World Financial Group [WFG]
Reviews and Complaints

Was an agent for over a year with WFG and left to go to a non MLM financial company. After a year at this current firm i find out i have a 400$ debt with wfg and have not received any email or phone call as to why i have a debt. I was given the go ahead to terminate my contract with WFG and am now finding out 8 months later that i owe money without being contacted as to why? Be aware of this multi level marketing company, they may have a hidden charge or request money from you for reasons you dont know

"I was in search of a job when my friend enrolled me in WFG. The company charged me $169.5 for registration and background check.Also they charged $224.87 for study materials immediately. When I asked the recruiter how I would find clients, he said he would explain later.

After enrolling, I researched the company and realized that I would have to use my family and my friends as a my clients in order to earn money.I did not like that. it's not the job I'm looking for. My agent code is 263HNC.

I kindly request a refund of my money and the removal of my personal information, including my email and credit card details, from your database. Please process this request as soon as possible."

I joined WFG few months back, I wasn't clearly told about refund policy. In fact, I was told if I don't find the sessions useful, I can ask for refund. Everything on zoom took place so quickly that I was asked to pay. I insisted on reading the contract but was told that terms are very general and sent the contract to read after signing. Now when I requested for refund, I was told that refund policy was 60 days. This is the first time I m hearing this. Please help me get the refund.

I was contacted by this guy via a Whatsapp group for people who are seeking employment on a Friday, Aug 4 2023. He gave little to no information and when asked questions, the answers never made any sense. As I was very desperate for employment, I had no other choice.

Aug 9 2023, was like the 4th Zoom call, after finishing the presentation, now you are ready to be onboarded and proceeded that way. I was pressured and he took advantage of the situation and made me do finish that payment.

Knowing that this is all a scam, I reached out to my credit card issuer and they said that they cannot raise a dispute as I have given the details voluntarily. There's no link or section to raise an escalation on this matter on WFG page.

I was solicited on LinkedIn by an agent and was asked if I was interested in an interview on Sunday the 7th of May, 2023. I agreed to the interview and it took place Monday the 8th at 6:30 via zoom. I felt like extremely manipulated as I was made to feel that I must have morals and principles to be hired (even though I don’t think she is a hiring manager, I think she was just an agent trying to get a bonus) and at the end and being told I had the job was told I had to pay $125 in order to proceed. I was also told I was my own boss and I made my own schedule. After signing a document I couldn’t read as I was sent the document while on zoom, I stupidly entered my card information as I felt pressured and uncomfortable. I was then told after paying that I had to attend meetings Monday and Thursday every week, even though I was told I made my own schedule. I texted the agent right after signing and told her to cancel my application and that I didn’t want to move forward. She immediately jumped into trying to ask why to sell me on moving forward. Two hours later I get an email stating my application was approved and realized this agent had not cancelled anything. I was told this was for a federal background check and that was it… After doing research, a background check does not cost $125. I feel extremely mislead, guilty, dirty, and manipulated. I want my money back, and I want nothing to do with WFG.

4 days back, one person who introduced himself as a Recruiter told me he has a job for me as I was looking for a job I said ok. Then, he setup a Zoom meeting and told me he is earning money and it is a great opportunity you should try that. At that time, I refused and told him maybe in future but he was very persistent and told me you can just register and can apply for your license whenever you feel ready. So, his persistent behavioral make an influence on me and I paid $169.50 and got registered. And on the next day, I came to know about whole process and I feel this was knowledge and compliance fail on behalf of recruiter.

My friend just told me about he is earning money and wanted me to just get indulged into wfg. He arranged a zoom meeting where he and his trainer convinced me its not a chain system or marketing and because of my stupidity and foolishness I believed and registered myself and payed $157 without knowing anything but now i am not interested in it so i want my money back thankyou.

I am a WFG advisor. I joined 5 years ago, when I joined, they told me after I become a SMD level contract, I would get 12% commission override for life. When I did get to that level where I can finally get override, They told me I will only get 6% override because I have make certain amount money from my own business every six months. This was never ever revealed to me until the time actually came to earn 12%. I am not the only one but I found out this is what they doing to everyone. I am very upset that they told us we can retire if we have a good team because you get 12% override but not knowing that I will have to work hard all my life now to get that. When I asked my senior, they saying the rules recently changed but they don't tell anyone until time comes. I would not have joined another insurance company instead if I had known. Now they don't let me take my book of business if I go and kind of making you stuck here. The management is very greedy. now the other 6% goes to the person above me. Not very happy at all

My friend just told me about she is earning money and wanted me to just get indulged into wfg. She arranged a zoom meeting where she and her trainer convinced me its not a chain system or marketing and because of my stupidity and foolishness I believed and registered myself and payed $157 without knowing the whole big scene about this system. But thereafter I started researching and got to know its not my type job or work and now when I am asking for refund they are saying its not refundable. True suggestion don't trust people over here. I want my refund asap. I am introvert person I told them this thing they said its not that type work where you need to make connections but it is...

