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Capital One

Capital One review: Capital one card

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Author of the review
3:17 pm EDT
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This review was chosen algorithmically as the most valued customer feedback.

My credit card balance in the amount of $636.96 was due 9/17/23. I paid $700.00 on 9/18/23 which was 1 day late. I pay this card in full, on time, every month. My next payment was due 10/17/23, in the amount of $1371.02 including late fees and interest in the amount of $56.41 from the previous month. This payment (due date 10/17/23) was made on 10/10/23. I spoke with a customer service rep to make sure this was the balance in full & paid this amount in full using funds from my bank and with my reward balance. I did not plan to use this card very much in the future. Today, October 31, 2023, I called to make sure they had the correct mailing address and had the address changed, so I would receive statements. I had 2 accounts that are paid through this card that total $49.99 this was all that had been charged and the payment wasn't even due until November 17, 2023. They said it would be $61.80 to pay this in full, but they would continue to charge interest even if I paid it off. They also said interest would continue to accrue. I had $49.00 reversed and I still owe them 99 cents. That is all I intend to pay.

Desired outcome: I do not want to pay interest on zero dollars. I have a balance of $0.99 and that is all I should have to pay.

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  1. Capital One Contacts

  2. Capital One phone numbers
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    11%
    Confidence score
    USA and Canada
    +1 (877) 383-4802
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    General Customer Service
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    Credit Card Accounts
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    Auto Financing
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    Home Loans
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    Home Equity
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    Capital One Recruiting
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  3. Capital One emails
  4. Capital One address
    15000 Capital One Dr., Richmond, Virginia, VA23238, United States
  5. Capital One social media
  6. Laura
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    Dec 19, 2024
  7. View all Capital One contacts