Life Insurance Corporation of India [LIC]
Reviews and Complaints

I, Mr.Raj Iruthaya Ambrose had purchased a LIC`s Health Plus Plan with profits on 13/02/2008 covering my family i.e. wife, son and daughter.Premium was Rs15000 to be paid yearly through ecs from my bank account at PMC.First payment was made by cheque no.916002 for 15000.But in the month of march 2008 they (LIC) deducted Rs15000 through ecs this was brought to notice of LIC agent Mrs.Veena Sandip Gawli and asked her to inform the branch but again in the month of april 2008 Rs15000 was deducted this time i informed the branch, the call was attended by LIC, DO Mrs.Dani who assured me this wont happen again and she would refund the excess deducted after contacting her office at Hyderabad.After that i made it a point to keep below Rs15000 in my account.After repeated complaints no action by the Kalyn Branch 92D.My wife suddenly had severe stomachache she visited her family doctor in August2008, again the stomach pain reoccurred after 15days she was refered to a Gyno.She after doing all the test diagonised it as cyst in ovary it was the start, after a months medication she adviced her to get it operated to avoid further problems as pain was coming and going.She was operated in November for Hysterectomy on nov.8th 2008.I had informed the agent Mrs.Veena and also told her i would take legal action if i was not refunded the excess Rs30, 000 deducted from my account only after that they returned the money through cheque no 119550.My wife was discharged on Nov.15th2008. Itook all the necessary papers to the kalyan branch they said they did not have the claims form as this Health Plus Scheme was new and they awaiting for the forms from Hyderabad.So i gave the papers to the Agent Mrs.Gawli, i regurarly kept in touch with her.She got the forms in Dec 2008.After all the formalities were completed the form was submitted.In january 2009 i received a letter M/S Paramount the TPA for LIC that the claims request form was submitted late.When i informed the agent and the branch office about it, they said as the delay was from their side they would request the TPA to consider it.Till today i.e.january 2010 nothing has taken place. Now i want them to refund the intial amount paid by me i.e. Rs15000 to me as soon as possible.Also to take necessary action on the incompetent Agent and the Manager of Kalyan Branch 92D.My policy No.is924353854.

V.S.Venkatesan, F1, Guru Residency, No.6, 16th street, Nanganallur, Chennai 600 061 - Ph 044-[protected] - I have invested in LIC's VARISHTHA PENSION BIMA YOJANA SCHEME a sum of rs.51980 with LIC of India, Kodambakkam, Branch, Chennai 600 024 - A sum of Rs.4876 per anuam as interest has to be paid by lic. I have invested in the year 1.11.2003. Every year LIC of India was crediting my current Account with State Bank of India, Thousand Lights Branch, a sum, of Rs.4876 on 1st November.However the interest due on 1.11.2009 has not yet been credited by LIC. Please take up the matter with LIC

Policy no-[protected], jeevan saral (t. no-165).
Lici - kaushalaya branch, kharagpur, westbengal
During signing of blank policy proposal in front of do, bm and agent it was told that:
A) the policy premium matures after 3 year and may be continued upto 10 year.
After receipt of the policy the following discrepancies were found: the 3 year or 10 year maturity is not written. as per the policy, premium is to be paid upto the year :2037 and the policy will mature at the year:2038 ie, the premium has to be paid upto 9 years after retirement and the maturity value will be received after 10 years after retirement as my dob also recorded in the policy is 11-01-1968. neither do or agent is responding to my telephone call. please help and by either returning my premium amount in full or send me the exact minimum premium to be paid duration with full maturity benefit to save my money
Pinaki dutta
Deputy manager
Power grid corporation of india limited
Cell-[protected]
[protected]@rediffmail.com

Subject:- Complaint for not making payment as per NAV recorded on the date of surrender of the Future -Plus LIC Policy
Reference :- LIC Future Plus Policy No. [protected] {Amount of Policy one lac}

