Wells Fargo

Wells fargo is fraud plus they invest in dapl which is actively participating in genocide

I have been paying on a fraudulent Wells Fargo mortgage for more than nine years now. The story is so long and depressing, that there's not enough band-width here to write about it all. To make a long story short, I signed a 30-year fixed at 7.375% with a $63, 700 down payment in late '06. I received a letter in November of '08 stating that my 28-year a.r.m. was about to begin in 1/1/2009. I disagreed and opened my original packet only to find a completely fabricated, forged stack of documents, including a fabricated note, which I have numerous copies of now from W.F. and the crooked agents at Western Title. A [censored] bag attorney for W.F. in Des Moines, named Terry Rains, continues to insist that "no error occurred" in response to my complaint against W.F. through the C.F.P.B.. I disputed Wells Fargo's response and called them out on their undeniable fraud and lies in a seven-page dispute which I sent back to the C.F.P.B.. I have now created a 65 to 70-page packet of documents exposing the entire fraudulently fabricated mortgage-documents. There is only a robo-signer's initials on one fabricated document that remotely ties Wells Fargo and Citi to my so-called mortgage. There is no signature on ANY of my documents from an authorized agent nor is there a notary signature or seal to be found on ANY of my mortgage papers. I am also not in default.

The useless county sheriff's department received the first packet. The second packet I hand-delivered to my local F.B.I. office (worthless). The next will go to the Comptroller of the Currency, another to my congressman, a copy to the state attorney general and finally the office of the President of the United States.

I'm not f-cking around with these crooked pieces of sh-t anymore. Including my $63, 700 down-payment, I have given Wells Fargo over $225, 000.00 over the past nine years. Come to find out that only $9000 has been put toward the principle on a home that is worth $50, 000 less than my break-even point. This figure does not include the $151, 000.00 in interest they have screwed me for.

What's more, is that my mortgage was immediately bundled and sold off to Citi in early 2007 which I recently discovered. The trust: CMLTI 2007-WFHE2 M7, is the Citi Mortgage Trust which the mortgage supposedly belongs to and it's been sued for fraudent mortgages and illegal foreclosures, and sued for selling bad securities to Allstate, Ann Arbor Pension Fund, Symoniac vs All Banks and various other for fraud. Hundreds of millions in settlements paid out to investors in class-actions against the trust.

So far, the trust has not been able to produce an original note and U.S. Bank is trustee and they have nothing to say. The last 10-k filing the trust produced was March 31, 2008. Therefore, the trust has not been valid since at least that time and I firmly believe that Wells Fargo has been cleaning me out on a fraudulent debt on behalf of the Citi trust which is no longer a functioning trust.

These bass turds have been scamming me for tens of thousands, for years, knowingly servicing a fraudulent debt. The FDIC and the 2008 government bail-out likely satisfied the settlements, especially since the last filing in 2008.

Getting this case in front of a judge who isn't being paid off, is apparently next to impossible. A fraudulent debt on a fraudulent mortgage with a fake modification thrown in the mix. Wells Fargo already knows that I'm not someone whom they want to anger because I promised them that I will do everything in my power to expose their fraud, make them pay and I will screw them back and destroy their reputation wherever I go until my last dying breath.

In short, it would frankly be quite satisfying to burn their stage coach, free their horses, then hang each and every one of the f-cking sh-t bag Wells Fargo employees and bankers.

My grand mother died and her sons sold her house for 110, 000 it appraised at 140, 000 I already had a loan on a different property at Wells Fargo for 68, 000. My in come at the time was 29, 000 a year.and I had 10, 000 in credit card debt.and a home improvement loan that I could use for improvements that would max out at 40, 000. I wanted my grand mother house it had been in the family for 60 years .and I thought I would sale the ether house.I talked to the bank and this is what thy did .thy gave Me 110, 000 to by grams house. I got a loan from them for 80, 000. the rest came off of the home improvement loan the day after i closed on grams house . So now I ow 80, 000 on grams house, 118, 000 on first house . But thy told me at any time I could come back down and ref and put the home improvement loan onto the houses, now after all has gone to the dogs and I missed a payment on the home improvement lone it went to high interest 20 per cent and nether one of the houses are worth enough to absorb the 40, 000.and now my debt to in come isn't high enough .If I owed the 40, 000 first I wouldn't have qualified for it but since they gave me the loan first and then maxed out the home improvement loan to come with the rest it worked .I'm maxed out and I'm stuck .i cant pay extra a month .and I cant refnanced I cant sale .

