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2.1 148 Complaints
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WhyNotLeaseIt Complaints 148

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10:04 am EST

WhyNotLeaseIt The agents didn't allow you to speak with the managers

When I applied for Why Not Leasing LLC, it was mentioned in the advertisement that the lease was flexible and I didn’t have any specific time to pay it off. However, I have paid already $1, 500 for the dryer and washing machine. I needed to pay another $800 and suddenly the company informed me that I have only 4 weeks to pay it off. Something strange has happened with them. As well as the agents knew nothing about it and they didn’t allow you to speak with managers.

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9:53 am EST

WhyNotLeaseIt 50 inch flat screen tv

I was told in the Sears store that I would make Bi Weekly payments of $52 for 6 months and after that 6 months i would OWN my tv. I just called why not lease it as my 6 months is over NEXT month and they told me i will not own my tv unless i pay an extra $345 on top of what the tv costs. and if I don't pay that extra money i can either return my tv or keep paying $52 Bi Weekly for another 12 months. SO neither of those make sense to me seeing as ive already paid m $500 plus on the tv and it should be mine but if i keep paying for another 12 months ill end up paying another $312 on top of what ive already paid. so either way this is a huge rip off. Because Sears told me there's no interest or anything on this program and that its like a rent to own flat out rate deal. I will NEVER lease to own something from sears or why not lease it ever again. and I'll be sure to tell everyone I know about it too. Syracuse, NY

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Catherine Kirklin
US
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Jan 21, 2017 2:52 am EST

Rtracer, are you a real person? There is no way you can save money with a leasing progam. You are not PAYING on the product. It is renting and not "financing ". This is how people, like me, are being taken by being told that this is financing.

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Rcracer
US
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Jan 03, 2017 7:47 am EST
Verified customer This complaint was posted by a verified customer. Learn more

I have done it three times, very good experience, they gave you an opportunity to finance that nobody else would, I always save up and pay off early and it saves you Money! there is a cost to finance, the end cost is up to you and how long you take to pay off, same as simple interest on a retail loan.

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Briget1672
US
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Jun 28, 2017 11:10 am EDT
Replying to comment of Rcracer

These people are predatory lenders. That simple.

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10:39 am EST

WhyNotLeaseIt refrigerator

The salesman at sears told us that after the first initial payment on a new fridge that we would have 10 more payments and we WOULD OWN the fridge! WRONG! That is paying them the full price of the fridge in that time frame but after the 10th payment we would have the option to continue to lease or pay $600 up front to own the product! That's crap! They lied to us to get a sale, shame on SEARS!

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Shelly Jones-Johnson
US
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Feb 25, 2016 10:13 am EST

I absolutely agree with this complaint, and think everyone who has been taken advantage of should get together and file a class action suit against this company for giving predatory lo@ns, I bought a refrigerator at Sears, and exactly the same thing happened to me, I have 3 witnesses to what I was told "after 10 payments the refrigerator will be yours" I was so happy when December 10th finally came, and I knew I owned my new refrigerator, then Christmas eve 2015 another 83 dollar charge appeared on my bank statement, I called and told them to come get it, and they said they would, 2 weeks later, another 83 dollars came out, after a few calls and I am not even sure how many more payments, I blocked their access to my account, and told them again to come get it, and they said I'd have to ship it to them! I told them no, and I would be contacting an attorney, and hung up

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FitzAngry
US
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Dec 19, 2015 3:15 pm EST

Purchased a refrigerator at ABC Warehouse through Why Not Lease It. My experience was terrible. I was under the impression that the lease I signed up for allowed my payments to go towards my balance. At least that was the way it was explained to me. I didn't realize until almost a year later that they were still taking payments out of my account, to the point to where a $860.00 refrigerator cost me almost $2, 000.00 after all was said and done (paid $360.00 down, made payments bi-weekly of $55.80 and a payoff of $276.00). The contract reads that I could pay this off at anytime. After realizing I had made well over $1, 400 in payments I contacted them to see how much I owed. There response was that the $55.80 I was paying was comparable to a rental payment and to own it I still needed to pay $276.00). I will tell everyone I know never to deal with this rip off company unless they just want to give money. Salesman didn't understand the way this program works and gave me false information. NEVER WILL DO THIS AGAIN. Back to Aarons where I should have went in the first place!@!

Horrible company

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12:31 pm EST
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I am not sure if anyone has had this problem, but I have had to call on several occasions to get them (WhyNotLeaseIt) to send my title. The first time I waited a while and it didn't show up. I called again to ask about it and they said no order had been placed. I then asked them to send it again. I waited even longer that time. Still nothing. I called again...

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6:16 am EDT

WhyNotLeaseIt the rep didn't send terms and payments amounts

I got lease from the company WhyNotLeaseIt. I paid them the first payment, but the rep promised to provide terms and payment amounts. I waited for them, but of course this jerk didn’t provide it. I sent multiple emails, but still no response. These people are scammers and liars, who promise a lot, but in result you get nothing. Please post your comments about this company.