R/Sir,
With due respect, it is submitted that, I had surrendered my above LIC Policy on 04/08/2009 in the branch office of LIC at SCO No. 8-9, Choti Baradari [Branch Sr.-173] Patiala {PB.}.I have taken the receipt [Acknowledgment] for it. According to the rules, my due payment is to be calculated as per NAV of Future Plus recorded on dated 05/08/2009, which is Rs. 20/02.
But the manager of the concerned branch has refused me to make the payment as per NAV recorded on 05/08/2009 due to {according to him} failure of their system for registration. It is not my fault. The customer has no role in the system of the branch. I am being compelled to beer the loss due to their system failure. There is no such rule in the Policy.
I have also submitted my written complaint to the concerned branch manager Sh. K.L. Gupta on 10/08/2009for not making me the due payment according to the recorded NAV on 05/08/09.
Sir, I am being harassed, and due to this I am in tension. I need the justice. So I request you to personally intervene in the case and provide me justice.
Hoping Early Action
Submitted with thanks.

Yours Truly,
{JOGINDER KAUR} Dated;- 10/08/2009
419-A, St. No.-7, Ghuman Nagar-A,
Sirhind Road, Patiala
{M} [protected] [R] [protected]

my lic policy number [protected] as per original policy document due date is 28.7.09
and when the last payment pzic on 28.6.09 the due date mentioned in the receipt is 28.7.10
when approached for papers to submit to Lic of india visakapatnam city branch III seetammapeta vizag 16
the due date is told as 2010
I have taken VRS in June 2009 and how can we pay one more year premiums (SSS)
pl respond immediately

matter most urgent

regards

denduluri dharmarao
[protected]@yahoo.com

Complaints of 1

ComplaintNo Datedd/mm/yyyy Details Source
181004 07/05/2017 I have noticed that the name of agent has been cha...more I have noticed that the name of agent has been changed from Mr. Kapil Dhawan to Mr. Minhas of Tibbi village of Punjab. Pl. clarity why it so. I sent a mail to the concerned branch but till date there is no response by them. A line of reply with return mail will be highly appriciated. Purshotam Purshotam Ohri PORTAL
The above is my complint filed on 07.5.2017 has not been decided as yet. What will be fate of my complaint? No body in the Branch office bothers about my e-mail sent before 7.5.2017. Pl. intervein and expedite.

Policy bond not received from more than one year and they told me that you give an application for getting the new policy bond if I don't received the policy bond then why I will pay again...

Re: Life Insurance Corporation - LIC

Today morning I got sms on my mobile that a payment has ben made at LIC for Rs. 7115 . Well, It is very much shocking to me as First of all how could ICICI make payment on my behalf WITHOUT MY CONSENT which was mandatory as per my understanding with ICICI when their people contacted me to offer such utility bill payments facility and they assured me that they would never make any payment without my consent .

Secondly the due date for my next LIC premium is 28th may 07 , not 23rd may, this is again very disturbing and loss to me as I have to bear all interest and charges whatever you will debit to me on this account .

3 rdly, upon my call to inquire about it your one Mr. Anand from Mumbai assured me that no such transaction has happened and I should ignore this sms and should remain worryfree BUT I was not satisfied and I called up again and this time one lady picked up and with careful handling she definitely confirmed that 'Yes ' one such transaction has taken place but then she said that systems are down so she was unable to answer me on the question of 'CONSENT' as how could it be made without my consent. AND then she advised me to call after half and hour.

I am absolutely at loss to understand about such negligence and careless handling of credit card account of one of your customer. I want my this complain to be noted with full seriousness and action to be taken 1st. to reverse the transaction for which I never consented, 2ndly. no charges should be debited to me for which I am not responsible and thirdly take disciplinary action against the erring staff of yours who has done this careless transaction without my knowledge and consent.

Please apprise me your action or else I will have to take appropriate legal steps to protect my rights and safeguard from such faulty actions of yours and to recover my amount which you made to lic without my consent and also for the compensation for all the harassment and mental torture which I am going through.

I hope to listen from you soon,

Thanks, yours faithfully,
Ratan kumar Jain.