I bought a car in 2015 from Midway dodge for $26879.93 my interest rate was 18.95% the car should have cost me $46258.48. Payments of $628.59 a month for 72 months. Now I have financial difficulties in the last 8 years and do admit with getting extensions and late payment for the last 8 years of paying for my car. I even filed bankruptcy 2. However I still may paid $51948.36 to Regional in the last 8 years, of that $51948.36 only $9520.76 went to the principal of the car, $31733.34 went straight to interest and $4870.42 went for late and other fees. Now they are stating I still over $19000 still on the car. That would mean I paying almost $71000 for a $30000 car that is only worth $5000. attached are all the documents. This car should be paid in full. Please help. This company took all the money for interest and never paid anything for my car. Even making a $1214 payment after bankruptcy on 08-31-23 it went all to the interest.
And still after making payments nothing went to the principal. emailed and tried to work with many people at Regional. No one is willing to help me. Fred Reherman, Shauna Liscano and now Jane Williams
Desired outcome: This should be paid in full.