've noticed that they're not treating their long-term customers very well. It's like they're only interested in new customers who will give them more money. I think it's really unfair to treat loyal customers this way. They should be rewarded for their loyalty, not ignored.

I don't think I'll be using CashNetUSA anymore. It's just not worth it. They're not trustworthy and they don't care about their customers. It's a shame, really. They used to be a great company, but now they're just awful.

If you're thinking about using CashNetUSA, I would advise against it. There are plenty of other companies out there that are more trustworthy and care about their customers. Don't make the same mistake I did. Stay away from CashNetUSA.

I've had a few loans from CashNetUSA, but the interest rates are sky-high! It's like they're taking advantage of people who are in a tough spot. Let's say you borrow $800 and go on a payment plan because, let's face it, that's why you took out the loan. After 11 months of payments, you've paid over $1600 in interest alone! That's just not right, especially when times are so tough for so many people. I wouldn't recommend this company to anyone. I'm done being desperate and getting taken for a ride. Shame on you, CashNetUSA! I've learned my lesson and now have two jobs just to make ends meet instead of relying on someone who's just going to use me. Bye!

So, I got this loan from CashNetUSA for $1,000 and when I first signed up, it said I had to pay back $1,200. But now, after paying off $1,400, I called them to ask how much more I owe and they told me I still have 5 more payments to make out of the 7 payments I already made. Can you believe that? I mean, what the heck?! This is ridiculous! Taking $200 every 2 weeks was already killing me after paying off $1,400. It's like they're straight up raping me! I can't take it anymore, so I'm closing my account. I'm not going to pay $2,400 for a $1,000 loan during a pandemic. That's just insane! I'll just let it go to collections and settle from there. Lesson learned, I guess. This company is heartless, to say the least. Don't borrow from them, it'll just put you in a deeper hole than you're already in.

I gotta say, I had a pretty bad experience with CashNetUSA. I took out a loan with them right smack in the middle of the pandemic, for $700. I started making payments, but it seemed like the balance wasn't going down at all. Turns out, they were adding daily interest to my account without telling me! I mean, come on, that's just sneaky and dishonest.

Now, years later, I'm getting calls from people threatening "forceful recovery" and sending me text messages about missed payments. And get this - my bank actually blocked them from taking a payment that I never even agreed to! It's really starting to get on my nerves, you know?

I'm just wondering, what are you guys doing about these phone calls and threats? Are you paying them off or something? Because I sure as heck am not going to give in to their shady tactics. All in all, I would definitely not recommend using CashNetUSA for a loan. There are plenty of other options out there that won't try to pull a fast one on you like these guys did.

I gotta say, CashNetUSA (cashnetusa.com) is one of the most usurious companies out there. I was in a tough spot and didn't fully understand the payback terms and crazy rates on their line of credit loans when I signed up. Let me tell you, it's a real killer! The fees are huge and the interest rates are sky high. It's almost like they're trying to rob you blind. In fact, I'm pretty sure it's borderline illegal since 21 out of 50 states don't even allow them to operate.

I know I should have known better, and I take full responsibility for my mistake. But I would never repeat it again, and I strongly advise anyone considering using CashNetUSA to stop and find an alternative. Maybe try selling an organ or playing keno instead - the odds are probably better for a positive outcome. Heck, even self-flagellation would be less painful than dealing with these guys.

Overall, I would say that CashNetUSA is a company to avoid at all costs. Their rates and fees are outrageous, and their business practices are shady at best. If you're in a tough spot and need money fast, there are plenty of other options out there that won't leave you feeling like you've been taken advantage of. So do yourself a favor and steer clear of CashNetUSA - your wallet (and your sanity) will thank you.

I never had an account with CashNetUSA, but my card keeps getting charged by them. I called them to figure out who was doing it and how to stop it, but they were no help. They said it wasn't their problem and I should contact my bank. But when I contacted my bank, they told me to contact CashNetUSA to find out who was running the card. It's been a big runaround and I'm still getting nowhere. I had to close my account and cancel my card. It's been a huge inconvenience and I've lost about $3,000 because of this. Nobody can help me get my money back or tell me who took it. It's really frustrating and disappointing. I thought CashNetUSA would be more helpful, but they weren't. I don't recommend using their services if this is how they treat their customers. It's a shame because I was hoping to use their services in the future, but now I don't think I will.

