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Funding Circle USA
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4.4 7 Reviews
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Funding Circle USA Reviews 7

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Funding Circle USA Really easy process and super to work with!

Really easy process and super to work with! I was very impressed.

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I am a small business owner. I started my business by putting all my personal items up for collateral. I needed to refinance so our Business had some credit and to pay off some high interest rate cards. I contacted Funding Circle 11/25. Advised that I wanted $60000.00 to pay off that debt. They came back to me with an offer of a 5 yr loan at 27.04 interest. My payment would be $2058.31 and it would be automatically taken out monthly. I was also advised that after 6 months I would be able to refinance for a lower rate. They stated that they need to make sure I make my payments religiously to show creditworthiness. After putting all my numbers together and calculated all the interest I was currently paying, it was roughly 32% so I went along with the loan under the assumption that I could refinance for a lower interest rate in 6 months. I wanted to keep the payment the same but wanted to be about to pay it off sooner. In 6 months I called in and they said I was denied due to my credit score which was at a 650. I advised them that that was not part of the agreement. They said well that is our policy and I could try again in a month. I tried again in a month and they stated that since I just requested a refinance I had to wait another 6 months. So in November - 1 year of making insane payments and $1000+ going to interest of my 2058.00 payment I called in. They then stated that my debit to income ratio was off and if I wanted to refinance I would have to take out another $25000.00 loan. This was not part of our terms. They said sorry that the original rep misinformed me, in which I responded- I want the tape of our conversation going over the terms and they laughed at me and now as of March 16,2020 they refuse to take my phone calls. THIS COMPANY IS A FRAUD. THEY ARE NOT WANTING TO HELP SMALL BUSINESSES THEY WANT TO BLEED THEM DRY.

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T. Smitham
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I have had 3 amortization schedules sent to me in the past 3 year and the principal and interest payments applied each month on auto-pay NEVER match those schedules. You cannot pay extra on principal unless you time it for just a few hours before the autopay processes. Otherwise they apply interest to the extra payment.

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Funding Circle USA It was seamless and rep she was great fund were available when

It was seamless and rep she was great fund were available when promised

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Funding Circle USA replied to this review.

Funding Circle USA Great service, speedy

Great service, speedy. Blake was awesome! Was amazed the funds were so quick.

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Funding Circle USA Excellent service and fast approving your loan request!

Excellent service and fast approving your loan request! I highly recommend them to be part of your success!

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Funding Circle USA replied to this review.

Funding Circle USA Funding Circle was 1 of 3 companies we attempted to get a loan from and they were the only yes we got

Funding Circle was 1 of 3 companies we attempted to get a loan from and they were the only yes we got. I know we are paying extra interest but the loan is a big help. Hopefully we continue to get the same level of service from here on.

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Funding Circle USA I have had 3 amortization schedules sent to me in the past 3 year and the principal and interest payments applied each month on auto-pay NEVER

I have had 3 amortization schedules sent to me in the past 3 year and the principal and interest payments applied each month on auto-pay NEVER match those schedules. You cannot pay extra on principal unless you time it for just a few hours before the autopay processes. Otherwise they apply interest to the extra payment.

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Funding Circle USA replied to this review.

Funding Circle USA Unlike most other funding groups, Funding Circle actually did what they advertised

Unlike most other funding groups, Funding Circle actually did what they advertised. I have worked with several other funding groups and they all were "bait and switch" lenders. I wished I had known about them last summer when I needed to address an IRS issue. The lending group I used was a third party and, after they knew my situation, they switched the rates and amount, leaving me with a $70,000 interest payment in just 5 weeks, on a $190,000 loan!

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Is Funding Circle USA Legit?

Funding Circle USA earns a trustworthiness rating of 91%

Highly recommended, but caution will not hurt.