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shani0988
US
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Nov 19, 2018 6:42 pm EST
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Why not lease it is the worse company ever It's just a rip off, you end up paying more than triple the value of the item you lease never again

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f u why not lease it
US
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Nov 14, 2018 1:42 am EST
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my husband and I got me a new wedding band and we were talked into using this why not lease it program and they have stole money out of the checking account 349$ to be exact and when called about it it wasnnotjing but it I'm sorry oh we can't do anything about it oh what can we say
they have kept hanging up on me

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Debra Callison
US
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Oct 15, 2018 7:14 pm EDT
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On 9/4/18 our credit card last 4 numbers are 6082 was changed $981.23 and would like to know what charge is about as we don't lease anything!
Debra Callison

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STELLA l Hayes
US
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Sep 18, 2018 10:58 am EDT

our total came up to 500.00 we went kmart in kentucky
we have been paying for about a year we pay 56.97 every two weeks and they said we still owe 250.00 this a rip off and i want them to stop calling and harrassing us and give us the money back for over charging us with and this crazy and we dont owe 250.00

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Usedandfurious
US
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Aug 21, 2018 1:58 am EDT

The program is designed to take advantage of people that can't afford to buy merchandise full price. it is designed to keep you in financial bondage.

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jcoon1949
US
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Aug 15, 2018 5:33 pm EDT
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We purchased a range hood through why not less it about 7 Months ago. They didn't have the color that my wife wanted so she chose the white stove top. Within the first 6 or 7 Months of purchaseing the items, two of the burners look as if they are burned. We've tried all means to clear the discoloration with no success, do you have any suggestions?

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jcoon1949
US
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Aug 09, 2018 4:54 pm EDT
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We purchased a range hood through why not lease it about 7 Months ago. They didn’t have the color that my wife wanted so she chose the white stove top. Within the first 7 Months of purchasing the items, two of the burners looks as if they are burned. We’ve tried all means to clear the discoloration with no success. Do you have any suggestions?

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12:13 pm EDT
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WhyNotLeaseIt poor overall

errible, rude customer service, unwilling to work with customers, they misrepresent their company to lure customer, make sure read the contract, scratch that, would advice anyone to stay away from this company, you would end up paying triple the price of item. They act like the customers need them and they don't need the customer, they need to do some business training, they are nothing without we the cusumers

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Jamie Patas Dawes
US
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Feb 26, 2016 1:18 pm EST

I agree it is more expensive but you need to read the agreement. Everything you need to know is in there. It is only a rip off if you dont know their expectations

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3:03 pm EDT

WhyNotLeaseIt they didn't come many times

First I ordered one laptop from WhyNotLeaseIt and it was supposed to come three weeks ago. There was supposed to be a missing part on address so in return they were going to try to deliver the next day. I stayed at home and waited the whole day again, but they didn’t come and said they would try again but I could not stay home anymore.

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lorriepip
US
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Jun 01, 2019 6:19 am EDT

I too have been over charged! They have taken $2700 for a $600 pool. I have called many times to stop these payments. they do not care! I am calling will file a BBB complaint. It's ridiculous! Kmart and Sears shouldn't offer this service at all. it is nothing but a scam. It should be shut down asap.

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Linda Saunders Lawson
US
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Feb 11, 2019 5:27 pm EST

C1816/0 - Purchased refrigerator on 4/7/208 for $881.98. I paid $167.40 for 4 months as agreed. They said an email was sent at the end of lease purchase (sent to wrong email). To end this nightmare I had to pay an additional $110. Since it was not my fault I feel I should receive a refund of all money paid from the end of the lease over the cost.

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lilly8839
US
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Feb 11, 2019 4:33 pm EST

this is bs
last august i called why not lease it (why not lose it)
they told us we need to pay $436 more (we already paid more than 10 payments)
so now i found out that i could have paid off the item back then
why they tell you lies?
so you can pay more
THIEVES I'M GOING TO SUD THIS ASSHOILES

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Erika Lynn Toth-Hill
US
Send a message
Feb 11, 2019 2:10 pm EST

Stole over including intrest 2, 800.00
789.00 in intrest
Cita refused to comment about it wont give money back I want to sue them for all damages to finance and distress husband has PTSD

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lilly8839
US
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Feb 01, 2019 11:39 am EST

thieves

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Njoyinkubs
US
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May 09, 2013 8:31 pm EDT

I have used WhyNotLeaseIt before and that's not how their program works. They don't sell merchandise they offer you leasing terms as a way to pay for merchandise that you get from a local store. Stores have the option of choosing to offer the whynotleaseit program just like they do a credit card. If you did not receive your laptop that's the stores fault not whynotleaseit.

ComplaintsBoard
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2:36 pm EST
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The complaint has been investigated and resolved to the customer’s satisfaction.
Featured review
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It's just a reap off, customer service has very bad attitude, you end up paying more than triple the value of the item you lease. I did it once and when i tried to buy out the furniture it was as if i was just going to the store and i had to pay almost full price (I had already made all my payments) i end it up paying $1000 for a $500 piece of furniture. Never again!!! Beware of why not lease it!!!

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Overview of WhyNotLeaseIt complaint handling

WhyNotLeaseIt reviews first appeared on Complaints Board on Feb 26, 2013. The latest review Taking more funds than what was owed was posted on Apr 11, 2023. The latest complaint kenmore air conditioner was resolved on Jan 20, 2018. WhyNotLeaseIt has an average consumer rating of 2 stars from 148 reviews. WhyNotLeaseIt has resolved 40 complaints.
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  1. WhyNotLeaseIt Contacts

  2. WhyNotLeaseIt phone numbers
    +1 (888) 949-6680
    +1 (888) 949-6680
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  3. WhyNotLeaseIt emails
  4. WhyNotLeaseIt address
    1750 Elm Street, Suite 1200, Manchester, New Hampshire, 03104, United States
  5. WhyNotLeaseIt social media
  6. Nick
    Checked and verified by Nick This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Jun 13, 2024
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