Wells fargo is telling me that my business which grossed $150, 000.00 last year, leaving me with $30, 000.00 taxable income after all expenses and bills were paid out is not enough income to maintain a $1, 100.00 mortgage payment and they are foreclosing... Well the ###s can have it and they can put it in the pile with the rest of the unsold houses and state, city and government properties they won't be able to sell along with 103 ridge road elkton md. Up yours wells fargo ! I pray every day for the news heaven that they went bankrupt just like washington mutual and enron... You ###

The same thing just happened to us. We recently moved to Ormond beach. My husband's new employer banks with Well's Fargo. We went into a branch to cash the payroll check and were informed it would be $7 to cash the check since we didn't have an account. They talked us into opening an account. We deposited the check and they gave us "instant debit cards" to use until the new cards came in the mail. When we attempted to use them it siad insufficient funds. That was friday...as of Monday we still cannot access out money! I have called and they cannot tell me when the funds will be available. I have e-mailed and they keep telling me I have to call! We should have just paid the darn $7! So whoever called this person a liar...you do not know what you are talking about! I am fed up with Wells Fargo before I even get started! I will continue to bank at my hometown bank in Indiana because they are more helpful from 800 miles away than Well Fargo is from 1 city block!

I am sorry for your poor treatment by these greedy, discriminating people, they have a history of both.

The only major banks are Wells Fargo, Bank of America and Chase. But for some reason there is no Chase bank in Kansas but its everywhere else. I hate it here, the state itself is slow in updating. Major banks are good when you travel, as with me. I do travel so a regional/local bank is a no go for me otherwise I would have no access to my money. I'm gonna give Bank of America a try since Wells Fargo is such a ### up. I've known people with Bank of America who have had problems and others who haven't had problems. I happen to be the one having problems with Wells Fargo and its probably due to the fact that I DO travel and need to make a lot of purchases. Either way they are crappy. I hope I have better luck with Bank of America.

#### wells fargo and #### all you wells fargo employees defending them while you live on my over draft debt! First off 04/26 7pm go to purchase phone at cell phone shop knowing there is a transaction coming through this week for 200 dollars for student loan. Check account at say 705pm.. .215? Dollars in account and no pendings per website via droid phone.. I make my 197.00 purchase for phone and put note to self (Make 200 deposit) tomorow am before work. .930 am next morning wake up to - 200? Dollars in account.. I tell myself ok i will go make deposit for amount withdrawn this am.. But wells fargo decides to post date my student loan account to yesterday 04/26 not this am 4/27 and charge me an overdraft... I tell myself its okay ill just deposit 200 to cover this transaction (Which i thought occured this am 04/27) and ill be okay.. Nope.. So then i call customer service and get sorry sir well only give you back 17.50.. I tell them let me speak to supervisor.. Supervisor gets on and replies "sorry sir nothing we can do" maybe you should not spend money you dont got".. I tell him so maybe your website shouldnt say those funds are even there if theyre not right? I mean after all automatic debit did occur next day 4/27 not that evening past 7? And if so i deposited 200 to cover same ####ing day.. So #### wells fargo and there criminal enterprise just like all the foreign owned piece of #### banks.. What happen to trustworthy banks and honest overdraft mistakes and helpfulness to your loyal customers deuche bags?

I hope wells fargo gets bankrupt or burns to teh [censor]ing ground!

All the major bankers are crooks. They have bribed the politicians to permit them to get away with extortion. The CEOs are payed outrageous and obscene salaries and benefits. They should all be in prison for fraud and extortion. Bugger them all!