Our conclusion: Funding Circle USA stands out for their exceptional legitimacy, according to ComplaintsBoard’s detailed analysis. This highlights Funding Circle USA's reputation as a trustworthy leader in their field. Customers can rely on Funding Circle USA's services, assured they're dealing with a highly reputable and fully legitimate company.

We found clear and detailed contact information for Funding Circle USA. The company provides a physical address, 5 phone numbers, and 2 emails, as well as 3 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Funding Circle USA has received 6 positive reviews on our site. This is a good sign and indicates a safe and reliable experience for customers who choose to work with the company.

The age of Funding Circle USA's domain suggests that they have had sufficient time to establish a reputation as a reliable source of information and services. This can provide reassurance to potential customers seeking quality products or services.

Fundingcircle.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Fundingcircle.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

Several positive reviews for Funding Circle USA have been found on various review sites. While this may be a good sign, it is important to approach these reviews with caution and consider the possibility of fake or biased reviews.

We looked up Funding Circle USA and found that the website is receiving a high amount of traffic. This could be a sign of a popular and trustworthy website, but it is still important to exercise caution and verify the legitimacy of the site before sharing any personal or financial information

About Funding Circle USA

Screenshot Funding Circle USA
Funding Circle USA is a leading online business lending platform that connects small business owners with investors who are willing to provide them with quick and efficient loans. The company was founded in 2010 in the United Kingdom and has since expanded to other regions around the world, including the United States.

Funding Circle USA offers loans that range from $25,000 up to $500,000, with repayment terms that typically range from six months to five years. The company's loans can be used for a variety of business needs, including working capital, inventory purchases, expansion plans, and debt consolidation.

The platform uses an innovative approach that connects businesses directly with investors, allowing them to obtain funding quickly and at lower rates than traditional bank loans. Investors are able to view a borrower's loan application and credit profile, allowing them to make informed decisions about which loans to fund.

Funding Circle USA prides itself on its high level of customer service, and offers personalized support to both borrowers and investors throughout the loan application and funding process. The platform has also received high marks from third-party rating agencies, such as Trustpilot, where it has an excellent rating.

With its fast and efficient lending process, competitive rates, and exceptional customer service, Funding Circle USA has become a leading choice for small business owners who need access to capital to grow their businesses. Whether you are an existing business owner or a startup looking for funding, Funding Circle USA can help you get the financing you need to achieve your goals.
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  1. Funding Circle USA Contacts

  2. Funding Circle USA phone numbers
    +1 (855) 385-5356
    +1 (855) 385-5356
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    +49 152 0150 3594
    +49 152 0150 3594
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    +44 20 3667 2211
    +44 20 3667 2211
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    +1 (415) 813-5245
    +1 (415) 813-5245
    Click up if you have successfully reached Funding Circle USA by calling +1 (415) 813-5245 phone number 0 0 users reported that they have successfully reached Funding Circle USA by calling +1 (415) 813-5245 phone number Click down if you have unsuccessfully reached Funding Circle USA by calling +1 (415) 813-5245 phone number 0 0 users reported that they have UNsuccessfully reached Funding Circle USA by calling +1 (415) 813-5245 phone number
    +44 20 3667 2245
    +44 20 3667 2245
    Click up if you have successfully reached Funding Circle USA by calling +44 20 3667 2245 phone number 0 0 users reported that they have successfully reached Funding Circle USA by calling +44 20 3667 2245 phone number Click down if you have unsuccessfully reached Funding Circle USA by calling +44 20 3667 2245 phone number 0 0 users reported that they have UNsuccessfully reached Funding Circle USA by calling +44 20 3667 2245 phone number
    Business Finance
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  3. Funding Circle USA emails
  4. Funding Circle USA address
    44 Montgomery St, San Francisco, California, 94104-4602, United States
  5. Funding Circle USA social media
  6. Laura
    Checked and verified by Laura This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Dec 18, 2024
Funding Circle USA Category
Funding Circle USA is ranked 39 among 738 companies in the Investment, Insurance and Financial category

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