Fora Financial
Reviews and Complaints

So grate to work with and working with Mus made the process even smoother!

Fora Financial, LLC was great to work with. They took care of what I needed in just a few days.

George James was great in helping us go through the process very professionally. I enjoyed talking with him and his understanding of the problems the industry is facing right now. I would suggest him as a representative for financial help to anyone. God Bless.

From the time I contacted Fora to today, they have been nothing but professional and helpful. When I needed money to help and expand my small trucking company, they were there with a very simple, straightforward loan with terms that I knew my company could repay. My representative *** keeps me informed through email anytime there is a change to my account. My loan is over 60% paid off and if I needed funds again, Fora will get my business again!

Very poor experience. They're a bait and switch company. They offer you one thing and then they call you back the next day with a lower offer. My representative *** asked me more questions about who else I was applying with than he asked about my actual business. They were using me for competitor research more than they were trying to help me get funding. I got much better service and much better loan offers from companies like ***, *** Go with one of them instead.

Anytime I get a letter from a company I don't know, I call my bank. I got a letter from Fora with my bank info and the amount I was approved for the Covid release. They tryna get info from eager customers. I don't play like that. I do my research. Skepticism always leads me to the ComplaintsBoard.com and I'm glad I did. If you can't get a business loan from your bank or a good lender, don't settle for the unknown.

We got this "credit card" thingy with a code to activate it. The back says it ain't no loan, but people are saying it ain't no credit card either. I'm curious how they got our info and sneaky-like sent us this mail pretending it's a credit approval letter. The details are all fuzzy and it made me feel kinda suspicious. I wonder what would've gone down if our newbies opened it. Honesty is always the way to go. If you wanna sell something, just sell it straight up. When you start disguising things, you mess up the trust.

After months of trying to get approved, I finally got the green light and was told that the funds would be deposited the next day. I met all their requirements, or so I thought. But then they hit me with a bombshell, saying they couldn't deposit the money because I had already taken out a loan from someone else. That's a load of baloney! I never borrowed from anyone else before. It's really concerning because they have all my personal and financial details. I trusted them for some reason, and the agent seemed legit, you know? They're based in NY, by the way. I've been applying for loans left and right for the past three months as a small business trying to survive this darn Covid situation. None of them approved me, except for Fora. And now they're telling me this nonsense. It's just not true, plain and simple. This raised some serious red flags for me. I'm starting to realize that there are probably only a handful of ComplaintsBoard.com certified lenders online that are actually legit. The rest are just out there to snatch our financial and identity information and sell it on the black web. Driver's licenses and all, you name it. Oh well, I guess now a bunch of lenders can profit off my personal financial info. This was a total scam, no doubt about it.

So, I applied for a biz loan. The only one they could approve me for was a daily payment one. They said in about a month and a half they would be able to refinance the loan and get me more funds, and a better term. Like a monthly payment. I read the reviews about them and questioned them. They said, most people wrote bad reviews cuz they didn't keep up their biz practices like before. They defaulted on the loan. ETC. And if the biz stayed successful, and we didn't default; I could refinance easy. After accepting the funds, they took about $2000 off the top for payment to the broker. Which I wasn't told about. But I was still hopeful. I reached out to my rep John D. and told him I would watch for the call in a month and a half. He then changed it to 60 days. I've reached my 60 days. I've reached out to John, with no return calls or emails. My loan has NEVER defaulted. My biz has grown 20% in the 60 days. (We are essential and COVID-19 didn't affect our client-base). So, this is my honest review. DO NOT fall for this. I can't say ALL their products are bad. Maybe if you qualify for better loans from lenders; you'd be fine. But don't take the daily pay ones. It's a scam. They cost double what you get. You will NOT be able to use the money at all. I had to keep every penny to pay the loan itself. They think I'm stupid. But I only did it as a cost eval. I figured getting a bigger loan in 1.5 months time, for better terms; was worth the cost of this daily payment. But don't count on that. You will not be able to get it. They will lie about these reviews too. To convince you. Other lenders do the same. AVOID it. Use a bank. Go directly to the lenders.