Debthelper.com
Reviews and Complaints

Debthelper.com called promptly at our appointed time, which is always a good start! The representative and I went over all the information of which I was supposed to be advised, as well as the figures and explanation of such, that I had already in my possession. The representative explained the information and questioned me to make sure I understood exactly what I was signing on to and in simple terms explained anything I was mildly unsure of. I found the representative to be courteous and informative as well as a great representative for your Company. I was comfortable doing business with him.

DebtHelper is really helping me to clean up the clutter of my financial debts. Michael R., Mike, my counselor, is really helpful, patient and educating me from the start I called them for help. Mike is also call me and send me emails from time to time to check on me regarding the progress or if anything I would like to talk or address regarding my progress. Now, after 1.3 years, I am able to gained my credit score back and de-cluttered all those debts. I also gained knowledge and more responsible with my money. Thank you Mike and DebtHelper!

My counselor was Alex Borge. He called me on time, was very clear in his explanations, and made the process enjoyable. Alex answered all of my questions concerning my reverse mortgage and the soon to be extinct LIBOR index. His experience as a counselor was very evident to me and much appreciated. He was all business (in the best sense of the word) with a terrific bedside manor and a good sense of humor as well. My money was well spent for my HUD counseling for my reverse mortgage with Alex Borge at Credit Card Management Services. Red Morgan

I just completed my Reverse Mortgage credit counseling with Rene Viloria from Debthelpers. Expecting drudgery and boring lingo, Rene was totally personable and made the process both easy to understand and pleasant. He quickly recognized areas of the information that I was in particular need of learning. Throughout the process he executed a perfect balance of lighthearted banter and the essential nature of what needed to be covered. I felt like I was being guided by an old friend. I couldn't recommend Debthelpers highly enough in general, and Rene Viloria specifically!

Mr. Curt Mucienko was our counselor for Reverse Mortgage. This is the third time I have done counseling for a reverse mortgage and the first time using Debt Helper. Mr. Mucienko without a doubt is the most knowledgeable and in depth counselor that have ever worked with. His explanation was spot on going line by line of the process of the reverse mortgage required documation. My wife and I learned so many new things about reverse mortgages and what all the various numbers on the forms meant. Mr. Mucienko is an asset to your company. We are very pleased with his services.

I was extremely please with the promptness of the call for the appointed time of my appointment. Rene was extremely courteous and informed. He also kept the conversation businesslike yet added some light humor which made the exchange even more pleasurable. He definitely knows his product and has a keen mind in explaining it in simple terms. He also was very complimentary to many of the positive things about my individual achievements as they related to the answers to the questions he asked me. Very personable which I think is always important especially in today's customer service environment.

Rene is very knowledgeable about every aspect of the reverse mortgage process. He clarified several issues for me, and also recommended a few other external sources where I could inquire about or apply for various types of financial assistance. He was very respectful to me, and made sure I understood all the information being presented before moving on to the next aspect. It was a very enjoyable process, and if you need the services of this type of business, you will be very happy with the quality of service. Ask for Rene by name -- he's a very pleasant individual to deal with. Mike M. Norwalk, Calif.

Curt at Debthelper did an amazing job during our HECM counseling. This is the second counseling session my wife and I have done. I'm pretty financially savvy, researched Reverse Mortgages, and still learned from Curt's presentation. He explained and went thru details extremely clearly. His presentation skills are clear, concise, and upbeat. He kept it lively and interesting. I really appreciate the style, information and care Curt expresses in his presentation. You can tell Curt really wants to help you and make sure you understand all of the positives and ramification of a Reverse Mortgage. Thanks Curt!

This was an excellent counseling session for my current HECM refi. Curt Mucienko went over all the information, explaining any acronyms as we went. He made it a point to confirm I had a clear understanding of all items covered as well as the various HECM options and the advantages / disadvantages of each. He made clear the differences between this HECM refi and the original loan. He provided new information I don't believe was touched on during my previous HUD counseling. I would feel confident recommending Curt's company, Debt Helper, if he is an example of the level of professionalism you could expect from them.

