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After going to Experian, and other services, I disputed any and all charges that Portfolio Recovery Associates were attempting to collect on. Apparently, no one there bothered to check with these services, as the charge was deleted from my credit report. My contention, in a nutshell, was that I paid down the debt, before closing the account, and when I went to close it, there was a substantial charge to my account. Since I have disputed the claim on my credit report, I've received a letter telling me that they are going to sue me. I think that is crap, and even illegal.
The complaint has been investigated and resolved to the customer’s satisfaction.
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It is crap.. Do not give them one cent.
they are trying to collect on a debt from me that was listed in my ex-husbands bankruptcy in 1984.. 25 years ago.
they have been harassing me for years.
just ignore them!
I used to work for a sister company of theirs called IGS, out here in Vegas. If anyone would like a full disclosure of the practices they teach, and encourage, in their training, please feel free to email me. MaryBertling@yahoo.com
I have been harrassed by this company for over two years now (on and off). They claim that I owe them over $10K and actually froze my old bank account and stoke $2K (my rent money) out of my account. They have messed up my credit and they call me at work and on my cell phone numerous times a day. They refuse to provide any proof of the debt and say that the "onus of proof is upon [me]". ! I checked my credit reports and there was no sign of the outstanding debt/account number, I went to the bank in question and they had no record of the debt. Still, they insist that I pay them. How do I stop them from calling and attempting to collect this fake debt?
They call my house, but don't leave any messages. The caller ID says "Portfolio Recovery" that's the only reason I know it's them. I don't even know why they're calling, it's like 3 times a day while I am gone. I haven't received any letters or anything. I read that they work for pay day loan centers and will claim that you have debt that doesn't exist, that is how they get your information. They claim there is a judgement against you when there really isn't. I have taken out payday loans but have always paid them off. This is a joke. My phone has a number blocking option, so today I went in and put all of the numbers they have called me from into it. Maybe they will go away.
My husband just recieved a leter from Portfolio saying we owe for a Us Cellular bill from 2006. THe problem is we have NEVER EVER even had us cellular! EVER! I talked to one of their reps on the phone a few months ago and I told them that and the date the chick gave me then was for a debt in 1999 yeah still never ever had u.s. cellular. My husband works for our local sheriff's office so I am going to have him check with economic crimes to see what can be done. This is crap!