I had taken a small loan with CashNet Usa about 5-6 years ago, and paid it off. They contacted me offering me another loan for a larger amount, which I did not take, but am now being sued for the amount of the larger loan, and fees. They keep your information on file and just sign you up to be indebted to them forever. And ruin your life with charges of breach of contract, and bank fraud.

I received a email I have been approved for a loan I did not apply for. I logged into the account of the information is outdated and the funds are being deposited into a old bank account. Not only that when I applied for loan several years ago I was denied. The documents I received my credit score is 409 and they gave me a credit line of $1,300. They claim they are open 7 days a week. Made several attempts today and they are closed right after I received the first email. I take it they are randomly selecting people for loans, scamming for business.

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Monday – Friday: 7 a.m. – 8 p.m. CT

Saturday: 8:30 a.m. – 5 p.m. CT

Sunday: 10 a.m. – 6:30 p.m. CT

We are talking about the creditor ACS, (Advance Cash Services), is a parent company which owns and operates more than 80 parental payday loan websites like CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, US FAST CASH, PAYDAY MAX, 2-MINUTE PAYDAY LOANS, SPEEDY CASH, ACE CASH EXPRESS, MONEY TREE, ALPINE LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intentions about this matter of yours that what would you like to do. They do have a signed copy of the contract which is signed under your e-mail address sandi. [protected]@mediacombb.net, also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The money was successfully deposited into your bank account.

We have a settlement amount for you, if you will make the payment of $410.00 by today, 10/22/21 then we can close your file at this amount only. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full.

Kindly let us know are you willing to resolve this matter out of the court house or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we won't be able to help you out.

They all fooled me at first and seemed honest. Not use to dealing with scammers.
I went online for a $5000 loan and Mark Brown with CashnetUSA responded to my app with approval and solicited $700 to process, $1000 for
Insurance and I sent the $1700. No loan yet they then solicited $1400 to complete loan process when I realized it had to be a scam.
I asked for refund of my $1700 and they said I would lose everything if didn't pay the $1400 for processing the loan. Got into confrontation for
a refund with Eric Daniel and Robert Ted. Last call today 7/30 Robert asked for $250 be sent to him and he would get loan sent
to my Wells Fargo account within the hour. Nothing refunded or received on loan. I was scammed.
Mark Brown. Cashnetusa5986. [protected]
Eric Daniel. Cashnetusa3615. [protected]
Robert Ted. CashnetUSA USA. [protected]. All @ Gmail addresses.

I'm Benny Hurst. (A victim) who has lost $1700 My add [protected]@yahoo.com. [protected]. Can anyone help me?

During this time when we are all suffering because of this pandemic, cashnetusa has not compassion or understanding. People like me who are suffering financially yet you keep piling on the interest every day putting me deeper and deeper in a hole. You don't care about suffering. I will not ever borrow money from this awful company! Yet is ridiculous the way you pile on the interest making it impossible for someone like me to catch up and pay down the debt. I took a cash advance for $1000 in december. Since then I have made three payments of over $250 and my balance is still $108. No money has gone to paying down the $1000. This is ridiculous. I will never do business with cashnetusa again as soon as I pay this money off. I am literally in tears about this. During this time people's finances are strained, you don't care. It is all about greed. I wish I had never done business with you at all. I have been with cashnet since 2009, yet you make no allowances. I will discourage anyone, as many people as I can, from using cashnetusa. Shame on you! As I said, I am literally in tears about this. It is upsetting and depressing. Making your payments on time does not make a difference. Instead of your payment going down, it goes up. My payment went from $250 to $300. It is insane. Do not deal with this company!

A mr. Williams from cashnet.com call me and said he was depositing 500.00 dollars on my credit card and need to send it back in game stop give cards, witch I did and the loan for 3000 would be western union to me. Now he send 320.00 dollars to me on my card and needs it back on monday. And the 3000 will be be send to the bank. He goes by mr. Willams at cashnetus58@g mail.com, 773-888-7153.

I was looking for a loan and was contacted by Mike Wilson. He stated they would deposit money in my account to pay the insurance cost. My account showed a deposit but it was for more then he said so I began to investigate. He or this supposed company tried to deposit a fraudulent check from my place of employment. I contacted the bank that this was not me and confronted mike about it. He denied this but now will not respond.