As I was refinancing my reverse mortgage, I was required to have HECM counseling. This was a completely different experience from my initial counseling. Debthelper.com was my loan counselor and she was easy to talk to, informative and professional. She was very clear and encouraged me to ask questions. She even quizzed me on the most important points to ensure that I understood, Because she emailed me the Budget forms to fill out and return to her and because I was able to send her 3 additional required forms, it made our counseling session more concise. I highly recommend Debthelper.com for HECM reverse mortgage counseling.

Paul D. was very pleasant and professional in conducting our scheduled counseling interview for a HECM. He carefully explained all the items listed on the HECM loan comparison chart and answered all our questions about reverse mortgages. Also, he made sure that we understood all the upfront costs in an HECM, the accruing interest and annual insurance fee that are incorporated into the outstanding loan balance, and the homeowners' ongoing responsibilities to pay annual real estate taxes and home insurance premiums and to maintain the home in good repair. We appreciate the work of Paul D. and his company and recommend their counseling services.

Although this was a requirement I was not looking forward to doing, it turns out that what I learned will be beyond value as I continue to get my spending into a better plan/budget. And most importantly, the phone call with my counselor, Angela, was SO VERY HELPFUL. Obviously, this is a difficult and stressful time, but she was understanding, kind and friendly; offering helpful suggestions as well as congrats for the smart things I've done trying to save money, which were 'out of the box' thinking on my part (and I had always felt negatively about my desperation, but maybe I was frugal in a good way, not bad) Thank you so much Debt Helper.com and especially Angela!

I am so thankful that I chose Debt Helper for our counseling session on our Loan Application. Debt Helper gave us a great sense of confidence by letting us know in advance what to expect so that thaere would be no surprises, or "gotcha" moments. When I had a question regarding the process, I would call the company and the folks that answered the phone were very knowledgeable and talked to me like I was their most important client. I was never left hanging. And I have to say: Our counselor, Curt Mucienko, was awesome and very professional. He made all these forms, documents, and details understandable. He obviously knows this stuff inside out. He answered all of our questions and laid out the process in such a way that we were able understand it even after we hung up. We are so blessed to have Curt as our counselor.

Debthelper.com has changed my life. Period. I have been looking for a debt solution for over 5 years and nothing has worked until now. Consolidation loans don't work and debt settlement destroys your credit for several years. Debt management with Debthelper.com is the way to go. They speak with your creditors about obtaining the lowest possible interest rate over a fixed term and you just have to make one monthly payment. You pay the full principal over the life of term so, you're not destroying your credit. Lowering the interest rate and having a fixed term without getting a loan is amazing. The creditors you enter into the program close the account but that's why it works! You won't go into anymore debt if you don't have any lines of credit. You can keep any cards that have no balance so, if you don't have an emergency fund, you'll still have those. Get on a budget and use this program. Debthelper.com is a non-profit so there are no excessive fees! Just one extremely reasonable monthly maintenance fee. My counselor, Susan, has and the payment specialist, Cheryl were amazingly helpful and truly cared about helping me. I no longer dread the future. Thanks Debthelper!

We, being my wife and I, were serviced in a program for Debt Counseling, typically a frustrating experience with questions about personal, social, and financial issues and, most of all, typically and seemingly with "detached" interviewers on the asking end who collect the information from my wife and me on the phone. Well, we were introduced to John who was our "beautiful voice" on the other end of our phone interview! John was the most comforting and cordial interviewer we've ever, and I mean EVER, had with any one! He's comforting, reassuring, and an expert at relaying his expertise in the field of mortgage paperwork and all facets of information collection to acquire what he needs to receive the necessary "Certificate" required by our lender to refi our home! To add a degree of difficulty to the issue, we're already in a Reverse Mortgage, and yet he was very quick to see discrepancies in the forwarded mortgage info sheets and immediately contacted the sender to correct the oversight. He resumed our interview to its completed and accepted passing grade for the next phase of our mortgage re-structuring request. He was so efficient being and such an honorable person to deal with that we can't imagine it being a more simple process. We feel blessed that we got to meet him on the phone. We immediately felt secure and reassured with his technique and help. He was "understandably awesome" in our opinion!