Hi paid $157.50 to World Financial Group. I can't go and beg people. I don't like their business. It's not the way I thought it to be. I didn't open the courses. I mean didn't login even. I want my money back. When I talked with agent regarding refund. He is like I tried and inquired to refund but received email stating it is non refundable. When I told him to send email or screenshot stating non refundable. He was like its confidential... They are scammers. I need my money back. Please help me to get my money back asap...

My SMD used to put applications for my people under me and used approach them but after. He see I don’t want to continue with him so he changed their applications and put under his name so I got lots of chargeback and will get in future as well. And he used to open my UNIVERSAL ACCOUNT without my approval I have proof to it as well and he always help his people under him in cheating in their papers. I got all the proof help me this kind of people scamming lots of people which needs to be stop. I can provide his agent code name and number as well take a action against him.

I paid a $165 background check fee for this company. I found out the financial products are not what I initially thought they were. I can’t work for this company because I do not believe in the system. I want a full refund of my $165 fee I paid to join the system. I want my money ASAP. I should of done more research but either way I do not feel I was told the truth at the beginning of the process. I want my refund.

I was approached twice, and stupidly paid twice for background check and so called schooling to become an agent I want my 250$ back! Plus I paid 55$ for the recent virtual convention that I never got access to. I have emailed several times and gotten zero help. In retrieving my money back wfg needs to be shut down as a mln that has false pretenses for people to make money but selling a dream

Kindly help me as I have not received any response from wfg team regarding my refund request.I was told to wait for 5 business days but it's been 10 days now but I haven't received my refund am a student and do part time job but one of your agents misguided me and my money was deducted. I need your help kindly consider my problem and provide me refund of my payment it's a request.

My agent # is: 10UHZC. I was applying my license and I sent the E-contract application to WFG for LLQP Ontario License. After more than week later, I received an email from Chitra Kshatriya, a senior associate of contracting and licensing department. She needed documents from me, which included my new SIN #, even though, I filled in my current SIN # which was and still is valid on the E-contract application. I don't know how I can give her a new SIN # if my SIN number is still valid. Due to this, I wasted the days in my validity period to apply for My Ontario License. But now, I don't wish to have any relations with WFG, but a few days ago I paid for new membership to apply for a new license, which was for $170 and I would like a refund of that amount. Next time, please make sure that they don't do it to anyone else, so that nobody else would go through what I went through.

I want my money back. I have paid $157 CAD. I really need my money back since this business is dark and nothing is clear. I don’t trust in it. Please solve my issue and give me my money back as soon as possible.

I paid like $147 CAD to wfg. I would like to request a refund and would like to contact to owner or someone at higher post at wfg and like to have a talk with them so i can finally open their eyes towards what is happening outside. With that, i would like to warn all the companies who works with wfg( that's what they say ) that you guys should be more careful towards what they are working on and how or else you will ba facing a hard time. Contact me wfg so i can get that person's license cancelled as well.

Hi,
I was as associate with wfg . I started last year ; feb 2020. I paid $127.85 on feb 27, 2020 for a convention ticket. The convention never happened and no body addressed the issue for refund of that money sitting in WFG's pocket. I was told it will be adjusted in next convention. I terminated my contract with the company in march 2021 and i would like to get my money back. I called the company helpline multiple times but they never responded. I have my credit card statement as proof of purchase.
Thanks
Harmanjot Grewal
Old code- 15cmzc

Please urgently discontinue and cancel the ongoing processing of my Appointment with World Financial Group. I equally want to cancel and get refund of $100 and $25 I made for the processing of a new recruit.

I have sent 2 emails to wfgcoding@transamerica.com without response.

I thank you in advance of your anticipated good consideration.

Regards,
Pekun Oyeleke
Agent ID: 69VYL
Agent License #: W602373
[protected]@yahoo.com